Civic Intelligence

Frank X. Spencer & Associates Inc.

Plan context: Frank X. Spencer & Associates Inc. 401(K) Retirement Plan

EIN 75-2817126 • El Paso, TX • 26 filings • 4 plans

1130 Montana AvenueEl Paso, TX 79902
Current Snapshot

Latest Year

2024

2024 Participants

43

2024 Assets

$2,732,625

2024 Contributions

$220,007

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,732,625$1,366,313$0199920132024YearValue
$2,732,625Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

43220199920122024YearValue
43Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024143$2,732,625$220,007$5,116iApproximate average salary by contribution assumption: employee only about $127,911 at 4% or $85,274 at 6%; with 50% employer match about $85,274 at 4% or $56,849 at 6%; with 100% employer match about $63,956 at 4% or $42,637 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-43$2,732,625$220,007$5,116iApproximate average salary by contribution assumption: employee only about $127,911 at 4% or $85,274 at 6%; with 50% employer match about $85,274 at 4% or $56,849 at 6%; with 100% employer match about $63,956 at 4% or $42,637 at 6%.
2023143$2,342,225$226,473$5,267iApproximate average salary by contribution assumption: employee only about $131,670 at 4% or $87,780 at 6%; with 50% employer match about $87,780 at 4% or $58,520 at 6%; with 100% employer match about $65,835 at 4% or $43,890 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-43$2,342,225$226,473$5,267iApproximate average salary by contribution assumption: employee only about $131,670 at 4% or $87,780 at 6%; with 50% employer match about $87,780 at 4% or $58,520 at 6%; with 100% employer match about $65,835 at 4% or $43,890 at 6%.
2022140$1,898,654$228,573$5,714iApproximate average salary by contribution assumption: employee only about $142,858 at 4% or $95,239 at 6%; with 50% employer match about $95,239 at 4% or $63,493 at 6%; with 100% employer match about $71,429 at 4% or $47,619 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-40$1,898,654$228,573$5,714iApproximate average salary by contribution assumption: employee only about $142,858 at 4% or $95,239 at 6%; with 50% employer match about $95,239 at 4% or $63,493 at 6%; with 100% employer match about $71,429 at 4% or $47,619 at 6%.
2021131$2,076,930$265,337$8,559iApproximate average salary by contribution assumption: employee only about $213,981 at 4% or $142,654 at 6%; with 50% employer match about $142,654 at 4% or $95,103 at 6%; with 100% employer match about $106,991 at 4% or $71,327 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-31$2,076,930$265,337$8,559iApproximate average salary by contribution assumption: employee only about $213,981 at 4% or $142,654 at 6%; with 50% employer match about $142,654 at 4% or $95,103 at 6%; with 100% employer match about $106,991 at 4% or $71,327 at 6%.
2020128$1,758,472$166,419$5,944iApproximate average salary by contribution assumption: employee only about $148,588 at 4% or $99,059 at 6%; with 50% employer match about $99,059 at 4% or $66,039 at 6%; with 100% employer match about $74,294 at 4% or $49,529 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-28$1,758,472$166,419$5,944iApproximate average salary by contribution assumption: employee only about $148,588 at 4% or $99,059 at 6%; with 50% employer match about $99,059 at 4% or $66,039 at 6%; with 100% employer match about $74,294 at 4% or $49,529 at 6%.
2019123$1,392,347$126,490$5,500iApproximate average salary by contribution assumption: employee only about $137,489 at 4% or $91,659 at 6%; with 50% employer match about $91,659 at 4% or $61,106 at 6%; with 100% employer match about $68,745 at 4% or $45,830 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-23$1,392,347$126,490$5,500iApproximate average salary by contribution assumption: employee only about $137,489 at 4% or $91,659 at 6%; with 50% employer match about $91,659 at 4% or $61,106 at 6%; with 100% employer match about $68,745 at 4% or $45,830 at 6%.
2018120$1,105,496$104,768$5,238iApproximate average salary by contribution assumption: employee only about $130,960 at 4% or $87,307 at 6%; with 50% employer match about $87,307 at 4% or $58,204 at 6%; with 100% employer match about $65,480 at 4% or $43,653 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-20$1,105,496$104,768$5,238iApproximate average salary by contribution assumption: employee only about $130,960 at 4% or $87,307 at 6%; with 50% employer match about $87,307 at 4% or $58,204 at 6%; with 100% employer match about $65,480 at 4% or $43,653 at 6%.
2017125$1,238,263$107,100$4,284iApproximate average salary by contribution assumption: employee only about $107,100 at 4% or $71,400 at 6%; with 50% employer match about $71,400 at 4% or $47,600 at 6%; with 100% employer match about $53,550 at 4% or $35,700 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-25$1,238,263$107,100$4,284iApproximate average salary by contribution assumption: employee only about $107,100 at 4% or $71,400 at 6%; with 50% employer match about $71,400 at 4% or $47,600 at 6%; with 100% employer match about $53,550 at 4% or $35,700 at 6%.
2016122$1,001,552$103,145$4,688iApproximate average salary by contribution assumption: employee only about $117,210 at 4% or $78,140 at 6%; with 50% employer match about $78,140 at 4% or $52,093 at 6%; with 100% employer match about $58,605 at 4% or $39,070 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-22$1,001,552$103,145$4,688iApproximate average salary by contribution assumption: employee only about $117,210 at 4% or $78,140 at 6%; with 50% employer match about $78,140 at 4% or $52,093 at 6%; with 100% employer match about $58,605 at 4% or $39,070 at 6%.
2015123$897,460$107,288$4,665iApproximate average salary by contribution assumption: employee only about $116,617 at 4% or $77,745 at 6%; with 50% employer match about $77,745 at 4% or $51,830 at 6%; with 100% employer match about $58,309 at 4% or $38,872 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-23$897,460$107,288$4,665iApproximate average salary by contribution assumption: employee only about $116,617 at 4% or $77,745 at 6%; with 50% employer match about $77,745 at 4% or $51,830 at 6%; with 100% employer match about $58,309 at 4% or $38,872 at 6%.
2014124$853,946$100,535$4,189iApproximate average salary by contribution assumption: employee only about $104,724 at 4% or $69,816 at 6%; with 50% employer match about $69,816 at 4% or $46,544 at 6%; with 100% employer match about $52,362 at 4% or $34,908 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-24$853,946$100,535$4,189iApproximate average salary by contribution assumption: employee only about $104,724 at 4% or $69,816 at 6%; with 50% employer match about $69,816 at 4% or $46,544 at 6%; with 100% employer match about $52,362 at 4% or $34,908 at 6%.
2013124$735,027$97,876$4,078iApproximate average salary by contribution assumption: employee only about $101,954 at 4% or $67,969 at 6%; with 50% employer match about $67,969 at 4% or $45,313 at 6%; with 100% employer match about $50,977 at 4% or $33,985 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-24$735,027$97,876$4,078iApproximate average salary by contribution assumption: employee only about $101,954 at 4% or $67,969 at 6%; with 50% employer match about $67,969 at 4% or $45,313 at 6%; with 100% employer match about $50,977 at 4% or $33,985 at 6%.
2012124$565,156$94,994$3,958iApproximate average salary by contribution assumption: employee only about $98,952 at 4% or $65,968 at 6%; with 50% employer match about $65,968 at 4% or $43,979 at 6%; with 100% employer match about $49,476 at 4% or $32,984 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-24$565,156$94,994$3,958iApproximate average salary by contribution assumption: employee only about $98,952 at 4% or $65,968 at 6%; with 50% employer match about $65,968 at 4% or $43,979 at 6%; with 100% employer match about $49,476 at 4% or $32,984 at 6%.
2011124$448,451$96,611$4,025iApproximate average salary by contribution assumption: employee only about $100,636 at 4% or $67,091 at 6%; with 50% employer match about $67,091 at 4% or $44,727 at 6%; with 100% employer match about $50,318 at 4% or $33,545 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-24$448,451$96,611$4,025iApproximate average salary by contribution assumption: employee only about $100,636 at 4% or $67,091 at 6%; with 50% employer match about $67,091 at 4% or $44,727 at 6%; with 100% employer match about $50,318 at 4% or $33,545 at 6%.
2010117$420,579$65,868$3,875iApproximate average salary by contribution assumption: employee only about $96,865 at 4% or $64,576 at 6%; with 50% employer match about $64,576 at 4% or $43,051 at 6%; with 100% employer match about $48,432 at 4% or $32,288 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-17$420,579$65,868$3,875iApproximate average salary by contribution assumption: employee only about $96,865 at 4% or $64,576 at 6%; with 50% employer match about $64,576 at 4% or $43,051 at 6%; with 100% employer match about $48,432 at 4% or $32,288 at 6%.
2009118$305,150$34,158$1,898iApproximate average salary by contribution assumption: employee only about $47,442 at 4% or $31,628 at 6%; with 50% employer match about $31,628 at 4% or $21,085 at 6%; with 100% employer match about $23,721 at 4% or $15,814 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-18$305,150$34,158$1,898iApproximate average salary by contribution assumption: employee only about $47,442 at 4% or $31,628 at 6%; with 50% employer match about $31,628 at 4% or $21,085 at 6%; with 100% employer match about $23,721 at 4% or $15,814 at 6%.
2008119$222,897$33,781$1,778iApproximate average salary by contribution assumption: employee only about $44,449 at 4% or $29,632 at 6%; with 50% employer match about $29,632 at 4% or $19,755 at 6%; with 100% employer match about $22,224 at 4% or $14,816 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-19$222,897$33,781$1,778iApproximate average salary by contribution assumption: employee only about $44,449 at 4% or $29,632 at 6%; with 50% employer match about $29,632 at 4% or $19,755 at 6%; with 100% employer match about $22,224 at 4% or $14,816 at 6%.
2007119$0$0-
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-19---
2006117$212,092$30,470$1,792iApproximate average salary by contribution assumption: employee only about $44,809 at 4% or $29,873 at 6%; with 50% employer match about $29,873 at 4% or $19,915 at 6%; with 100% employer match about $22,404 at 4% or $14,936 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-17$212,092$30,470$1,792iApproximate average salary by contribution assumption: employee only about $44,809 at 4% or $29,873 at 6%; with 50% employer match about $29,873 at 4% or $19,915 at 6%; with 100% employer match about $22,404 at 4% or $14,936 at 6%.
2005115$182,854$33,223$2,215iApproximate average salary by contribution assumption: employee only about $55,372 at 4% or $36,914 at 6%; with 50% employer match about $36,914 at 4% or $24,610 at 6%; with 100% employer match about $27,686 at 4% or $18,457 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-15$182,854$33,223$2,215iApproximate average salary by contribution assumption: employee only about $55,372 at 4% or $36,914 at 6%; with 50% employer match about $36,914 at 4% or $24,610 at 6%; with 100% employer match about $27,686 at 4% or $18,457 at 6%.
2004117$148,466$35,138$2,067iApproximate average salary by contribution assumption: employee only about $51,674 at 4% or $34,449 at 6%; with 50% employer match about $34,449 at 4% or $22,966 at 6%; with 100% employer match about $25,837 at 4% or $17,225 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-17$148,466$35,138$2,067iApproximate average salary by contribution assumption: employee only about $51,674 at 4% or $34,449 at 6%; with 50% employer match about $34,449 at 4% or $22,966 at 6%; with 100% employer match about $25,837 at 4% or $17,225 at 6%.
2003118$127,229$26,713$1,484iApproximate average salary by contribution assumption: employee only about $37,101 at 4% or $24,734 at 6%; with 50% employer match about $24,734 at 4% or $16,490 at 6%; with 100% employer match about $18,551 at 4% or $12,367 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-18$127,229$26,713$1,484iApproximate average salary by contribution assumption: employee only about $37,101 at 4% or $24,734 at 6%; with 50% employer match about $24,734 at 4% or $16,490 at 6%; with 100% employer match about $18,551 at 4% or $12,367 at 6%.
2002124$94,125$39,282$1,637iApproximate average salary by contribution assumption: employee only about $40,919 at 4% or $27,279 at 6%; with 50% employer match about $27,279 at 4% or $18,186 at 6%; with 100% employer match about $20,459 at 4% or $13,640 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-24$94,125$39,282$1,637iApproximate average salary by contribution assumption: employee only about $40,919 at 4% or $27,279 at 6%; with 50% employer match about $27,279 at 4% or $18,186 at 6%; with 100% employer match about $20,459 at 4% or $13,640 at 6%.
2001122$0$0-
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-22---
2000113$63,048$46,704$3,593iApproximate average salary by contribution assumption: employee only about $89,815 at 4% or $59,877 at 6%; with 50% employer match about $59,877 at 4% or $39,918 at 6%; with 100% employer match about $44,908 at 4% or $29,938 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-13$63,048$46,704$3,593iApproximate average salary by contribution assumption: employee only about $89,815 at 4% or $59,877 at 6%; with 50% employer match about $59,877 at 4% or $39,918 at 6%; with 100% employer match about $44,908 at 4% or $29,938 at 6%.
1999116$32,342$25,635$1,602iApproximate average salary by contribution assumption: employee only about $40,055 at 4% or $26,703 at 6%; with 50% employer match about $26,703 at 4% or $17,802 at 6%; with 100% employer match about $20,027 at 4% or $13,352 at 6%.
Frank X. Spencer & Associates Inc. 401(K) Retirement Plan-16$32,342$25,635$1,602iApproximate average salary by contribution assumption: employee only about $40,055 at 4% or $26,703 at 6%; with 50% employer match about $26,703 at 4% or $17,802 at 6%; with 100% employer match about $20,027 at 4% or $13,352 at 6%.