Civic Intelligence

Effectual Inc.

Plan context: Effectual 401(K) Plan

EIN 82-3082582 • Jersey City, NJ • 12 filings • 3 plans

111 Town Square PlaceSte 415Jersey City, NJ 07310
Current Snapshot

Latest Year

2024

2024 Participants

179

2024 Assets

$14,910,153

2024 Contributions

$4,098,879

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$14,910,153$7,455,077$0201820212024YearValue
$14,910,153Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2061030201820212024YearValue
179Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242179$14,910,153$4,098,879$22,899iApproximate average salary by contribution assumption: employee only about $572,469 at 4% or $381,646 at 6%; with 50% employer match about $381,646 at 4% or $254,431 at 6%; with 100% employer match about $286,235 at 4% or $190,823 at 6%.
Effectual 401(K) Plan-179$14,910,153$4,098,879$22,899iApproximate average salary by contribution assumption: employee only about $572,469 at 4% or $381,646 at 6%; with 50% employer match about $381,646 at 4% or $254,431 at 6%; with 100% employer match about $286,235 at 4% or $190,823 at 6%.
Effectual Welfare Benefit Plan-166---
20232206$11,389,929$3,964,290$19,244iApproximate average salary by contribution assumption: employee only about $481,103 at 4% or $320,735 at 6%; with 50% employer match about $320,735 at 4% or $213,824 at 6%; with 100% employer match about $240,552 at 4% or $160,368 at 6%.
Effectual 401(K) Plan-206$11,389,929$3,964,290$19,244iApproximate average salary by contribution assumption: employee only about $481,103 at 4% or $320,735 at 6%; with 50% employer match about $320,735 at 4% or $213,824 at 6%; with 100% employer match about $240,552 at 4% or $160,368 at 6%.
Effectual Welfare Benefit Plan-183---
20222186$6,756,396$3,352,124$18,022iApproximate average salary by contribution assumption: employee only about $450,554 at 4% or $300,370 at 6%; with 50% employer match about $300,370 at 4% or $200,246 at 6%; with 100% employer match about $225,277 at 4% or $150,185 at 6%.
Effectual 401(K) Plan-186$6,756,396$3,352,124$18,022iApproximate average salary by contribution assumption: employee only about $450,554 at 4% or $300,370 at 6%; with 50% employer match about $300,370 at 4% or $200,246 at 6%; with 100% employer match about $225,277 at 4% or $150,185 at 6%.
Effectual Welfare Benefit Plan-180---
20212176$4,703,936$1,804,615$10,253iApproximate average salary by contribution assumption: employee only about $256,337 at 4% or $170,892 at 6%; with 50% employer match about $170,892 at 4% or $113,928 at 6%; with 100% employer match about $128,169 at 4% or $85,446 at 6%.
Effectual 401(K) Plan-176$4,703,936$1,705,910$9,693iApproximate average salary by contribution assumption: employee only about $242,317 at 4% or $161,545 at 6%; with 50% employer match about $161,545 at 4% or $107,696 at 6%; with 100% employer match about $121,158 at 4% or $80,772 at 6%.
Effectual 401(K) Plan-0$0$98,705-
2020243$2,417,195$463,949$10,790iApproximate average salary by contribution assumption: employee only about $269,738 at 4% or $179,825 at 6%; with 50% employer match about $179,825 at 4% or $119,883 at 6%; with 100% employer match about $134,869 at 4% or $89,913 at 6%.
Effectual 401(K) Plan-32$1,366,029$210,876$6,590iApproximate average salary by contribution assumption: employee only about $164,747 at 4% or $109,831 at 6%; with 50% employer match about $109,831 at 4% or $73,221 at 6%; with 100% employer match about $82,373 at 4% or $54,916 at 6%.
Effectual 401(K) Plan-43$1,051,166$253,073$5,885iApproximate average salary by contribution assumption: employee only about $147,135 at 4% or $98,090 at 6%; with 50% employer match about $98,090 at 4% or $65,394 at 6%; with 100% employer match about $73,568 at 4% or $49,045 at 6%.
2019117$829,528$458,930$26,996iApproximate average salary by contribution assumption: employee only about $674,897 at 4% or $449,931 at 6%; with 50% employer match about $449,931 at 4% or $299,954 at 6%; with 100% employer match about $337,449 at 4% or $224,966 at 6%.
Effectual 401(K) Plan-17$829,528$458,930$26,996iApproximate average salary by contribution assumption: employee only about $674,897 at 4% or $449,931 at 6%; with 50% employer match about $449,931 at 4% or $299,954 at 6%; with 100% employer match about $337,449 at 4% or $224,966 at 6%.
201812$277,908$295,715$147,858iApproximate average salary by contribution assumption: employee only about $3,696,438 at 4% or $2,464,292 at 6%; with 50% employer match about $2,464,292 at 4% or $1,642,861 at 6%; with 100% employer match about $1,848,219 at 4% or $1,232,146 at 6%.
Effectual 401(K) Plan-2$277,908$295,715$147,858iApproximate average salary by contribution assumption: employee only about $3,696,438 at 4% or $2,464,292 at 6%; with 50% employer match about $2,464,292 at 4% or $1,642,861 at 6%; with 100% employer match about $1,848,219 at 4% or $1,232,146 at 6%.