Cascades USA Inc.
Plan context: Cascades 401(K) Savings and Retirement Plan
EIN 68-0592968 • Waterford, NY • 62 filings • 21 plans
Current Snapshot
Latest Year
2024
2024 Participants
2,056
2024 Assets
$229,270,576
2024 Contributions
$19,651,172
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 3 | 2,056 | $229,270,576 | $19,651,172 | $9,558iApproximate average salary by contribution assumption: employee only about $238,949 at 4% or $159,299 at 6%; with 50% employer match about $159,299 at 4% or $106,200 at 6%; with 100% employer match about $119,475 at 4% or $79,650 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 1,783 | $174,796,198 | $14,878,250 | $8,345iApproximate average salary by contribution assumption: employee only about $208,613 at 4% or $139,075 at 6%; with 50% employer match about $139,075 at 4% or $92,717 at 6%; with 100% employer match about $104,306 at 4% or $69,538 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 903 | $54,474,378 | $4,772,922 | $5,286iApproximate average salary by contribution assumption: employee only about $132,141 at 4% or $88,094 at 6%; with 50% employer match about $88,094 at 4% or $58,729 at 6%; with 100% employer match about $66,070 at 4% or $44,047 at 6%. |
| Cascades USA Health and Welfare Plan | - | 2,056 | - | - | - |
| 2023 | 3 | 1,805 | $211,018,208 | $20,045,012 | $11,105iApproximate average salary by contribution assumption: employee only about $277,632 at 4% or $185,088 at 6%; with 50% employer match about $185,088 at 4% or $123,392 at 6%; with 100% employer match about $138,816 at 4% or $92,544 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 1,517 | $162,435,400 | $15,866,203 | $10,459iApproximate average salary by contribution assumption: employee only about $261,473 at 4% or $174,316 at 6%; with 50% employer match about $174,316 at 4% or $116,210 at 6%; with 100% employer match about $130,737 at 4% or $87,158 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 746 | $48,582,808 | $4,178,809 | $5,602iApproximate average salary by contribution assumption: employee only about $140,041 at 4% or $93,360 at 6%; with 50% employer match about $93,360 at 4% or $62,240 at 6%; with 100% employer match about $70,020 at 4% or $46,680 at 6%. |
| Cascades USA Health and Welfare Plan | - | 1,805 | - | - | - |
| 2022 | 3 | 2,288 | $187,208,390 | $20,025,462 | $8,752iApproximate average salary by contribution assumption: employee only about $218,810 at 4% or $145,873 at 6%; with 50% employer match about $145,873 at 4% or $97,249 at 6%; with 100% employer match about $109,405 at 4% or $72,937 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 2,288 | $143,618,192 | $15,853,151 | $6,929iApproximate average salary by contribution assumption: employee only about $173,221 at 4% or $115,480 at 6%; with 50% employer match about $115,480 at 4% or $76,987 at 6%; with 100% employer match about $86,610 at 4% or $57,740 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 972 | $43,590,198 | $4,172,311 | $4,293iApproximate average salary by contribution assumption: employee only about $107,313 at 4% or $71,542 at 6%; with 50% employer match about $71,542 at 4% or $47,694 at 6%; with 100% employer match about $53,656 at 4% or $35,771 at 6%. |
| Cascades USA Health and Welfare Plan | - | 2,022 | - | - | - |
| 2021 | 3 | 2,081 | $231,147,036 | $18,292,508 | $8,790iApproximate average salary by contribution assumption: employee only about $219,756 at 4% or $146,504 at 6%; with 50% employer match about $146,504 at 4% or $97,669 at 6%; with 100% employer match about $109,878 at 4% or $73,252 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 2,081 | $176,478,231 | $14,068,535 | $6,760iApproximate average salary by contribution assumption: employee only about $169,012 at 4% or $112,674 at 6%; with 50% employer match about $112,674 at 4% or $75,116 at 6%; with 100% employer match about $84,506 at 4% or $56,337 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 762 | $54,668,805 | $4,223,973 | $5,543iApproximate average salary by contribution assumption: employee only about $138,582 at 4% or $92,388 at 6%; with 50% employer match about $92,388 at 4% or $61,592 at 6%; with 100% employer match about $69,291 at 4% or $46,194 at 6%. |
| Cascades USA Health and Welfare Plan | - | 1,952 | - | - | - |
| 2020 | 3 | 2,074 | $218,996,719 | $20,817,587 | $10,037iApproximate average salary by contribution assumption: employee only about $250,935 at 4% or $167,290 at 6%; with 50% employer match about $167,290 at 4% or $111,527 at 6%; with 100% employer match about $125,468 at 4% or $83,645 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 2,074 | $160,890,301 | $15,953,168 | $7,692iApproximate average salary by contribution assumption: employee only about $192,300 at 4% or $128,200 at 6%; with 50% employer match about $128,200 at 4% or $85,466 at 6%; with 100% employer match about $96,150 at 4% or $64,100 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 1,016 | $58,106,418 | $4,864,419 | $4,788iApproximate average salary by contribution assumption: employee only about $119,695 at 4% or $79,797 at 6%; with 50% employer match about $79,797 at 4% or $53,198 at 6%; with 100% employer match about $59,848 at 4% or $39,898 at 6%. |
| Cascades USA Health and Welfare Plan | - | 1,761 | - | - | - |
| 2019 | 3 | 2,326 | $186,512,709 | $29,871,278 | $12,842iApproximate average salary by contribution assumption: employee only about $321,058 at 4% or $214,039 at 6%; with 50% employer match about $214,039 at 4% or $142,693 at 6%; with 100% employer match about $160,529 at 4% or $107,019 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 2,326 | $136,112,831 | $19,206,172 | $8,257iApproximate average salary by contribution assumption: employee only about $206,429 at 4% or $137,619 at 6%; with 50% employer match about $137,619 at 4% or $91,746 at 6%; with 100% employer match about $103,215 at 4% or $68,810 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 1,114 | $50,399,878 | $10,665,106 | $9,574iApproximate average salary by contribution assumption: employee only about $239,343 at 4% or $159,562 at 6%; with 50% employer match about $159,562 at 4% or $106,374 at 6%; with 100% employer match about $119,671 at 4% or $79,781 at 6%. |
| Cascades USA Health and Welfare Plan | - | 2,000 | - | - | - |
| 2018 | 3 | 3,309 | $140,458,056 | $15,865,335 | $4,795iApproximate average salary by contribution assumption: employee only about $119,865 at 4% or $79,910 at 6%; with 50% employer match about $79,910 at 4% or $53,273 at 6%; with 100% employer match about $59,933 at 4% or $39,955 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 1,910 | $104,781,927 | $12,447,583 | $6,517iApproximate average salary by contribution assumption: employee only about $162,926 at 4% or $108,618 at 6%; with 50% employer match about $108,618 at 4% or $72,412 at 6%; with 100% employer match about $81,463 at 4% or $54,309 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 681 | $35,676,129 | $3,417,752 | $5,019iApproximate average salary by contribution assumption: employee only about $125,468 at 4% or $83,645 at 6%; with 50% employer match about $83,645 at 4% or $55,764 at 6%; with 100% employer match about $62,734 at 4% or $41,823 at 6%. |
| Cascades USA Health and Welfare Plan | - | 3,309 | - | - | - |
| 2017 | 3 | 2,436 | $145,318,793 | $14,121,198 | $5,797iApproximate average salary by contribution assumption: employee only about $144,922 at 4% or $96,615 at 6%; with 50% employer match about $96,615 at 4% or $64,410 at 6%; with 100% employer match about $72,461 at 4% or $48,307 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 1,547 | $107,947,770 | $11,118,845 | $7,187iApproximate average salary by contribution assumption: employee only about $179,684 at 4% or $119,789 at 6%; with 50% employer match about $119,789 at 4% or $79,860 at 6%; with 100% employer match about $89,842 at 4% or $59,895 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 636 | $37,371,023 | $3,002,353 | $4,721iApproximate average salary by contribution assumption: employee only about $118,017 at 4% or $78,678 at 6%; with 50% employer match about $78,678 at 4% or $52,452 at 6%; with 100% employer match about $59,009 at 4% or $39,339 at 6%. |
| Cascades USA Health and Welfare Plan | - | 2,436 | - | - | - |
| 2016 | 2 | 1,468 | $120,377,559 | $13,224,634 | $9,009iApproximate average salary by contribution assumption: employee only about $225,215 at 4% or $150,143 at 6%; with 50% employer match about $150,143 at 4% or $100,096 at 6%; with 100% employer match about $112,608 at 4% or $75,072 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 1,468 | $88,650,141 | $10,376,177 | $7,068iApproximate average salary by contribution assumption: employee only about $176,706 at 4% or $117,804 at 6%; with 50% employer match about $117,804 at 4% or $78,536 at 6%; with 100% employer match about $88,353 at 4% or $58,902 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 658 | $31,727,418 | $2,848,457 | $4,329iApproximate average salary by contribution assumption: employee only about $108,224 at 4% or $72,149 at 6%; with 50% employer match about $72,149 at 4% or $48,100 at 6%; with 100% employer match about $54,112 at 4% or $36,075 at 6%. |
| 2015 | 2 | 1,556 | $111,508,779 | $11,552,659 | $7,425iApproximate average salary by contribution assumption: employee only about $185,615 at 4% or $123,743 at 6%; with 50% employer match about $123,743 at 4% or $82,495 at 6%; with 100% employer match about $92,807 at 4% or $61,872 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 1,556 | $83,259,859 | $9,809,630 | $6,304iApproximate average salary by contribution assumption: employee only about $157,610 at 4% or $105,073 at 6%; with 50% employer match about $105,073 at 4% or $70,049 at 6%; with 100% employer match about $78,805 at 4% or $52,537 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 537 | $28,248,920 | $1,743,029 | $3,246iApproximate average salary by contribution assumption: employee only about $81,147 at 4% or $54,098 at 6%; with 50% employer match about $54,098 at 4% or $36,065 at 6%; with 100% employer match about $40,573 at 4% or $27,049 at 6%. |
| 2014 | 2 | 1,557 | $100,023,514 | $10,429,414 | $6,698iApproximate average salary by contribution assumption: employee only about $167,460 at 4% or $111,640 at 6%; with 50% employer match about $111,640 at 4% or $74,427 at 6%; with 100% employer match about $83,730 at 4% or $55,820 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 1,557 | $80,518,938 | $9,107,718 | $5,850iApproximate average salary by contribution assumption: employee only about $146,238 at 4% or $97,492 at 6%; with 50% employer match about $97,492 at 4% or $64,995 at 6%; with 100% employer match about $73,119 at 4% or $48,746 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 475 | $19,504,576 | $1,321,696 | $2,783iApproximate average salary by contribution assumption: employee only about $69,563 at 4% or $46,375 at 6%; with 50% employer match about $46,375 at 4% or $30,917 at 6%; with 100% employer match about $34,781 at 4% or $23,188 at 6%. |
| 2013 | 2 | 1,498 | $81,561,644 | $8,875,996 | $5,925iApproximate average salary by contribution assumption: employee only about $148,131 at 4% or $98,754 at 6%; with 50% employer match about $98,754 at 4% or $65,836 at 6%; with 100% employer match about $74,065 at 4% or $49,377 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 1,498 | $73,631,692 | $8,201,706 | $5,475iApproximate average salary by contribution assumption: employee only about $136,878 at 4% or $91,252 at 6%; with 50% employer match about $91,252 at 4% or $60,834 at 6%; with 100% employer match about $68,439 at 4% or $45,626 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 275 | $7,929,952 | $674,290 | $2,452iApproximate average salary by contribution assumption: employee only about $61,299 at 4% or $40,866 at 6%; with 50% employer match about $40,866 at 4% or $27,244 at 6%; with 100% employer match about $30,650 at 4% or $20,433 at 6%. |
| 2012 | 7 | 1,349 | $56,964,272 | $6,669,594 | $4,944iApproximate average salary by contribution assumption: employee only about $123,603 at 4% or $82,402 at 6%; with 50% employer match about $82,402 at 4% or $54,934 at 6%; with 100% employer match about $61,801 at 4% or $41,201 at 6%. |
| Boralex 401(K) Savings & Retirement Plan | - | 5 | $26,155,079 | $2,490,973 | $498,195iApproximate average salary by contribution assumption: employee only about $12,454,865 at 4% or $8,303,243 at 6%; with 50% employer match about $8,303,243 at 4% or $5,535,496 at 6%; with 100% employer match about $6,227,433 at 4% or $4,151,622 at 6%. |
| CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 5.0 | - | 3 | $15,019,392 | $1,299,185 | $433,062iApproximate average salary by contribution assumption: employee only about $10,826,542 at 4% or $7,217,694 at 6%; with 50% employer match about $7,217,694 at 4% or $4,811,796 at 6%; with 100% employer match about $5,413,271 at 4% or $3,608,847 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 1,349 | $9,376,131 | $1,900,501 | $1,409iApproximate average salary by contribution assumption: employee only about $35,221 at 4% or $23,480 at 6%; with 50% employer match about $23,480 at 4% or $15,654 at 6%; with 100% employer match about $17,610 at 4% or $11,740 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 233 | $6,413,670 | $727,370 | $3,122iApproximate average salary by contribution assumption: employee only about $78,044 at 4% or $52,029 at 6%; with 50% employer match about $52,029 at 4% or $34,686 at 6%; with 100% employer match about $39,022 at 4% or $26,015 at 6%. |
| Boralex 401(K) Savings & Retirement Plan | - | 0 | - | $251,565 | - |
| CASCADES 401K SAVINGS AND RETIREMENT PLAN OPTION AT 5.0 PERCENT | - | 0 | - | - | - |
| Boralex 401(K) Savings & Retirement Plan | - | 0 | - | - | - |
| 2011 | 7 | 567 | $115,449,645 | $12,427,350 | $21,918iApproximate average salary by contribution assumption: employee only about $547,943 at 4% or $365,295 at 6%; with 50% employer match about $365,295 at 4% or $243,530 at 6%; with 100% employer match about $273,972 at 4% or $182,648 at 6%. |
| DOPACO, INC. PROFIT SHARING & 401(K) RETIREMENT PLAN AND TRUST | - | 567 | $53,162,920 | $4,727,694 | $8,338iApproximate average salary by contribution assumption: employee only about $208,452 at 4% or $138,968 at 6%; with 50% employer match about $138,968 at 4% or $92,645 at 6%; with 100% employer match about $104,226 at 4% or $69,484 at 6%. |
| Boralex 401(K) Savings & Retirement Plan | - | 408 | $23,337,057 | $2,410,896 | $5,909iApproximate average salary by contribution assumption: employee only about $147,726 at 4% or $98,484 at 6%; with 50% employer match about $98,484 at 4% or $65,656 at 6%; with 100% employer match about $73,863 at 4% or $49,242 at 6%. |
| CASCADES 401(K) SAVINGS AND RETIREMENT PLAN- OPTION AT 5.0 | - | 284 | $13,161,137 | $1,305,007 | $4,595iApproximate average salary by contribution assumption: employee only about $114,877 at 4% or $76,585 at 6%; with 50% employer match about $76,585 at 4% or $51,057 at 6%; with 100% employer match about $57,439 at 4% or $38,292 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 426 | $10,589,519 | $2,089,463 | $4,905iApproximate average salary by contribution assumption: employee only about $122,621 at 4% or $81,747 at 6%; with 50% employer match about $81,747 at 4% or $54,498 at 6%; with 100% employer match about $61,311 at 4% or $40,874 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 351 | $8,968,295 | $1,187,919 | $3,384iApproximate average salary by contribution assumption: employee only about $84,610 at 4% or $56,406 at 6%; with 50% employer match about $56,406 at 4% or $37,604 at 6%; with 100% employer match about $42,305 at 4% or $28,203 at 6%. |
| Boralex 401(K) Savings & Retirement Plan | - | 115 | $6,230,717 | $706,371 | $6,142iApproximate average salary by contribution assumption: employee only about $153,559 at 4% or $102,373 at 6%; with 50% employer match about $102,373 at 4% or $68,248 at 6%; with 100% employer match about $76,779 at 4% or $51,186 at 6%. |
| CASCADES 401(K) SAVINGS AND RETIREMENT PLAN AT 4 - HEBRON | - | 0 | - | - | - |
| 2010 | 6 | 475 | $56,301,434 | $7,153,387 | $15,060iApproximate average salary by contribution assumption: employee only about $376,494 at 4% or $250,996 at 6%; with 50% employer match about $250,996 at 4% or $167,331 at 6%; with 100% employer match about $188,247 at 4% or $125,498 at 6%. |
| Boralex 401(K) Savings & Retirement Plan | - | 475 | $24,885,467 | $2,578,019 | $5,427iApproximate average salary by contribution assumption: employee only about $135,685 at 4% or $90,457 at 6%; with 50% employer match about $90,457 at 4% or $60,305 at 6%; with 100% employer match about $67,843 at 4% or $45,228 at 6%. |
| CASCADES 401K SAVINGS AND RETIREMENT PLAN- OPTION AT 50 | - | 279 | $13,126,343 | $1,257,190 | $4,506iApproximate average salary by contribution assumption: employee only about $112,651 at 4% or $75,101 at 6%; with 50% employer match about $75,101 at 4% or $50,067 at 6%; with 100% employer match about $56,326 at 4% or $37,550 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 347 | $8,678,923 | $1,314,622 | $3,789iApproximate average salary by contribution assumption: employee only about $94,713 at 4% or $63,142 at 6%; with 50% employer match about $63,142 at 4% or $42,095 at 6%; with 100% employer match about $47,357 at 4% or $31,571 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 350 | $6,720,998 | $1,585,631 | $4,530iApproximate average salary by contribution assumption: employee only about $113,259 at 4% or $75,506 at 6%; with 50% employer match about $75,506 at 4% or $50,337 at 6%; with 100% employer match about $56,630 at 4% or $37,753 at 6%. |
| CASCADES 401K SAVINGS AND RETIREMENT PLAN AT 4 -HEBRON | - | 90 | $2,889,703 | $417,925 | $4,644iApproximate average salary by contribution assumption: employee only about $116,090 at 4% or $77,394 at 6%; with 50% employer match about $77,394 at 4% or $51,596 at 6%; with 100% employer match about $58,045 at 4% or $38,697 at 6%. |
| CASCADES 401K SAVINGS AND RETIREMENT PLAN AT 4 -HEBRON | - | - | - | - | - |
| 2009 | 6 | 491 | $47,900,435 | $6,850,012 | $13,951iApproximate average salary by contribution assumption: employee only about $348,779 at 4% or $232,519 at 6%; with 50% employer match about $232,519 at 4% or $155,013 at 6%; with 100% employer match about $174,389 at 4% or $116,260 at 6%. |
| Boralex 401(K) Savings & Retirement Plan | - | 491 | $21,958,104 | $2,431,659 | $4,952iApproximate average salary by contribution assumption: employee only about $123,812 at 4% or $82,541 at 6%; with 50% employer match about $82,541 at 4% or $55,027 at 6%; with 100% employer match about $61,906 at 4% or $41,271 at 6%. |
| CASCADES 401K SAVINGS AND RETIREMENT PLAN- OPTION AT 50 | - | 276 | $11,511,459 | $1,277,636 | $4,629iApproximate average salary by contribution assumption: employee only about $115,728 at 4% or $77,152 at 6%; with 50% employer match about $77,152 at 4% or $51,435 at 6%; with 100% employer match about $57,864 at 4% or $38,576 at 6%. |
| Cascades Union Employees 401(K) Plan | - | 355 | $7,257,893 | $926,792 | $2,611iApproximate average salary by contribution assumption: employee only about $65,267 at 4% or $43,511 at 6%; with 50% employer match about $43,511 at 4% or $29,008 at 6%; with 100% employer match about $32,634 at 4% or $21,756 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 311 | $4,483,813 | $1,395,694 | $4,488iApproximate average salary by contribution assumption: employee only about $112,194 at 4% or $74,796 at 6%; with 50% employer match about $74,796 at 4% or $49,864 at 6%; with 100% employer match about $56,097 at 4% or $37,398 at 6%. |
| CASCADES 401K SAVINGS AND RETIREMENT PLAN AT 4 -HEBRON | - | 96 | $2,689,166 | $477,678 | $4,976iApproximate average salary by contribution assumption: employee only about $124,395 at 4% or $82,930 at 6%; with 50% employer match about $82,930 at 4% or $55,287 at 6%; with 100% employer match about $62,198 at 4% or $41,465 at 6%. |
| NORAMPAC INDUSTRIES INC 401K PROFIT SHARING RETIREMENT PLAN | - | - | - | $340,553 | - |
| 2008 | 4 | 465 | $30,276,886 | $5,188,024 | $11,157iApproximate average salary by contribution assumption: employee only about $278,926 at 4% or $185,951 at 6%; with 50% employer match about $185,951 at 4% or $123,967 at 6%; with 100% employer match about $139,463 at 4% or $92,975 at 6%. |
| Boralex 401(K) Savings & Retirement Plan | - | 465 | $16,930,913 | $2,509,470 | $5,397iApproximate average salary by contribution assumption: employee only about $134,918 at 4% or $89,945 at 6%; with 50% employer match about $89,945 at 4% or $59,963 at 6%; with 100% employer match about $67,459 at 4% or $44,973 at 6%. |
| CASCADES 401 K SAVINGS AND RETIREMENT PLAN- OPTION AT 5.0% | - | 227 | $8,929,476 | $1,161,271 | $5,116iApproximate average salary by contribution assumption: employee only about $127,893 at 4% or $85,262 at 6%; with 50% employer match about $85,262 at 4% or $56,841 at 6%; with 100% employer match about $63,947 at 4% or $42,631 at 6%. |
| Cascades 401(K) Savings and Retirement Plan | - | 302 | $2,517,428 | $1,134,682 | $3,757iApproximate average salary by contribution assumption: employee only about $93,931 at 4% or $62,620 at 6%; with 50% employer match about $62,620 at 4% or $41,747 at 6%; with 100% employer match about $46,965 at 4% or $31,310 at 6%. |
| CASCADES 401K SAVINGS AND RETIREMENT PLAN AT 4 -HEBRON | - | 108 | $1,899,069 | $382,601 | $3,543iApproximate average salary by contribution assumption: employee only about $88,565 at 4% or $59,043 at 6%; with 50% employer match about $59,043 at 4% or $39,362 at 6%; with 100% employer match about $44,283 at 4% or $29,522 at 6%. |