Smart Money Inc.
Plan context: Monterey Bay Mortgage 401K Profit Sharing Plan
EIN 77-0578619 • Soquel, CA • 14 filings • 3 plans
Current Snapshot
Latest Year
2024
2024 Participants
2
2024 Assets
$1,424,986
2024 Contributions
$7,630
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 1 | 2 | $1,424,986 | $0 | - |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 2 | $1,424,986 | - | - |
| 2023 | 1 | 2 | $1,228,446 | $7,630 | $3,815iApproximate average salary by contribution assumption: employee only about $95,375 at 4% or $63,583 at 6%; with 50% employer match about $63,583 at 4% or $42,389 at 6%; with 100% employer match about $47,688 at 4% or $31,792 at 6%. |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 2 | $1,228,446 | $7,630 | $3,815iApproximate average salary by contribution assumption: employee only about $95,375 at 4% or $63,583 at 6%; with 50% employer match about $63,583 at 4% or $42,389 at 6%; with 100% employer match about $47,688 at 4% or $31,792 at 6%. |
| 2022 | 1 | 2 | $1,143,994 | $0 | - |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 2 | $1,143,994 | - | - |
| 2021 | 1 | 2 | $930,606 | $0 | - |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 2 | $930,606 | - | - |
| 2020 | 1 | 2 | $1,041,715 | $0 | - |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 2 | $1,041,715 | - | - |
| 2010 | 1 | 0 | $0 | $0 | - |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 0 | $0 | - | - |
| 2009 | 1 | 2 | $248,596 | $470 | $235iApproximate average salary by contribution assumption: employee only about $5,875 at 4% or $3,917 at 6%; with 50% employer match about $3,917 at 4% or $2,611 at 6%; with 100% employer match about $2,938 at 4% or $1,958 at 6%. |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 2 | $248,596 | $470 | $235iApproximate average salary by contribution assumption: employee only about $5,875 at 4% or $3,917 at 6%; with 50% employer match about $3,917 at 4% or $2,611 at 6%; with 100% employer match about $2,938 at 4% or $1,958 at 6%. |
| 2008 | 1 | 2 | $0 | $0 | - |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 2 | - | - | - |
| 2007 | 1 | 3 | $0 | $0 | - |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 3 | - | - | - |
| 2006 | 1 | 4 | $436,908 | $69,988 | $17,497iApproximate average salary by contribution assumption: employee only about $437,425 at 4% or $291,617 at 6%; with 50% employer match about $291,617 at 4% or $194,411 at 6%; with 100% employer match about $218,713 at 4% or $145,808 at 6%. |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 4 | $436,908 | $69,988 | $17,497iApproximate average salary by contribution assumption: employee only about $437,425 at 4% or $291,617 at 6%; with 50% employer match about $291,617 at 4% or $194,411 at 6%; with 100% employer match about $218,713 at 4% or $145,808 at 6%. |
| 2005 | 1 | 2 | $329,632 | $60,687 | $30,344iApproximate average salary by contribution assumption: employee only about $758,588 at 4% or $505,725 at 6%; with 50% employer match about $505,725 at 4% or $337,150 at 6%; with 100% employer match about $379,294 at 4% or $252,863 at 6%. |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 2 | $329,632 | $60,687 | $30,344iApproximate average salary by contribution assumption: employee only about $758,588 at 4% or $505,725 at 6%; with 50% employer match about $505,725 at 4% or $337,150 at 6%; with 100% employer match about $379,294 at 4% or $252,863 at 6%. |
| 2004 | 1 | 2 | $256,041 | $60,419 | $30,210iApproximate average salary by contribution assumption: employee only about $755,238 at 4% or $503,492 at 6%; with 50% employer match about $503,492 at 4% or $335,661 at 6%; with 100% employer match about $377,619 at 4% or $251,746 at 6%. |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 2 | $256,041 | $60,419 | $30,210iApproximate average salary by contribution assumption: employee only about $755,238 at 4% or $503,492 at 6%; with 50% employer match about $503,492 at 4% or $335,661 at 6%; with 100% employer match about $377,619 at 4% or $251,746 at 6%. |
| 2003 | 1 | 3 | $0 | $0 | - |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 3 | - | - | - |
| 2002 | 1 | 3 | $0 | $0 | - |
| Monterey Bay Mortgage 401K Profit Sharing Plan | - | 3 | - | - | - |