Civic Intelligence

Law Offices of a Michael Rubin

Plan context: Rubin, a Michael Retirement Plan

EIN 80-0057210 • Wayne, NJ • 23 filings • 4 plans

1330 Hamburg TurnpikeSte 1Wayne, NJ 07470
Current Snapshot

Latest Year

2025

2025 Participants

3

2025 Assets

$595,187

2025 Contributions

$15,089

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$616,496$308,248$0200320142025YearValue
$595,187Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420200320142025YearValue
3Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202513$595,187$15,089$5,030iApproximate average salary by contribution assumption: employee only about $125,742 at 4% or $83,828 at 6%; with 50% employer match about $83,828 at 4% or $55,885 at 6%; with 100% employer match about $62,871 at 4% or $41,914 at 6%.
Rubin, a Michael Retirement Plan-3$595,187$15,089$5,030iApproximate average salary by contribution assumption: employee only about $125,742 at 4% or $83,828 at 6%; with 50% employer match about $83,828 at 4% or $55,885 at 6%; with 100% employer match about $62,871 at 4% or $41,914 at 6%.
202413$616,496$21,448$7,149iApproximate average salary by contribution assumption: employee only about $178,733 at 4% or $119,156 at 6%; with 50% employer match about $119,156 at 4% or $79,437 at 6%; with 100% employer match about $89,367 at 4% or $59,578 at 6%.
Rubin, a Michael Retirement Plan-3$616,496$21,448$7,149iApproximate average salary by contribution assumption: employee only about $178,733 at 4% or $119,156 at 6%; with 50% employer match about $119,156 at 4% or $79,437 at 6%; with 100% employer match about $89,367 at 4% or $59,578 at 6%.
202313$561,737$13,900$4,633iApproximate average salary by contribution assumption: employee only about $115,833 at 4% or $77,222 at 6%; with 50% employer match about $77,222 at 4% or $51,481 at 6%; with 100% employer match about $57,917 at 4% or $38,611 at 6%.
Rubin, a Michael Retirement Plan-3$561,737$13,900$4,633iApproximate average salary by contribution assumption: employee only about $115,833 at 4% or $77,222 at 6%; with 50% employer match about $77,222 at 4% or $51,481 at 6%; with 100% employer match about $57,917 at 4% or $38,611 at 6%.
202213$499,957$18,310$6,103iApproximate average salary by contribution assumption: employee only about $152,583 at 4% or $101,722 at 6%; with 50% employer match about $101,722 at 4% or $67,815 at 6%; with 100% employer match about $76,292 at 4% or $50,861 at 6%.
Rubin, a Michael Retirement Plan-3$499,957$18,310$6,103iApproximate average salary by contribution assumption: employee only about $152,583 at 4% or $101,722 at 6%; with 50% employer match about $101,722 at 4% or $67,815 at 6%; with 100% employer match about $76,292 at 4% or $50,861 at 6%.
202113$614,810$22,709$7,570iApproximate average salary by contribution assumption: employee only about $189,242 at 4% or $126,161 at 6%; with 50% employer match about $126,161 at 4% or $84,107 at 6%; with 100% employer match about $94,621 at 4% or $63,081 at 6%.
Rubin, a Michael Retirement Plan-3$614,810$22,709$7,570iApproximate average salary by contribution assumption: employee only about $189,242 at 4% or $126,161 at 6%; with 50% employer match about $126,161 at 4% or $84,107 at 6%; with 100% employer match about $94,621 at 4% or $63,081 at 6%.
202013$589,492$22,346$7,449iApproximate average salary by contribution assumption: employee only about $186,217 at 4% or $124,144 at 6%; with 50% employer match about $124,144 at 4% or $82,763 at 6%; with 100% employer match about $93,108 at 4% or $62,072 at 6%.
Rubin, a Michael Retirement Plan-3$589,492$22,346$7,449iApproximate average salary by contribution assumption: employee only about $186,217 at 4% or $124,144 at 6%; with 50% employer match about $124,144 at 4% or $82,763 at 6%; with 100% employer match about $93,108 at 4% or $62,072 at 6%.
201913$501,716$11,750$3,917iApproximate average salary by contribution assumption: employee only about $97,917 at 4% or $65,278 at 6%; with 50% employer match about $65,278 at 4% or $43,519 at 6%; with 100% employer match about $48,958 at 4% or $32,639 at 6%.
Rubin, a Michael Retirement Plan-3$501,716$11,750$3,917iApproximate average salary by contribution assumption: employee only about $97,917 at 4% or $65,278 at 6%; with 50% employer match about $65,278 at 4% or $43,519 at 6%; with 100% employer match about $48,958 at 4% or $32,639 at 6%.
201813$438,572-$28,950-
Rubin, a Michael Retirement Plan-3$438,572-$28,950-
201714$465,248$39,900$9,975iApproximate average salary by contribution assumption: employee only about $249,375 at 4% or $166,250 at 6%; with 50% employer match about $166,250 at 4% or $110,833 at 6%; with 100% employer match about $124,688 at 4% or $83,125 at 6%.
Rubin, a Michael Retirement Plan-4$465,248$39,900$9,975iApproximate average salary by contribution assumption: employee only about $249,375 at 4% or $166,250 at 6%; with 50% employer match about $166,250 at 4% or $110,833 at 6%; with 100% employer match about $124,688 at 4% or $83,125 at 6%.
201613$395,425$25,000$8,333iApproximate average salary by contribution assumption: employee only about $208,333 at 4% or $138,889 at 6%; with 50% employer match about $138,889 at 4% or $92,593 at 6%; with 100% employer match about $104,167 at 4% or $69,444 at 6%.
Rubin, a Michael Retirement Plan-3$395,425$25,000$8,333iApproximate average salary by contribution assumption: employee only about $208,333 at 4% or $138,889 at 6%; with 50% employer match about $138,889 at 4% or $92,593 at 6%; with 100% employer match about $104,167 at 4% or $69,444 at 6%.
201513$390,135$15,000$5,000iApproximate average salary by contribution assumption: employee only about $125,000 at 4% or $83,333 at 6%; with 50% employer match about $83,333 at 4% or $55,556 at 6%; with 100% employer match about $62,500 at 4% or $41,667 at 6%.
Rubin, a Michael Retirement Plan-3$390,135$15,000$5,000iApproximate average salary by contribution assumption: employee only about $125,000 at 4% or $83,333 at 6%; with 50% employer match about $83,333 at 4% or $55,556 at 6%; with 100% employer match about $62,500 at 4% or $41,667 at 6%.
201413$389,668$10,000$3,333iApproximate average salary by contribution assumption: employee only about $83,333 at 4% or $55,556 at 6%; with 50% employer match about $55,556 at 4% or $37,037 at 6%; with 100% employer match about $41,667 at 4% or $27,778 at 6%.
Rubin, a Michael Retirement Plan-3$389,668$10,000$3,333iApproximate average salary by contribution assumption: employee only about $83,333 at 4% or $55,556 at 6%; with 50% employer match about $55,556 at 4% or $37,037 at 6%; with 100% employer match about $41,667 at 4% or $27,778 at 6%.
201313$379,543$10,000$3,333iApproximate average salary by contribution assumption: employee only about $83,333 at 4% or $55,556 at 6%; with 50% employer match about $55,556 at 4% or $37,037 at 6%; with 100% employer match about $41,667 at 4% or $27,778 at 6%.
Rubin, a Michael Retirement Plan-3$379,543$10,000$3,333iApproximate average salary by contribution assumption: employee only about $83,333 at 4% or $55,556 at 6%; with 50% employer match about $55,556 at 4% or $37,037 at 6%; with 100% employer match about $41,667 at 4% or $27,778 at 6%.
201213$333,376$10,000$3,333iApproximate average salary by contribution assumption: employee only about $83,333 at 4% or $55,556 at 6%; with 50% employer match about $55,556 at 4% or $37,037 at 6%; with 100% employer match about $41,667 at 4% or $27,778 at 6%.
Rubin, a Michael Retirement Plan-3$333,376$10,000$3,333iApproximate average salary by contribution assumption: employee only about $83,333 at 4% or $55,556 at 6%; with 50% employer match about $55,556 at 4% or $37,037 at 6%; with 100% employer match about $41,667 at 4% or $27,778 at 6%.
201113$309,019$5,000$1,667iApproximate average salary by contribution assumption: employee only about $41,667 at 4% or $27,778 at 6%; with 50% employer match about $27,778 at 4% or $18,519 at 6%; with 100% employer match about $20,833 at 4% or $13,889 at 6%.
Rubin, a Michael Retirement Plan-3$309,019$5,000$1,667iApproximate average salary by contribution assumption: employee only about $41,667 at 4% or $27,778 at 6%; with 50% employer match about $27,778 at 4% or $18,519 at 6%; with 100% employer match about $20,833 at 4% or $13,889 at 6%.
201014$339,384$10,000$2,500iApproximate average salary by contribution assumption: employee only about $62,500 at 4% or $41,667 at 6%; with 50% employer match about $41,667 at 4% or $27,778 at 6%; with 100% employer match about $31,250 at 4% or $20,833 at 6%.
Rubin, a Michael Retirement Plan-4$339,384$10,000$2,500iApproximate average salary by contribution assumption: employee only about $62,500 at 4% or $41,667 at 6%; with 50% employer match about $41,667 at 4% or $27,778 at 6%; with 100% employer match about $31,250 at 4% or $20,833 at 6%.
200914$307,809$15,000$3,750iApproximate average salary by contribution assumption: employee only about $93,750 at 4% or $62,500 at 6%; with 50% employer match about $62,500 at 4% or $41,667 at 6%; with 100% employer match about $46,875 at 4% or $31,250 at 6%.
Rubin, a Michael Retirement Plan-4$307,809$15,000$3,750iApproximate average salary by contribution assumption: employee only about $93,750 at 4% or $62,500 at 6%; with 50% employer match about $62,500 at 4% or $41,667 at 6%; with 100% employer match about $46,875 at 4% or $31,250 at 6%.
200814$256,192$30,000$7,500iApproximate average salary by contribution assumption: employee only about $187,500 at 4% or $125,000 at 6%; with 50% employer match about $125,000 at 4% or $83,333 at 6%; with 100% employer match about $93,750 at 4% or $62,500 at 6%.
Rubin, a Michael Retirement Plan-4$256,192$30,000$7,500iApproximate average salary by contribution assumption: employee only about $187,500 at 4% or $125,000 at 6%; with 50% employer match about $125,000 at 4% or $83,333 at 6%; with 100% employer match about $93,750 at 4% or $62,500 at 6%.
200714$299,225$60,910$15,228iApproximate average salary by contribution assumption: employee only about $380,688 at 4% or $253,792 at 6%; with 50% employer match about $253,792 at 4% or $169,194 at 6%; with 100% employer match about $190,344 at 4% or $126,896 at 6%.
Rubin, a Michael Retirement Plan-4$299,225$60,910$15,228iApproximate average salary by contribution assumption: employee only about $380,688 at 4% or $253,792 at 6%; with 50% employer match about $253,792 at 4% or $169,194 at 6%; with 100% employer match about $190,344 at 4% or $126,896 at 6%.
200614$225,658$52,845$13,211iApproximate average salary by contribution assumption: employee only about $330,281 at 4% or $220,188 at 6%; with 50% employer match about $220,188 at 4% or $146,792 at 6%; with 100% employer match about $165,141 at 4% or $110,094 at 6%.
Rubin, a Michael Retirement Plan-4$225,658$52,845$13,211iApproximate average salary by contribution assumption: employee only about $330,281 at 4% or $220,188 at 6%; with 50% employer match about $220,188 at 4% or $146,792 at 6%; with 100% employer match about $165,141 at 4% or $110,094 at 6%.
200513$159,372$54,807$18,269iApproximate average salary by contribution assumption: employee only about $456,725 at 4% or $304,483 at 6%; with 50% employer match about $304,483 at 4% or $202,989 at 6%; with 100% employer match about $228,363 at 4% or $152,242 at 6%.
Rubin, a Michael Retirement Plan-3$159,372$54,807$18,269iApproximate average salary by contribution assumption: employee only about $456,725 at 4% or $304,483 at 6%; with 50% employer match about $304,483 at 4% or $202,989 at 6%; with 100% employer match about $228,363 at 4% or $152,242 at 6%.
200414$99,430$51,197$12,799iApproximate average salary by contribution assumption: employee only about $319,981 at 4% or $213,321 at 6%; with 50% employer match about $213,321 at 4% or $142,214 at 6%; with 100% employer match about $159,991 at 4% or $106,660 at 6%.
Rubin, a Michael Retirement Plan-4$99,430$51,197$12,799iApproximate average salary by contribution assumption: employee only about $319,981 at 4% or $213,321 at 6%; with 50% employer match about $213,321 at 4% or $142,214 at 6%; with 100% employer match about $159,991 at 4% or $106,660 at 6%.
200314$47,201$47,201$11,800iApproximate average salary by contribution assumption: employee only about $295,006 at 4% or $196,671 at 6%; with 50% employer match about $196,671 at 4% or $131,114 at 6%; with 100% employer match about $147,503 at 4% or $98,335 at 6%.
Rubin, a Michael Retirement Plan-4$47,201$47,201$11,800iApproximate average salary by contribution assumption: employee only about $295,006 at 4% or $196,671 at 6%; with 50% employer match about $196,671 at 4% or $131,114 at 6%; with 100% employer match about $147,503 at 4% or $98,335 at 6%.