Civic Intelligence

DCT INCORPORATED CHERYL BERNARDI

Plan context: Dct Incorporated 401(K) Profit Sharing Plan

EIN 73-1389533 • Mcalester, OK • 43 filings • 9 plans

501 E Cherokee AveMcalester, OK 74501
Current Snapshot

Latest Year

2025

2025 Participants

89

2025 Assets

$6,541,440

2025 Contributions

$704,703

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$6,541,440$3,270,720$0199920132025YearValue
$6,541,440Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2541270199920122025YearValue
89Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025189$6,541,440$704,703$7,918iApproximate average salary by contribution assumption: employee only about $197,950 at 4% or $131,967 at 6%; with 50% employer match about $131,967 at 4% or $87,978 at 6%; with 100% employer match about $98,975 at 4% or $65,983 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-89$6,541,440$704,703$7,918iApproximate average salary by contribution assumption: employee only about $197,950 at 4% or $131,967 at 6%; with 50% employer match about $131,967 at 4% or $87,978 at 6%; with 100% employer match about $98,975 at 4% or $65,983 at 6%.
2024184$5,648,375$689,104$8,204iApproximate average salary by contribution assumption: employee only about $205,090 at 4% or $136,727 at 6%; with 50% employer match about $136,727 at 4% or $91,151 at 6%; with 100% employer match about $102,545 at 4% or $68,363 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-84$5,648,375$689,104$8,204iApproximate average salary by contribution assumption: employee only about $205,090 at 4% or $136,727 at 6%; with 50% employer match about $136,727 at 4% or $91,151 at 6%; with 100% employer match about $102,545 at 4% or $68,363 at 6%.
2023187$5,250,812$640,017$7,357iApproximate average salary by contribution assumption: employee only about $183,913 at 4% or $122,609 at 6%; with 50% employer match about $122,609 at 4% or $81,739 at 6%; with 100% employer match about $91,956 at 4% or $61,304 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-87$5,250,812$640,017$7,357iApproximate average salary by contribution assumption: employee only about $183,913 at 4% or $122,609 at 6%; with 50% employer match about $122,609 at 4% or $81,739 at 6%; with 100% employer match about $91,956 at 4% or $61,304 at 6%.
2022190$4,297,244$585,257$6,503iApproximate average salary by contribution assumption: employee only about $162,571 at 4% or $108,381 at 6%; with 50% employer match about $108,381 at 4% or $72,254 at 6%; with 100% employer match about $81,286 at 4% or $54,190 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-90$4,297,244$585,257$6,503iApproximate average salary by contribution assumption: employee only about $162,571 at 4% or $108,381 at 6%; with 50% employer match about $108,381 at 4% or $72,254 at 6%; with 100% employer match about $81,286 at 4% or $54,190 at 6%.
2021184$4,595,768$571,677$6,806iApproximate average salary by contribution assumption: employee only about $170,142 at 4% or $113,428 at 6%; with 50% employer match about $113,428 at 4% or $75,619 at 6%; with 100% employer match about $85,071 at 4% or $56,714 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-84$4,595,768$571,677$6,806iApproximate average salary by contribution assumption: employee only about $170,142 at 4% or $113,428 at 6%; with 50% employer match about $113,428 at 4% or $75,619 at 6%; with 100% employer match about $85,071 at 4% or $56,714 at 6%.
2020189$4,187,367$604,495$6,792iApproximate average salary by contribution assumption: employee only about $169,802 at 4% or $113,201 at 6%; with 50% employer match about $113,201 at 4% or $75,468 at 6%; with 100% employer match about $84,901 at 4% or $56,601 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-89$4,187,367$604,495$6,792iApproximate average salary by contribution assumption: employee only about $169,802 at 4% or $113,201 at 6%; with 50% employer match about $113,201 at 4% or $75,468 at 6%; with 100% employer match about $84,901 at 4% or $56,601 at 6%.
2019186$3,492,188$546,551$6,355iApproximate average salary by contribution assumption: employee only about $158,881 at 4% or $105,921 at 6%; with 50% employer match about $105,921 at 4% or $70,614 at 6%; with 100% employer match about $79,441 at 4% or $52,960 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-86$3,492,188$546,551$6,355iApproximate average salary by contribution assumption: employee only about $158,881 at 4% or $105,921 at 6%; with 50% employer match about $105,921 at 4% or $70,614 at 6%; with 100% employer match about $79,441 at 4% or $52,960 at 6%.
2018191$2,659,928$518,402$5,697iApproximate average salary by contribution assumption: employee only about $142,418 at 4% or $94,945 at 6%; with 50% employer match about $94,945 at 4% or $63,297 at 6%; with 100% employer match about $71,209 at 4% or $47,473 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-91$2,659,928$518,402$5,697iApproximate average salary by contribution assumption: employee only about $142,418 at 4% or $94,945 at 6%; with 50% employer match about $94,945 at 4% or $63,297 at 6%; with 100% employer match about $71,209 at 4% or $47,473 at 6%.
2017191$2,362,281$492,687$5,414iApproximate average salary by contribution assumption: employee only about $135,354 at 4% or $90,236 at 6%; with 50% employer match about $90,236 at 4% or $60,157 at 6%; with 100% employer match about $67,677 at 4% or $45,118 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-91$2,362,281$492,687$5,414iApproximate average salary by contribution assumption: employee only about $135,354 at 4% or $90,236 at 6%; with 50% employer match about $90,236 at 4% or $60,157 at 6%; with 100% employer match about $67,677 at 4% or $45,118 at 6%.
2016185$1,724,516$456,307$5,368iApproximate average salary by contribution assumption: employee only about $134,208 at 4% or $89,472 at 6%; with 50% employer match about $89,472 at 4% or $59,648 at 6%; with 100% employer match about $67,104 at 4% or $44,736 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-85$1,724,516$456,307$5,368iApproximate average salary by contribution assumption: employee only about $134,208 at 4% or $89,472 at 6%; with 50% employer match about $89,472 at 4% or $59,648 at 6%; with 100% employer match about $67,104 at 4% or $44,736 at 6%.
2015180$1,253,850$218,645$2,733iApproximate average salary by contribution assumption: employee only about $68,327 at 4% or $45,551 at 6%; with 50% employer match about $45,551 at 4% or $30,367 at 6%; with 100% employer match about $34,163 at 4% or $22,776 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-80$1,253,850$218,645$2,733iApproximate average salary by contribution assumption: employee only about $68,327 at 4% or $45,551 at 6%; with 50% employer match about $45,551 at 4% or $30,367 at 6%; with 100% employer match about $34,163 at 4% or $22,776 at 6%.
2014243$1,223,272$126,723$2,947iApproximate average salary by contribution assumption: employee only about $73,676 at 4% or $49,117 at 6%; with 50% employer match about $49,117 at 4% or $32,745 at 6%; with 100% employer match about $36,838 at 4% or $24,559 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-43$1,223,272$126,723$2,947iApproximate average salary by contribution assumption: employee only about $73,676 at 4% or $49,117 at 6%; with 50% employer match about $49,117 at 4% or $32,745 at 6%; with 100% employer match about $36,838 at 4% or $24,559 at 6%.
Dct Inc. 401K Retirement Plan-0$0--
2013226$1,687,419$33,010$1,270iApproximate average salary by contribution assumption: employee only about $31,740 at 4% or $21,160 at 6%; with 50% employer match about $21,160 at 4% or $14,107 at 6%; with 100% employer match about $15,870 at 4% or $10,580 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-26$1,092,890$33,010$1,270iApproximate average salary by contribution assumption: employee only about $31,740 at 4% or $21,160 at 6%; with 50% employer match about $21,160 at 4% or $14,107 at 6%; with 100% employer match about $15,870 at 4% or $10,580 at 6%.
Dct Inc. 401K Retirement Plan-6$594,529--
2012235$1,945,373$84,201$2,406iApproximate average salary by contribution assumption: employee only about $60,144 at 4% or $40,096 at 6%; with 50% employer match about $40,096 at 4% or $26,730 at 6%; with 100% employer match about $30,072 at 4% or $20,048 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-35$1,112,136$32,985$942iApproximate average salary by contribution assumption: employee only about $23,561 at 4% or $15,707 at 6%; with 50% employer match about $15,707 at 4% or $10,471 at 6%; with 100% employer match about $11,780 at 4% or $7,854 at 6%.
Dct Inc. 401K Retirement Plan-12$833,237$51,216$4,268iApproximate average salary by contribution assumption: employee only about $106,700 at 4% or $71,133 at 6%; with 50% employer match about $71,133 at 4% or $47,422 at 6%; with 100% employer match about $53,350 at 4% or $35,567 at 6%.
2011242$1,738,364$153,572$3,656iApproximate average salary by contribution assumption: employee only about $91,412 at 4% or $60,941 at 6%; with 50% employer match about $60,941 at 4% or $40,628 at 6%; with 100% employer match about $45,706 at 4% or $30,471 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-42$1,011,393$90,648$2,158iApproximate average salary by contribution assumption: employee only about $53,957 at 4% or $35,971 at 6%; with 50% employer match about $35,971 at 4% or $23,981 at 6%; with 100% employer match about $26,979 at 4% or $17,986 at 6%.
Dct Inc. 401K Retirement Plan-12$726,971$62,924$5,244iApproximate average salary by contribution assumption: employee only about $131,092 at 4% or $87,394 at 6%; with 50% employer match about $87,394 at 4% or $58,263 at 6%; with 100% employer match about $65,546 at 4% or $43,697 at 6%.
2010247$1,819,332$190,502$4,053iApproximate average salary by contribution assumption: employee only about $101,331 at 4% or $67,554 at 6%; with 50% employer match about $67,554 at 4% or $45,036 at 6%; with 100% employer match about $50,665 at 4% or $33,777 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-47$1,145,616$135,129$2,875iApproximate average salary by contribution assumption: employee only about $71,877 at 4% or $47,918 at 6%; with 50% employer match about $47,918 at 4% or $31,945 at 6%; with 100% employer match about $35,939 at 4% or $23,959 at 6%.
Dct Inc. 401K Retirement Plan-12$673,716$55,373$4,614iApproximate average salary by contribution assumption: employee only about $115,360 at 4% or $76,907 at 6%; with 50% employer match about $76,907 at 4% or $51,271 at 6%; with 100% employer match about $57,680 at 4% or $38,453 at 6%.
2009299$2,026,591$271,881$2,746iApproximate average salary by contribution assumption: employee only about $68,657 at 4% or $45,771 at 6%; with 50% employer match about $45,771 at 4% or $30,514 at 6%; with 100% employer match about $34,328 at 4% or $22,886 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-99$1,457,428$217,704$2,199iApproximate average salary by contribution assumption: employee only about $54,976 at 4% or $36,651 at 6%; with 50% employer match about $36,651 at 4% or $24,434 at 6%; with 100% employer match about $27,488 at 4% or $18,325 at 6%.
Dct Inc. 401K Retirement Plan-11$569,163$54,177$4,925iApproximate average salary by contribution assumption: employee only about $123,130 at 4% or $82,086 at 6%; with 50% employer match about $82,086 at 4% or $54,724 at 6%; with 100% employer match about $61,565 at 4% or $41,043 at 6%.
20082129$1,847,203$292,429$2,267iApproximate average salary by contribution assumption: employee only about $56,672 at 4% or $37,782 at 6%; with 50% employer match about $37,782 at 4% or $25,188 at 6%; with 100% employer match about $28,336 at 4% or $18,891 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-129$1,364,681$238,709$1,850iApproximate average salary by contribution assumption: employee only about $46,261 at 4% or $30,841 at 6%; with 50% employer match about $30,841 at 4% or $20,561 at 6%; with 100% employer match about $23,131 at 4% or $15,420 at 6%.
Dct Inc. 401K Retirement Plan-12$482,522$53,720$4,477iApproximate average salary by contribution assumption: employee only about $111,917 at 4% or $74,611 at 6%; with 50% employer match about $74,611 at 4% or $49,741 at 6%; with 100% employer match about $55,958 at 4% or $37,306 at 6%.
20072122$2,734,112$321,659$2,637iApproximate average salary by contribution assumption: employee only about $65,914 at 4% or $43,942 at 6%; with 50% employer match about $43,942 at 4% or $29,295 at 6%; with 100% employer match about $32,957 at 4% or $21,971 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-122$1,530,476$228,863$1,876iApproximate average salary by contribution assumption: employee only about $46,898 at 4% or $31,265 at 6%; with 50% employer match about $31,265 at 4% or $20,844 at 6%; with 100% employer match about $23,449 at 4% or $15,633 at 6%.
Dct Inc. 401K Retirement Plan-26$1,203,636$92,796$3,569iApproximate average salary by contribution assumption: employee only about $89,227 at 4% or $59,485 at 6%; with 50% employer match about $59,485 at 4% or $39,656 at 6%; with 100% employer match about $44,613 at 4% or $29,742 at 6%.
20062132$2,526,344$454,147$3,441iApproximate average salary by contribution assumption: employee only about $86,013 at 4% or $57,342 at 6%; with 50% employer match about $57,342 at 4% or $38,228 at 6%; with 100% employer match about $43,006 at 4% or $28,671 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-132$1,468,569$373,287$2,828iApproximate average salary by contribution assumption: employee only about $70,698 at 4% or $47,132 at 6%; with 50% employer match about $47,132 at 4% or $31,421 at 6%; with 100% employer match about $35,349 at 4% or $23,566 at 6%.
Dct Inc. 401K Retirement Plan-25$1,057,775$80,860$3,234iApproximate average salary by contribution assumption: employee only about $80,860 at 4% or $53,907 at 6%; with 50% employer match about $53,907 at 4% or $35,938 at 6%; with 100% employer match about $40,430 at 4% or $26,953 at 6%.
20052150$2,202,928$399,278$2,662iApproximate average salary by contribution assumption: employee only about $66,546 at 4% or $44,364 at 6%; with 50% employer match about $44,364 at 4% or $29,576 at 6%; with 100% employer match about $33,273 at 4% or $22,182 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-150$1,212,372$325,334$2,169iApproximate average salary by contribution assumption: employee only about $54,222 at 4% or $36,148 at 6%; with 50% employer match about $36,148 at 4% or $24,099 at 6%; with 100% employer match about $27,111 at 4% or $18,074 at 6%.
Dct Inc. 401K Retirement Plan-26$990,556$73,944$2,844iApproximate average salary by contribution assumption: employee only about $71,100 at 4% or $47,400 at 6%; with 50% employer match about $47,400 at 4% or $31,600 at 6%; with 100% employer match about $35,550 at 4% or $23,700 at 6%.
20042189$2,482,182$612,099$3,239iApproximate average salary by contribution assumption: employee only about $80,965 at 4% or $53,977 at 6%; with 50% employer match about $53,977 at 4% or $35,985 at 6%; with 100% employer match about $40,483 at 4% or $26,988 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-189$1,608,900$540,322$2,859iApproximate average salary by contribution assumption: employee only about $71,471 at 4% or $47,647 at 6%; with 50% employer match about $47,647 at 4% or $31,765 at 6%; with 100% employer match about $35,736 at 4% or $23,824 at 6%.
Dct Inc. 401K Retirement Plan-22$873,282$71,777$3,263iApproximate average salary by contribution assumption: employee only about $81,565 at 4% or $54,377 at 6%; with 50% employer match about $54,377 at 4% or $36,251 at 6%; with 100% employer match about $40,782 at 4% or $27,188 at 6%.
20032254$2,279,876$664,698$2,617iApproximate average salary by contribution assumption: employee only about $65,423 at 4% or $43,615 at 6%; with 50% employer match about $43,615 at 4% or $29,077 at 6%; with 100% employer match about $32,712 at 4% or $21,808 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-254$1,503,295$589,220$2,320iApproximate average salary by contribution assumption: employee only about $57,994 at 4% or $38,663 at 6%; with 50% employer match about $38,663 at 4% or $25,775 at 6%; with 100% employer match about $28,997 at 4% or $19,331 at 6%.
Dct Inc. 401K Retirement Plan-26$776,581$75,478$2,903iApproximate average salary by contribution assumption: employee only about $72,575 at 4% or $48,383 at 6%; with 50% employer match about $48,383 at 4% or $32,256 at 6%; with 100% employer match about $36,288 at 4% or $24,192 at 6%.
20022253$1,588,211$631,059$2,494iApproximate average salary by contribution assumption: employee only about $62,358 at 4% or $41,572 at 6%; with 50% employer match about $41,572 at 4% or $27,714 at 6%; with 100% employer match about $31,179 at 4% or $20,786 at 6%.
Dct Incorporated 401(K) Profit Sharing Plan-253$991,497$546,151$2,159iApproximate average salary by contribution assumption: employee only about $53,967 at 4% or $35,978 at 6%; with 50% employer match about $35,978 at 4% or $23,986 at 6%; with 100% employer match about $26,984 at 4% or $17,989 at 6%.
Dct Inc. 401K Retirement Plan-28$596,714$84,908$3,032iApproximate average salary by contribution assumption: employee only about $75,811 at 4% or $50,540 at 6%; with 50% employer match about $50,540 at 4% or $33,694 at 6%; with 100% employer match about $37,905 at 4% or $25,270 at 6%.
2001327$0$0-
Dct Inc. 401K Retirement Plan-27---
Dct Incorporated 401(K) Profit Sharing Plan-0---
Dct Inc. 401K Retirement Plan-27---
2000289$0$0-
Dct Incorporated 401(K) Profit Sharing Plan-89---
Dct Inc. 401K Retirement Plan-32---
1999127$668,202$119,489$4,426iApproximate average salary by contribution assumption: employee only about $110,638 at 4% or $73,759 at 6%; with 50% employer match about $73,759 at 4% or $49,172 at 6%; with 100% employer match about $55,319 at 4% or $36,879 at 6%.
Dct Inc. 401K Retirement Plan-27$668,202$119,489$4,426iApproximate average salary by contribution assumption: employee only about $110,638 at 4% or $73,759 at 6%; with 50% employer match about $73,759 at 4% or $49,172 at 6%; with 100% employer match about $55,319 at 4% or $36,879 at 6%.