Civic Intelligence

Michael L. Berger, O.D. PC.

Plan context: Michael L. Berger, O.D. PC. Employee Savings Plan

EIN 86-0434423 • Glendale, AZ • 47 filings • 6 plans

6677 West Thunderbird RoadSuite B-132Glendale, AZ 85306-3713
Current Snapshot

Latest Year

2024

2024 Participants

10

2024 Assets

$2,867,626

2024 Contributions

$22,203

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$6,262,924$3,131,462$0199920122024YearValue
$2,867,626Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1260199920122024YearValue
10Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024110$2,867,626$22,203$2,220iApproximate average salary by contribution assumption: employee only about $55,508 at 4% or $37,005 at 6%; with 50% employer match about $37,005 at 4% or $24,670 at 6%; with 100% employer match about $27,754 at 4% or $18,503 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-10$2,867,626$22,203$2,220iApproximate average salary by contribution assumption: employee only about $55,508 at 4% or $37,005 at 6%; with 50% employer match about $37,005 at 4% or $24,670 at 6%; with 100% employer match about $27,754 at 4% or $18,503 at 6%.
2023112$6,262,924$87,597$7,300iApproximate average salary by contribution assumption: employee only about $182,494 at 4% or $121,663 at 6%; with 50% employer match about $121,663 at 4% or $81,108 at 6%; with 100% employer match about $91,247 at 4% or $60,831 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-12$6,262,924$87,597$7,300iApproximate average salary by contribution assumption: employee only about $182,494 at 4% or $121,663 at 6%; with 50% employer match about $121,663 at 4% or $81,108 at 6%; with 100% employer match about $91,247 at 4% or $60,831 at 6%.
2022112$5,433,723$23,076$1,923iApproximate average salary by contribution assumption: employee only about $48,075 at 4% or $32,050 at 6%; with 50% employer match about $32,050 at 4% or $21,367 at 6%; with 100% employer match about $24,038 at 4% or $16,025 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-12$5,433,723$23,076$1,923iApproximate average salary by contribution assumption: employee only about $48,075 at 4% or $32,050 at 6%; with 50% employer match about $32,050 at 4% or $21,367 at 6%; with 100% employer match about $24,038 at 4% or $16,025 at 6%.
2021112$5,194,058$117,321$9,777iApproximate average salary by contribution assumption: employee only about $244,419 at 4% or $162,946 at 6%; with 50% employer match about $162,946 at 4% or $108,631 at 6%; with 100% employer match about $122,209 at 4% or $81,473 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-12$5,194,058$117,321$9,777iApproximate average salary by contribution assumption: employee only about $244,419 at 4% or $162,946 at 6%; with 50% employer match about $162,946 at 4% or $108,631 at 6%; with 100% employer match about $122,209 at 4% or $81,473 at 6%.
2020212$4,705,842$1,050,941$87,578iApproximate average salary by contribution assumption: employee only about $2,189,460 at 4% or $1,459,640 at 6%; with 50% employer match about $1,459,640 at 4% or $973,094 at 6%; with 100% employer match about $1,094,730 at 4% or $729,820 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-12$4,705,842$1,050,941$87,578iApproximate average salary by contribution assumption: employee only about $2,189,460 at 4% or $1,459,640 at 6%; with 50% employer match about $1,459,640 at 4% or $973,094 at 6%; with 100% employer match about $1,094,730 at 4% or $729,820 at 6%.
MICHAEL L. BERGER CASH BALANCE PLAN-0$0$0-
2019211$4,643,482$288,899$26,264iApproximate average salary by contribution assumption: employee only about $656,589 at 4% or $437,726 at 6%; with 50% employer match about $437,726 at 4% or $291,817 at 6%; with 100% employer match about $328,294 at 4% or $218,863 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-11$3,624,369$148,899$13,536iApproximate average salary by contribution assumption: employee only about $338,407 at 4% or $225,605 at 6%; with 50% employer match about $225,605 at 4% or $150,403 at 6%; with 100% employer match about $169,203 at 4% or $112,802 at 6%.
MICHAEL L. BERGER CASH BALANCE PLAN-4$1,019,113$140,000$35,000iApproximate average salary by contribution assumption: employee only about $875,000 at 4% or $583,333 at 6%; with 50% employer match about $583,333 at 4% or $388,889 at 6%; with 100% employer match about $437,500 at 4% or $291,667 at 6%.
2018210$4,159,018$583,125$58,313iApproximate average salary by contribution assumption: employee only about $1,457,813 at 4% or $971,875 at 6%; with 50% employer match about $971,875 at 4% or $647,917 at 6%; with 100% employer match about $728,906 at 4% or $485,938 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-10$3,300,545$152,250$15,225iApproximate average salary by contribution assumption: employee only about $380,625 at 4% or $253,750 at 6%; with 50% employer match about $253,750 at 4% or $169,167 at 6%; with 100% employer match about $190,313 at 4% or $126,875 at 6%.
MICHAEL L. BERGER CASH BALANCE PLAN-4$858,473$430,875$107,719iApproximate average salary by contribution assumption: employee only about $2,692,969 at 4% or $1,795,313 at 6%; with 50% employer match about $1,795,313 at 4% or $1,196,875 at 6%; with 100% employer match about $1,346,484 at 4% or $897,656 at 6%.
201729$3,580,654$314,518$34,946iApproximate average salary by contribution assumption: employee only about $873,661 at 4% or $582,441 at 6%; with 50% employer match about $582,441 at 4% or $388,294 at 6%; with 100% employer match about $436,831 at 4% or $291,220 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-9$3,159,219$104,518$11,613iApproximate average salary by contribution assumption: employee only about $290,328 at 4% or $193,552 at 6%; with 50% employer match about $193,552 at 4% or $129,035 at 6%; with 100% employer match about $145,164 at 4% or $96,776 at 6%.
MICHAEL L. BERGER CASH BALANCE PLAN-4$421,435$210,000$52,500iApproximate average salary by contribution assumption: employee only about $1,312,500 at 4% or $875,000 at 6%; with 50% employer match about $875,000 at 4% or $583,333 at 6%; with 100% employer match about $656,250 at 4% or $437,500 at 6%.
201627$3,235,357$407,935$58,276iApproximate average salary by contribution assumption: employee only about $1,456,911 at 4% or $971,274 at 6%; with 50% employer match about $971,274 at 4% or $647,516 at 6%; with 100% employer match about $728,455 at 4% or $485,637 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-7$3,023,977$196,555$28,079iApproximate average salary by contribution assumption: employee only about $701,982 at 4% or $467,988 at 6%; with 50% employer match about $467,988 at 4% or $311,992 at 6%; with 100% employer match about $350,991 at 4% or $233,994 at 6%.
MICHAEL L. BERGER CASH BALANCE PLAN-4$211,380$211,380$52,845iApproximate average salary by contribution assumption: employee only about $1,321,125 at 4% or $880,750 at 6%; with 50% employer match about $880,750 at 4% or $587,167 at 6%; with 100% employer match about $660,563 at 4% or $440,375 at 6%.
201516$2,795,833$110,112$18,352iApproximate average salary by contribution assumption: employee only about $458,800 at 4% or $305,867 at 6%; with 50% employer match about $305,867 at 4% or $203,911 at 6%; with 100% employer match about $229,400 at 4% or $152,933 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-6$2,795,833$110,112$18,352iApproximate average salary by contribution assumption: employee only about $458,800 at 4% or $305,867 at 6%; with 50% employer match about $305,867 at 4% or $203,911 at 6%; with 100% employer match about $229,400 at 4% or $152,933 at 6%.
201427$2,626,635$1,634,999$233,571iApproximate average salary by contribution assumption: employee only about $5,839,282 at 4% or $3,892,855 at 6%; with 50% employer match about $3,892,855 at 4% or $2,595,237 at 6%; with 100% employer match about $2,919,641 at 4% or $1,946,427 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-7$2,626,635$1,634,999$233,571iApproximate average salary by contribution assumption: employee only about $5,839,282 at 4% or $3,892,855 at 6%; with 50% employer match about $3,892,855 at 4% or $2,595,237 at 6%; with 100% employer match about $2,919,641 at 4% or $1,946,427 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-0---
201326$2,372,902$262,400$43,733iApproximate average salary by contribution assumption: employee only about $1,093,333 at 4% or $728,889 at 6%; with 50% employer match about $728,889 at 4% or $485,926 at 6%; with 100% employer match about $546,667 at 4% or $364,444 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-2$1,842,598$220,359$110,180iApproximate average salary by contribution assumption: employee only about $2,754,488 at 4% or $1,836,325 at 6%; with 50% employer match about $1,836,325 at 4% or $1,224,217 at 6%; with 100% employer match about $1,377,244 at 4% or $918,163 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-6$530,304$42,041$7,007iApproximate average salary by contribution assumption: employee only about $175,171 at 4% or $116,781 at 6%; with 50% employer match about $116,781 at 4% or $77,854 at 6%; with 100% employer match about $87,585 at 4% or $58,390 at 6%.
201228$2,015,033$189,199$23,650iApproximate average salary by contribution assumption: employee only about $591,247 at 4% or $394,165 at 6%; with 50% employer match about $394,165 at 4% or $262,776 at 6%; with 100% employer match about $295,623 at 4% or $197,082 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-3$1,572,845$172,855$57,618iApproximate average salary by contribution assumption: employee only about $1,440,458 at 4% or $960,306 at 6%; with 50% employer match about $960,306 at 4% or $640,204 at 6%; with 100% employer match about $720,229 at 4% or $480,153 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-8$442,188$16,344$2,043iApproximate average salary by contribution assumption: employee only about $51,075 at 4% or $34,050 at 6%; with 50% employer match about $34,050 at 4% or $22,700 at 6%; with 100% employer match about $25,538 at 4% or $17,025 at 6%.
201127$1,764,161$204,921$29,274iApproximate average salary by contribution assumption: employee only about $731,861 at 4% or $487,907 at 6%; with 50% employer match about $487,907 at 4% or $325,271 at 6%; with 100% employer match about $365,930 at 4% or $243,954 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-3$1,318,580$149,960$49,987iApproximate average salary by contribution assumption: employee only about $1,249,667 at 4% or $833,111 at 6%; with 50% employer match about $833,111 at 4% or $555,407 at 6%; with 100% employer match about $624,833 at 4% or $416,556 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-7$445,581$54,961$7,852iApproximate average salary by contribution assumption: employee only about $196,289 at 4% or $130,860 at 6%; with 50% employer match about $130,860 at 4% or $87,240 at 6%; with 100% employer match about $98,145 at 4% or $65,430 at 6%.
2010210$1,571,558$158,325$15,833iApproximate average salary by contribution assumption: employee only about $395,813 at 4% or $263,875 at 6%; with 50% employer match about $263,875 at 4% or $175,917 at 6%; with 100% employer match about $197,906 at 4% or $131,938 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-3$1,154,498$114,933$38,311iApproximate average salary by contribution assumption: employee only about $957,775 at 4% or $638,517 at 6%; with 50% employer match about $638,517 at 4% or $425,678 at 6%; with 100% employer match about $478,888 at 4% or $319,258 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-10$417,060$43,392$4,339iApproximate average salary by contribution assumption: employee only about $108,480 at 4% or $72,320 at 6%; with 50% employer match about $72,320 at 4% or $48,213 at 6%; with 100% employer match about $54,240 at 4% or $36,160 at 6%.
200929$1,435,439$204,150$22,683iApproximate average salary by contribution assumption: employee only about $567,083 at 4% or $378,056 at 6%; with 50% employer match about $378,056 at 4% or $252,037 at 6%; with 100% employer match about $283,542 at 4% or $189,028 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-3$1,045,741$155,521$51,840iApproximate average salary by contribution assumption: employee only about $1,296,008 at 4% or $864,006 at 6%; with 50% employer match about $864,006 at 4% or $576,004 at 6%; with 100% employer match about $648,004 at 4% or $432,003 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-9$389,698$48,629$5,403iApproximate average salary by contribution assumption: employee only about $135,081 at 4% or $90,054 at 6%; with 50% employer match about $90,054 at 4% or $60,036 at 6%; with 100% employer match about $67,540 at 4% or $45,027 at 6%.
2008210$330,535$38,923$3,892iApproximate average salary by contribution assumption: employee only about $97,308 at 4% or $64,872 at 6%; with 50% employer match about $64,872 at 4% or $43,248 at 6%; with 100% employer match about $48,654 at 4% or $32,436 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-10$330,535$38,923$3,892iApproximate average salary by contribution assumption: employee only about $97,308 at 4% or $64,872 at 6%; with 50% employer match about $64,872 at 4% or $43,248 at 6%; with 100% employer match about $48,654 at 4% or $32,436 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-2---
200726$0$0-
Michael L. Berger, O.D. PC. Employee Savings Plan-6---
Michael L. Berger, O.D. PC. Money Purchase Plan-2---
200629$347,594$39,045$4,338iApproximate average salary by contribution assumption: employee only about $108,458 at 4% or $72,306 at 6%; with 50% employer match about $72,306 at 4% or $48,204 at 6%; with 100% employer match about $54,229 at 4% or $36,153 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-9$347,594$39,045$4,338iApproximate average salary by contribution assumption: employee only about $108,458 at 4% or $72,306 at 6%; with 50% employer match about $72,306 at 4% or $48,204 at 6%; with 100% employer match about $54,229 at 4% or $36,153 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-2---
200525$655,926$111,044$22,209iApproximate average salary by contribution assumption: employee only about $555,220 at 4% or $370,147 at 6%; with 50% employer match about $370,147 at 4% or $246,764 at 6%; with 100% employer match about $277,610 at 4% or $185,073 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-2$371,416$88,770$44,385iApproximate average salary by contribution assumption: employee only about $1,109,625 at 4% or $739,750 at 6%; with 50% employer match about $739,750 at 4% or $493,167 at 6%; with 100% employer match about $554,813 at 4% or $369,875 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-5$284,510$22,274$4,455iApproximate average salary by contribution assumption: employee only about $111,370 at 4% or $74,247 at 6%; with 50% employer match about $74,247 at 4% or $49,498 at 6%; with 100% employer match about $55,685 at 4% or $37,123 at 6%.
200423$486,793$109,020$36,340iApproximate average salary by contribution assumption: employee only about $908,500 at 4% or $605,667 at 6%; with 50% employer match about $605,667 at 4% or $403,778 at 6%; with 100% employer match about $454,250 at 4% or $302,833 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-2$263,855$87,392$43,696iApproximate average salary by contribution assumption: employee only about $1,092,400 at 4% or $728,267 at 6%; with 50% employer match about $728,267 at 4% or $485,511 at 6%; with 100% employer match about $546,200 at 4% or $364,133 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-3$222,938$21,628$7,209iApproximate average salary by contribution assumption: employee only about $180,233 at 4% or $120,156 at 6%; with 50% employer match about $120,156 at 4% or $80,104 at 6%; with 100% employer match about $90,117 at 4% or $60,078 at 6%.
200322$165,227$83,680$41,840iApproximate average salary by contribution assumption: employee only about $1,046,000 at 4% or $697,333 at 6%; with 50% employer match about $697,333 at 4% or $464,889 at 6%; with 100% employer match about $523,000 at 4% or $348,667 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-2$165,227$83,680$41,840iApproximate average salary by contribution assumption: employee only about $1,046,000 at 4% or $697,333 at 6%; with 50% employer match about $697,333 at 4% or $464,889 at 6%; with 100% employer match about $523,000 at 4% or $348,667 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-2---
200223$268,523$83,664$27,888iApproximate average salary by contribution assumption: employee only about $697,200 at 4% or $464,800 at 6%; with 50% employer match about $464,800 at 4% or $309,867 at 6%; with 100% employer match about $348,600 at 4% or $232,400 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-3$187,318$2,459$820iApproximate average salary by contribution assumption: employee only about $20,492 at 4% or $13,661 at 6%; with 50% employer match about $13,661 at 4% or $9,107 at 6%; with 100% employer match about $10,246 at 4% or $6,831 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-2$81,205$81,205$40,603iApproximate average salary by contribution assumption: employee only about $1,015,063 at 4% or $676,708 at 6%; with 50% employer match about $676,708 at 4% or $451,139 at 6%; with 100% employer match about $507,531 at 4% or $338,354 at 6%.
200124$114,796$25,154$6,289iApproximate average salary by contribution assumption: employee only about $157,213 at 4% or $104,808 at 6%; with 50% employer match about $104,808 at 4% or $69,872 at 6%; with 100% employer match about $78,606 at 4% or $52,404 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-4$114,796$25,154$6,289iApproximate average salary by contribution assumption: employee only about $157,213 at 4% or $104,808 at 6%; with 50% employer match about $104,808 at 4% or $69,872 at 6%; with 100% employer match about $78,606 at 4% or $52,404 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-0---
200025$93,236$21,132$4,226iApproximate average salary by contribution assumption: employee only about $105,660 at 4% or $70,440 at 6%; with 50% employer match about $70,440 at 4% or $46,960 at 6%; with 100% employer match about $52,830 at 4% or $35,220 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-5$93,236$21,132$4,226iApproximate average salary by contribution assumption: employee only about $105,660 at 4% or $70,440 at 6%; with 50% employer match about $70,440 at 4% or $46,960 at 6%; with 100% employer match about $52,830 at 4% or $35,220 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-5---
199923$207,242$39,075$13,025iApproximate average salary by contribution assumption: employee only about $325,625 at 4% or $217,083 at 6%; with 50% employer match about $217,083 at 4% or $144,722 at 6%; with 100% employer match about $162,813 at 4% or $108,542 at 6%.
Michael L. Berger, O.D. PC. Employee Savings Plan-3$122,906$14,777$4,926iApproximate average salary by contribution assumption: employee only about $123,142 at 4% or $82,094 at 6%; with 50% employer match about $82,094 at 4% or $54,730 at 6%; with 100% employer match about $61,571 at 4% or $41,047 at 6%.
Michael L. Berger, O.D. PC. Money Purchase Plan-3$84,336$24,298$8,099iApproximate average salary by contribution assumption: employee only about $202,483 at 4% or $134,989 at 6%; with 50% employer match about $134,989 at 4% or $89,993 at 6%; with 100% employer match about $101,242 at 4% or $67,494 at 6%.