Civic Intelligence

James E. Studensky

Plan context: JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST

EIN 74-2638781 • Waco, TX • 22 filings • 5 plans

3912 W. Waco DriveWaco, TX 76710
Current Snapshot

Latest Year

2020

2020 Participants

1

2020 Assets

$251,525

2020 Contributions

$38,500

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$461,144$230,572$0199920112020YearValue
$251,525Latest year 2020

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

320199920102020YearValue
1Latest year 2020

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202011$251,525$38,500$38,500iApproximate average salary by contribution assumption: employee only about $962,500 at 4% or $641,667 at 6%; with 50% employer match about $641,667 at 4% or $427,778 at 6%; with 100% employer match about $481,250 at 4% or $320,833 at 6%.
JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST-1$251,525$38,500$38,500iApproximate average salary by contribution assumption: employee only about $962,500 at 4% or $641,667 at 6%; with 50% employer match about $641,667 at 4% or $427,778 at 6%; with 100% employer match about $481,250 at 4% or $320,833 at 6%.
201911$214,021$62,000$62,000iApproximate average salary by contribution assumption: employee only about $1,550,000 at 4% or $1,033,333 at 6%; with 50% employer match about $1,033,333 at 4% or $688,889 at 6%; with 100% employer match about $775,000 at 4% or $516,667 at 6%.
JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST-1$214,021$62,000$62,000iApproximate average salary by contribution assumption: employee only about $1,550,000 at 4% or $1,033,333 at 6%; with 50% employer match about $1,033,333 at 4% or $688,889 at 6%; with 100% employer match about $775,000 at 4% or $516,667 at 6%.
201811$147,353$54,055$54,055iApproximate average salary by contribution assumption: employee only about $1,351,375 at 4% or $900,917 at 6%; with 50% employer match about $900,917 at 4% or $600,611 at 6%; with 100% employer match about $675,688 at 4% or $450,458 at 6%.
JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST-1$147,353$54,055$54,055iApproximate average salary by contribution assumption: employee only about $1,351,375 at 4% or $900,917 at 6%; with 50% employer match about $900,917 at 4% or $600,611 at 6%; with 100% employer match about $675,688 at 4% or $450,458 at 6%.
201711$93,714$35,000$35,000iApproximate average salary by contribution assumption: employee only about $875,000 at 4% or $583,333 at 6%; with 50% employer match about $583,333 at 4% or $388,889 at 6%; with 100% employer match about $437,500 at 4% or $291,667 at 6%.
JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST-1$93,714$35,000$35,000iApproximate average salary by contribution assumption: employee only about $875,000 at 4% or $583,333 at 6%; with 50% employer match about $583,333 at 4% or $388,889 at 6%; with 100% employer match about $437,500 at 4% or $291,667 at 6%.
201611$91,713$32,500$32,500iApproximate average salary by contribution assumption: employee only about $812,500 at 4% or $541,667 at 6%; with 50% employer match about $541,667 at 4% or $361,111 at 6%; with 100% employer match about $406,250 at 4% or $270,833 at 6%.
JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST-1$91,713$32,500$32,500iApproximate average salary by contribution assumption: employee only about $812,500 at 4% or $541,667 at 6%; with 50% employer match about $541,667 at 4% or $361,111 at 6%; with 100% employer match about $406,250 at 4% or $270,833 at 6%.
201512$215,261$36,000$18,000iApproximate average salary by contribution assumption: employee only about $450,000 at 4% or $300,000 at 6%; with 50% employer match about $300,000 at 4% or $200,000 at 6%; with 100% employer match about $225,000 at 4% or $150,000 at 6%.
JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST-2$215,261$36,000$18,000iApproximate average salary by contribution assumption: employee only about $450,000 at 4% or $300,000 at 6%; with 50% employer match about $300,000 at 4% or $200,000 at 6%; with 100% employer match about $225,000 at 4% or $150,000 at 6%.
201412$336,424$27,319$13,660iApproximate average salary by contribution assumption: employee only about $341,488 at 4% or $227,658 at 6%; with 50% employer match about $227,658 at 4% or $151,772 at 6%; with 100% employer match about $170,744 at 4% or $113,829 at 6%.
JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST-2$336,424$27,319$13,660iApproximate average salary by contribution assumption: employee only about $341,488 at 4% or $227,658 at 6%; with 50% employer match about $227,658 at 4% or $151,772 at 6%; with 100% employer match about $170,744 at 4% or $113,829 at 6%.
201312$295,702$44,987$22,494iApproximate average salary by contribution assumption: employee only about $562,338 at 4% or $374,892 at 6%; with 50% employer match about $374,892 at 4% or $249,928 at 6%; with 100% employer match about $281,169 at 4% or $187,446 at 6%.
JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST-2$295,702$44,987$22,494iApproximate average salary by contribution assumption: employee only about $562,338 at 4% or $374,892 at 6%; with 50% employer match about $374,892 at 4% or $249,928 at 6%; with 100% employer match about $281,169 at 4% or $187,446 at 6%.
201212$247,573$35,500$17,750iApproximate average salary by contribution assumption: employee only about $443,750 at 4% or $295,833 at 6%; with 50% employer match about $295,833 at 4% or $197,222 at 6%; with 100% employer match about $221,875 at 4% or $147,917 at 6%.
JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST-2$247,573$35,500$17,750iApproximate average salary by contribution assumption: employee only about $443,750 at 4% or $295,833 at 6%; with 50% employer match about $295,833 at 4% or $197,222 at 6%; with 100% employer match about $221,875 at 4% or $147,917 at 6%.
201112$431,684$45,000$22,500iApproximate average salary by contribution assumption: employee only about $562,500 at 4% or $375,000 at 6%; with 50% employer match about $375,000 at 4% or $250,000 at 6%; with 100% employer match about $281,250 at 4% or $187,500 at 6%.
JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST-2$431,684$45,000$22,500iApproximate average salary by contribution assumption: employee only about $562,500 at 4% or $375,000 at 6%; with 50% employer match about $375,000 at 4% or $250,000 at 6%; with 100% employer match about $281,250 at 4% or $187,500 at 6%.
201012$461,144$97,441$48,721iApproximate average salary by contribution assumption: employee only about $1,218,013 at 4% or $812,008 at 6%; with 50% employer match about $812,008 at 4% or $541,339 at 6%; with 100% employer match about $609,006 at 4% or $406,004 at 6%.
JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST-2$461,144$97,441$48,721iApproximate average salary by contribution assumption: employee only about $1,218,013 at 4% or $812,008 at 6%; with 50% employer match about $812,008 at 4% or $541,339 at 6%; with 100% employer match about $609,006 at 4% or $406,004 at 6%.
200912$319,154$40,000$20,000iApproximate average salary by contribution assumption: employee only about $500,000 at 4% or $333,333 at 6%; with 50% employer match about $333,333 at 4% or $222,222 at 6%; with 100% employer match about $250,000 at 4% or $166,667 at 6%.
JAMES E. STUDENSKY 401(K) RETIREMENT PLAN & TRUST-2$319,154$40,000$20,000iApproximate average salary by contribution assumption: employee only about $500,000 at 4% or $333,333 at 6%; with 50% employer match about $333,333 at 4% or $222,222 at 6%; with 100% employer match about $250,000 at 4% or $166,667 at 6%.
200812$229,141$27,060$13,530iApproximate average salary by contribution assumption: employee only about $338,250 at 4% or $225,500 at 6%; with 50% employer match about $225,500 at 4% or $150,333 at 6%; with 100% employer match about $169,125 at 4% or $112,750 at 6%.
JAMES E. STUDENSKY 401K RETIREMENT PLAN & TRUST-2$229,141$27,060$13,530iApproximate average salary by contribution assumption: employee only about $338,250 at 4% or $225,500 at 6%; with 50% employer match about $225,500 at 4% or $150,333 at 6%; with 100% employer match about $169,125 at 4% or $112,750 at 6%.
200712$0$0-
JAMES E. STUDENSKY 401K RETIREMENT PLAN & TRUST-2---
200613$322,465$42,109$14,036iApproximate average salary by contribution assumption: employee only about $350,908 at 4% or $233,939 at 6%; with 50% employer match about $233,939 at 4% or $155,959 at 6%; with 100% employer match about $175,454 at 4% or $116,969 at 6%.
JAMES E. STUDENSKY 401K RETIREMENT PLAN & TRUST-3$322,465$42,109$14,036iApproximate average salary by contribution assumption: employee only about $350,908 at 4% or $233,939 at 6%; with 50% employer match about $233,939 at 4% or $155,959 at 6%; with 100% employer match about $175,454 at 4% or $116,969 at 6%.
200513$250,007$36,000$12,000iApproximate average salary by contribution assumption: employee only about $300,000 at 4% or $200,000 at 6%; with 50% employer match about $200,000 at 4% or $133,333 at 6%; with 100% employer match about $150,000 at 4% or $100,000 at 6%.
JAMES E. STUDENSKY 401K RETIREMENT PLAN & TRUST-3$250,007$36,000$12,000iApproximate average salary by contribution assumption: employee only about $300,000 at 4% or $200,000 at 6%; with 50% employer match about $200,000 at 4% or $133,333 at 6%; with 100% employer match about $150,000 at 4% or $100,000 at 6%.
200413$225,501$25,885$8,628iApproximate average salary by contribution assumption: employee only about $215,708 at 4% or $143,806 at 6%; with 50% employer match about $143,806 at 4% or $95,870 at 6%; with 100% employer match about $107,854 at 4% or $71,903 at 6%.
JAMES STUDENSKY 401K RETIREMENT PLAN & TRUST-3$225,501$25,885$8,628iApproximate average salary by contribution assumption: employee only about $215,708 at 4% or $143,806 at 6%; with 50% employer match about $143,806 at 4% or $95,870 at 6%; with 100% employer match about $107,854 at 4% or $71,903 at 6%.
200323$178,943$113,955$37,985iApproximate average salary by contribution assumption: employee only about $949,625 at 4% or $633,083 at 6%; with 50% employer match about $633,083 at 4% or $422,056 at 6%; with 100% employer match about $474,813 at 4% or $316,542 at 6%.
JAMES E. STUDENSKY RETIREMENT PLAN & TRUST-3$178,943$113,955$37,985iApproximate average salary by contribution assumption: employee only about $949,625 at 4% or $633,083 at 6%; with 50% employer match about $633,083 at 4% or $422,056 at 6%; with 100% employer match about $474,813 at 4% or $316,542 at 6%.
James E. Studensky Money Purchase Pension Plan-0---
200212$8,771$4,356$2,178iApproximate average salary by contribution assumption: employee only about $54,450 at 4% or $36,300 at 6%; with 50% employer match about $36,300 at 4% or $24,200 at 6%; with 100% employer match about $27,225 at 4% or $18,150 at 6%.
James E. Studensky Money Purchase Pension Plan-2$8,771$4,356$2,178iApproximate average salary by contribution assumption: employee only about $54,450 at 4% or $36,300 at 6%; with 50% employer match about $36,300 at 4% or $24,200 at 6%; with 100% employer match about $27,225 at 4% or $18,150 at 6%.
200112$0$0-
James E. Studensky Money Purchase Pension Plan-2---
199911$3,962$3,962$3,962iApproximate average salary by contribution assumption: employee only about $99,050 at 4% or $66,033 at 6%; with 50% employer match about $66,033 at 4% or $44,022 at 6%; with 100% employer match about $49,525 at 4% or $33,017 at 6%.
James E. Studensky Money Purchase Pension Plan-1$3,962$3,962$3,962iApproximate average salary by contribution assumption: employee only about $99,050 at 4% or $66,033 at 6%; with 50% employer match about $66,033 at 4% or $44,022 at 6%; with 100% employer match about $49,525 at 4% or $33,017 at 6%.