FRFGP, INC. DBA FIRST RATE FINANCIAL GROUP
Plan context: FIRST RATE FINANCIAL GROUP 401(K) PLAN
EIN 83-1306278 • Westlake Village, CA • 20 filings • 4 plans
Current Snapshot
Latest Year
2025
2025 Participants
9
2025 Assets
$846,994
2025 Contributions
$3,349
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2025 | 2 | 9 | $846,994 | $3,349 | $372iApproximate average salary by contribution assumption: employee only about $9,303 at 4% or $6,202 at 6%; with 50% employer match about $6,202 at 4% or $4,135 at 6%; with 100% employer match about $4,651 at 4% or $3,101 at 6%. |
| FIRST RATE FINANCIAL GROUP 401(K) PLAN | - | 9 | $838,320 | $3,349 | $372iApproximate average salary by contribution assumption: employee only about $9,303 at 4% or $6,202 at 6%; with 50% employer match about $6,202 at 4% or $4,135 at 6%; with 100% employer match about $4,651 at 4% or $3,101 at 6%. |
| FIRST RATE FINANCIAL GROUP CASH BALANCE PLAN | - | 7 | $8,674 | $0 | - |
| 2024 | 3 | 10 | $3,475,011 | $16,762 | $1,676iApproximate average salary by contribution assumption: employee only about $41,905 at 4% or $27,937 at 6%; with 50% employer match about $27,937 at 4% or $18,624 at 6%; with 100% employer match about $20,953 at 4% or $13,968 at 6%. |
| FIRST RATE FINANCIAL GROUP CASH BALANCE PLAN | - | 9 | $2,713,179 | $0 | - |
| FIRST RATE FINANCIAL GROUP 401(K) PLAN | - | 10 | $761,832 | $16,762 | $1,676iApproximate average salary by contribution assumption: employee only about $41,905 at 4% or $27,937 at 6%; with 50% employer match about $27,937 at 4% or $18,624 at 6%; with 100% employer match about $20,953 at 4% or $13,968 at 6%. |
| FIRST RATE FINANCIAL GROUP PROFIT SHARING PLAN | - | 0 | $0 | $0 | - |
| 2023 | 3 | 11 | $3,502,682 | $31,244 | $2,840iApproximate average salary by contribution assumption: employee only about $71,009 at 4% or $47,339 at 6%; with 50% employer match about $47,339 at 4% or $31,560 at 6%; with 100% employer match about $35,505 at 4% or $23,670 at 6%. |
| FIRST RATE FINANCIAL GROUP CASH BALANCE PLAN | - | 9 | $2,394,954 | $0 | - |
| FIRST RATE FINANCIAL GROUP 401(K) PLAN | - | 10 | $654,509 | $31,244 | $3,124iApproximate average salary by contribution assumption: employee only about $78,110 at 4% or $52,073 at 6%; with 50% employer match about $52,073 at 4% or $34,716 at 6%; with 100% employer match about $39,055 at 4% or $26,037 at 6%. |
| FIRST RATE FINANCIAL GROUP PROFIT SHARING PLAN | - | 11 | $453,219 | $0 | - |
| 2022 | 3 | 16 | $3,241,211 | $35,092 | $2,193iApproximate average salary by contribution assumption: employee only about $54,831 at 4% or $36,554 at 6%; with 50% employer match about $36,554 at 4% or $24,369 at 6%; with 100% employer match about $27,416 at 4% or $18,277 at 6%. |
| FIRST RATE FINANCIAL GROUP CASH BALANCE PLAN | - | 9 | $2,157,968 | $10,929 | $1,214iApproximate average salary by contribution assumption: employee only about $30,358 at 4% or $20,239 at 6%; with 50% employer match about $20,239 at 4% or $13,493 at 6%; with 100% employer match about $15,179 at 4% or $10,119 at 6%. |
| FIRST RATE FINANCIAL GROUP 401(K) PLAN | - | 16 | $704,814 | $24,163 | $1,510iApproximate average salary by contribution assumption: employee only about $37,755 at 4% or $25,170 at 6%; with 50% employer match about $25,170 at 4% or $16,780 at 6%; with 100% employer match about $18,877 at 4% or $12,585 at 6%. |
| FIRST RATE FINANCIAL GROUP PROFIT SHARING PLAN | - | 11 | $378,429 | $0 | - |
| 2021 | 3 | 15 | $3,745,810 | $1,122,777 | $74,852iApproximate average salary by contribution assumption: employee only about $1,871,295 at 4% or $1,247,530 at 6%; with 50% employer match about $1,247,530 at 4% or $831,687 at 6%; with 100% employer match about $935,648 at 4% or $623,765 at 6%. |
| FIRST RATE FINANCIAL GROUP CASH BALANCE PLAN | - | 9 | $2,472,405 | $823,078 | $91,453iApproximate average salary by contribution assumption: employee only about $2,286,328 at 4% or $1,524,219 at 6%; with 50% employer match about $1,524,219 at 4% or $1,016,146 at 6%; with 100% employer match about $1,143,164 at 4% or $762,109 at 6%. |
| FIRST RATE FINANCIAL GROUP 401(K) PLAN | - | 15 | $841,285 | $143,849 | $9,590iApproximate average salary by contribution assumption: employee only about $239,748 at 4% or $159,832 at 6%; with 50% employer match about $159,832 at 4% or $106,555 at 6%; with 100% employer match about $119,874 at 4% or $79,916 at 6%. |
| FIRST RATE FINANCIAL GROUP PROFIT SHARING PLAN | - | 12 | $432,120 | $155,850 | $12,988iApproximate average salary by contribution assumption: employee only about $324,688 at 4% or $216,458 at 6%; with 50% employer match about $216,458 at 4% or $144,306 at 6%; with 100% employer match about $162,344 at 4% or $108,229 at 6%. |
| 2020 | 3 | 12 | $2,419,645 | $1,144,972 | $95,414iApproximate average salary by contribution assumption: employee only about $2,385,358 at 4% or $1,590,239 at 6%; with 50% employer match about $1,590,239 at 4% or $1,060,159 at 6%; with 100% employer match about $1,192,679 at 4% or $795,119 at 6%. |
| FIRST RATE FINANCIAL GROUP CASH BALANCE PENSION PLAN | - | 10 | $1,539,351 | $818,973 | $81,897iApproximate average salary by contribution assumption: employee only about $2,047,433 at 4% or $1,364,955 at 6%; with 50% employer match about $1,364,955 at 4% or $909,970 at 6%; with 100% employer match about $1,023,716 at 4% or $682,478 at 6%. |
| FIRST RATE FINANCIAL GROUP 401(K) PLAN | - | 12 | $627,520 | $196,825 | $16,402iApproximate average salary by contribution assumption: employee only about $410,052 at 4% or $273,368 at 6%; with 50% employer match about $273,368 at 4% or $182,245 at 6%; with 100% employer match about $205,026 at 4% or $136,684 at 6%. |
| FIRST RATE FINANCIAL GROUP PROFIT SHARING PLAN | - | 11 | $252,774 | $129,174 | $11,743iApproximate average salary by contribution assumption: employee only about $293,577 at 4% or $195,718 at 6%; with 50% employer match about $195,718 at 4% or $130,479 at 6%; with 100% employer match about $146,789 at 4% or $97,859 at 6%. |
| 2019 | 3 | 12 | $1,117,354 | $1,111,601 | $92,633iApproximate average salary by contribution assumption: employee only about $2,315,835 at 4% or $1,543,890 at 6%; with 50% employer match about $1,543,890 at 4% or $1,029,260 at 6%; with 100% employer match about $1,157,918 at 4% or $771,945 at 6%. |
| FIRST RATE FINANCIAL GROUP CASH BALANCE PENSION PLAN | - | 10 | $650,000 | $650,000 | $65,000iApproximate average salary by contribution assumption: employee only about $1,625,000 at 4% or $1,083,333 at 6%; with 50% employer match about $1,083,333 at 4% or $722,222 at 6%; with 100% employer match about $812,500 at 4% or $541,667 at 6%. |
| FIRST RATE FINANCIAL GROUP 401(K) PLAN | - | 12 | $354,641 | $348,888 | $29,074iApproximate average salary by contribution assumption: employee only about $726,850 at 4% or $484,567 at 6%; with 50% employer match about $484,567 at 4% or $323,044 at 6%; with 100% employer match about $363,425 at 4% or $242,283 at 6%. |
| FIRST RATE FINANCIAL GROUP PROFIT SHARING PLAN | - | 0 | $112,713 | $112,713 | - |