Civic Intelligence

Ray Consulting Group Inc.

Plan context: Ray Consulting Group 401(K) Plan

EIN 68-0557950 • Chesterton, IN • 25 filings • 4 plans

1726 Armour Ct.Chesterton, IN 46304
Current Snapshot

Latest Year

2025

2025 Participants

4

2025 Assets

$6,472,906

2025 Contributions

$1,673,119

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$6,472,906$3,236,453$0201020182025YearValue
$6,472,906Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420201020182025YearValue
4Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202524$6,472,906$1,673,119$418,280iApproximate average salary by contribution assumption: employee only about $10,456,994 at 4% or $6,971,329 at 6%; with 50% employer match about $6,971,329 at 4% or $4,647,553 at 6%; with 100% employer match about $5,228,497 at 4% or $3,485,665 at 6%.
Ray Consulting Group 401(K) Plan-4$4,920,007$1,573,119$393,280iApproximate average salary by contribution assumption: employee only about $9,831,994 at 4% or $6,554,663 at 6%; with 50% employer match about $6,554,663 at 4% or $4,369,775 at 6%; with 100% employer match about $4,915,997 at 4% or $3,277,331 at 6%.
Ray Consulting Group Inc. Cash Balance Plan-2$1,552,899$100,000$50,000iApproximate average salary by contribution assumption: employee only about $1,250,000 at 4% or $833,333 at 6%; with 50% employer match about $833,333 at 4% or $555,556 at 6%; with 100% employer match about $625,000 at 4% or $416,667 at 6%.
202422$3,990,415$271,200$135,600iApproximate average salary by contribution assumption: employee only about $3,390,000 at 4% or $2,260,000 at 6%; with 50% employer match about $2,260,000 at 4% or $1,506,667 at 6%; with 100% employer match about $1,695,000 at 4% or $1,130,000 at 6%.
Ray Consulting Group 401(K) Plan-2$2,757,147$153,000$76,500iApproximate average salary by contribution assumption: employee only about $1,912,500 at 4% or $1,275,000 at 6%; with 50% employer match about $1,275,000 at 4% or $850,000 at 6%; with 100% employer match about $956,250 at 4% or $637,500 at 6%.
Ray Consulting Group Inc. Cash Balance Plan-2$1,233,268$118,200$59,100iApproximate average salary by contribution assumption: employee only about $1,477,500 at 4% or $985,000 at 6%; with 50% employer match about $985,000 at 4% or $656,667 at 6%; with 100% employer match about $738,750 at 4% or $492,500 at 6%.
202322$3,200,658$249,500$124,750iApproximate average salary by contribution assumption: employee only about $3,118,750 at 4% or $2,079,167 at 6%; with 50% employer match about $2,079,167 at 4% or $1,386,111 at 6%; with 100% employer match about $1,559,375 at 4% or $1,039,583 at 6%.
Ray Consulting Group 401(K) Plan-2$2,190,754$139,500$69,750iApproximate average salary by contribution assumption: employee only about $1,743,750 at 4% or $1,162,500 at 6%; with 50% employer match about $1,162,500 at 4% or $775,000 at 6%; with 100% employer match about $871,875 at 4% or $581,250 at 6%.
Ray Consulting Group Inc. Cash Balance Plan-2$1,009,904$110,000$55,000iApproximate average salary by contribution assumption: employee only about $1,375,000 at 4% or $916,667 at 6%; with 50% employer match about $916,667 at 4% or $611,111 at 6%; with 100% employer match about $687,500 at 4% or $458,333 at 6%.
202222$2,532,096$366,000$183,000iApproximate average salary by contribution assumption: employee only about $4,575,000 at 4% or $3,050,000 at 6%; with 50% employer match about $3,050,000 at 4% or $2,033,333 at 6%; with 100% employer match about $2,287,500 at 4% or $1,525,000 at 6%.
Ray Consulting Group 401(K) Plan-2$1,703,873$122,000$61,000iApproximate average salary by contribution assumption: employee only about $1,525,000 at 4% or $1,016,667 at 6%; with 50% employer match about $1,016,667 at 4% or $677,778 at 6%; with 100% employer match about $762,500 at 4% or $508,333 at 6%.
Ray Consulting Group Inc. Cash Balance Plan-2$828,223$244,000$122,000iApproximate average salary by contribution assumption: employee only about $3,050,000 at 4% or $2,033,333 at 6%; with 50% employer match about $2,033,333 at 4% or $1,355,556 at 6%; with 100% employer match about $1,525,000 at 4% or $1,016,667 at 6%.
202122$2,467,731$463,918$231,959iApproximate average salary by contribution assumption: employee only about $5,798,975 at 4% or $3,865,983 at 6%; with 50% employer match about $3,865,983 at 4% or $2,577,322 at 6%; with 100% employer match about $2,899,488 at 4% or $1,932,992 at 6%.
Ray Consulting Group 401(K) Plan-2$1,834,063$233,918$116,959iApproximate average salary by contribution assumption: employee only about $2,923,975 at 4% or $1,949,317 at 6%; with 50% employer match about $1,949,317 at 4% or $1,299,544 at 6%; with 100% employer match about $1,461,988 at 4% or $974,658 at 6%.
Ray Consulting Group Inc. Cash Balance Plan-2$633,668$230,000$115,000iApproximate average salary by contribution assumption: employee only about $2,875,000 at 4% or $1,916,667 at 6%; with 50% employer match about $1,916,667 at 4% or $1,277,778 at 6%; with 100% employer match about $1,437,500 at 4% or $958,333 at 6%.
202022$1,697,332$298,475$149,238iApproximate average salary by contribution assumption: employee only about $3,730,938 at 4% or $2,487,292 at 6%; with 50% employer match about $2,487,292 at 4% or $1,658,194 at 6%; with 100% employer match about $1,865,469 at 4% or $1,243,646 at 6%.
Ray Consulting Group 401(K) Plan-2$1,319,501$72,600$36,300iApproximate average salary by contribution assumption: employee only about $907,500 at 4% or $605,000 at 6%; with 50% employer match about $605,000 at 4% or $403,333 at 6%; with 100% employer match about $453,750 at 4% or $302,500 at 6%.
RAY CONSULTING GROUP, INC. CASH BALANCE PLAN-2$377,831$225,875$112,938iApproximate average salary by contribution assumption: employee only about $2,823,438 at 4% or $1,882,292 at 6%; with 50% employer match about $1,882,292 at 4% or $1,254,861 at 6%; with 100% employer match about $1,411,719 at 4% or $941,146 at 6%.
201922$1,237,058$225,049$112,525iApproximate average salary by contribution assumption: employee only about $2,813,113 at 4% or $1,875,408 at 6%; with 50% employer match about $1,875,408 at 4% or $1,250,272 at 6%; with 100% employer match about $1,406,556 at 4% or $937,704 at 6%.
Ray Consulting Group 401(K) Plan-2$1,105,558$93,549$46,775iApproximate average salary by contribution assumption: employee only about $1,169,363 at 4% or $779,575 at 6%; with 50% employer match about $779,575 at 4% or $519,717 at 6%; with 100% employer match about $584,681 at 4% or $389,788 at 6%.
RAY CONSULTING GROUP, INC. CASH BALANCE PLAN-2$131,500$131,500$65,750iApproximate average salary by contribution assumption: employee only about $1,643,750 at 4% or $1,095,833 at 6%; with 50% employer match about $1,095,833 at 4% or $730,556 at 6%; with 100% employer match about $821,875 at 4% or $547,917 at 6%.
201812$818,922$83,720$41,860iApproximate average salary by contribution assumption: employee only about $1,046,500 at 4% or $697,667 at 6%; with 50% employer match about $697,667 at 4% or $465,111 at 6%; with 100% employer match about $523,250 at 4% or $348,833 at 6%.
Ray Consulting Group 401(K) Plan-2$818,922$83,720$41,860iApproximate average salary by contribution assumption: employee only about $1,046,500 at 4% or $697,667 at 6%; with 50% employer match about $697,667 at 4% or $465,111 at 6%; with 100% employer match about $523,250 at 4% or $348,833 at 6%.
201712$799,753$105,424$52,712iApproximate average salary by contribution assumption: employee only about $1,317,800 at 4% or $878,533 at 6%; with 50% employer match about $878,533 at 4% or $585,689 at 6%; with 100% employer match about $658,900 at 4% or $439,267 at 6%.
Ray Consulting Group 401(K) Plan-2$799,753$105,424$52,712iApproximate average salary by contribution assumption: employee only about $1,317,800 at 4% or $878,533 at 6%; with 50% employer match about $878,533 at 4% or $585,689 at 6%; with 100% employer match about $658,900 at 4% or $439,267 at 6%.
201612$579,942$80,340$40,170iApproximate average salary by contribution assumption: employee only about $1,004,250 at 4% or $669,500 at 6%; with 50% employer match about $669,500 at 4% or $446,333 at 6%; with 100% employer match about $502,125 at 4% or $334,750 at 6%.
Ray Consulting Group 401(K) Plan-2$579,942$80,340$40,170iApproximate average salary by contribution assumption: employee only about $1,004,250 at 4% or $669,500 at 6%; with 50% employer match about $669,500 at 4% or $446,333 at 6%; with 100% employer match about $502,125 at 4% or $334,750 at 6%.
201512$456,279$78,580$39,290iApproximate average salary by contribution assumption: employee only about $982,250 at 4% or $654,833 at 6%; with 50% employer match about $654,833 at 4% or $436,556 at 6%; with 100% employer match about $491,125 at 4% or $327,417 at 6%.
Ray Consulting Group 401(K) Plan-2$456,279$78,580$39,290iApproximate average salary by contribution assumption: employee only about $982,250 at 4% or $654,833 at 6%; with 50% employer match about $654,833 at 4% or $436,556 at 6%; with 100% employer match about $491,125 at 4% or $327,417 at 6%.
201412$385,009$70,100$35,050iApproximate average salary by contribution assumption: employee only about $876,250 at 4% or $584,167 at 6%; with 50% employer match about $584,167 at 4% or $389,444 at 6%; with 100% employer match about $438,125 at 4% or $292,083 at 6%.
Ray Consulting Group 401(K) Plan-2$385,009$70,100$35,050iApproximate average salary by contribution assumption: employee only about $876,250 at 4% or $584,167 at 6%; with 50% employer match about $584,167 at 4% or $389,444 at 6%; with 100% employer match about $438,125 at 4% or $292,083 at 6%.
201312$294,093$85,300$42,650iApproximate average salary by contribution assumption: employee only about $1,066,250 at 4% or $710,833 at 6%; with 50% employer match about $710,833 at 4% or $473,889 at 6%; with 100% employer match about $533,125 at 4% or $355,417 at 6%.
Ray Consulting Group 401(K) Plan-2$294,093$85,300$42,650iApproximate average salary by contribution assumption: employee only about $1,066,250 at 4% or $710,833 at 6%; with 50% employer match about $710,833 at 4% or $473,889 at 6%; with 100% employer match about $533,125 at 4% or $355,417 at 6%.
201222$163,303$47,160$23,580iApproximate average salary by contribution assumption: employee only about $589,500 at 4% or $393,000 at 6%; with 50% employer match about $393,000 at 4% or $262,000 at 6%; with 100% employer match about $294,750 at 4% or $196,500 at 6%.
Ray Consulting Group 401(K) Plan-2$163,303$47,160$23,580iApproximate average salary by contribution assumption: employee only about $589,500 at 4% or $393,000 at 6%; with 50% employer match about $393,000 at 4% or $262,000 at 6%; with 100% employer match about $294,750 at 4% or $196,500 at 6%.
RAY CONSULTING GROUP, INC. PENSION PLAN-0$0$0-
201122$470,863$52,600$26,300iApproximate average salary by contribution assumption: employee only about $657,500 at 4% or $438,333 at 6%; with 50% employer match about $438,333 at 4% or $292,222 at 6%; with 100% employer match about $328,750 at 4% or $219,167 at 6%.
RAY CONSULTING GROUP, INC. PENSION PLAN-2$370,814$0-
Ray Consulting Group 401(K) Plan-2$100,049$52,600$26,300iApproximate average salary by contribution assumption: employee only about $657,500 at 4% or $438,333 at 6%; with 50% employer match about $438,333 at 4% or $292,222 at 6%; with 100% employer match about $328,750 at 4% or $219,167 at 6%.
201012$51,600$51,600$25,800iApproximate average salary by contribution assumption: employee only about $645,000 at 4% or $430,000 at 6%; with 50% employer match about $430,000 at 4% or $286,667 at 6%; with 100% employer match about $322,500 at 4% or $215,000 at 6%.
Ray Consulting Group 401(K) Plan-2$51,600$51,600$25,800iApproximate average salary by contribution assumption: employee only about $645,000 at 4% or $430,000 at 6%; with 50% employer match about $430,000 at 4% or $286,667 at 6%; with 100% employer match about $322,500 at 4% or $215,000 at 6%.