Civic Intelligence

Gerald H. Phipps Inc.

Plan context: Gerald H. Phipps Inc. Employee'S 401(K) Plan

EIN 84-0423359 • Greenwood Village, CO • 104 filings • 24 plans

5995 Greenwood Plaza Blvd., #100Greenwood Village, CO 80111-4710
Current Snapshot

Latest Year

2024

2024 Participants

234

2024 Assets

$18,998,099

2024 Contributions

$1,794,666

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$71,969,983$35,984,992$0200320142024YearValue
$18,998,099Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

3301650200020122024YearValue
234Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242234$18,998,099$1,794,666$7,670iApproximate average salary by contribution assumption: employee only about $191,738 at 4% or $127,825 at 6%; with 50% employer match about $127,825 at 4% or $85,217 at 6%; with 100% employer match about $95,869 at 4% or $63,913 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-234$18,998,099$1,794,666$7,670iApproximate average salary by contribution assumption: employee only about $191,738 at 4% or $127,825 at 6%; with 50% employer match about $127,825 at 4% or $85,217 at 6%; with 100% employer match about $95,869 at 4% or $63,913 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-216---
20233242$71,969,983$7,771,267$32,113iApproximate average salary by contribution assumption: employee only about $802,817 at 4% or $535,211 at 6%; with 50% employer match about $535,211 at 4% or $356,807 at 6%; with 100% employer match about $401,408 at 4% or $267,606 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-242$55,185,126$5,728,348$23,671iApproximate average salary by contribution assumption: employee only about $591,771 at 4% or $394,514 at 6%; with 50% employer match about $394,514 at 4% or $263,010 at 6%; with 100% employer match about $295,886 at 4% or $197,257 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-222$16,784,857$2,042,919$9,202iApproximate average salary by contribution assumption: employee only about $230,058 at 4% or $153,372 at 6%; with 50% employer match about $153,372 at 4% or $102,248 at 6%; with 100% employer match about $115,029 at 4% or $76,686 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-206---
20223224$62,924,847$5,332,169$23,804iApproximate average salary by contribution assumption: employee only about $595,108 at 4% or $396,739 at 6%; with 50% employer match about $396,739 at 4% or $264,493 at 6%; with 100% employer match about $297,554 at 4% or $198,369 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-224$48,324,690$3,941,100$17,594iApproximate average salary by contribution assumption: employee only about $439,855 at 4% or $293,237 at 6%; with 50% employer match about $293,237 at 4% or $195,491 at 6%; with 100% employer match about $219,927 at 4% or $146,618 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-212$14,600,157$1,391,069$6,562iApproximate average salary by contribution assumption: employee only about $164,041 at 4% or $109,361 at 6%; with 50% employer match about $109,361 at 4% or $72,907 at 6%; with 100% employer match about $82,021 at 4% or $54,680 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-195---
20213208$63,253,700$6,160,313$29,617iApproximate average salary by contribution assumption: employee only about $740,422 at 4% or $493,615 at 6%; with 50% employer match about $493,615 at 4% or $329,077 at 6%; with 100% employer match about $370,211 at 4% or $246,807 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-208$44,478,766$4,702,368$22,608iApproximate average salary by contribution assumption: employee only about $565,188 at 4% or $376,792 at 6%; with 50% employer match about $376,792 at 4% or $251,195 at 6%; with 100% employer match about $282,594 at 4% or $188,396 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-193$18,774,934$1,457,945$7,554iApproximate average salary by contribution assumption: employee only about $188,853 at 4% or $125,902 at 6%; with 50% employer match about $125,902 at 4% or $83,935 at 6%; with 100% employer match about $94,426 at 4% or $62,951 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-176---
20203202$57,776,543$4,706,876$23,301iApproximate average salary by contribution assumption: employee only about $582,534 at 4% or $388,356 at 6%; with 50% employer match about $388,356 at 4% or $258,904 at 6%; with 100% employer match about $291,267 at 4% or $194,178 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-202$42,048,425$3,009,655$14,899iApproximate average salary by contribution assumption: employee only about $372,482 at 4% or $248,321 at 6%; with 50% employer match about $248,321 at 4% or $165,548 at 6%; with 100% employer match about $186,241 at 4% or $124,161 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-191$15,728,118$1,697,221$8,886iApproximate average salary by contribution assumption: employee only about $222,149 at 4% or $148,100 at 6%; with 50% employer match about $148,100 at 4% or $98,733 at 6%; with 100% employer match about $111,075 at 4% or $74,050 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-187---
20193229$50,108,817$4,748,621$20,736iApproximate average salary by contribution assumption: employee only about $518,408 at 4% or $345,606 at 6%; with 50% employer match about $345,606 at 4% or $230,404 at 6%; with 100% employer match about $259,204 at 4% or $172,803 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-195$35,501,633$2,983,043$15,298iApproximate average salary by contribution assumption: employee only about $382,441 at 4% or $254,961 at 6%; with 50% employer match about $254,961 at 4% or $169,974 at 6%; with 100% employer match about $191,221 at 4% or $127,480 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-229$14,607,184$1,765,578$7,710iApproximate average salary by contribution assumption: employee only about $192,749 at 4% or $128,499 at 6%; with 50% employer match about $128,499 at 4% or $85,666 at 6%; with 100% employer match about $96,374 at 4% or $64,250 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-228---
20183232$45,308,755$4,615,349$19,894iApproximate average salary by contribution assumption: employee only about $497,344 at 4% or $331,562 at 6%; with 50% employer match about $331,562 at 4% or $221,042 at 6%; with 100% employer match about $248,672 at 4% or $165,781 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-232$33,562,801$2,965,722$12,783iApproximate average salary by contribution assumption: employee only about $319,582 at 4% or $213,055 at 6%; with 50% employer match about $213,055 at 4% or $142,036 at 6%; with 100% employer match about $159,791 at 4% or $106,527 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-222$11,745,954$1,649,627$7,431iApproximate average salary by contribution assumption: employee only about $185,769 at 4% or $123,846 at 6%; with 50% employer match about $123,846 at 4% or $82,564 at 6%; with 100% employer match about $92,884 at 4% or $61,923 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-219---
20173227$39,124,474$5,189,370$22,861iApproximate average salary by contribution assumption: employee only about $571,517 at 4% or $381,011 at 6%; with 50% employer match about $381,011 at 4% or $254,007 at 6%; with 100% employer match about $285,758 at 4% or $190,506 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-227$28,077,058$3,350,000$14,758iApproximate average salary by contribution assumption: employee only about $368,943 at 4% or $245,962 at 6%; with 50% employer match about $245,962 at 4% or $163,975 at 6%; with 100% employer match about $184,471 at 4% or $122,981 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-220$11,047,416$1,839,370$8,361iApproximate average salary by contribution assumption: employee only about $209,019 at 4% or $139,346 at 6%; with 50% employer match about $139,346 at 4% or $92,897 at 6%; with 100% employer match about $104,510 at 4% or $69,673 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-195---
20163220$29,468,009$3,826,792$17,395iApproximate average salary by contribution assumption: employee only about $434,863 at 4% or $289,908 at 6%; with 50% employer match about $289,908 at 4% or $193,272 at 6%; with 100% employer match about $217,431 at 4% or $144,954 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-220$21,600,925$2,546,899$11,577iApproximate average salary by contribution assumption: employee only about $289,420 at 4% or $192,947 at 6%; with 50% employer match about $192,947 at 4% or $128,631 at 6%; with 100% employer match about $144,710 at 4% or $96,473 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-189$7,867,084$1,279,893$6,772iApproximate average salary by contribution assumption: employee only about $169,298 at 4% or $112,865 at 6%; with 50% employer match about $112,865 at 4% or $75,244 at 6%; with 100% employer match about $84,649 at 4% or $56,433 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-171---
20156198$26,340,109$2,830,666$14,296iApproximate average salary by contribution assumption: employee only about $357,407 at 4% or $238,272 at 6%; with 50% employer match about $238,272 at 4% or $158,848 at 6%; with 100% employer match about $178,704 at 4% or $119,136 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-198$18,994,100$2,059,995$10,404iApproximate average salary by contribution assumption: employee only about $260,100 at 4% or $173,400 at 6%; with 50% employer match about $173,400 at 4% or $115,600 at 6%; with 100% employer match about $130,050 at 4% or $86,700 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-165$7,346,009$770,671$4,671iApproximate average salary by contribution assumption: employee only about $116,768 at 4% or $77,846 at 6%; with 50% employer match about $77,846 at 4% or $51,897 at 6%; with 100% employer match about $58,384 at 4% or $38,923 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-138---
Gerald H. Phipps Inc. Dental Plan-0---
Mines and Associates PC.-0---
Gerald H. Phipps Inc. Long-Term Disability-0---
20146195$25,178,477$1,600,630$8,208iApproximate average salary by contribution assumption: employee only about $205,209 at 4% or $136,806 at 6%; with 50% employer match about $136,806 at 4% or $91,204 at 6%; with 100% employer match about $102,604 at 4% or $68,403 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-124$17,307,774$577,725$4,659iApproximate average salary by contribution assumption: employee only about $116,477 at 4% or $77,651 at 6%; with 50% employer match about $77,651 at 4% or $51,767 at 6%; with 100% employer match about $58,238 at 4% or $38,826 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-148$7,870,703$1,022,905$6,912iApproximate average salary by contribution assumption: employee only about $172,788 at 4% or $115,192 at 6%; with 50% employer match about $115,192 at 4% or $76,795 at 6%; with 100% employer match about $86,394 at 4% or $57,596 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-129---
Gerald H. Phipps Inc. Dental Plan-195---
Mines and Associates PC.-128---
Gerald H. Phipps Inc. Long-Term Disability-129---
20136195$26,893,328$1,693,167$8,683iApproximate average salary by contribution assumption: employee only about $217,073 at 4% or $144,715 at 6%; with 50% employer match about $144,715 at 4% or $96,477 at 6%; with 100% employer match about $108,536 at 4% or $72,358 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-121$18,757,922$787,531$6,509iApproximate average salary by contribution assumption: employee only about $162,713 at 4% or $108,475 at 6%; with 50% employer match about $108,475 at 4% or $72,317 at 6%; with 100% employer match about $81,357 at 4% or $54,238 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-142$8,135,406$905,636$6,378iApproximate average salary by contribution assumption: employee only about $159,443 at 4% or $106,295 at 6%; with 50% employer match about $106,295 at 4% or $70,864 at 6%; with 100% employer match about $79,721 at 4% or $53,148 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-126---
Gerald H. Phipps Inc. Dental Plan-195---
Mines and Associates PC.-131---
Gerald H. Phipps Inc. Long-Term Disability-134---
20126330$25,124,543$2,037,504$6,174iApproximate average salary by contribution assumption: employee only about $154,356 at 4% or $102,904 at 6%; with 50% employer match about $102,904 at 4% or $68,603 at 6%; with 100% employer match about $77,178 at 4% or $51,452 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-114$18,154,874$1,255,827$11,016iApproximate average salary by contribution assumption: employee only about $275,401 at 4% or $183,600 at 6%; with 50% employer match about $183,600 at 4% or $122,400 at 6%; with 100% employer match about $137,700 at 4% or $91,800 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-132$6,969,669$781,677$5,922iApproximate average salary by contribution assumption: employee only about $148,045 at 4% or $98,697 at 6%; with 50% employer match about $98,697 at 4% or $65,798 at 6%; with 100% employer match about $74,022 at 4% or $49,348 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-330---
Gerald H. Phipps Inc. Dental Plan-220---
Mines and Associates PC.-118---
Gerald H. Phipps Inc. Long-Term Disability-124---
20116130$26,310,130$2,024,774$15,575iApproximate average salary by contribution assumption: employee only about $389,380 at 4% or $259,586 at 6%; with 50% employer match about $259,586 at 4% or $173,058 at 6%; with 100% employer match about $194,690 at 4% or $129,793 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-111$19,834,866$1,287,304$11,597iApproximate average salary by contribution assumption: employee only about $289,933 at 4% or $193,289 at 6%; with 50% employer match about $193,289 at 4% or $128,859 at 6%; with 100% employer match about $144,967 at 4% or $96,644 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-130$6,475,264$737,470$5,673iApproximate average salary by contribution assumption: employee only about $141,821 at 4% or $94,547 at 6%; with 50% employer match about $94,547 at 4% or $63,032 at 6%; with 100% employer match about $70,911 at 4% or $47,274 at 6%.
Gerald H. Phipps Inc. Welfare Benefits Plan-114---
Gerald H. Phipps Inc. Dental Plan-108---
Mines and Associates PC.-118---
Gerald H. Phipps Inc. Long-Term Disability-113---
20106131$25,536,751$1,755,868$13,404iApproximate average salary by contribution assumption: employee only about $335,089 at 4% or $223,393 at 6%; with 50% employer match about $223,393 at 4% or $148,929 at 6%; with 100% employer match about $167,545 at 4% or $111,696 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-125$19,327,073$403,205$3,226iApproximate average salary by contribution assumption: employee only about $80,641 at 4% or $53,761 at 6%; with 50% employer match about $53,761 at 4% or $35,840 at 6%; with 100% employer match about $40,321 at 4% or $26,880 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-131$6,209,678$1,352,663$10,326iApproximate average salary by contribution assumption: employee only about $258,142 at 4% or $172,095 at 6%; with 50% employer match about $172,095 at 4% or $114,730 at 6%; with 100% employer match about $129,071 at 4% or $86,047 at 6%.
Mines and Associates PC.-115---
Gerald H. Phipps Inc. Welfare Benefits Plan-112---
Gerald H. Phipps Inc. Long-Term Disability-116---
Gerald H. Phipps Inc. Dental Plan-109---
20097118$23,168,346$1,536,484$13,021iApproximate average salary by contribution assumption: employee only about $325,526 at 4% or $217,018 at 6%; with 50% employer match about $217,018 at 4% or $144,678 at 6%; with 100% employer match about $162,763 at 4% or $108,509 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-112$18,718,005$906,441$8,093iApproximate average salary by contribution assumption: employee only about $202,331 at 4% or $134,887 at 6%; with 50% employer match about $134,887 at 4% or $89,925 at 6%; with 100% employer match about $101,165 at 4% or $67,444 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-114$4,450,341$630,043$5,527iApproximate average salary by contribution assumption: employee only about $138,167 at 4% or $92,112 at 6%; with 50% employer match about $92,112 at 4% or $61,408 at 6%; with 100% employer match about $69,084 at 4% or $46,056 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-----
Gerald H. Phipps Inc. Welfare Benefits Plan-115---
Gerald H. Phipps Inc. Dental Plan-109---
Gerald H. Phipps Inc. Long-Term Disability-117---
Mines and Associates PC.-118---
20085128$3,313,929$1,393,695$10,888iApproximate average salary by contribution assumption: employee only about $272,206 at 4% or $181,471 at 6%; with 50% employer match about $181,471 at 4% or $120,980 at 6%; with 100% employer match about $136,103 at 4% or $90,735 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-125$3,313,929$1,393,695$11,150iApproximate average salary by contribution assumption: employee only about $278,739 at 4% or $185,826 at 6%; with 50% employer match about $185,826 at 4% or $123,884 at 6%; with 100% employer match about $139,370 at 4% or $92,913 at 6%.
Gerald H. Phipps Inc. Long-Term Disability-128---
Mines and Associates PC.-122---
Gerald H. Phipps Inc. Welfare Benefits Plan-120---
Gerald H. Phipps Inc. Dental Plan-118---
20077121$0$0-
Gerald H. Phipps Inc. Dental Plan-117---
Mines and Associates PC.-118---
THE RETIREMENT PLAN FOR EMPLOYEES O F GERALD H. PHIPPS, INC.-0---
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-110---
Gerald H. Phipps Inc. Long-Term Disability-121---
Gerald H. Phipps Inc. Welfare Benefits Plan-118---
Gerald H. Phipps Inc. Employee'S 401(K) Plan-114---
20068120$25,390,264$2,864,836$23,874iApproximate average salary by contribution assumption: employee only about $596,841 at 4% or $397,894 at 6%; with 50% employer match about $397,894 at 4% or $265,263 at 6%; with 100% employer match about $298,420 at 4% or $198,947 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-120$17,550,106$1,401,820$11,682iApproximate average salary by contribution assumption: employee only about $292,046 at 4% or $194,697 at 6%; with 50% employer match about $194,697 at 4% or $129,798 at 6%; with 100% employer match about $146,023 at 4% or $97,349 at 6%.
THE RETIREMENT PLAN FOR EMPLOYEES OF GERALD H. PHIPPS, INC.-29$4,759,384$800,000$27,586iApproximate average salary by contribution assumption: employee only about $689,655 at 4% or $459,770 at 6%; with 50% employer match about $459,770 at 4% or $306,513 at 6%; with 100% employer match about $344,828 at 4% or $229,885 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-106$3,080,774$663,016$6,255iApproximate average salary by contribution assumption: employee only about $156,372 at 4% or $104,248 at 6%; with 50% employer match about $104,248 at 4% or $69,499 at 6%; with 100% employer match about $78,186 at 4% or $52,124 at 6%.
GERALD H. PHIPPS, INC. LONG-TERM DISABILITY-119---
Mines and Associates PC.-101---
Gerald H. Phipps Inc. Welfare Benefits Plan-111---
Gerald H. Phipps Inc. Dental Plan-110---
Gerald H. Phipps Inc. Long-Term Disability-119---
20053113$22,258,010$3,012,653$26,661iApproximate average salary by contribution assumption: employee only about $666,516 at 4% or $444,344 at 6%; with 50% employer match about $444,344 at 4% or $296,229 at 6%; with 100% employer match about $333,258 at 4% or $222,172 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-113$15,834,605$1,777,191$15,727iApproximate average salary by contribution assumption: employee only about $393,184 at 4% or $262,123 at 6%; with 50% employer match about $262,123 at 4% or $174,748 at 6%; with 100% employer match about $196,592 at 4% or $131,061 at 6%.
THE RETIREMENT PLAN FOR EMPLOYEES O F GERALD H. PHIPPS, INC.-33$4,006,038$465,000$14,091iApproximate average salary by contribution assumption: employee only about $352,273 at 4% or $234,848 at 6%; with 50% employer match about $234,848 at 4% or $156,566 at 6%; with 100% employer match about $176,136 at 4% or $117,424 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-98$2,417,367$770,462$7,862iApproximate average salary by contribution assumption: employee only about $196,546 at 4% or $131,031 at 6%; with 50% employer match about $131,031 at 4% or $87,354 at 6%; with 100% employer match about $98,273 at 4% or $65,515 at 6%.
2004398$14,255,570$1,707,215$17,421iApproximate average salary by contribution assumption: employee only about $435,514 at 4% or $290,343 at 6%; with 50% employer match about $290,343 at 4% or $193,562 at 6%; with 100% employer match about $217,757 at 4% or $145,171 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-98$12,707,856$1,087,171$11,094iApproximate average salary by contribution assumption: employee only about $277,340 at 4% or $184,893 at 6%; with 50% employer match about $184,893 at 4% or $123,262 at 6%; with 100% employer match about $138,670 at 4% or $92,447 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-94$1,547,714$620,044$6,596iApproximate average salary by contribution assumption: employee only about $164,905 at 4% or $109,937 at 6%; with 50% employer match about $109,937 at 4% or $73,291 at 6%; with 100% employer match about $82,453 at 4% or $54,968 at 6%.
GERALD H. PHIPPS, INC. EMPLOYEES RETIREMENT PLAN-36---
2003389$815,773$698,732$7,851iApproximate average salary by contribution assumption: employee only about $196,273 at 4% or $130,849 at 6%; with 50% employer match about $130,849 at 4% or $87,232 at 6%; with 100% employer match about $98,137 at 4% or $65,424 at 6%.
Gerald H. Phipps Inc. Employee'S 401(K) Plan-83$815,773$698,732$8,418iApproximate average salary by contribution assumption: employee only about $210,461 at 4% or $140,308 at 6%; with 50% employer match about $140,308 at 4% or $93,538 at 6%; with 100% employer match about $105,231 at 4% or $70,154 at 6%.
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-89---
GERALD H. PHIPPS, INC. EMPLOYEES RETIREMENT PLAN-40---
2002285$0$0-
GERALD H. PHIPPS, INC. EMPLOYEES RETIREMENT PLAN-46---
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-85---
2001295$0$0-
GERALD H. PHIPPS, INC. EMPLOYEES RETIREMENT PLAN-50---
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-95---
20002102$0$0-
Gerald H Phipps Inc. Employee Stock Owner Ship Plan-102---
GERALD H. PHIPPS, INC. EMPLOYEES RETIREMENT PLAN-54---