Civic Intelligence

Spinnaker Financial Inc.

Plan context: Spinnaker Financial Defined Benefit Plan

EIN 76-0654306 • Missoula, MT • 14 filings • 2 plans

24 Harmony Circle CourtMissoula, MT 59802
Current Snapshot

Latest Year

2024

2024 Participants

2

2024 Assets

$358,669

2024 Contributions

$10,292

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,112,234$556,117$0201420192024YearValue
$358,669Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420201420192024YearValue
2Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202412$358,669$10,292$5,146iApproximate average salary by contribution assumption: employee only about $128,650 at 4% or $85,767 at 6%; with 50% employer match about $85,767 at 4% or $57,178 at 6%; with 100% employer match about $64,325 at 4% or $42,883 at 6%.
Spinnaker Financial Defined Benefit Plan-2$358,669$10,292$5,146iApproximate average salary by contribution assumption: employee only about $128,650 at 4% or $85,767 at 6%; with 50% employer match about $85,767 at 4% or $57,178 at 6%; with 100% employer match about $64,325 at 4% or $42,883 at 6%.
202314$417,287$163,324$40,831iApproximate average salary by contribution assumption: employee only about $1,020,775 at 4% or $680,517 at 6%; with 50% employer match about $680,517 at 4% or $453,678 at 6%; with 100% employer match about $510,388 at 4% or $340,258 at 6%.
Spinnaker Financial Defined Benefit Plan-4$417,287$163,324$40,831iApproximate average salary by contribution assumption: employee only about $1,020,775 at 4% or $680,517 at 6%; with 50% employer match about $680,517 at 4% or $453,678 at 6%; with 100% employer match about $510,388 at 4% or $340,258 at 6%.
202214$1,067,422$195,000$48,750iApproximate average salary by contribution assumption: employee only about $1,218,750 at 4% or $812,500 at 6%; with 50% employer match about $812,500 at 4% or $541,667 at 6%; with 100% employer match about $609,375 at 4% or $406,250 at 6%.
Spinnaker Financial Defined Benefit Plan-4$1,067,422$195,000$48,750iApproximate average salary by contribution assumption: employee only about $1,218,750 at 4% or $812,500 at 6%; with 50% employer match about $812,500 at 4% or $541,667 at 6%; with 100% employer match about $609,375 at 4% or $406,250 at 6%.
202114$1,112,234$250,000$62,500iApproximate average salary by contribution assumption: employee only about $1,562,500 at 4% or $1,041,667 at 6%; with 50% employer match about $1,041,667 at 4% or $694,444 at 6%; with 100% employer match about $781,250 at 4% or $520,833 at 6%.
Spinnaker Financial Defined Benefit Plan-4$1,112,234$250,000$62,500iApproximate average salary by contribution assumption: employee only about $1,562,500 at 4% or $1,041,667 at 6%; with 50% employer match about $1,041,667 at 4% or $694,444 at 6%; with 100% employer match about $781,250 at 4% or $520,833 at 6%.
202014$831,860$0-
Spinnaker Financial Defined Benefit Plan-4$831,860$0-
201914$707,941$0-
Spinnaker Financial Defined Benefit Plan-4$707,941$0-
201814$609,199$157,483$39,371iApproximate average salary by contribution assumption: employee only about $984,269 at 4% or $656,179 at 6%; with 50% employer match about $656,179 at 4% or $437,453 at 6%; with 100% employer match about $492,134 at 4% or $328,090 at 6%.
Spinnaker Financial Defined Benefit Plan-4$609,199$157,483$39,371iApproximate average salary by contribution assumption: employee only about $984,269 at 4% or $656,179 at 6%; with 50% employer match about $656,179 at 4% or $437,453 at 6%; with 100% employer match about $492,134 at 4% or $328,090 at 6%.
201714$514,320$70,000$17,500iApproximate average salary by contribution assumption: employee only about $437,500 at 4% or $291,667 at 6%; with 50% employer match about $291,667 at 4% or $194,444 at 6%; with 100% employer match about $218,750 at 4% or $145,833 at 6%.
Spinnaker Financial Defined Benefit Plan-4$514,320$70,000$17,500iApproximate average salary by contribution assumption: employee only about $437,500 at 4% or $291,667 at 6%; with 50% employer match about $291,667 at 4% or $194,444 at 6%; with 100% employer match about $218,750 at 4% or $145,833 at 6%.
201624$381,012$180,000$45,000iApproximate average salary by contribution assumption: employee only about $1,125,000 at 4% or $750,000 at 6%; with 50% employer match about $750,000 at 4% or $500,000 at 6%; with 100% employer match about $562,500 at 4% or $375,000 at 6%.
Spinnaker Financial Defined Benefit Plan-4$381,012$180,000$45,000iApproximate average salary by contribution assumption: employee only about $1,125,000 at 4% or $750,000 at 6%; with 50% employer match about $750,000 at 4% or $500,000 at 6%; with 100% employer match about $562,500 at 4% or $375,000 at 6%.
Spinnaker Financial 401(K) Profit Sharing Plan-0$0$0-
201524$303,834$148,000$37,000iApproximate average salary by contribution assumption: employee only about $925,000 at 4% or $616,667 at 6%; with 50% employer match about $616,667 at 4% or $411,111 at 6%; with 100% employer match about $462,500 at 4% or $308,333 at 6%.
Spinnaker Financial Defined Benefit Plan-3$181,005$100,000$33,333iApproximate average salary by contribution assumption: employee only about $833,333 at 4% or $555,556 at 6%; with 50% employer match about $555,556 at 4% or $370,370 at 6%; with 100% employer match about $416,667 at 4% or $277,778 at 6%.
Spinnaker Financial 401(K) Profit Sharing Plan-4$122,829$48,000$12,000iApproximate average salary by contribution assumption: employee only about $300,000 at 4% or $200,000 at 6%; with 50% employer match about $200,000 at 4% or $133,333 at 6%; with 100% employer match about $150,000 at 4% or $100,000 at 6%.
201424$187,130$187,130$46,783iApproximate average salary by contribution assumption: employee only about $1,169,563 at 4% or $779,708 at 6%; with 50% employer match about $779,708 at 4% or $519,806 at 6%; with 100% employer match about $584,781 at 4% or $389,854 at 6%.
Spinnaker Financial 401(K) Profit Sharing Plan-4$106,080$106,080$26,520iApproximate average salary by contribution assumption: employee only about $663,000 at 4% or $442,000 at 6%; with 50% employer match about $442,000 at 4% or $294,667 at 6%; with 100% employer match about $331,500 at 4% or $221,000 at 6%.
Spinnaker Financial Defined Benefit Plan-4$81,050$81,050$20,263iApproximate average salary by contribution assumption: employee only about $506,563 at 4% or $337,708 at 6%; with 50% employer match about $337,708 at 4% or $225,139 at 6%; with 100% employer match about $253,281 at 4% or $168,854 at 6%.