Civic Intelligence

STERLING CONSTRUCTION

Plan context: Sterling Construction Inc 401(K) Plan

EIN 81-2393650 • Boxborough, MA • 14 filings • 3 plans

85 Swanson RoadSuite 150Boxborough, MA 01719
Current Snapshot

Latest Year

2025

2025 Participants

25

2025 Assets

$3,118,811

2025 Contributions

$465,124

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,882,946$1,941,473$0201820222025YearValue
$3,118,811Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

32160201820222025YearValue
25Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025125$3,118,811$465,124$18,605iApproximate average salary by contribution assumption: employee only about $465,124 at 4% or $310,083 at 6%; with 50% employer match about $310,083 at 4% or $206,722 at 6%; with 100% employer match about $232,562 at 4% or $155,041 at 6%.
Sterling Construction Inc 401(K) Plan-25$3,118,811$465,124$18,605iApproximate average salary by contribution assumption: employee only about $465,124 at 4% or $310,083 at 6%; with 50% employer match about $310,083 at 4% or $206,722 at 6%; with 100% employer match about $232,562 at 4% or $155,041 at 6%.
2024223$3,882,946$848,865$36,907iApproximate average salary by contribution assumption: employee only about $922,679 at 4% or $615,120 at 6%; with 50% employer match about $615,120 at 4% or $410,080 at 6%; with 100% employer match about $461,340 at 4% or $307,560 at 6%.
Sterling Construction Inc 401(K) Plan-23$2,370,683$483,741$21,032iApproximate average salary by contribution assumption: employee only about $525,805 at 4% or $350,537 at 6%; with 50% employer match about $350,537 at 4% or $233,691 at 6%; with 100% employer match about $262,903 at 4% or $175,268 at 6%.
STERLING CONSTRUCTION CASH BALANCE PLAN-17$1,512,263$365,124$21,478iApproximate average salary by contribution assumption: employee only about $536,947 at 4% or $357,965 at 6%; with 50% employer match about $357,965 at 4% or $238,643 at 6%; with 100% employer match about $268,474 at 4% or $178,982 at 6%.
2023230$2,800,578$718,150$23,938iApproximate average salary by contribution assumption: employee only about $598,458 at 4% or $398,972 at 6%; with 50% employer match about $398,972 at 4% or $265,981 at 6%; with 100% employer match about $299,229 at 4% or $199,486 at 6%.
Sterling Construction Inc 401(K) Plan-30$1,726,514$474,081$15,803iApproximate average salary by contribution assumption: employee only about $395,068 at 4% or $263,378 at 6%; with 50% employer match about $263,378 at 4% or $175,586 at 6%; with 100% employer match about $197,534 at 4% or $131,689 at 6%.
STERLING CONSTRUCTION CASH BALANCE PLAN-23$1,074,064$244,069$10,612iApproximate average salary by contribution assumption: employee only about $265,292 at 4% or $176,862 at 6%; with 50% employer match about $176,862 at 4% or $117,908 at 6%; with 100% employer match about $132,646 at 4% or $88,431 at 6%.
2022232$1,906,691$552,459$17,264iApproximate average salary by contribution assumption: employee only about $431,609 at 4% or $287,739 at 6%; with 50% employer match about $287,739 at 4% or $191,826 at 6%; with 100% employer match about $215,804 at 4% or $143,870 at 6%.
Sterling Construction Inc 401(K) Plan-32$1,138,455$315,010$9,844iApproximate average salary by contribution assumption: employee only about $246,102 at 4% or $164,068 at 6%; with 50% employer match about $164,068 at 4% or $109,378 at 6%; with 100% employer match about $123,051 at 4% or $82,034 at 6%.
STERLING CONSTRUCTION CASH BALANCE PLAN-19$768,236$237,449$12,497iApproximate average salary by contribution assumption: employee only about $312,433 at 4% or $208,289 at 6%; with 50% employer match about $208,289 at 4% or $138,859 at 6%; with 100% employer match about $156,216 at 4% or $104,144 at 6%.
2021222$1,589,910$387,247$17,602iApproximate average salary by contribution assumption: employee only about $440,053 at 4% or $293,369 at 6%; with 50% employer match about $293,369 at 4% or $195,579 at 6%; with 100% employer match about $220,027 at 4% or $146,684 at 6%.
Sterling Construction Inc 401(K) Plan-22$998,898$287,247$13,057iApproximate average salary by contribution assumption: employee only about $326,417 at 4% or $217,611 at 6%; with 50% employer match about $217,611 at 4% or $145,074 at 6%; with 100% employer match about $163,209 at 4% or $108,806 at 6%.
STERLING CONSTRUCTION CASH BALANCE PLAN-12$591,012$100,000$8,333iApproximate average salary by contribution assumption: employee only about $208,333 at 4% or $138,889 at 6%; with 50% employer match about $138,889 at 4% or $92,593 at 6%; with 100% employer match about $104,167 at 4% or $69,444 at 6%.
2020216$1,070,969$464,687$29,043iApproximate average salary by contribution assumption: employee only about $726,073 at 4% or $484,049 at 6%; with 50% employer match about $484,049 at 4% or $322,699 at 6%; with 100% employer match about $363,037 at 4% or $242,024 at 6%.
Sterling Construction Inc 401(K) Plan-16$597,481$224,687$14,043iApproximate average salary by contribution assumption: employee only about $351,073 at 4% or $234,049 at 6%; with 50% employer match about $234,049 at 4% or $156,033 at 6%; with 100% employer match about $175,537 at 4% or $117,024 at 6%.
STERLING CONSTRUCTION CASH BALANCE PLAN-11$473,488$240,000$21,818iApproximate average salary by contribution assumption: employee only about $545,455 at 4% or $363,636 at 6%; with 50% employer match about $363,636 at 4% or $242,424 at 6%; with 100% employer match about $272,727 at 4% or $181,818 at 6%.
2019212$522,924$380,422$31,702iApproximate average salary by contribution assumption: employee only about $792,546 at 4% or $528,364 at 6%; with 50% employer match about $528,364 at 4% or $352,243 at 6%; with 100% employer match about $396,273 at 4% or $264,182 at 6%.
Sterling Construction Inc 401(K) Plan-12$300,057$157,555$13,130iApproximate average salary by contribution assumption: employee only about $328,240 at 4% or $218,826 at 6%; with 50% employer match about $218,826 at 4% or $145,884 at 6%; with 100% employer match about $164,120 at 4% or $109,413 at 6%.
STERLING CONSTRUCTION CASH BALANCE PLAN-11$222,867$222,867$20,261iApproximate average salary by contribution assumption: employee only about $506,516 at 4% or $337,677 at 6%; with 50% employer match about $337,677 at 4% or $225,118 at 6%; with 100% employer match about $253,258 at 4% or $168,839 at 6%.
2018110$103,917$111,859$11,186iApproximate average salary by contribution assumption: employee only about $279,648 at 4% or $186,432 at 6%; with 50% employer match about $186,432 at 4% or $124,288 at 6%; with 100% employer match about $139,824 at 4% or $93,216 at 6%.
Sterling Construction Inc 401(K) Plan-10$103,917$111,859$11,186iApproximate average salary by contribution assumption: employee only about $279,648 at 4% or $186,432 at 6%; with 50% employer match about $186,432 at 4% or $124,288 at 6%; with 100% employer match about $139,824 at 4% or $93,216 at 6%.