Civic Intelligence

BERNADETTE M. SMITH, LLC DBA FIRST CAPITAL FINANCIAL GROUP

Plan context: FIRST CAPITAL FINANCIAL GROUP 401(K) PROFIT SHARING PLAN

EIN 82-5279795 • Wheeling, WV • 6 filings • 1 plans

1206 Chapline Street, Suite 175Wheeling, WV 26003
Current Snapshot

Latest Year

2025

2025 Participants

3

2025 Assets

$288,653

2025 Contributions

$66,483

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$288,653$144,327$0202020232025YearValue
$288,653Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

530202020232025YearValue
3Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202513$288,653$66,483$22,161iApproximate average salary by contribution assumption: employee only about $554,025 at 4% or $369,350 at 6%; with 50% employer match about $369,350 at 4% or $246,233 at 6%; with 100% employer match about $277,013 at 4% or $184,675 at 6%.
FIRST CAPITAL FINANCIAL GROUP 401(K) PROFIT SHARING PLAN-3$288,653$66,483$22,161iApproximate average salary by contribution assumption: employee only about $554,025 at 4% or $369,350 at 6%; with 50% employer match about $369,350 at 4% or $246,233 at 6%; with 100% employer match about $277,013 at 4% or $184,675 at 6%.
202414$264,332$56,498$14,125iApproximate average salary by contribution assumption: employee only about $353,113 at 4% or $235,408 at 6%; with 50% employer match about $235,408 at 4% or $156,939 at 6%; with 100% employer match about $176,556 at 4% or $117,704 at 6%.
FIRST CAPITAL FINANCIAL GROUP 401(K) PROFIT SHARING PLAN-4$264,332$56,498$14,125iApproximate average salary by contribution assumption: employee only about $353,113 at 4% or $235,408 at 6%; with 50% employer match about $235,408 at 4% or $156,939 at 6%; with 100% employer match about $176,556 at 4% or $117,704 at 6%.
202314$186,230$48,122$12,031iApproximate average salary by contribution assumption: employee only about $300,763 at 4% or $200,508 at 6%; with 50% employer match about $200,508 at 4% or $133,672 at 6%; with 100% employer match about $150,381 at 4% or $100,254 at 6%.
FIRST CAPITAL FINANCIAL GROUP 401(K) PROFIT SHARING PLAN-4$186,230$48,122$12,031iApproximate average salary by contribution assumption: employee only about $300,763 at 4% or $200,508 at 6%; with 50% employer match about $200,508 at 4% or $133,672 at 6%; with 100% employer match about $150,381 at 4% or $100,254 at 6%.
202215$124,149$48,950$9,790iApproximate average salary by contribution assumption: employee only about $244,750 at 4% or $163,167 at 6%; with 50% employer match about $163,167 at 4% or $108,778 at 6%; with 100% employer match about $122,375 at 4% or $81,583 at 6%.
FIRST CAPITAL FINANCIAL GROUP 401(K) PROFIT SHARING PLAN-5$124,149$48,950$9,790iApproximate average salary by contribution assumption: employee only about $244,750 at 4% or $163,167 at 6%; with 50% employer match about $163,167 at 4% or $108,778 at 6%; with 100% employer match about $122,375 at 4% or $81,583 at 6%.
202114$84,110$65,845$16,461iApproximate average salary by contribution assumption: employee only about $411,531 at 4% or $274,354 at 6%; with 50% employer match about $274,354 at 4% or $182,903 at 6%; with 100% employer match about $205,766 at 4% or $137,177 at 6%.
FIRST CAPITAL FINANCIAL GROUP 401(K) PROFIT SHARING PLAN-4$84,110$65,845$16,461iApproximate average salary by contribution assumption: employee only about $411,531 at 4% or $274,354 at 6%; with 50% employer match about $274,354 at 4% or $182,903 at 6%; with 100% employer match about $205,766 at 4% or $137,177 at 6%.
202014$14,413$13,983$3,496iApproximate average salary by contribution assumption: employee only about $87,394 at 4% or $58,263 at 6%; with 50% employer match about $58,263 at 4% or $38,842 at 6%; with 100% employer match about $43,697 at 4% or $29,131 at 6%.
FIRST CAPITAL FINANCIAL GROUP 401(K) PROFIT SHARING PLAN-4$14,413$13,983$3,496iApproximate average salary by contribution assumption: employee only about $87,394 at 4% or $58,263 at 6%; with 50% employer match about $58,263 at 4% or $38,842 at 6%; with 100% employer match about $43,697 at 4% or $29,131 at 6%.