Civic Intelligence

Roach & Smith Distributors Inc.

Plan context: Roach and Smith Distributors Inc Retirement Plan and Trust

EIN 81-0300846 • Butte, MT • 25 filings • 7 plans

1005 South Montana StreetButte, MT 59701-2839
Current Snapshot

Latest Year

2025

2025 Participants

183

2025 Assets

$14,674,687

2025 Contributions

$833,735

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$14,674,687$7,337,344$0200420152024YearValue
$14,674,687Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2131070200420152025YearValue
183Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20251183$0$0-
Roach & Smith Distributors Inc. Employee Benefits Plan-183---
20242191$14,674,687$833,735$4,365iApproximate average salary by contribution assumption: employee only about $109,128 at 4% or $72,752 at 6%; with 50% employer match about $72,752 at 4% or $48,501 at 6%; with 100% employer match about $54,564 at 4% or $36,376 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-187$14,674,687$833,735$4,458iApproximate average salary by contribution assumption: employee only about $111,462 at 4% or $74,308 at 6%; with 50% employer match about $74,308 at 4% or $49,539 at 6%; with 100% employer match about $55,731 at 4% or $37,154 at 6%.
Roach & Smith Distributors Inc. Employee Benefits Plan-191---
20232213$12,915,861$2,183,177$10,250iApproximate average salary by contribution assumption: employee only about $256,241 at 4% or $170,828 at 6%; with 50% employer match about $170,828 at 4% or $113,885 at 6%; with 100% employer match about $128,121 at 4% or $85,414 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-160$12,915,861$2,183,177$13,645iApproximate average salary by contribution assumption: employee only about $341,121 at 4% or $227,414 at 6%; with 50% employer match about $227,414 at 4% or $151,610 at 6%; with 100% employer match about $170,561 at 4% or $113,707 at 6%.
Roach & Smith Distributors Inc. Employee Benefits Plan-213---
20222117$10,590,337$733,311$6,268iApproximate average salary by contribution assumption: employee only about $156,690 at 4% or $104,460 at 6%; with 50% employer match about $104,460 at 4% or $69,640 at 6%; with 100% employer match about $78,345 at 4% or $52,230 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-117$10,590,337$733,311$6,268iApproximate average salary by contribution assumption: employee only about $156,690 at 4% or $104,460 at 6%; with 50% employer match about $104,460 at 4% or $69,640 at 6%; with 100% employer match about $78,345 at 4% or $52,230 at 6%.
Roach & Smith Distributors Inc. Employee Benefits Plan-112---
20211123$0$0-
Roach & Smith Distributors Inc. Employee Benefits Plan-123---
20201115$9,500,444$443,625$3,858iApproximate average salary by contribution assumption: employee only about $96,440 at 4% or $64,293 at 6%; with 50% employer match about $64,293 at 4% or $42,862 at 6%; with 100% employer match about $48,220 at 4% or $32,147 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-115$9,500,444$443,625$3,858iApproximate average salary by contribution assumption: employee only about $96,440 at 4% or $64,293 at 6%; with 50% employer match about $64,293 at 4% or $42,862 at 6%; with 100% employer match about $48,220 at 4% or $32,147 at 6%.
2019193$9,418,277$543,820$5,848iApproximate average salary by contribution assumption: employee only about $146,188 at 4% or $97,459 at 6%; with 50% employer match about $97,459 at 4% or $64,973 at 6%; with 100% employer match about $73,094 at 4% or $48,729 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-93$9,418,277$543,820$5,848iApproximate average salary by contribution assumption: employee only about $146,188 at 4% or $97,459 at 6%; with 50% employer match about $97,459 at 4% or $64,973 at 6%; with 100% employer match about $73,094 at 4% or $48,729 at 6%.
2018193$7,245,964$636,884$6,848iApproximate average salary by contribution assumption: employee only about $171,205 at 4% or $114,137 at 6%; with 50% employer match about $114,137 at 4% or $76,091 at 6%; with 100% employer match about $85,603 at 4% or $57,068 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-93$7,245,964$636,884$6,848iApproximate average salary by contribution assumption: employee only about $171,205 at 4% or $114,137 at 6%; with 50% employer match about $114,137 at 4% or $76,091 at 6%; with 100% employer match about $85,603 at 4% or $57,068 at 6%.
2017174$7,254,897$465,344$6,288iApproximate average salary by contribution assumption: employee only about $157,211 at 4% or $104,807 at 6%; with 50% employer match about $104,807 at 4% or $69,871 at 6%; with 100% employer match about $78,605 at 4% or $52,404 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-74$7,254,897$465,344$6,288iApproximate average salary by contribution assumption: employee only about $157,211 at 4% or $104,807 at 6%; with 50% employer match about $104,807 at 4% or $69,871 at 6%; with 100% employer match about $78,605 at 4% or $52,404 at 6%.
20161105$5,739,541$457,244$4,355iApproximate average salary by contribution assumption: employee only about $108,868 at 4% or $72,578 at 6%; with 50% employer match about $72,578 at 4% or $48,386 at 6%; with 100% employer match about $54,434 at 4% or $36,289 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-105$5,739,541$457,244$4,355iApproximate average salary by contribution assumption: employee only about $108,868 at 4% or $72,578 at 6%; with 50% employer match about $72,578 at 4% or $48,386 at 6%; with 100% employer match about $54,434 at 4% or $36,289 at 6%.
2015169$4,870,552$420,699$6,097iApproximate average salary by contribution assumption: employee only about $152,427 at 4% or $101,618 at 6%; with 50% employer match about $101,618 at 4% or $67,745 at 6%; with 100% employer match about $76,214 at 4% or $50,809 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-69$4,870,552$420,699$6,097iApproximate average salary by contribution assumption: employee only about $152,427 at 4% or $101,618 at 6%; with 50% employer match about $101,618 at 4% or $67,745 at 6%; with 100% employer match about $76,214 at 4% or $50,809 at 6%.
2014198$5,202,950$435,443$4,443iApproximate average salary by contribution assumption: employee only about $111,082 at 4% or $74,055 at 6%; with 50% employer match about $74,055 at 4% or $49,370 at 6%; with 100% employer match about $55,541 at 4% or $37,027 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-98$5,202,950$435,443$4,443iApproximate average salary by contribution assumption: employee only about $111,082 at 4% or $74,055 at 6%; with 50% employer match about $74,055 at 4% or $49,370 at 6%; with 100% employer match about $55,541 at 4% or $37,027 at 6%.
2013172$4,889,859$420,178$5,836iApproximate average salary by contribution assumption: employee only about $145,895 at 4% or $97,263 at 6%; with 50% employer match about $97,263 at 4% or $64,842 at 6%; with 100% employer match about $72,948 at 4% or $48,632 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-72$4,889,859$420,178$5,836iApproximate average salary by contribution assumption: employee only about $145,895 at 4% or $97,263 at 6%; with 50% employer match about $97,263 at 4% or $64,842 at 6%; with 100% employer match about $72,948 at 4% or $48,632 at 6%.
20121111$3,955,979$377,396$3,400iApproximate average salary by contribution assumption: employee only about $84,999 at 4% or $56,666 at 6%; with 50% employer match about $56,666 at 4% or $37,777 at 6%; with 100% employer match about $42,500 at 4% or $28,333 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-111$3,955,979$377,396$3,400iApproximate average salary by contribution assumption: employee only about $84,999 at 4% or $56,666 at 6%; with 50% employer match about $56,666 at 4% or $37,777 at 6%; with 100% employer match about $42,500 at 4% or $28,333 at 6%.
2011166$3,322,410$347,275$5,262iApproximate average salary by contribution assumption: employee only about $131,544 at 4% or $87,696 at 6%; with 50% employer match about $87,696 at 4% or $58,464 at 6%; with 100% employer match about $65,772 at 4% or $43,848 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-66$3,322,410$347,275$5,262iApproximate average salary by contribution assumption: employee only about $131,544 at 4% or $87,696 at 6%; with 50% employer match about $87,696 at 4% or $58,464 at 6%; with 100% employer match about $65,772 at 4% or $43,848 at 6%.
2010172$3,095,031$329,541$4,577iApproximate average salary by contribution assumption: employee only about $114,424 at 4% or $76,283 at 6%; with 50% employer match about $76,283 at 4% or $50,855 at 6%; with 100% employer match about $57,212 at 4% or $38,141 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-72$3,095,031$329,541$4,577iApproximate average salary by contribution assumption: employee only about $114,424 at 4% or $76,283 at 6%; with 50% employer match about $76,283 at 4% or $50,855 at 6%; with 100% employer match about $57,212 at 4% or $38,141 at 6%.
2009185$2,935,977$245,160$2,884iApproximate average salary by contribution assumption: employee only about $72,106 at 4% or $48,071 at 6%; with 50% employer match about $48,071 at 4% or $32,047 at 6%; with 100% employer match about $36,053 at 4% or $24,035 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-85$2,935,977$245,160$2,884iApproximate average salary by contribution assumption: employee only about $72,106 at 4% or $48,071 at 6%; with 50% employer match about $48,071 at 4% or $32,047 at 6%; with 100% employer match about $36,053 at 4% or $24,035 at 6%.
2008170$0$0-
Roach and Smith Distributors Inc Retirement Plan and Trust-70---
2007149$0$0-
Roach and Smith Distributors Inc Retirement Plan and Trust-49---
2006149$2,453,895$237,815$4,853iApproximate average salary by contribution assumption: employee only about $121,334 at 4% or $80,889 at 6%; with 50% employer match about $80,889 at 4% or $53,926 at 6%; with 100% employer match about $60,667 at 4% or $40,445 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-49$2,453,895$237,815$4,853iApproximate average salary by contribution assumption: employee only about $121,334 at 4% or $80,889 at 6%; with 50% employer match about $80,889 at 4% or $53,926 at 6%; with 100% employer match about $60,667 at 4% or $40,445 at 6%.
2005151$2,005,319$193,424$3,793iApproximate average salary by contribution assumption: employee only about $94,816 at 4% or $63,210 at 6%; with 50% employer match about $63,210 at 4% or $42,140 at 6%; with 100% employer match about $47,408 at 4% or $31,605 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-51$2,005,319$193,424$3,793iApproximate average salary by contribution assumption: employee only about $94,816 at 4% or $63,210 at 6%; with 50% employer match about $63,210 at 4% or $42,140 at 6%; with 100% employer match about $47,408 at 4% or $31,605 at 6%.
2004166$1,435,915$1,435,915$21,756iApproximate average salary by contribution assumption: employee only about $543,907 at 4% or $362,605 at 6%; with 50% employer match about $362,605 at 4% or $241,737 at 6%; with 100% employer match about $271,954 at 4% or $181,302 at 6%.
Roach and Smith Distributors Inc Retirement Plan and Trust-66$1,435,915$1,435,915$21,756iApproximate average salary by contribution assumption: employee only about $543,907 at 4% or $362,605 at 6%; with 50% employer match about $362,605 at 4% or $241,737 at 6%; with 100% employer match about $271,954 at 4% or $181,302 at 6%.