Civic Intelligence

JOHN SCHRAM

Plan context: JOHN SCHRAM CASH BALANCE PLAN

EIN 91-1868090 • Spokane, WA • 12 filings • 2 plans

917 S. Monroe StreetSpokane, WA 99204
Current Snapshot

Latest Year

2025

2025 Participants

3

2025 Assets

$1,939,621

2025 Contributions

$416,996

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,997,732$1,998,866$0201820222025YearValue
$1,939,621Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420201820222025YearValue
3Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202513$1,939,621$416,996$138,999iApproximate average salary by contribution assumption: employee only about $3,474,967 at 4% or $2,316,644 at 6%; with 50% employer match about $2,316,644 at 4% or $1,544,430 at 6%; with 100% employer match about $1,737,483 at 4% or $1,158,322 at 6%.
JOHN SCHRAM CASH BALANCE PLAN-3$1,939,621$416,996$138,999iApproximate average salary by contribution assumption: employee only about $3,474,967 at 4% or $2,316,644 at 6%; with 50% employer match about $2,316,644 at 4% or $1,544,430 at 6%; with 100% employer match about $1,737,483 at 4% or $1,158,322 at 6%.
202424$3,997,732$329,294$82,324iApproximate average salary by contribution assumption: employee only about $2,058,088 at 4% or $1,372,058 at 6%; with 50% employer match about $1,372,058 at 4% or $914,706 at 6%; with 100% employer match about $1,029,044 at 4% or $686,029 at 6%.
JOHN SCHRAM 401(K) PLAN-4$2,710,657$52,332$13,083iApproximate average salary by contribution assumption: employee only about $327,075 at 4% or $218,050 at 6%; with 50% employer match about $218,050 at 4% or $145,367 at 6%; with 100% employer match about $163,538 at 4% or $109,025 at 6%.
JOHN SCHRAM CASH BALANCE PLAN-3$1,287,075$276,962$92,321iApproximate average salary by contribution assumption: employee only about $2,308,017 at 4% or $1,538,678 at 6%; with 50% employer match about $1,538,678 at 4% or $1,025,785 at 6%; with 100% employer match about $1,154,008 at 4% or $769,339 at 6%.
202324$3,098,282$341,627$85,407iApproximate average salary by contribution assumption: employee only about $2,135,169 at 4% or $1,423,446 at 6%; with 50% employer match about $1,423,446 at 4% or $948,964 at 6%; with 100% employer match about $1,067,584 at 4% or $711,723 at 6%.
JOHN SCHRAM 401(K) PLAN-4$2,274,913$77,663$19,416iApproximate average salary by contribution assumption: employee only about $485,394 at 4% or $323,596 at 6%; with 50% employer match about $323,596 at 4% or $215,731 at 6%; with 100% employer match about $242,697 at 4% or $161,798 at 6%.
JOHN SCHRAM CASH BALANCE PLAN-3$823,369$263,964$87,988iApproximate average salary by contribution assumption: employee only about $2,199,700 at 4% or $1,466,467 at 6%; with 50% employer match about $1,466,467 at 4% or $977,644 at 6%; with 100% employer match about $1,099,850 at 4% or $733,233 at 6%.
202224$2,247,753$317,128$79,282iApproximate average salary by contribution assumption: employee only about $1,982,050 at 4% or $1,321,367 at 6%; with 50% employer match about $1,321,367 at 4% or $880,911 at 6%; with 100% employer match about $991,025 at 4% or $660,683 at 6%.
JOHN SCHRAM 401(K) PLAN-4$1,803,740$57,206$14,302iApproximate average salary by contribution assumption: employee only about $357,538 at 4% or $238,358 at 6%; with 50% employer match about $238,358 at 4% or $158,906 at 6%; with 100% employer match about $178,769 at 4% or $119,179 at 6%.
JOHN SCHRAM CASH BALANCE PLAN-3$444,013$259,922$86,641iApproximate average salary by contribution assumption: employee only about $2,166,017 at 4% or $1,444,011 at 6%; with 50% employer match about $1,444,011 at 4% or $962,674 at 6%; with 100% employer match about $1,083,008 at 4% or $722,006 at 6%.
202124$2,409,676$277,675$69,419iApproximate average salary by contribution assumption: employee only about $1,735,469 at 4% or $1,156,979 at 6%; with 50% employer match about $1,156,979 at 4% or $771,319 at 6%; with 100% employer match about $867,734 at 4% or $578,490 at 6%.
JOHN SCHRAM 401(K) PLAN-4$2,211,875$79,874$19,969iApproximate average salary by contribution assumption: employee only about $499,213 at 4% or $332,808 at 6%; with 50% employer match about $332,808 at 4% or $221,872 at 6%; with 100% employer match about $249,606 at 4% or $166,404 at 6%.
JOHN SCHRAM CASH BALANCE PLAN-4$197,801$197,801$49,450iApproximate average salary by contribution assumption: employee only about $1,236,256 at 4% or $824,171 at 6%; with 50% employer match about $824,171 at 4% or $549,447 at 6%; with 100% employer match about $618,128 at 4% or $412,085 at 6%.
202014$1,811,256$132,170$33,043iApproximate average salary by contribution assumption: employee only about $826,063 at 4% or $550,708 at 6%; with 50% employer match about $550,708 at 4% or $367,139 at 6%; with 100% employer match about $413,031 at 4% or $275,354 at 6%.
JOHN SCHRAM 401(K) PLAN-4$1,811,256$132,170$33,043iApproximate average salary by contribution assumption: employee only about $826,063 at 4% or $550,708 at 6%; with 50% employer match about $550,708 at 4% or $367,139 at 6%; with 100% employer match about $413,031 at 4% or $275,354 at 6%.
201914$1,457,629$128,682$32,171iApproximate average salary by contribution assumption: employee only about $804,263 at 4% or $536,175 at 6%; with 50% employer match about $536,175 at 4% or $357,450 at 6%; with 100% employer match about $402,131 at 4% or $268,088 at 6%.
JOHN SCHRAM 401(K) PLAN-4$1,457,629$128,682$32,171iApproximate average salary by contribution assumption: employee only about $804,263 at 4% or $536,175 at 6%; with 50% employer match about $536,175 at 4% or $357,450 at 6%; with 100% employer match about $402,131 at 4% or $268,088 at 6%.
201814$1,039,134$125,769$31,442iApproximate average salary by contribution assumption: employee only about $786,056 at 4% or $524,038 at 6%; with 50% employer match about $524,038 at 4% or $349,358 at 6%; with 100% employer match about $393,028 at 4% or $262,019 at 6%.
JOHN SCHRAM 401(K) PLAN-4$1,039,134$125,769$31,442iApproximate average salary by contribution assumption: employee only about $786,056 at 4% or $524,038 at 6%; with 50% employer match about $524,038 at 4% or $349,358 at 6%; with 100% employer match about $393,028 at 4% or $262,019 at 6%.