Civic Intelligence

Joseph E O'Brien DMD PC

Plan context: Joseph E O'Brien Retirement Plan

EIN 80-0358388 • Gardner, MA • 14 filings • 1 plans

394 Elm StGardner, MA 01440
Current Snapshot

Latest Year

2025

2025 Participants

8

2025 Assets

$1,480,998

2025 Contributions

$49,635

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,480,998$740,499$0201220192025YearValue
$1,480,998Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

840201220192025YearValue
8Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202518$1,480,998$49,635$6,204iApproximate average salary by contribution assumption: employee only about $155,109 at 4% or $103,406 at 6%; with 50% employer match about $103,406 at 4% or $68,938 at 6%; with 100% employer match about $77,555 at 4% or $51,703 at 6%.
Joseph E O'Brien Retirement Plan-8$1,480,998$49,635$6,204iApproximate average salary by contribution assumption: employee only about $155,109 at 4% or $103,406 at 6%; with 50% employer match about $103,406 at 4% or $68,938 at 6%; with 100% employer match about $77,555 at 4% or $51,703 at 6%.
202418$1,214,897$48,597$6,075iApproximate average salary by contribution assumption: employee only about $151,866 at 4% or $101,244 at 6%; with 50% employer match about $101,244 at 4% or $67,496 at 6%; with 100% employer match about $75,933 at 4% or $50,622 at 6%.
Joseph E O'Brien Retirement Plan-8$1,214,897$48,597$6,075iApproximate average salary by contribution assumption: employee only about $151,866 at 4% or $101,244 at 6%; with 50% employer match about $101,244 at 4% or $67,496 at 6%; with 100% employer match about $75,933 at 4% or $50,622 at 6%.
202318$953,175$44,900$5,613iApproximate average salary by contribution assumption: employee only about $140,313 at 4% or $93,542 at 6%; with 50% employer match about $93,542 at 4% or $62,361 at 6%; with 100% employer match about $70,156 at 4% or $46,771 at 6%.
Joseph E O'Brien Retirement Plan-8$953,175$44,900$5,613iApproximate average salary by contribution assumption: employee only about $140,313 at 4% or $93,542 at 6%; with 50% employer match about $93,542 at 4% or $62,361 at 6%; with 100% employer match about $70,156 at 4% or $46,771 at 6%.
202218$769,847$41,856$5,232iApproximate average salary by contribution assumption: employee only about $130,800 at 4% or $87,200 at 6%; with 50% employer match about $87,200 at 4% or $58,133 at 6%; with 100% employer match about $65,400 at 4% or $43,600 at 6%.
Joseph E O'Brien Retirement Plan-8$769,847$41,856$5,232iApproximate average salary by contribution assumption: employee only about $130,800 at 4% or $87,200 at 6%; with 50% employer match about $87,200 at 4% or $58,133 at 6%; with 100% employer match about $65,400 at 4% or $43,600 at 6%.
202118$960,215$49,604$6,201iApproximate average salary by contribution assumption: employee only about $155,013 at 4% or $103,342 at 6%; with 50% employer match about $103,342 at 4% or $68,894 at 6%; with 100% employer match about $77,506 at 4% or $51,671 at 6%.
Joseph E O'Brien Retirement Plan-8$960,215$49,604$6,201iApproximate average salary by contribution assumption: employee only about $155,013 at 4% or $103,342 at 6%; with 50% employer match about $103,342 at 4% or $68,894 at 6%; with 100% employer match about $77,506 at 4% or $51,671 at 6%.
202017$787,752$40,145$5,735iApproximate average salary by contribution assumption: employee only about $143,375 at 4% or $95,583 at 6%; with 50% employer match about $95,583 at 4% or $63,722 at 6%; with 100% employer match about $71,688 at 4% or $47,792 at 6%.
Joseph E O'Brien Retirement Plan-7$787,752$40,145$5,735iApproximate average salary by contribution assumption: employee only about $143,375 at 4% or $95,583 at 6%; with 50% employer match about $95,583 at 4% or $63,722 at 6%; with 100% employer match about $71,688 at 4% or $47,792 at 6%.
201916$595,445$47,046$7,841iApproximate average salary by contribution assumption: employee only about $196,025 at 4% or $130,683 at 6%; with 50% employer match about $130,683 at 4% or $87,122 at 6%; with 100% employer match about $98,013 at 4% or $65,342 at 6%.
Joseph E O'Brien Retirement Plan-6$595,445$47,046$7,841iApproximate average salary by contribution assumption: employee only about $196,025 at 4% or $130,683 at 6%; with 50% employer match about $130,683 at 4% or $87,122 at 6%; with 100% employer match about $98,013 at 4% or $65,342 at 6%.
201816$435,838$73,845$12,308iApproximate average salary by contribution assumption: employee only about $307,688 at 4% or $205,125 at 6%; with 50% employer match about $205,125 at 4% or $136,750 at 6%; with 100% employer match about $153,844 at 4% or $102,563 at 6%.
Joseph E O'Brien Retirement Plan-6$435,838$73,845$12,308iApproximate average salary by contribution assumption: employee only about $307,688 at 4% or $205,125 at 6%; with 50% employer match about $205,125 at 4% or $136,750 at 6%; with 100% employer match about $153,844 at 4% or $102,563 at 6%.
201716$409,200$72,907$12,151iApproximate average salary by contribution assumption: employee only about $303,779 at 4% or $202,519 at 6%; with 50% employer match about $202,519 at 4% or $135,013 at 6%; with 100% employer match about $151,890 at 4% or $101,260 at 6%.
Joseph E O'Brien Retirement Plan-6$409,200$72,907$12,151iApproximate average salary by contribution assumption: employee only about $303,779 at 4% or $202,519 at 6%; with 50% employer match about $202,519 at 4% or $135,013 at 6%; with 100% employer match about $151,890 at 4% or $101,260 at 6%.
201616$275,592$65,555$10,926iApproximate average salary by contribution assumption: employee only about $273,146 at 4% or $182,097 at 6%; with 50% employer match about $182,097 at 4% or $121,398 at 6%; with 100% employer match about $136,573 at 4% or $91,049 at 6%.
Joseph E O'Brien Retirement Plan-6$275,592$65,555$10,926iApproximate average salary by contribution assumption: employee only about $273,146 at 4% or $182,097 at 6%; with 50% employer match about $182,097 at 4% or $121,398 at 6%; with 100% employer match about $136,573 at 4% or $91,049 at 6%.
201515$195,760$63,209$12,642iApproximate average salary by contribution assumption: employee only about $316,045 at 4% or $210,697 at 6%; with 50% employer match about $210,697 at 4% or $140,464 at 6%; with 100% employer match about $158,023 at 4% or $105,348 at 6%.
Joseph E O'Brien Retirement Plan-5$195,760$63,209$12,642iApproximate average salary by contribution assumption: employee only about $316,045 at 4% or $210,697 at 6%; with 50% employer match about $210,697 at 4% or $140,464 at 6%; with 100% employer match about $158,023 at 4% or $105,348 at 6%.
201415$140,449$63,911$12,782iApproximate average salary by contribution assumption: employee only about $319,555 at 4% or $213,037 at 6%; with 50% employer match about $213,037 at 4% or $142,024 at 6%; with 100% employer match about $159,778 at 4% or $106,518 at 6%.
Joseph E O'Brien Retirement Plan-5$140,449$63,911$12,782iApproximate average salary by contribution assumption: employee only about $319,555 at 4% or $213,037 at 6%; with 50% employer match about $213,037 at 4% or $142,024 at 6%; with 100% employer match about $159,778 at 4% or $106,518 at 6%.
201315$72,054$66,333$13,267iApproximate average salary by contribution assumption: employee only about $331,665 at 4% or $221,110 at 6%; with 50% employer match about $221,110 at 4% or $147,407 at 6%; with 100% employer match about $165,833 at 4% or $110,555 at 6%.
Joseph E O'Brien Retirement Plan-5$72,054$66,333$13,267iApproximate average salary by contribution assumption: employee only about $331,665 at 4% or $221,110 at 6%; with 50% employer match about $221,110 at 4% or $147,407 at 6%; with 100% employer match about $165,833 at 4% or $110,555 at 6%.
201211$100$100$100iApproximate average salary by contribution assumption: employee only about $2,500 at 4% or $1,667 at 6%; with 50% employer match about $1,667 at 4% or $1,111 at 6%; with 100% employer match about $1,250 at 4% or $833 at 6%.
Joseph E O'Brien Retirement Plan-1$100$100$100iApproximate average salary by contribution assumption: employee only about $2,500 at 4% or $1,667 at 6%; with 50% employer match about $1,667 at 4% or $1,111 at 6%; with 100% employer match about $1,250 at 4% or $833 at 6%.