Risk-Based Decisions Inc.
Plan context: RISK-BASED DECISIONS, INC. 401(K) PROFIT SHARING PLAN
EIN 68-0362832 • Sacramento, CA • 19 filings • 4 plans
Current Snapshot
Latest Year
2023
2023 Participants
5
2023 Assets
$323,221
2023 Contributions
$45,360
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2023 | 1 | 0 | $0 | $0 | - |
| RISK-BASED DECISIONS, INC. 401(K) PROFIT SHARING PLAN | - | 0 | $0 | $0 | - |
| 2022 | 1 | 5 | $323,221 | $45,360 | $9,072iApproximate average salary by contribution assumption: employee only about $226,800 at 4% or $151,200 at 6%; with 50% employer match about $151,200 at 4% or $100,800 at 6%; with 100% employer match about $113,400 at 4% or $75,600 at 6%. |
| RISK-BASED DECISIONS, INC. 401(K) PROFIT SHARING PLAN | - | 5 | $323,221 | $45,360 | $9,072iApproximate average salary by contribution assumption: employee only about $226,800 at 4% or $151,200 at 6%; with 50% employer match about $151,200 at 4% or $100,800 at 6%; with 100% employer match about $113,400 at 4% or $75,600 at 6%. |
| 2021 | 1 | 5 | $339,762 | $73,712 | $14,742iApproximate average salary by contribution assumption: employee only about $368,560 at 4% or $245,707 at 6%; with 50% employer match about $245,707 at 4% or $163,804 at 6%; with 100% employer match about $184,280 at 4% or $122,853 at 6%. |
| RISK-BASED DECISIONS, INC. 401(K) PROFIT SHARING PLAN | - | 5 | $339,762 | $73,712 | $14,742iApproximate average salary by contribution assumption: employee only about $368,560 at 4% or $245,707 at 6%; with 50% employer match about $245,707 at 4% or $163,804 at 6%; with 100% employer match about $184,280 at 4% or $122,853 at 6%. |
| 2020 | 2 | 5 | $258,833 | $71,636 | $14,327iApproximate average salary by contribution assumption: employee only about $358,180 at 4% or $238,787 at 6%; with 50% employer match about $238,787 at 4% or $159,191 at 6%; with 100% employer match about $179,090 at 4% or $119,393 at 6%. |
| RISK-BASED DECISIONS, INC. 401(K) PROFIT SHARING PLAN | - | 5 | $258,833 | $71,636 | $14,327iApproximate average salary by contribution assumption: employee only about $358,180 at 4% or $238,787 at 6%; with 50% employer match about $238,787 at 4% or $159,191 at 6%; with 100% employer match about $179,090 at 4% or $119,393 at 6%. |
| RISK-BASED DECISIONS, INC. CASH BALANCE PENSION PLAN | - | 0 | $0 | - | - |
| 2019 | 2 | 4 | $694,382 | $153,094 | $38,274iApproximate average salary by contribution assumption: employee only about $956,838 at 4% or $637,892 at 6%; with 50% employer match about $637,892 at 4% or $425,261 at 6%; with 100% employer match about $478,419 at 4% or $318,946 at 6%. |
| RISK-BASED DECISIONS, INC. CASH BALANCE PENSION PLAN | - | 4 | $502,599 | $90,432 | $22,608iApproximate average salary by contribution assumption: employee only about $565,200 at 4% or $376,800 at 6%; with 50% employer match about $376,800 at 4% or $251,200 at 6%; with 100% employer match about $282,600 at 4% or $188,400 at 6%. |
| RISK-BASED DECISIONS, INC. 401(K) PROFIT SHARING PLAN | - | 4 | $191,783 | $62,662 | $15,666iApproximate average salary by contribution assumption: employee only about $391,638 at 4% or $261,092 at 6%; with 50% employer match about $261,092 at 4% or $174,061 at 6%; with 100% employer match about $195,819 at 4% or $130,546 at 6%. |
| 2018 | 2 | 4 | $542,195 | $265,105 | $66,276iApproximate average salary by contribution assumption: employee only about $1,656,906 at 4% or $1,104,604 at 6%; with 50% employer match about $1,104,604 at 4% or $736,403 at 6%; with 100% employer match about $828,453 at 4% or $552,302 at 6%. |
| RISK-BASED DECISIONS, INC. CASH BALANCE PLAN | - | 4 | $404,942 | $195,829 | $48,957iApproximate average salary by contribution assumption: employee only about $1,223,931 at 4% or $815,954 at 6%; with 50% employer match about $815,954 at 4% or $543,969 at 6%; with 100% employer match about $611,966 at 4% or $407,977 at 6%. |
| RISK-BASED DECISIONS, INC. 401(K) PROFIT SHARING PLAN | - | 4 | $137,253 | $69,276 | $17,319iApproximate average salary by contribution assumption: employee only about $432,975 at 4% or $288,650 at 6%; with 50% employer match about $288,650 at 4% or $192,433 at 6%; with 100% employer match about $216,488 at 4% or $144,325 at 6%. |
| 2017 | 2 | 3 | $287,949 | $287,626 | $95,875iApproximate average salary by contribution assumption: employee only about $2,396,883 at 4% or $1,597,922 at 6%; with 50% employer match about $1,597,922 at 4% or $1,065,281 at 6%; with 100% employer match about $1,198,442 at 4% or $798,961 at 6%. |
| RISK-BASED DECISIONS, INC. CASH BALANCE PLAN | - | 3 | $206,208 | $206,208 | $68,736iApproximate average salary by contribution assumption: employee only about $1,718,400 at 4% or $1,145,600 at 6%; with 50% employer match about $1,145,600 at 4% or $763,733 at 6%; with 100% employer match about $859,200 at 4% or $572,800 at 6%. |
| RISK-BASED DECISIONS, INC. 401(K) PROFIT SHARING PLAN | - | 3 | $81,741 | $81,418 | $27,139iApproximate average salary by contribution assumption: employee only about $678,483 at 4% or $452,322 at 6%; with 50% employer match about $452,322 at 4% or $301,548 at 6%; with 100% employer match about $339,242 at 4% or $226,161 at 6%. |
| 2010 | 1 | 0 | $0 | $0 | - |
| Risk-Based Decisions Inc. Profit Sharing Plan | - | 0 | $0 | - | - |
| 2009 | 1 | 5 | $126,870 | $0 | - |
| Risk-Based Decisions Inc. Profit Sharing Plan | - | 5 | $126,870 | - | - |
| 2008 | 1 | 0 | $71,208 | $25,000 | - |
| Risk-Based Decisions Inc. Profit Sharing Plan | - | 0 | $71,208 | $25,000 | - |
| 2007 | 1 | 5 | $226,800 | $0 | - |
| Risk-Based Decisions Inc. Profit Sharing Plan | - | 5 | $226,800 | - | - |
| 2006 | 1 | 6 | $170,735 | $57,775 | $9,629iApproximate average salary by contribution assumption: employee only about $240,729 at 4% or $160,486 at 6%; with 50% employer match about $160,486 at 4% or $106,991 at 6%; with 100% employer match about $120,365 at 4% or $80,243 at 6%. |
| Risk-Based Decisions Inc. Profit Sharing Plan | - | 6 | $170,735 | $57,775 | $9,629iApproximate average salary by contribution assumption: employee only about $240,729 at 4% or $160,486 at 6%; with 50% employer match about $160,486 at 4% or $106,991 at 6%; with 100% employer match about $120,365 at 4% or $80,243 at 6%. |
| 2005 | 1 | 6 | $143,686 | $0 | - |
| Risk-Based Decisions Inc. Profit Sharing Plan | - | 6 | $143,686 | - | - |
| 2004 | 1 | 6 | $96,348 | $55,000 | $9,167iApproximate average salary by contribution assumption: employee only about $229,167 at 4% or $152,778 at 6%; with 50% employer match about $152,778 at 4% or $101,852 at 6%; with 100% employer match about $114,583 at 4% or $76,389 at 6%. |
| Risk-Based Decisions Inc. Profit Sharing Plan | - | 6 | $96,348 | $55,000 | $9,167iApproximate average salary by contribution assumption: employee only about $229,167 at 4% or $152,778 at 6%; with 50% employer match about $152,778 at 4% or $101,852 at 6%; with 100% employer match about $114,583 at 4% or $76,389 at 6%. |
| 2003 | 1 | 6 | $35,000 | $35,000 | $5,833iApproximate average salary by contribution assumption: employee only about $145,833 at 4% or $97,222 at 6%; with 50% employer match about $97,222 at 4% or $64,815 at 6%; with 100% employer match about $72,917 at 4% or $48,611 at 6%. |
| Risk-Based Decisions Inc. Profit Sharing Plan | - | 6 | $35,000 | $35,000 | $5,833iApproximate average salary by contribution assumption: employee only about $145,833 at 4% or $97,222 at 6%; with 50% employer match about $97,222 at 4% or $64,815 at 6%; with 100% employer match about $72,917 at 4% or $48,611 at 6%. |