Civic Intelligence

Gowan & Sons Inc.

Plan context: GOWAN AND SONS 401(K) PLAN

EIN 82-3917006 • Harbor Springs, MI • 9 filings • 2 plans

8460 M 119Harbor Springs, MI 49740-9595
Current Snapshot

Latest Year

2025

2025 Participants

16

2025 Assets

$51,277

2025 Contributions

$43,589

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,638,123$1,319,062$0201820222025YearValue
$51,277Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

19100201820222025YearValue
16Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025116$51,277$43,589$2,724iApproximate average salary by contribution assumption: employee only about $68,108 at 4% or $45,405 at 6%; with 50% employer match about $45,405 at 4% or $30,270 at 6%; with 100% employer match about $34,054 at 4% or $22,703 at 6%.
GOWAN AND SONS 401(K) PLAN-16$51,277$43,589$2,724iApproximate average salary by contribution assumption: employee only about $68,108 at 4% or $45,405 at 6%; with 50% employer match about $45,405 at 4% or $30,270 at 6%; with 100% employer match about $34,054 at 4% or $22,703 at 6%.
2024219$1,904,133$6,579$346iApproximate average salary by contribution assumption: employee only about $8,657 at 4% or $5,771 at 6%; with 50% employer match about $5,771 at 4% or $3,847 at 6%; with 100% employer match about $4,328 at 4% or $2,886 at 6%.
Gowan & Sons Retirement Plan-19$1,897,053--
GOWAN AND SONS 401(K) PLAN-10$7,080$6,579$658iApproximate average salary by contribution assumption: employee only about $16,448 at 4% or $10,965 at 6%; with 50% employer match about $10,965 at 4% or $7,310 at 6%; with 100% employer match about $8,224 at 4% or $5,483 at 6%.
2023111$1,997,864$0-
Gowan & Sons Retirement Plan-11$1,997,864--
2022111$2,638,123$100,000$9,091iApproximate average salary by contribution assumption: employee only about $227,273 at 4% or $151,515 at 6%; with 50% employer match about $151,515 at 4% or $101,010 at 6%; with 100% employer match about $113,636 at 4% or $75,758 at 6%.
Gowan & Sons Retirement Plan-11$2,638,123$100,000$9,091iApproximate average salary by contribution assumption: employee only about $227,273 at 4% or $151,515 at 6%; with 50% employer match about $151,515 at 4% or $101,010 at 6%; with 100% employer match about $113,636 at 4% or $75,758 at 6%.
202117$2,088,786$0-
Gowan & Sons Retirement Plan-7$2,088,786--
202016$1,960,146$100,000$16,667iApproximate average salary by contribution assumption: employee only about $416,667 at 4% or $277,778 at 6%; with 50% employer match about $277,778 at 4% or $185,185 at 6%; with 100% employer match about $208,333 at 4% or $138,889 at 6%.
Gowan & Sons Retirement Plan-6$1,960,146$100,000$16,667iApproximate average salary by contribution assumption: employee only about $416,667 at 4% or $277,778 at 6%; with 50% employer match about $277,778 at 4% or $185,185 at 6%; with 100% employer match about $208,333 at 4% or $138,889 at 6%.
201913$1,742,070$559,852$186,617iApproximate average salary by contribution assumption: employee only about $4,665,433 at 4% or $3,110,289 at 6%; with 50% employer match about $3,110,289 at 4% or $2,073,526 at 6%; with 100% employer match about $2,332,717 at 4% or $1,555,144 at 6%.
Gowan & Sons Retirement Plan-3$1,742,070$559,852$186,617iApproximate average salary by contribution assumption: employee only about $4,665,433 at 4% or $3,110,289 at 6%; with 50% employer match about $3,110,289 at 4% or $2,073,526 at 6%; with 100% employer match about $2,332,717 at 4% or $1,555,144 at 6%.
201813$1,562,308$1,104,130$368,043iApproximate average salary by contribution assumption: employee only about $9,201,083 at 4% or $6,134,056 at 6%; with 50% employer match about $6,134,056 at 4% or $4,089,370 at 6%; with 100% employer match about $4,600,542 at 4% or $3,067,028 at 6%.
Gowan & Sons Retirement Plan-3$1,562,308$1,104,130$368,043iApproximate average salary by contribution assumption: employee only about $9,201,083 at 4% or $6,134,056 at 6%; with 50% employer match about $6,134,056 at 4% or $4,089,370 at 6%; with 100% employer match about $4,600,542 at 4% or $3,067,028 at 6%.