Civic Intelligence

Western Commerce Bank

Plan context: Western Commerce Bank 401(K) Plan

EIN 85-0158799 • Carlsbad, NM • 44 filings • 7 plans

PO Box 1358Carlsbad, NM 88221
Current Snapshot

Latest Year

2024

2024 Participants

69

2024 Assets

$4,722,823

2024 Contributions

$1,704,138

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$17,645,431$8,822,716$0199920122024YearValue
$4,722,823Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

107540199920122024YearValue
69Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024269$4,722,823$1,704,138$24,698iApproximate average salary by contribution assumption: employee only about $617,441 at 4% or $411,628 at 6%; with 50% employer match about $411,628 at 4% or $274,418 at 6%; with 100% employer match about $308,721 at 4% or $205,814 at 6%.
Western Commerce Bank 401(K) Plan-61$4,722,823$420,020$6,886iApproximate average salary by contribution assumption: employee only about $172,139 at 4% or $114,760 at 6%; with 50% employer match about $114,760 at 4% or $76,506 at 6%; with 100% employer match about $86,070 at 4% or $57,380 at 6%.
Western Commerce Bank Health Benefits Plan-69-$1,284,118$18,610iApproximate average salary by contribution assumption: employee only about $465,260 at 4% or $310,173 at 6%; with 50% employer match about $310,173 at 4% or $206,782 at 6%; with 100% employer match about $232,630 at 4% or $155,087 at 6%.
2023269$4,107,943$1,976,444$28,644iApproximate average salary by contribution assumption: employee only about $716,103 at 4% or $477,402 at 6%; with 50% employer match about $477,402 at 4% or $318,268 at 6%; with 100% employer match about $358,051 at 4% or $238,701 at 6%.
Western Commerce Bank 401(K) Plan-54$4,107,943$524,478$9,713iApproximate average salary by contribution assumption: employee only about $242,814 at 4% or $161,876 at 6%; with 50% employer match about $161,876 at 4% or $107,917 at 6%; with 100% employer match about $121,407 at 4% or $80,938 at 6%.
Western Commerce Bank Health Benefits Plan-69-$1,451,966$21,043iApproximate average salary by contribution assumption: employee only about $526,075 at 4% or $350,716 at 6%; with 50% employer match about $350,716 at 4% or $233,811 at 6%; with 100% employer match about $263,037 at 4% or $175,358 at 6%.
2022250$3,152,896$1,064,436$21,289iApproximate average salary by contribution assumption: employee only about $532,218 at 4% or $354,812 at 6%; with 50% employer match about $354,812 at 4% or $236,541 at 6%; with 100% employer match about $266,109 at 4% or $177,406 at 6%.
Western Commerce Bank 401(K) Plan-50$3,152,896$316,768$6,335iApproximate average salary by contribution assumption: employee only about $158,384 at 4% or $105,589 at 6%; with 50% employer match about $105,589 at 4% or $70,393 at 6%; with 100% employer match about $79,192 at 4% or $52,795 at 6%.
Western Commerce Bank Health Benefits Plan-47-$747,668$15,908iApproximate average salary by contribution assumption: employee only about $397,696 at 4% or $265,130 at 6%; with 50% employer match about $265,130 at 4% or $176,754 at 6%; with 100% employer match about $198,848 at 4% or $132,565 at 6%.
2021255$3,501,160$1,478,883$26,889iApproximate average salary by contribution assumption: employee only about $672,220 at 4% or $448,146 at 6%; with 50% employer match about $448,146 at 4% or $298,764 at 6%; with 100% employer match about $336,110 at 4% or $224,073 at 6%.
Western Commerce Bank 401(K) Plan-55$3,501,160$332,347$6,043iApproximate average salary by contribution assumption: employee only about $151,067 at 4% or $100,711 at 6%; with 50% employer match about $100,711 at 4% or $67,141 at 6%; with 100% employer match about $75,533 at 4% or $50,356 at 6%.
Western Commerce Bank Health Benefits Plan-55-$1,146,536$20,846iApproximate average salary by contribution assumption: employee only about $521,153 at 4% or $347,435 at 6%; with 50% employer match about $347,435 at 4% or $231,623 at 6%; with 100% employer match about $260,576 at 4% or $173,718 at 6%.
2020258$3,627,729$1,703,861$29,377iApproximate average salary by contribution assumption: employee only about $734,423 at 4% or $489,615 at 6%; with 50% employer match about $489,615 at 4% or $326,410 at 6%; with 100% employer match about $367,211 at 4% or $244,808 at 6%.
Western Commerce Bank 401(K) Plan-57$3,627,729$316,979$5,561iApproximate average salary by contribution assumption: employee only about $139,026 at 4% or $92,684 at 6%; with 50% employer match about $92,684 at 4% or $61,789 at 6%; with 100% employer match about $69,513 at 4% or $46,342 at 6%.
Western Commerce Bank Health Benefits Plan-58-$1,386,882$23,912iApproximate average salary by contribution assumption: employee only about $597,794 at 4% or $398,529 at 6%; with 50% employer match about $398,529 at 4% or $265,686 at 6%; with 100% employer match about $298,897 at 4% or $199,265 at 6%.
2019260$3,283,609$994,719$16,579iApproximate average salary by contribution assumption: employee only about $414,466 at 4% or $276,311 at 6%; with 50% employer match about $276,311 at 4% or $184,207 at 6%; with 100% employer match about $207,233 at 4% or $138,155 at 6%.
Western Commerce Bank 401(K) Plan-60$3,283,609$272,543$4,542iApproximate average salary by contribution assumption: employee only about $113,560 at 4% or $75,706 at 6%; with 50% employer match about $75,706 at 4% or $50,471 at 6%; with 100% employer match about $56,780 at 4% or $37,853 at 6%.
Western Commerce Bank Health Benefits Plan-52-$722,176$13,888iApproximate average salary by contribution assumption: employee only about $347,200 at 4% or $231,467 at 6%; with 50% employer match about $231,467 at 4% or $154,311 at 6%; with 100% employer match about $173,600 at 4% or $115,733 at 6%.
2018263$2,665,055$1,171,791$18,600iApproximate average salary by contribution assumption: employee only about $464,996 at 4% or $309,998 at 6%; with 50% employer match about $309,998 at 4% or $206,665 at 6%; with 100% employer match about $232,498 at 4% or $154,999 at 6%.
Western Commerce Bank 401(K) Plan-63$2,665,055$266,247$4,226iApproximate average salary by contribution assumption: employee only about $105,654 at 4% or $70,436 at 6%; with 50% employer match about $70,436 at 4% or $46,957 at 6%; with 100% employer match about $52,827 at 4% or $35,218 at 6%.
Western Commerce Bank Health Benefits Plan-57-$905,544$15,887iApproximate average salary by contribution assumption: employee only about $397,168 at 4% or $264,779 at 6%; with 50% employer match about $264,779 at 4% or $176,519 at 6%; with 100% employer match about $198,584 at 4% or $132,389 at 6%.
2017264$2,652,919$1,146,255$17,910iApproximate average salary by contribution assumption: employee only about $447,756 at 4% or $298,504 at 6%; with 50% employer match about $298,504 at 4% or $199,003 at 6%; with 100% employer match about $223,878 at 4% or $149,252 at 6%.
Western Commerce Bank 401(K) Plan-64$2,652,919$241,225$3,769iApproximate average salary by contribution assumption: employee only about $94,229 at 4% or $62,819 at 6%; with 50% employer match about $62,819 at 4% or $41,879 at 6%; with 100% employer match about $47,114 at 4% or $31,410 at 6%.
Western Commerce Bank Health Benefits Plan-64-$905,030$14,141iApproximate average salary by contribution assumption: employee only about $353,527 at 4% or $235,685 at 6%; with 50% employer match about $235,685 at 4% or $157,123 at 6%; with 100% employer match about $176,764 at 4% or $117,842 at 6%.
2016267$3,136,084$1,364,273$20,362iApproximate average salary by contribution assumption: employee only about $509,057 at 4% or $339,371 at 6%; with 50% employer match about $339,371 at 4% or $226,248 at 6%; with 100% employer match about $254,529 at 4% or $169,686 at 6%.
Western Commerce Bank 401(K) Plan-67$3,136,084$225,566$3,367iApproximate average salary by contribution assumption: employee only about $84,166 at 4% or $56,111 at 6%; with 50% employer match about $56,111 at 4% or $37,407 at 6%; with 100% employer match about $42,083 at 4% or $28,055 at 6%.
Western Commerce Bank Health Benefits Plan-67-$1,138,707$16,996iApproximate average salary by contribution assumption: employee only about $424,891 at 4% or $283,260 at 6%; with 50% employer match about $283,260 at 4% or $188,840 at 6%; with 100% employer match about $212,445 at 4% or $141,630 at 6%.
2015272$2,993,332$1,759,455$24,437iApproximate average salary by contribution assumption: employee only about $610,922 at 4% or $407,281 at 6%; with 50% employer match about $407,281 at 4% or $271,521 at 6%; with 100% employer match about $305,461 at 4% or $203,641 at 6%.
Western Commerce Bank 401(K) Plan-61$2,993,332$221,306$3,628iApproximate average salary by contribution assumption: employee only about $90,699 at 4% or $60,466 at 6%; with 50% employer match about $60,466 at 4% or $40,311 at 6%; with 100% employer match about $45,350 at 4% or $30,233 at 6%.
Western Commerce Bank Health Benefits Plan-72-$1,538,149$21,363iApproximate average salary by contribution assumption: employee only about $534,080 at 4% or $356,053 at 6%; with 50% employer match about $356,053 at 4% or $237,369 at 6%; with 100% employer match about $267,040 at 4% or $178,027 at 6%.
2014263$3,080,015$1,535,655$24,375iApproximate average salary by contribution assumption: employee only about $609,387 at 4% or $406,258 at 6%; with 50% employer match about $406,258 at 4% or $270,839 at 6%; with 100% employer match about $304,693 at 4% or $203,129 at 6%.
Western Commerce Bank 401(K) Plan-63$3,080,015$282,416$4,483iApproximate average salary by contribution assumption: employee only about $112,070 at 4% or $74,713 at 6%; with 50% employer match about $74,713 at 4% or $49,809 at 6%; with 100% employer match about $56,035 at 4% or $37,357 at 6%.
Western Commerce Bank Health Benefits Plan-63-$1,253,239$19,893iApproximate average salary by contribution assumption: employee only about $497,317 at 4% or $331,545 at 6%; with 50% employer match about $331,545 at 4% or $221,030 at 6%; with 100% employer match about $248,659 at 4% or $165,772 at 6%.
2013167$2,787,687$213,285$3,183iApproximate average salary by contribution assumption: employee only about $79,584 at 4% or $53,056 at 6%; with 50% employer match about $53,056 at 4% or $35,371 at 6%; with 100% employer match about $39,792 at 4% or $26,528 at 6%.
Western Commerce Bank 401(K) Plan-67$2,787,687$213,285$3,183iApproximate average salary by contribution assumption: employee only about $79,584 at 4% or $53,056 at 6%; with 50% employer match about $53,056 at 4% or $35,371 at 6%; with 100% employer match about $39,792 at 4% or $26,528 at 6%.
2012265$2,558,653$885,354$13,621iApproximate average salary by contribution assumption: employee only about $340,521 at 4% or $227,014 at 6%; with 50% employer match about $227,014 at 4% or $151,343 at 6%; with 100% employer match about $170,260 at 4% or $113,507 at 6%.
Western Commerce Bank 401(K) Plan-65$2,558,653$225,226$3,465iApproximate average salary by contribution assumption: employee only about $86,625 at 4% or $57,750 at 6%; with 50% employer match about $57,750 at 4% or $38,500 at 6%; with 100% employer match about $43,313 at 4% or $28,875 at 6%.
Western Commerce Bank Health Benefits Plan-59-$660,128$11,189iApproximate average salary by contribution assumption: employee only about $279,715 at 4% or $186,477 at 6%; with 50% employer match about $186,477 at 4% or $124,318 at 6%; with 100% employer match about $139,858 at 4% or $93,238 at 6%.
2011170$2,335,350$230,306$3,290iApproximate average salary by contribution assumption: employee only about $82,252 at 4% or $54,835 at 6%; with 50% employer match about $54,835 at 4% or $36,557 at 6%; with 100% employer match about $41,126 at 4% or $27,417 at 6%.
Western Commerce Bank 401(K) Plan-70$2,335,350$230,306$3,290iApproximate average salary by contribution assumption: employee only about $82,252 at 4% or $54,835 at 6%; with 50% employer match about $54,835 at 4% or $36,557 at 6%; with 100% employer match about $41,126 at 4% or $27,417 at 6%.
2010169$2,514,593$238,680$3,459iApproximate average salary by contribution assumption: employee only about $86,478 at 4% or $57,652 at 6%; with 50% employer match about $57,652 at 4% or $38,435 at 6%; with 100% employer match about $43,239 at 4% or $28,826 at 6%.
Western Commerce Bank 401(K) Plan-69$2,514,593$238,680$3,459iApproximate average salary by contribution assumption: employee only about $86,478 at 4% or $57,652 at 6%; with 50% employer match about $57,652 at 4% or $38,435 at 6%; with 100% employer match about $43,239 at 4% or $28,826 at 6%.
2009290$2,088,605$1,325,259$14,725iApproximate average salary by contribution assumption: employee only about $368,128 at 4% or $245,418 at 6%; with 50% employer match about $245,418 at 4% or $163,612 at 6%; with 100% employer match about $184,064 at 4% or $122,709 at 6%.
Western Commerce Bank 401(K) Plan-68$2,088,605$239,529$3,522iApproximate average salary by contribution assumption: employee only about $88,062 at 4% or $58,708 at 6%; with 50% employer match about $58,708 at 4% or $39,139 at 6%; with 100% employer match about $44,031 at 4% or $29,354 at 6%.
Western Commerce Bank Health Benefits Plan-90-$1,085,730$12,064iApproximate average salary by contribution assumption: employee only about $301,592 at 4% or $201,061 at 6%; with 50% employer match about $201,061 at 4% or $134,041 at 6%; with 100% employer match about $150,796 at 4% or $100,531 at 6%.
20082103$1,536,769$227,476$2,209iApproximate average salary by contribution assumption: employee only about $55,213 at 4% or $36,808 at 6%; with 50% employer match about $36,808 at 4% or $24,539 at 6%; with 100% employer match about $27,606 at 4% or $18,404 at 6%.
Western Commerce Bank 401(K) Plan-103$1,536,769$227,476$2,209iApproximate average salary by contribution assumption: employee only about $55,213 at 4% or $36,808 at 6%; with 50% employer match about $36,808 at 4% or $24,539 at 6%; with 100% employer match about $27,606 at 4% or $18,404 at 6%.
Western Commerce Bank 401K Employee Stock Ownership Plan and Trust-0---
2007297$2,101,182$233,208$2,404iApproximate average salary by contribution assumption: employee only about $60,105 at 4% or $40,070 at 6%; with 50% employer match about $40,070 at 4% or $26,713 at 6%; with 100% employer match about $30,053 at 4% or $20,035 at 6%.
Western Commerce Bank 401(K) Plan-97$2,101,182$233,208$2,404iApproximate average salary by contribution assumption: employee only about $60,105 at 4% or $40,070 at 6%; with 50% employer match about $40,070 at 4% or $26,713 at 6%; with 100% employer match about $30,053 at 4% or $20,035 at 6%.
Western Commerce Bank 401K Employee Stock Ownership Plan and Trust-0---
2006272$5,360,440$4,204,189$58,392iApproximate average salary by contribution assumption: employee only about $1,459,788 at 4% or $973,192 at 6%; with 50% employer match about $973,192 at 4% or $648,795 at 6%; with 100% employer match about $729,894 at 4% or $486,596 at 6%.
Western Commerce Bank 401K Employee Stock Ownership Plan and Trust-1$3,489,919$3,478,804$3,478,804iApproximate average salary by contribution assumption: employee only about $86,970,100 at 4% or $57,980,067 at 6%; with 50% employer match about $57,980,067 at 4% or $38,653,378 at 6%; with 100% employer match about $43,485,050 at 4% or $28,990,033 at 6%.
Western Commerce Bank 401(K) Plan-72$1,870,521$725,385$10,075iApproximate average salary by contribution assumption: employee only about $251,870 at 4% or $167,913 at 6%; with 50% employer match about $167,913 at 4% or $111,942 at 6%; with 100% employer match about $125,935 at 4% or $83,957 at 6%.
2005284$16,302,102$244,888$2,915iApproximate average salary by contribution assumption: employee only about $72,883 at 4% or $48,589 at 6%; with 50% employer match about $48,589 at 4% or $32,393 at 6%; with 100% employer match about $36,442 at 4% or $24,294 at 6%.
Western Commerce Bank 401K Employee Stock Ownership Plan and Trust-84$15,120,710--
Western Commerce Bank 401(K) Plan-84$1,181,392$244,888$2,915iApproximate average salary by contribution assumption: employee only about $72,883 at 4% or $48,589 at 6%; with 50% employer match about $48,589 at 4% or $32,393 at 6%; with 100% employer match about $36,442 at 4% or $24,294 at 6%.
2004288$16,812,193$240,599$2,734iApproximate average salary by contribution assumption: employee only about $68,352 at 4% or $45,568 at 6%; with 50% employer match about $45,568 at 4% or $30,379 at 6%; with 100% employer match about $34,176 at 4% or $22,784 at 6%.
Western Commerce Bank 401K Employee Stock Ownership Plan and Trust-87$15,887,120--
Western Commerce Bank 401(K) Plan-88$925,073$240,599$2,734iApproximate average salary by contribution assumption: employee only about $68,352 at 4% or $45,568 at 6%; with 50% employer match about $45,568 at 4% or $30,379 at 6%; with 100% employer match about $34,176 at 4% or $22,784 at 6%.
2003180$15,868,101$161,744$2,022iApproximate average salary by contribution assumption: employee only about $50,545 at 4% or $33,697 at 6%; with 50% employer match about $33,697 at 4% or $22,464 at 6%; with 100% employer match about $25,273 at 4% or $16,848 at 6%.
Western Commerce Bank 401K Employee Stock Ownership Plan and Trust-80$15,868,101$161,744$2,022iApproximate average salary by contribution assumption: employee only about $50,545 at 4% or $33,697 at 6%; with 50% employer match about $33,697 at 4% or $22,464 at 6%; with 100% employer match about $25,273 at 4% or $16,848 at 6%.
2002190$0$0-
Western Commerce Bank 401K Employee Stock Ownership Plan and Trust-90---
2001182$13,299,425$632,204$7,710iApproximate average salary by contribution assumption: employee only about $192,745 at 4% or $128,497 at 6%; with 50% employer match about $128,497 at 4% or $85,664 at 6%; with 100% employer match about $96,373 at 4% or $64,248 at 6%.
Western Commerce Bank 401K Employee Stock Ownership Plan and Trust-82$13,299,425$632,204$7,710iApproximate average salary by contribution assumption: employee only about $192,745 at 4% or $128,497 at 6%; with 50% employer match about $128,497 at 4% or $85,664 at 6%; with 100% employer match about $96,373 at 4% or $64,248 at 6%.
2000193$15,029,133$149,117$1,603iApproximate average salary by contribution assumption: employee only about $40,085 at 4% or $26,723 at 6%; with 50% employer match about $26,723 at 4% or $17,816 at 6%; with 100% employer match about $20,043 at 4% or $13,362 at 6%.
Western Commerce Bank 401K Employee Stock Ownership Plan and Trust-93$15,029,133$149,117$1,603iApproximate average salary by contribution assumption: employee only about $40,085 at 4% or $26,723 at 6%; with 50% employer match about $26,723 at 4% or $17,816 at 6%; with 100% employer match about $20,043 at 4% or $13,362 at 6%.
19991107$17,645,431$152,749$1,428iApproximate average salary by contribution assumption: employee only about $35,689 at 4% or $23,793 at 6%; with 50% employer match about $23,793 at 4% or $15,862 at 6%; with 100% employer match about $17,845 at 4% or $11,896 at 6%.
Western Commerce Bank 401K Employee Stock Ownership Plan and Trust-107$17,645,431$152,749$1,428iApproximate average salary by contribution assumption: employee only about $35,689 at 4% or $23,793 at 6%; with 50% employer match about $23,793 at 4% or $15,862 at 6%; with 100% employer match about $17,845 at 4% or $11,896 at 6%.