Civic Intelligence

Bay State Savings Bank

Plan context: Sbera 401(K) Plan as Adopted by Bay State Savings

EIN 75-3238872 • 28 filings • 4 plans

Current Snapshot

Latest Year

2024

2024 Participants

76

2024 Assets

$7,492,945

2024 Contributions

$609,320

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$12,471,692$6,235,846$0200520152024YearValue
$7,492,945Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

80400200520152024YearValue
76Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024176$7,492,945$609,320$8,017iApproximate average salary by contribution assumption: employee only about $200,434 at 4% or $133,623 at 6%; with 50% employer match about $133,623 at 4% or $89,082 at 6%; with 100% employer match about $100,217 at 4% or $66,811 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-76$7,492,945$609,320$8,017iApproximate average salary by contribution assumption: employee only about $200,434 at 4% or $133,623 at 6%; with 50% employer match about $133,623 at 4% or $89,082 at 6%; with 100% employer match about $100,217 at 4% or $66,811 at 6%.
2023178$7,507,950$503,740$6,458iApproximate average salary by contribution assumption: employee only about $161,455 at 4% or $107,637 at 6%; with 50% employer match about $107,637 at 4% or $71,758 at 6%; with 100% employer match about $80,728 at 4% or $53,818 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-78$7,507,950$503,740$6,458iApproximate average salary by contribution assumption: employee only about $161,455 at 4% or $107,637 at 6%; with 50% employer match about $107,637 at 4% or $71,758 at 6%; with 100% employer match about $80,728 at 4% or $53,818 at 6%.
2022175$7,272,611$555,926$7,412iApproximate average salary by contribution assumption: employee only about $185,309 at 4% or $123,539 at 6%; with 50% employer match about $123,539 at 4% or $82,359 at 6%; with 100% employer match about $92,654 at 4% or $61,770 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-75$7,272,611$555,926$7,412iApproximate average salary by contribution assumption: employee only about $185,309 at 4% or $123,539 at 6%; with 50% employer match about $123,539 at 4% or $82,359 at 6%; with 100% employer match about $92,654 at 4% or $61,770 at 6%.
2021174$8,371,296$507,711$6,861iApproximate average salary by contribution assumption: employee only about $171,524 at 4% or $114,349 at 6%; with 50% employer match about $114,349 at 4% or $76,233 at 6%; with 100% employer match about $85,762 at 4% or $57,175 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-74$8,371,296$507,711$6,861iApproximate average salary by contribution assumption: employee only about $171,524 at 4% or $114,349 at 6%; with 50% employer match about $114,349 at 4% or $76,233 at 6%; with 100% employer match about $85,762 at 4% or $57,175 at 6%.
2020172$7,738,252$492,650$6,842iApproximate average salary by contribution assumption: employee only about $171,059 at 4% or $114,039 at 6%; with 50% employer match about $114,039 at 4% or $76,026 at 6%; with 100% employer match about $85,530 at 4% or $57,020 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-72$7,738,252$492,650$6,842iApproximate average salary by contribution assumption: employee only about $171,059 at 4% or $114,039 at 6%; with 50% employer match about $114,039 at 4% or $76,026 at 6%; with 100% employer match about $85,530 at 4% or $57,020 at 6%.
2019169$7,290,369$394,618$5,719iApproximate average salary by contribution assumption: employee only about $142,978 at 4% or $95,318 at 6%; with 50% employer match about $95,318 at 4% or $63,546 at 6%; with 100% employer match about $71,489 at 4% or $47,659 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-69$7,290,369$394,618$5,719iApproximate average salary by contribution assumption: employee only about $142,978 at 4% or $95,318 at 6%; with 50% employer match about $95,318 at 4% or $63,546 at 6%; with 100% employer match about $71,489 at 4% or $47,659 at 6%.
2018173$6,043,052$332,579$4,556iApproximate average salary by contribution assumption: employee only about $113,897 at 4% or $75,931 at 6%; with 50% employer match about $75,931 at 4% or $50,621 at 6%; with 100% employer match about $56,948 at 4% or $37,966 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-73$6,043,052$332,579$4,556iApproximate average salary by contribution assumption: employee only about $113,897 at 4% or $75,931 at 6%; with 50% employer match about $75,931 at 4% or $50,621 at 6%; with 100% employer match about $56,948 at 4% or $37,966 at 6%.
2017267$12,471,692$935,124$13,957iApproximate average salary by contribution assumption: employee only about $348,927 at 4% or $232,618 at 6%; with 50% employer match about $232,618 at 4% or $155,079 at 6%; with 100% employer match about $174,463 at 4% or $116,309 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-67$6,235,846$467,562$6,979iApproximate average salary by contribution assumption: employee only about $174,463 at 4% or $116,309 at 6%; with 50% employer match about $116,309 at 4% or $77,539 at 6%; with 100% employer match about $87,232 at 4% or $58,154 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-67$6,235,846$467,562$6,979iApproximate average salary by contribution assumption: employee only about $174,463 at 4% or $116,309 at 6%; with 50% employer match about $116,309 at 4% or $77,539 at 6%; with 100% employer match about $87,232 at 4% or $58,154 at 6%.
2016167$5,583,289$323,218$4,824iApproximate average salary by contribution assumption: employee only about $120,604 at 4% or $80,402 at 6%; with 50% employer match about $80,402 at 4% or $53,602 at 6%; with 100% employer match about $60,302 at 4% or $40,201 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-67$5,583,289$323,218$4,824iApproximate average salary by contribution assumption: employee only about $120,604 at 4% or $80,402 at 6%; with 50% employer match about $80,402 at 4% or $53,602 at 6%; with 100% employer match about $60,302 at 4% or $40,201 at 6%.
2015163$5,092,438$271,751$4,314iApproximate average salary by contribution assumption: employee only about $107,838 at 4% or $71,892 at 6%; with 50% employer match about $71,892 at 4% or $47,928 at 6%; with 100% employer match about $53,919 at 4% or $35,946 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-63$5,092,438$271,751$4,314iApproximate average salary by contribution assumption: employee only about $107,838 at 4% or $71,892 at 6%; with 50% employer match about $71,892 at 4% or $47,928 at 6%; with 100% employer match about $53,919 at 4% or $35,946 at 6%.
2014263$5,398,668$748,931$11,888iApproximate average salary by contribution assumption: employee only about $297,195 at 4% or $198,130 at 6%; with 50% employer match about $198,130 at 4% or $132,087 at 6%; with 100% employer match about $148,597 at 4% or $99,065 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-63$5,398,668$748,931$11,888iApproximate average salary by contribution assumption: employee only about $297,195 at 4% or $198,130 at 6%; with 50% employer match about $198,130 at 4% or $132,087 at 6%; with 100% employer match about $148,597 at 4% or $99,065 at 6%.
Sbera Pension Plan as Adopted by Bay State Savings Bank-0---
2013265$7,036,609$421,075$6,478iApproximate average salary by contribution assumption: employee only about $161,952 at 4% or $107,968 at 6%; with 50% employer match about $107,968 at 4% or $71,979 at 6%; with 100% employer match about $80,976 at 4% or $53,984 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-65$4,752,885$278,401$4,283iApproximate average salary by contribution assumption: employee only about $107,077 at 4% or $71,385 at 6%; with 50% employer match about $71,385 at 4% or $47,590 at 6%; with 100% employer match about $53,539 at 4% or $35,692 at 6%.
Sbera Pension Plan as Adopted by Bay State Savings Bank-0$2,283,724$142,674-
2012268$9,260,881$306,272$4,504iApproximate average salary by contribution assumption: employee only about $112,600 at 4% or $75,067 at 6%; with 50% employer match about $75,067 at 4% or $50,044 at 6%; with 100% employer match about $56,300 at 4% or $37,533 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-68$4,717,564$306,272$4,504iApproximate average salary by contribution assumption: employee only about $112,600 at 4% or $75,067 at 6%; with 50% employer match about $75,067 at 4% or $50,044 at 6%; with 100% employer match about $56,300 at 4% or $37,533 at 6%.
Sbera Pension Plan as Adopted by Bay State Savings Bank-34$4,543,317--
2011274$8,736,694$1,386,664$18,739iApproximate average salary by contribution assumption: employee only about $468,468 at 4% or $312,312 at 6%; with 50% employer match about $312,312 at 4% or $208,208 at 6%; with 100% employer match about $234,234 at 4% or $156,156 at 6%.
Sbera Pension Plan as Adopted by Bay State Savings Bank-38$4,564,036$750,000$19,737iApproximate average salary by contribution assumption: employee only about $493,421 at 4% or $328,947 at 6%; with 50% employer match about $328,947 at 4% or $219,298 at 6%; with 100% employer match about $246,711 at 4% or $164,474 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-74$4,172,658$636,664$8,604iApproximate average salary by contribution assumption: employee only about $215,089 at 4% or $143,393 at 6%; with 50% employer match about $143,393 at 4% or $95,595 at 6%; with 100% employer match about $107,545 at 4% or $71,696 at 6%.
2010277$7,426,439$270,500$3,513iApproximate average salary by contribution assumption: employee only about $87,825 at 4% or $58,550 at 6%; with 50% employer match about $58,550 at 4% or $39,033 at 6%; with 100% employer match about $43,912 at 4% or $29,275 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-77$3,721,748$270,500$3,513iApproximate average salary by contribution assumption: employee only about $87,825 at 4% or $58,550 at 6%; with 50% employer match about $58,550 at 4% or $39,033 at 6%; with 100% employer match about $43,912 at 4% or $29,275 at 6%.
Sbera Pension Plan as Adopted by Bay State Savings Bank-44$3,704,691--
2009278$7,028,835$568,181$7,284iApproximate average salary by contribution assumption: employee only about $182,109 at 4% or $121,406 at 6%; with 50% employer match about $121,406 at 4% or $80,937 at 6%; with 100% employer match about $91,055 at 4% or $60,703 at 6%.
Sbera Pension Plan as Adopted by Bay State Savings Bank-50$3,614,321$301,937$6,039iApproximate average salary by contribution assumption: employee only about $150,969 at 4% or $100,646 at 6%; with 50% employer match about $100,646 at 4% or $67,097 at 6%; with 100% employer match about $75,484 at 4% or $50,323 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-78$3,414,514$266,244$3,413iApproximate average salary by contribution assumption: employee only about $85,335 at 4% or $56,890 at 6%; with 50% employer match about $56,890 at 4% or $37,926 at 6%; with 100% employer match about $42,667 at 4% or $28,445 at 6%.
2008180$3,053,140$348,152$4,352iApproximate average salary by contribution assumption: employee only about $108,797 at 4% or $72,532 at 6%; with 50% employer match about $72,532 at 4% or $48,354 at 6%; with 100% employer match about $54,399 at 4% or $36,266 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-80$3,053,140$348,152$4,352iApproximate average salary by contribution assumption: employee only about $108,797 at 4% or $72,532 at 6%; with 50% employer match about $72,532 at 4% or $48,354 at 6%; with 100% employer match about $54,399 at 4% or $36,266 at 6%.
2007278$3,600,008$314,303$4,030iApproximate average salary by contribution assumption: employee only about $100,738 at 4% or $67,159 at 6%; with 50% employer match about $67,159 at 4% or $44,773 at 6%; with 100% employer match about $50,369 at 4% or $33,579 at 6%.
Sbera 401(K) Plan as Adopted by Bay State Savings-78$3,600,008$314,303$4,030iApproximate average salary by contribution assumption: employee only about $100,738 at 4% or $67,159 at 6%; with 50% employer match about $67,159 at 4% or $44,773 at 6%; with 100% employer match about $50,369 at 4% or $33,579 at 6%.
Sbera Pension Plan as Adopted by Bay State Savings Bank-57---
2006158$4,983,466$191,130$3,295iApproximate average salary by contribution assumption: employee only about $82,384 at 4% or $54,922 at 6%; with 50% employer match about $54,922 at 4% or $36,615 at 6%; with 100% employer match about $41,192 at 4% or $27,461 at 6%.
Sbera Pension Plan as Adopted by Bay State Savings Bank-58$4,983,466$191,130$3,295iApproximate average salary by contribution assumption: employee only about $82,384 at 4% or $54,922 at 6%; with 50% employer match about $54,922 at 4% or $36,615 at 6%; with 100% employer match about $41,192 at 4% or $27,461 at 6%.
2005160$4,315,922$275,656$4,594iApproximate average salary by contribution assumption: employee only about $114,857 at 4% or $76,571 at 6%; with 50% employer match about $76,571 at 4% or $51,047 at 6%; with 100% employer match about $57,428 at 4% or $38,286 at 6%.
Sbera Pension Plan as Adopted by Bay State Savings Bank-60$4,315,922$275,656$4,594iApproximate average salary by contribution assumption: employee only about $114,857 at 4% or $76,571 at 6%; with 50% employer match about $76,571 at 4% or $51,047 at 6%; with 100% employer match about $57,428 at 4% or $38,286 at 6%.