Civic Intelligence

Stephen Joseph Inc.

Plan context: Stephen Joseph Inc. 401(K) Plan

EIN 75-2146463 • Lubbock, TX • 48 filings • 12 plans

4302 Ironton AvenueLubbock, TX 79407
Current Snapshot

Latest Year

2025

2025 Participants

47

2025 Assets

$2,149,133

2025 Contributions

$96,918

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$5,002,203$2,501,102$0200020142025YearValue
$2,149,133Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

133670200020132025YearValue
47Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025147$2,149,133$96,918$2,062iApproximate average salary by contribution assumption: employee only about $51,552 at 4% or $34,368 at 6%; with 50% employer match about $34,368 at 4% or $22,912 at 6%; with 100% employer match about $25,776 at 4% or $17,184 at 6%.
Stephen Joseph Inc. 401(K) Plan-47$2,149,133$96,918$2,062iApproximate average salary by contribution assumption: employee only about $51,552 at 4% or $34,368 at 6%; with 50% employer match about $34,368 at 4% or $22,912 at 6%; with 100% employer match about $25,776 at 4% or $17,184 at 6%.
2024179$2,072,036$91,785$1,162iApproximate average salary by contribution assumption: employee only about $29,046 at 4% or $19,364 at 6%; with 50% employer match about $19,364 at 4% or $12,909 at 6%; with 100% employer match about $14,523 at 4% or $9,682 at 6%.
Stephen Joseph Inc. 401(K) Plan-79$2,072,036$91,785$1,162iApproximate average salary by contribution assumption: employee only about $29,046 at 4% or $19,364 at 6%; with 50% employer match about $19,364 at 4% or $12,909 at 6%; with 100% employer match about $14,523 at 4% or $9,682 at 6%.
20233123$2,223,955$185,955$1,512iApproximate average salary by contribution assumption: employee only about $37,796 at 4% or $25,197 at 6%; with 50% employer match about $25,197 at 4% or $16,798 at 6%; with 100% employer match about $18,898 at 4% or $12,599 at 6%.
Stephen Joseph Inc. 401(K) Plan-82$2,223,955$185,955$2,268iApproximate average salary by contribution assumption: employee only about $56,694 at 4% or $37,796 at 6%; with 50% employer match about $37,796 at 4% or $25,197 at 6%; with 100% employer match about $28,347 at 4% or $18,898 at 6%.
STEPHEN JOSEPH, INC. BENEFITS PLAN-123---
STEPHEN JOSEPH, INC. MEDICAL PLAN-88---
20223127$3,166,143$140,107$1,103iApproximate average salary by contribution assumption: employee only about $27,580 at 4% or $18,387 at 6%; with 50% employer match about $18,387 at 4% or $12,258 at 6%; with 100% employer match about $13,790 at 4% or $9,193 at 6%.
Stephen Joseph Inc. 401(K) Plan-99$3,166,143$140,107$1,415iApproximate average salary by contribution assumption: employee only about $35,381 at 4% or $23,587 at 6%; with 50% employer match about $23,587 at 4% or $15,725 at 6%; with 100% employer match about $17,690 at 4% or $11,794 at 6%.
STEPHEN JOSEPH, INC. BENEFITS PLAN-127---
STEPHEN JOSEPH, INC. MEDICAL PLAN-105---
2021264$4,599,628$4,477,090$69,955iApproximate average salary by contribution assumption: employee only about $1,748,863 at 4% or $1,165,909 at 6%; with 50% employer match about $1,165,909 at 4% or $777,273 at 6%; with 100% employer match about $874,432 at 4% or $582,954 at 6%.
Stephen Joseph Inc. 401(K) Plan-64$4,599,628$4,477,090$69,955iApproximate average salary by contribution assumption: employee only about $1,748,863 at 4% or $1,165,909 at 6%; with 50% employer match about $1,165,909 at 4% or $777,273 at 6%; with 100% employer match about $874,432 at 4% or $582,954 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-0---
2020249$4,352,631$38,442$785iApproximate average salary by contribution assumption: employee only about $19,613 at 4% or $13,076 at 6%; with 50% employer match about $13,076 at 4% or $8,717 at 6%; with 100% employer match about $9,807 at 4% or $6,538 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-49$4,164,975--
Stephen Joseph Inc. 401(K) Plan-29$187,656$38,442$1,326iApproximate average salary by contribution assumption: employee only about $33,140 at 4% or $22,093 at 6%; with 50% employer match about $22,093 at 4% or $14,729 at 6%; with 100% employer match about $16,570 at 4% or $11,047 at 6%.
2019253$3,056,414$84,472$1,594iApproximate average salary by contribution assumption: employee only about $39,845 at 4% or $26,564 at 6%; with 50% employer match about $26,564 at 4% or $17,709 at 6%; with 100% employer match about $19,923 at 4% or $13,282 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-53$2,915,669--
Stephen Joseph Inc. 401(K) Plan-31$140,745$84,472$2,725iApproximate average salary by contribution assumption: employee only about $68,123 at 4% or $45,415 at 6%; with 50% employer match about $45,415 at 4% or $30,277 at 6%; with 100% employer match about $34,061 at 4% or $22,708 at 6%.
2018259$5,002,203$44,067$747iApproximate average salary by contribution assumption: employee only about $18,672 at 4% or $12,448 at 6%; with 50% employer match about $12,448 at 4% or $8,299 at 6%; with 100% employer match about $9,336 at 4% or $6,224 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-59$4,955,890--
Stephen Joseph Inc. 401(K) Plan-21$46,313$44,067$2,098iApproximate average salary by contribution assumption: employee only about $52,461 at 4% or $34,974 at 6%; with 50% employer match about $34,974 at 4% or $23,316 at 6%; with 100% employer match about $26,230 at 4% or $17,487 at 6%.
2017270$4,104,745$8,290$118iApproximate average salary by contribution assumption: employee only about $2,961 at 4% or $1,974 at 6%; with 50% employer match about $1,974 at 4% or $1,316 at 6%; with 100% employer match about $1,480 at 4% or $987 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-70$4,096,331--
Stephen Joseph Inc. 401(K) Plan-14$8,414$8,290$592iApproximate average salary by contribution assumption: employee only about $14,804 at 4% or $9,869 at 6%; with 50% employer match about $9,869 at 4% or $6,579 at 6%; with 100% employer match about $7,402 at 4% or $4,935 at 6%.
2016197$4,527,317$0-
Stephen Joseph Inc. Employees' Profit Sharing Pla-97$4,527,317--
2015187$4,329,426$0-
Stephen Joseph Inc. Employees' Profit Sharing Pla-87$4,329,426--
2014195$4,475,579$0-
Stephen Joseph Inc. Employees' Profit Sharing Pla-95$4,475,579--
2013197$4,562,236$0-
Stephen Joseph Inc. Employees' Profit Sharing Pla-97$4,562,236--
2012199$4,480,665$159,146$1,608iApproximate average salary by contribution assumption: employee only about $40,188 at 4% or $26,792 at 6%; with 50% employer match about $26,792 at 4% or $17,862 at 6%; with 100% employer match about $20,094 at 4% or $13,396 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-99$4,480,665$159,146$1,608iApproximate average salary by contribution assumption: employee only about $40,188 at 4% or $26,792 at 6%; with 50% employer match about $26,792 at 4% or $17,862 at 6%; with 100% employer match about $20,094 at 4% or $13,396 at 6%.
20111100$4,297,682$173,669$1,737iApproximate average salary by contribution assumption: employee only about $43,417 at 4% or $28,945 at 6%; with 50% employer match about $28,945 at 4% or $19,297 at 6%; with 100% employer match about $21,709 at 4% or $14,472 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-100$4,297,682$173,669$1,737iApproximate average salary by contribution assumption: employee only about $43,417 at 4% or $28,945 at 6%; with 50% employer match about $28,945 at 4% or $19,297 at 6%; with 100% employer match about $21,709 at 4% or $14,472 at 6%.
2010194$4,165,583$54,000$574iApproximate average salary by contribution assumption: employee only about $14,362 at 4% or $9,574 at 6%; with 50% employer match about $9,574 at 4% or $6,383 at 6%; with 100% employer match about $7,181 at 4% or $4,787 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-94$4,165,583$54,000$574iApproximate average salary by contribution assumption: employee only about $14,362 at 4% or $9,574 at 6%; with 50% employer match about $9,574 at 4% or $6,383 at 6%; with 100% employer match about $7,181 at 4% or $4,787 at 6%.
20092102$4,003,366$55,000$539iApproximate average salary by contribution assumption: employee only about $13,480 at 4% or $8,987 at 6%; with 50% employer match about $8,987 at 4% or $5,991 at 6%; with 100% employer match about $6,740 at 4% or $4,493 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-102$4,003,366$55,000$539iApproximate average salary by contribution assumption: employee only about $13,480 at 4% or $8,987 at 6%; with 50% employer match about $8,987 at 4% or $5,991 at 6%; with 100% employer match about $6,740 at 4% or $4,493 at 6%.
STEPHEN JOSEPH, INC SINGLE EMPLOYER WELFARE-1---
20082103$0$81,268$789iApproximate average salary by contribution assumption: employee only about $19,725 at 4% or $13,150 at 6%; with 50% employer match about $13,150 at 4% or $8,767 at 6%; with 100% employer match about $9,863 at 4% or $6,575 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-103---
STEPHEN JOSEPH, INC SINGLE EMPLOYER WELFARE BENEFIT PLAN AND TRUST-3-$81,268$27,089iApproximate average salary by contribution assumption: employee only about $677,233 at 4% or $451,489 at 6%; with 50% employer match about $451,489 at 4% or $300,993 at 6%; with 100% employer match about $338,617 at 4% or $225,744 at 6%.
20072111$0$0-
STEPHEN JOSEPH, INC SINGLE EMPLOYER WELFARE BENEFIT PLAN AND TRUST-3---
Stephen Joseph Inc. Employees' Profit Sharing Pla-111---
20062133$3,964,077$591,399$4,447iApproximate average salary by contribution assumption: employee only about $111,165 at 4% or $74,110 at 6%; with 50% employer match about $74,110 at 4% or $49,407 at 6%; with 100% employer match about $55,583 at 4% or $37,055 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-133$3,963,182$467,091$3,512iApproximate average salary by contribution assumption: employee only about $87,799 at 4% or $58,533 at 6%; with 50% employer match about $58,533 at 4% or $39,022 at 6%; with 100% employer match about $43,900 at 4% or $29,266 at 6%.
STEPHEN JOSEPH, INC SINGLE EMPLOYER WELFARE BENEFIT PLAN AND TRUST-3$895$124,308$41,436iApproximate average salary by contribution assumption: employee only about $1,035,900 at 4% or $690,600 at 6%; with 50% employer match about $690,600 at 4% or $460,400 at 6%; with 100% employer match about $517,950 at 4% or $345,300 at 6%.
20052101$3,292,943$432,988$4,287iApproximate average salary by contribution assumption: employee only about $107,175 at 4% or $71,450 at 6%; with 50% employer match about $71,450 at 4% or $47,633 at 6%; with 100% employer match about $53,588 at 4% or $35,725 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-101$3,292,048$358,724$3,552iApproximate average salary by contribution assumption: employee only about $88,793 at 4% or $59,195 at 6%; with 50% employer match about $59,195 at 4% or $39,464 at 6%; with 100% employer match about $44,397 at 4% or $29,598 at 6%.
STEPHEN JOSEPH, INC SINGLE EMPLOYER WELFARE BENEFIT PLAN AND TRUST-3$895$74,264$24,755iApproximate average salary by contribution assumption: employee only about $618,867 at 4% or $412,578 at 6%; with 50% employer match about $412,578 at 4% or $275,052 at 6%; with 100% employer match about $309,433 at 4% or $206,289 at 6%.
2004389$2,796,752$462,283$5,194iApproximate average salary by contribution assumption: employee only about $129,855 at 4% or $86,570 at 6%; with 50% employer match about $86,570 at 4% or $57,713 at 6%; with 100% employer match about $64,927 at 4% or $43,285 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-89$2,796,752$250,183$2,811iApproximate average salary by contribution assumption: employee only about $70,276 at 4% or $46,851 at 6%; with 50% employer match about $46,851 at 4% or $31,234 at 6%; with 100% employer match about $35,138 at 4% or $23,425 at 6%.
STEPHEN JOSEPH INC SINGLE EMPLOYER WELFARE BENEFIT PLAN AND TRUST-3-$81,113$27,038iApproximate average salary by contribution assumption: employee only about $675,942 at 4% or $450,628 at 6%; with 50% employer match about $450,628 at 4% or $300,419 at 6%; with 100% employer match about $337,971 at 4% or $225,314 at 6%.
Stephen Joseph Inc. 401(K) Plan-0-$130,987-
2003387$2,262,326$461,067$5,300iApproximate average salary by contribution assumption: employee only about $132,491 at 4% or $88,327 at 6%; with 50% employer match about $88,327 at 4% or $58,885 at 6%; with 100% employer match about $66,245 at 4% or $44,164 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-87$1,416,827$252,000$2,897iApproximate average salary by contribution assumption: employee only about $72,414 at 4% or $48,276 at 6%; with 50% employer match about $48,276 at 4% or $32,184 at 6%; with 100% employer match about $36,207 at 4% or $24,138 at 6%.
Stephen Joseph Inc. 401(K) Plan-87$765,261$127,664$1,467iApproximate average salary by contribution assumption: employee only about $36,685 at 4% or $24,457 at 6%; with 50% employer match about $24,457 at 4% or $16,304 at 6%; with 100% employer match about $18,343 at 4% or $12,228 at 6%.
STEPHEN JOSEPH, INC. SINGLE EMPLOYER WELFARE BENEFIT PLAN AND TRUST-3$80,238$81,403$27,134iApproximate average salary by contribution assumption: employee only about $678,358 at 4% or $452,239 at 6%; with 50% employer match about $452,239 at 4% or $301,493 at 6%; with 100% employer match about $339,179 at 4% or $226,119 at 6%.
2002353$654,199$206,499$3,896iApproximate average salary by contribution assumption: employee only about $97,405 at 4% or $64,937 at 6%; with 50% employer match about $64,937 at 4% or $43,291 at 6%; with 100% employer match about $48,703 at 4% or $32,468 at 6%.
Stephen Joseph Inc. 401(K) Plan-53$575,761$128,061$2,416iApproximate average salary by contribution assumption: employee only about $60,406 at 4% or $40,271 at 6%; with 50% employer match about $40,271 at 4% or $26,847 at 6%; with 100% employer match about $30,203 at 4% or $20,135 at 6%.
STEPHEN JOSEPH, INC. SINGLE EMPLOYER WELFARE BENEFIT PLAN AND TRUST-3$78,438$78,438$26,146iApproximate average salary by contribution assumption: employee only about $653,650 at 4% or $435,767 at 6%; with 50% employer match about $435,767 at 4% or $290,511 at 6%; with 100% employer match about $326,825 at 4% or $217,883 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-53---
2001244$0$0-
Stephen Joseph Inc. Employees' Profit Sharing Pla-44---
Stephen Joseph Inc. 401(K) Plan-44---
2000244$1,367,025$202,570$4,604iApproximate average salary by contribution assumption: employee only about $115,097 at 4% or $76,731 at 6%; with 50% employer match about $76,731 at 4% or $51,154 at 6%; with 100% employer match about $57,548 at 4% or $38,366 at 6%.
Stephen Joseph Inc. Employees' Profit Sharing Pla-44$962,927$95,954$2,181iApproximate average salary by contribution assumption: employee only about $54,519 at 4% or $36,346 at 6%; with 50% employer match about $36,346 at 4% or $24,231 at 6%; with 100% employer match about $27,260 at 4% or $18,173 at 6%.
Stephen Joseph Inc. 401(K) Plan-44$404,098$106,616$2,423iApproximate average salary by contribution assumption: employee only about $60,577 at 4% or $40,385 at 6%; with 50% employer match about $40,385 at 4% or $26,923 at 6%; with 100% employer match about $30,289 at 4% or $20,192 at 6%.