Civic Intelligence

X-Pay LLC D/B/A Balance Point

Plan context: Balance Point Retirement Plan

EIN 86-1082548 • Glen Rock, NJ • 17 filings • 1 plans

65 Harristown Road - Suite 208Glen Rock, NJ 07452
Current Snapshot

Latest Year

2022

2022 Participants

81

2022 Assets

$10,259,907

2022 Contributions

$778,335

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$10,259,907$5,129,954$0200520142021YearValue
$10,259,907Latest year 2021

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

81410200520142021YearValue
81Latest year 2021

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202210$0$0-
Balance Point Retirement Plan-0$0$0-
2021181$10,259,907$778,335$9,609iApproximate average salary by contribution assumption: employee only about $240,227 at 4% or $160,151 at 6%; with 50% employer match about $160,151 at 4% or $106,767 at 6%; with 100% employer match about $120,113 at 4% or $80,076 at 6%.
Balance Point Retirement Plan-81$10,259,907$778,335$9,609iApproximate average salary by contribution assumption: employee only about $240,227 at 4% or $160,151 at 6%; with 50% employer match about $160,151 at 4% or $106,767 at 6%; with 100% employer match about $120,113 at 4% or $80,076 at 6%.
2020177$8,381,257$518,350$6,732iApproximate average salary by contribution assumption: employee only about $168,295 at 4% or $112,197 at 6%; with 50% employer match about $112,197 at 4% or $74,798 at 6%; with 100% employer match about $84,148 at 4% or $56,098 at 6%.
Balance Point Retirement Plan-77$8,381,257$518,350$6,732iApproximate average salary by contribution assumption: employee only about $168,295 at 4% or $112,197 at 6%; with 50% employer match about $112,197 at 4% or $74,798 at 6%; with 100% employer match about $84,148 at 4% or $56,098 at 6%.
2019179$6,736,648$579,390$7,334iApproximate average salary by contribution assumption: employee only about $183,351 at 4% or $122,234 at 6%; with 50% employer match about $122,234 at 4% or $81,489 at 6%; with 100% employer match about $91,676 at 4% or $61,117 at 6%.
Balance Point Retirement Plan-79$6,736,648$579,390$7,334iApproximate average salary by contribution assumption: employee only about $183,351 at 4% or $122,234 at 6%; with 50% employer match about $122,234 at 4% or $81,489 at 6%; with 100% employer match about $91,676 at 4% or $61,117 at 6%.
2018176$5,027,973$528,617$6,955iApproximate average salary by contribution assumption: employee only about $173,887 at 4% or $115,925 at 6%; with 50% employer match about $115,925 at 4% or $77,283 at 6%; with 100% employer match about $86,944 at 4% or $57,962 at 6%.
Balance Point Retirement Plan-76$5,027,973$528,617$6,955iApproximate average salary by contribution assumption: employee only about $173,887 at 4% or $115,925 at 6%; with 50% employer match about $115,925 at 4% or $77,283 at 6%; with 100% employer match about $86,944 at 4% or $57,962 at 6%.
2017169$5,123,451$617,485$8,949iApproximate average salary by contribution assumption: employee only about $223,726 at 4% or $149,151 at 6%; with 50% employer match about $149,151 at 4% or $99,434 at 6%; with 100% employer match about $111,863 at 4% or $74,575 at 6%.
Balance Point Retirement Plan-69$5,123,451$617,485$8,949iApproximate average salary by contribution assumption: employee only about $223,726 at 4% or $149,151 at 6%; with 50% employer match about $149,151 at 4% or $99,434 at 6%; with 100% employer match about $111,863 at 4% or $74,575 at 6%.
2016168$4,008,992$565,236$8,312iApproximate average salary by contribution assumption: employee only about $207,807 at 4% or $138,538 at 6%; with 50% employer match about $138,538 at 4% or $92,359 at 6%; with 100% employer match about $103,904 at 4% or $69,269 at 6%.
Balance Point Retirement Plan-68$4,008,992$565,236$8,312iApproximate average salary by contribution assumption: employee only about $207,807 at 4% or $138,538 at 6%; with 50% employer match about $138,538 at 4% or $92,359 at 6%; with 100% employer match about $103,904 at 4% or $69,269 at 6%.
2015159$3,252,177$493,906$8,371iApproximate average salary by contribution assumption: employee only about $209,282 at 4% or $139,521 at 6%; with 50% employer match about $139,521 at 4% or $93,014 at 6%; with 100% employer match about $104,641 at 4% or $69,761 at 6%.
Balance Point Retirement Plan-59$3,252,177$493,906$8,371iApproximate average salary by contribution assumption: employee only about $209,282 at 4% or $139,521 at 6%; with 50% employer match about $139,521 at 4% or $93,014 at 6%; with 100% employer match about $104,641 at 4% or $69,761 at 6%.
2014149$2,805,581$399,938$8,162iApproximate average salary by contribution assumption: employee only about $204,050 at 4% or $136,033 at 6%; with 50% employer match about $136,033 at 4% or $90,689 at 6%; with 100% employer match about $102,025 at 4% or $68,017 at 6%.
Balance Point Retirement Plan-49$2,805,581$399,938$8,162iApproximate average salary by contribution assumption: employee only about $204,050 at 4% or $136,033 at 6%; with 50% employer match about $136,033 at 4% or $90,689 at 6%; with 100% employer match about $102,025 at 4% or $68,017 at 6%.
2013149$2,307,751$351,159$7,167iApproximate average salary by contribution assumption: employee only about $179,163 at 4% or $119,442 at 6%; with 50% employer match about $119,442 at 4% or $79,628 at 6%; with 100% employer match about $89,581 at 4% or $59,721 at 6%.
Balance Point Retirement Plan-49$2,307,751$351,159$7,167iApproximate average salary by contribution assumption: employee only about $179,163 at 4% or $119,442 at 6%; with 50% employer match about $119,442 at 4% or $79,628 at 6%; with 100% employer match about $89,581 at 4% or $59,721 at 6%.
2012139$1,724,793$309,731$7,942iApproximate average salary by contribution assumption: employee only about $198,546 at 4% or $132,364 at 6%; with 50% employer match about $132,364 at 4% or $88,242 at 6%; with 100% employer match about $99,273 at 4% or $66,182 at 6%.
Balance Point Retirement Plan-39$1,724,793$309,731$7,942iApproximate average salary by contribution assumption: employee only about $198,546 at 4% or $132,364 at 6%; with 50% employer match about $132,364 at 4% or $88,242 at 6%; with 100% employer match about $99,273 at 4% or $66,182 at 6%.
2011129$1,366,419$575,112$19,831iApproximate average salary by contribution assumption: employee only about $495,786 at 4% or $330,524 at 6%; with 50% employer match about $330,524 at 4% or $220,349 at 6%; with 100% employer match about $247,893 at 4% or $165,262 at 6%.
Balance Point Retirement Plan-29$1,366,419$575,112$19,831iApproximate average salary by contribution assumption: employee only about $495,786 at 4% or $330,524 at 6%; with 50% employer match about $330,524 at 4% or $220,349 at 6%; with 100% employer match about $247,893 at 4% or $165,262 at 6%.
2010124$973,685$274,778$11,449iApproximate average salary by contribution assumption: employee only about $286,227 at 4% or $190,818 at 6%; with 50% employer match about $190,818 at 4% or $127,212 at 6%; with 100% employer match about $143,114 at 4% or $95,409 at 6%.
Balance Point Retirement Plan-24$973,685$274,778$11,449iApproximate average salary by contribution assumption: employee only about $286,227 at 4% or $190,818 at 6%; with 50% employer match about $190,818 at 4% or $127,212 at 6%; with 100% employer match about $143,114 at 4% or $95,409 at 6%.
2009119$624,455$182,277$9,594iApproximate average salary by contribution assumption: employee only about $239,838 at 4% or $159,892 at 6%; with 50% employer match about $159,892 at 4% or $106,595 at 6%; with 100% employer match about $119,919 at 4% or $79,946 at 6%.
Balance Point Retirement Plan-19$624,455$182,277$9,594iApproximate average salary by contribution assumption: employee only about $239,838 at 4% or $159,892 at 6%; with 50% employer match about $159,892 at 4% or $106,595 at 6%; with 100% employer match about $119,919 at 4% or $79,946 at 6%.
2008118$367,267$145,955$8,109iApproximate average salary by contribution assumption: employee only about $202,715 at 4% or $135,144 at 6%; with 50% employer match about $135,144 at 4% or $90,096 at 6%; with 100% employer match about $101,358 at 4% or $67,572 at 6%.
Balance Point Retirement Plan-18$367,267$145,955$8,109iApproximate average salary by contribution assumption: employee only about $202,715 at 4% or $135,144 at 6%; with 50% employer match about $135,144 at 4% or $90,096 at 6%; with 100% employer match about $101,358 at 4% or $67,572 at 6%.
200619$192,931$177,740$19,749iApproximate average salary by contribution assumption: employee only about $493,722 at 4% or $329,148 at 6%; with 50% employer match about $329,148 at 4% or $219,432 at 6%; with 100% employer match about $246,861 at 4% or $164,574 at 6%.
Balance Point Retirement Plan-9$192,931$177,740$19,749iApproximate average salary by contribution assumption: employee only about $493,722 at 4% or $329,148 at 6%; with 50% employer match about $329,148 at 4% or $219,432 at 6%; with 100% employer match about $246,861 at 4% or $164,574 at 6%.
200518$3,098$3,052$382iApproximate average salary by contribution assumption: employee only about $9,538 at 4% or $6,358 at 6%; with 50% employer match about $6,358 at 4% or $4,239 at 6%; with 100% employer match about $4,769 at 4% or $3,179 at 6%.
Balance Point Retirement Plan-8$3,098$3,052$382iApproximate average salary by contribution assumption: employee only about $9,538 at 4% or $6,358 at 6%; with 50% employer match about $6,358 at 4% or $4,239 at 6%; with 100% employer match about $4,769 at 4% or $3,179 at 6%.