RICHARDS & ASSOCIATES, LLC
Plan context: RICHARDS & ASSOCIATES 401(K) PLAN
EIN 85-4344412 • Woburn, MA • 6 filings • 1 plans
Current Snapshot
Latest Year
2025
2025 Participants
5
2025 Assets
$558,448
2025 Contributions
$68,490
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2025 | 1 | 5 | $558,448 | $68,490 | $13,698iApproximate average salary by contribution assumption: employee only about $342,450 at 4% or $228,300 at 6%; with 50% employer match about $228,300 at 4% or $152,200 at 6%; with 100% employer match about $171,225 at 4% or $114,150 at 6%. |
| RICHARDS & ASSOCIATES 401(K) PLAN | - | 5 | $558,448 | $68,490 | $13,698iApproximate average salary by contribution assumption: employee only about $342,450 at 4% or $228,300 at 6%; with 50% employer match about $228,300 at 4% or $152,200 at 6%; with 100% employer match about $171,225 at 4% or $114,150 at 6%. |
| 2024 | 1 | 5 | $402,722 | $67,482 | $13,496iApproximate average salary by contribution assumption: employee only about $337,410 at 4% or $224,940 at 6%; with 50% employer match about $224,940 at 4% or $149,960 at 6%; with 100% employer match about $168,705 at 4% or $112,470 at 6%. |
| RICHARDS & ASSOCIATES 401(K) PLAN | - | 5 | $402,722 | $67,482 | $13,496iApproximate average salary by contribution assumption: employee only about $337,410 at 4% or $224,940 at 6%; with 50% employer match about $224,940 at 4% or $149,960 at 6%; with 100% employer match about $168,705 at 4% or $112,470 at 6%. |
| 2023 | 1 | 5 | $281,841 | $65,626 | $13,125iApproximate average salary by contribution assumption: employee only about $328,130 at 4% or $218,753 at 6%; with 50% employer match about $218,753 at 4% or $145,836 at 6%; with 100% employer match about $164,065 at 4% or $109,377 at 6%. |
| RICHARDS & ASSOCIATES 401(K) PLAN | - | 5 | $281,841 | $65,626 | $13,125iApproximate average salary by contribution assumption: employee only about $328,130 at 4% or $218,753 at 6%; with 50% employer match about $218,753 at 4% or $145,836 at 6%; with 100% employer match about $164,065 at 4% or $109,377 at 6%. |
| 2022 | 1 | 7 | $175,574 | $43,071 | $6,153iApproximate average salary by contribution assumption: employee only about $153,825 at 4% or $102,550 at 6%; with 50% employer match about $102,550 at 4% or $68,367 at 6%; with 100% employer match about $76,913 at 4% or $51,275 at 6%. |
| RICHARDS & ASSOCIATES 401(K) PLAN | - | 7 | $175,574 | $43,071 | $6,153iApproximate average salary by contribution assumption: employee only about $153,825 at 4% or $102,550 at 6%; with 50% employer match about $102,550 at 4% or $68,367 at 6%; with 100% employer match about $76,913 at 4% or $51,275 at 6%. |
| 2021 | 1 | 12 | $180,720 | $64,660 | $5,388iApproximate average salary by contribution assumption: employee only about $134,708 at 4% or $89,806 at 6%; with 50% employer match about $89,806 at 4% or $59,870 at 6%; with 100% employer match about $67,354 at 4% or $44,903 at 6%. |
| RICHARDS & ASSOCIATES 401(K) PLAN | - | 12 | $180,720 | $64,660 | $5,388iApproximate average salary by contribution assumption: employee only about $134,708 at 4% or $89,806 at 6%; with 50% employer match about $89,806 at 4% or $59,870 at 6%; with 100% employer match about $67,354 at 4% or $44,903 at 6%. |
| 2020 | 1 | 8 | $95,428 | $85,374 | $10,672iApproximate average salary by contribution assumption: employee only about $266,794 at 4% or $177,863 at 6%; with 50% employer match about $177,863 at 4% or $118,575 at 6%; with 100% employer match about $133,397 at 4% or $88,931 at 6%. |
| RICHARDS & ASSOCIATES 401(K) PLAN | - | 8 | $95,428 | $85,374 | $10,672iApproximate average salary by contribution assumption: employee only about $266,794 at 4% or $177,863 at 6%; with 50% employer match about $177,863 at 4% or $118,575 at 6%; with 100% employer match about $133,397 at 4% or $88,931 at 6%. |