Scott Employees Credit Union
Plan context: Scott Employees Credit Union 401K Plan and Trust
EIN 91-0417045 • Everett, WA • 49 filings • 5 plans
Current Snapshot
Latest Year
2024
2024 Participants
18
2024 Assets
$552,464
2024 Contributions
$24,596
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 1 | 18 | $552,464 | $24,596 | $1,366iApproximate average salary by contribution assumption: employee only about $34,161 at 4% or $22,774 at 6%; with 50% employer match about $22,774 at 4% or $15,183 at 6%; with 100% employer match about $17,081 at 4% or $11,387 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 18 | $552,464 | $24,596 | $1,366iApproximate average salary by contribution assumption: employee only about $34,161 at 4% or $22,774 at 6%; with 50% employer match about $22,774 at 4% or $15,183 at 6%; with 100% employer match about $17,081 at 4% or $11,387 at 6%. |
| 2023 | 2 | 20 | $1,885,437 | $216,730 | $10,837iApproximate average salary by contribution assumption: employee only about $270,913 at 4% or $180,608 at 6%; with 50% employer match about $180,608 at 4% or $120,406 at 6%; with 100% employer match about $135,456 at 4% or $90,304 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 20 | $1,280,831 | $187,224 | $9,361iApproximate average salary by contribution assumption: employee only about $234,030 at 4% or $156,020 at 6%; with 50% employer match about $156,020 at 4% or $104,013 at 6%; with 100% employer match about $117,015 at 4% or $78,010 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 16 | $604,606 | $29,506 | $1,844iApproximate average salary by contribution assumption: employee only about $46,103 at 4% or $30,735 at 6%; with 50% employer match about $30,735 at 4% or $20,490 at 6%; with 100% employer match about $23,052 at 4% or $15,368 at 6%. |
| 2022 | 2 | 22 | $1,756,751 | $95,841 | $4,356iApproximate average salary by contribution assumption: employee only about $108,910 at 4% or $72,607 at 6%; with 50% employer match about $72,607 at 4% or $48,405 at 6%; with 100% employer match about $54,455 at 4% or $36,303 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 22 | $1,180,461 | $45,280 | $2,058iApproximate average salary by contribution assumption: employee only about $51,455 at 4% or $34,303 at 6%; with 50% employer match about $34,303 at 4% or $22,869 at 6%; with 100% employer match about $25,727 at 4% or $17,152 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 15 | $576,290 | $50,561 | $3,371iApproximate average salary by contribution assumption: employee only about $84,268 at 4% or $56,179 at 6%; with 50% employer match about $56,179 at 4% or $37,453 at 6%; with 100% employer match about $42,134 at 4% or $28,089 at 6%. |
| 2021 | 2 | 18 | $1,811,443 | $323,690 | $17,983iApproximate average salary by contribution assumption: employee only about $449,569 at 4% or $299,713 at 6%; with 50% employer match about $299,713 at 4% or $199,809 at 6%; with 100% employer match about $224,785 at 4% or $149,856 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 18 | $1,198,847 | $287,878 | $15,993iApproximate average salary by contribution assumption: employee only about $399,831 at 4% or $266,554 at 6%; with 50% employer match about $266,554 at 4% or $177,702 at 6%; with 100% employer match about $199,915 at 4% or $133,277 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 13 | $612,596 | $35,812 | $2,755iApproximate average salary by contribution assumption: employee only about $68,869 at 4% or $45,913 at 6%; with 50% employer match about $45,913 at 4% or $30,609 at 6%; with 100% employer match about $34,435 at 4% or $22,956 at 6%. |
| 2020 | 2 | 17 | $1,503,648 | $89,789 | $5,282iApproximate average salary by contribution assumption: employee only about $132,043 at 4% or $88,028 at 6%; with 50% employer match about $88,028 at 4% or $58,686 at 6%; with 100% employer match about $66,021 at 4% or $44,014 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 17 | $951,578 | $41,367 | $2,433iApproximate average salary by contribution assumption: employee only about $60,834 at 4% or $40,556 at 6%; with 50% employer match about $40,556 at 4% or $27,037 at 6%; with 100% employer match about $30,417 at 4% or $20,278 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 13 | $552,070 | $48,422 | $3,725iApproximate average salary by contribution assumption: employee only about $93,119 at 4% or $62,079 at 6%; with 50% employer match about $62,079 at 4% or $41,386 at 6%; with 100% employer match about $46,560 at 4% or $31,040 at 6%. |
| 2019 | 2 | 16 | $1,581,634 | $30,232 | $1,890iApproximate average salary by contribution assumption: employee only about $47,238 at 4% or $31,492 at 6%; with 50% employer match about $31,492 at 4% or $20,994 at 6%; with 100% employer match about $23,619 at 4% or $15,746 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 16 | $999,394 | $0 | - |
| Scott Employees Credit Union 401K Plan and Trust | - | 12 | $582,240 | $30,232 | $2,519iApproximate average salary by contribution assumption: employee only about $62,983 at 4% or $41,989 at 6%; with 50% employer match about $41,989 at 4% or $27,993 at 6%; with 100% employer match about $31,492 at 4% or $20,994 at 6%. |
| 2018 | 2 | 13 | $1,548,771 | $165,686 | $12,745iApproximate average salary by contribution assumption: employee only about $318,627 at 4% or $212,418 at 6%; with 50% employer match about $212,418 at 4% or $141,612 at 6%; with 100% employer match about $159,313 at 4% or $106,209 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 13 | $984,762 | $136,612 | $10,509iApproximate average salary by contribution assumption: employee only about $262,715 at 4% or $175,144 at 6%; with 50% employer match about $175,144 at 4% or $116,762 at 6%; with 100% employer match about $131,358 at 4% or $87,572 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 11 | $564,009 | $29,074 | $2,643iApproximate average salary by contribution assumption: employee only about $66,077 at 4% or $44,052 at 6%; with 50% employer match about $44,052 at 4% or $29,368 at 6%; with 100% employer match about $33,039 at 4% or $22,026 at 6%. |
| 2017 | 2 | 12 | $1,451,708 | $106,160 | $8,847iApproximate average salary by contribution assumption: employee only about $221,167 at 4% or $147,444 at 6%; with 50% employer match about $147,444 at 4% or $98,296 at 6%; with 100% employer match about $110,583 at 4% or $73,722 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 12 | $858,704 | $73,292 | $6,108iApproximate average salary by contribution assumption: employee only about $152,692 at 4% or $101,794 at 6%; with 50% employer match about $101,794 at 4% or $67,863 at 6%; with 100% employer match about $76,346 at 4% or $50,897 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 10 | $593,004 | $32,868 | $3,287iApproximate average salary by contribution assumption: employee only about $82,170 at 4% or $54,780 at 6%; with 50% employer match about $54,780 at 4% or $36,520 at 6%; with 100% employer match about $41,085 at 4% or $27,390 at 6%. |
| 2016 | 2 | 13 | $1,477,171 | $206,755 | $15,904iApproximate average salary by contribution assumption: employee only about $397,606 at 4% or $265,071 at 6%; with 50% employer match about $265,071 at 4% or $176,714 at 6%; with 100% employer match about $198,803 at 4% or $132,535 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 13 | $981,420 | $170,034 | $13,080iApproximate average salary by contribution assumption: employee only about $326,988 at 4% or $217,992 at 6%; with 50% employer match about $217,992 at 4% or $145,328 at 6%; with 100% employer match about $163,494 at 4% or $108,996 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 10 | $495,751 | $36,721 | $3,672iApproximate average salary by contribution assumption: employee only about $91,803 at 4% or $61,202 at 6%; with 50% employer match about $61,202 at 4% or $40,801 at 6%; with 100% employer match about $45,901 at 4% or $30,601 at 6%. |
| 2015 | 2 | 12 | $1,225,637 | $166,945 | $13,912iApproximate average salary by contribution assumption: employee only about $347,802 at 4% or $231,868 at 6%; with 50% employer match about $231,868 at 4% or $154,579 at 6%; with 100% employer match about $173,901 at 4% or $115,934 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 12 | $799,833 | $133,478 | $11,123iApproximate average salary by contribution assumption: employee only about $278,079 at 4% or $185,386 at 6%; with 50% employer match about $185,386 at 4% or $123,591 at 6%; with 100% employer match about $139,040 at 4% or $92,693 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 9 | $425,804 | $33,467 | $3,719iApproximate average salary by contribution assumption: employee only about $92,964 at 4% or $61,976 at 6%; with 50% employer match about $61,976 at 4% or $41,317 at 6%; with 100% employer match about $46,482 at 4% or $30,988 at 6%. |
| 2014 | 2 | 11 | $1,066,853 | $135,333 | $12,303iApproximate average salary by contribution assumption: employee only about $307,575 at 4% or $205,050 at 6%; with 50% employer match about $205,050 at 4% or $136,700 at 6%; with 100% employer match about $153,788 at 4% or $102,525 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 11 | $656,395 | $100,291 | $9,117iApproximate average salary by contribution assumption: employee only about $227,934 at 4% or $151,956 at 6%; with 50% employer match about $151,956 at 4% or $101,304 at 6%; with 100% employer match about $113,967 at 4% or $75,978 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 6 | $410,458 | $35,042 | $5,840iApproximate average salary by contribution assumption: employee only about $146,008 at 4% or $97,339 at 6%; with 50% employer match about $97,339 at 4% or $64,893 at 6%; with 100% employer match about $73,004 at 4% or $48,669 at 6%. |
| 2013 | 2 | 10 | $905,482 | $99,006 | $9,901iApproximate average salary by contribution assumption: employee only about $247,515 at 4% or $165,010 at 6%; with 50% employer match about $165,010 at 4% or $110,007 at 6%; with 100% employer match about $123,758 at 4% or $82,505 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 10 | $546,937 | $62,671 | $6,267iApproximate average salary by contribution assumption: employee only about $156,678 at 4% or $104,452 at 6%; with 50% employer match about $104,452 at 4% or $69,634 at 6%; with 100% employer match about $78,339 at 4% or $52,226 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 10 | $358,545 | $36,335 | $3,634iApproximate average salary by contribution assumption: employee only about $90,838 at 4% or $60,558 at 6%; with 50% employer match about $60,558 at 4% or $40,372 at 6%; with 100% employer match about $45,419 at 4% or $30,279 at 6%. |
| 2012 | 2 | 9 | $789,509 | $186,226 | $20,692iApproximate average salary by contribution assumption: employee only about $517,294 at 4% or $344,863 at 6%; with 50% employer match about $344,863 at 4% or $229,909 at 6%; with 100% employer match about $258,647 at 4% or $172,431 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 9 | $496,994 | $160,519 | $17,835iApproximate average salary by contribution assumption: employee only about $445,886 at 4% or $297,257 at 6%; with 50% employer match about $297,257 at 4% or $198,172 at 6%; with 100% employer match about $222,943 at 4% or $148,629 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 9 | $292,515 | $25,707 | $2,856iApproximate average salary by contribution assumption: employee only about $71,408 at 4% or $47,606 at 6%; with 50% employer match about $47,606 at 4% or $31,737 at 6%; with 100% employer match about $35,704 at 4% or $23,803 at 6%. |
| 2011 | 2 | 8 | $572,322 | $89,343 | $11,168iApproximate average salary by contribution assumption: employee only about $279,197 at 4% or $186,131 at 6%; with 50% employer match about $186,131 at 4% or $124,088 at 6%; with 100% employer match about $139,598 at 4% or $93,066 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 8 | $329,411 | $64,583 | $8,073iApproximate average salary by contribution assumption: employee only about $201,822 at 4% or $134,548 at 6%; with 50% employer match about $134,548 at 4% or $89,699 at 6%; with 100% employer match about $100,911 at 4% or $67,274 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 7 | $242,911 | $24,760 | $3,537iApproximate average salary by contribution assumption: employee only about $88,429 at 4% or $58,952 at 6%; with 50% employer match about $58,952 at 4% or $39,302 at 6%; with 100% employer match about $44,214 at 4% or $29,476 at 6%. |
| 2010 | 2 | 9 | $572,074 | $73,987 | $8,221iApproximate average salary by contribution assumption: employee only about $205,519 at 4% or $137,013 at 6%; with 50% employer match about $137,013 at 4% or $91,342 at 6%; with 100% employer match about $102,760 at 4% or $68,506 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 9 | $345,560 | $51,269 | $5,697iApproximate average salary by contribution assumption: employee only about $142,414 at 4% or $94,943 at 6%; with 50% employer match about $94,943 at 4% or $63,295 at 6%; with 100% employer match about $71,207 at 4% or $47,471 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 8 | $226,514 | $22,718 | $2,840iApproximate average salary by contribution assumption: employee only about $70,994 at 4% or $47,329 at 6%; with 50% employer match about $47,329 at 4% or $31,553 at 6%; with 100% employer match about $35,497 at 4% or $23,665 at 6%. |
| 2009 | 2 | 9 | $472,285 | $51,962 | $5,774iApproximate average salary by contribution assumption: employee only about $144,339 at 4% or $96,226 at 6%; with 50% employer match about $96,226 at 4% or $64,151 at 6%; with 100% employer match about $72,169 at 4% or $48,113 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 9 | $285,852 | $31,530 | $3,503iApproximate average salary by contribution assumption: employee only about $87,583 at 4% or $58,389 at 6%; with 50% employer match about $58,389 at 4% or $38,926 at 6%; with 100% employer match about $43,792 at 4% or $29,194 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 8 | $186,433 | $20,432 | $2,554iApproximate average salary by contribution assumption: employee only about $63,850 at 4% or $42,567 at 6%; with 50% employer match about $42,567 at 4% or $28,378 at 6%; with 100% employer match about $31,925 at 4% or $21,283 at 6%. |
| 2008 | 2 | 8 | $133,345 | $22,708 | $2,839iApproximate average salary by contribution assumption: employee only about $70,963 at 4% or $47,308 at 6%; with 50% employer match about $47,308 at 4% or $31,539 at 6%; with 100% employer match about $35,481 at 4% or $23,654 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 8 | $133,345 | $22,708 | $2,839iApproximate average salary by contribution assumption: employee only about $70,963 at 4% or $47,308 at 6%; with 50% employer match about $47,308 at 4% or $31,539 at 6%; with 100% employer match about $35,481 at 4% or $23,654 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 7 | - | - | - |
| 2007 | 2 | 8 | $159,625 | $21,878 | $2,735iApproximate average salary by contribution assumption: employee only about $68,369 at 4% or $45,579 at 6%; with 50% employer match about $45,579 at 4% or $30,386 at 6%; with 100% employer match about $34,184 at 4% or $22,790 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 8 | $159,625 | $21,878 | $2,735iApproximate average salary by contribution assumption: employee only about $68,369 at 4% or $45,579 at 6%; with 50% employer match about $45,579 at 4% or $30,386 at 6%; with 100% employer match about $34,184 at 4% or $22,790 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 8 | - | - | - |
| 2006 | 2 | 7 | $258,458 | $61,045 | $8,721iApproximate average salary by contribution assumption: employee only about $218,018 at 4% or $145,345 at 6%; with 50% employer match about $145,345 at 4% or $96,897 at 6%; with 100% employer match about $109,009 at 4% or $72,673 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 7 | $131,017 | $45,854 | $6,551iApproximate average salary by contribution assumption: employee only about $163,764 at 4% or $109,176 at 6%; with 50% employer match about $109,176 at 4% or $72,784 at 6%; with 100% employer match about $81,882 at 4% or $54,588 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 7 | $127,441 | $15,191 | $2,170iApproximate average salary by contribution assumption: employee only about $54,254 at 4% or $36,169 at 6%; with 50% employer match about $36,169 at 4% or $24,113 at 6%; with 100% employer match about $27,127 at 4% or $18,085 at 6%. |
| 2005 | 2 | 7 | $98,421 | $14,581 | $2,083iApproximate average salary by contribution assumption: employee only about $52,075 at 4% or $34,717 at 6%; with 50% employer match about $34,717 at 4% or $23,144 at 6%; with 100% employer match about $26,038 at 4% or $17,358 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 7 | $98,421 | $14,581 | $2,083iApproximate average salary by contribution assumption: employee only about $52,075 at 4% or $34,717 at 6%; with 50% employer match about $34,717 at 4% or $23,144 at 6%; with 100% employer match about $26,038 at 4% or $17,358 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 5 | - | - | - |
| 2004 | 2 | 7 | $219,521 | $58,702 | $8,386iApproximate average salary by contribution assumption: employee only about $209,650 at 4% or $139,767 at 6%; with 50% employer match about $139,767 at 4% or $93,178 at 6%; with 100% employer match about $104,825 at 4% or $69,883 at 6%. |
| MILL TOWN CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 6 | $119,641 | $47,103 | $7,851iApproximate average salary by contribution assumption: employee only about $196,263 at 4% or $130,842 at 6%; with 50% employer match about $130,842 at 4% or $87,228 at 6%; with 100% employer match about $98,131 at 4% or $65,421 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 7 | $99,880 | $11,599 | $1,657iApproximate average salary by contribution assumption: employee only about $41,425 at 4% or $27,617 at 6%; with 50% employer match about $27,617 at 4% or $18,411 at 6%; with 100% employer match about $20,713 at 4% or $13,808 at 6%. |
| 2003 | 1 | 7 | $79,978 | $10,970 | $1,567iApproximate average salary by contribution assumption: employee only about $39,179 at 4% or $26,119 at 6%; with 50% employer match about $26,119 at 4% or $17,413 at 6%; with 100% employer match about $19,589 at 4% or $13,060 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 7 | $79,978 | $10,970 | $1,567iApproximate average salary by contribution assumption: employee only about $39,179 at 4% or $26,119 at 6%; with 50% employer match about $26,119 at 4% or $17,413 at 6%; with 100% employer match about $19,589 at 4% or $13,060 at 6%. |
| 2002 | 2 | 8 | $55,048 | $10,285 | $1,286iApproximate average salary by contribution assumption: employee only about $32,141 at 4% or $21,427 at 6%; with 50% employer match about $21,427 at 4% or $14,285 at 6%; with 100% employer match about $16,070 at 4% or $10,714 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 7 | $55,048 | $10,285 | $1,469iApproximate average salary by contribution assumption: employee only about $36,732 at 4% or $24,488 at 6%; with 50% employer match about $24,488 at 4% or $16,325 at 6%; with 100% employer match about $18,366 at 4% or $12,244 at 6%. |
| SCOTT EMPLOYEES CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 8 | - | - | - |
| 2001 | 2 | 7 | $60,235 | $12,119 | $1,731iApproximate average salary by contribution assumption: employee only about $43,282 at 4% or $28,855 at 6%; with 50% employer match about $28,855 at 4% or $19,237 at 6%; with 100% employer match about $21,641 at 4% or $14,427 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 7 | $60,235 | $12,119 | $1,731iApproximate average salary by contribution assumption: employee only about $43,282 at 4% or $28,855 at 6%; with 50% employer match about $28,855 at 4% or $19,237 at 6%; with 100% employer match about $21,641 at 4% or $14,427 at 6%. |
| SCOTT EMPLOYEES CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 7 | - | - | - |
| 2000 | 2 | 6 | $59,160 | $13,417 | $2,236iApproximate average salary by contribution assumption: employee only about $55,904 at 4% or $37,269 at 6%; with 50% employer match about $37,269 at 4% or $24,846 at 6%; with 100% employer match about $27,952 at 4% or $18,635 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 5 | $59,160 | $13,417 | $2,683iApproximate average salary by contribution assumption: employee only about $67,085 at 4% or $44,723 at 6%; with 50% employer match about $44,723 at 4% or $29,816 at 6%; with 100% employer match about $33,543 at 4% or $22,362 at 6%. |
| SCOTT EMPLOYEES CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 6 | - | - | - |
| 1999 | 1 | 7 | $50,689 | $12,215 | $1,745iApproximate average salary by contribution assumption: employee only about $43,625 at 4% or $29,083 at 6%; with 50% employer match about $29,083 at 4% or $19,389 at 6%; with 100% employer match about $21,813 at 4% or $14,542 at 6%. |
| Scott Employees Credit Union 401K Plan and Trust | - | 7 | $50,689 | $12,215 | $1,745iApproximate average salary by contribution assumption: employee only about $43,625 at 4% or $29,083 at 6%; with 50% employer match about $29,083 at 4% or $19,389 at 6%; with 100% employer match about $21,813 at 4% or $14,542 at 6%. |