Civic Intelligence

Kernen Construction

Plan context: Kernen Construction Davis-Bacon Pension Plan and Trust

EIN 68-0013726 • Blue Lake, CA • 42 filings • 3 plans

PO Box 1340Blue Lake, CA 95525
Current Snapshot

Latest Year

2025

2025 Participants

68

2025 Assets

$3,699,916

2025 Contributions

$50,037

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$8,791,955$4,395,978$0199920132025YearValue
$3,699,916Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

99500199920132025YearValue
68Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025168$3,699,916$50,037$736iApproximate average salary by contribution assumption: employee only about $18,396 at 4% or $12,264 at 6%; with 50% employer match about $12,264 at 4% or $8,176 at 6%; with 100% employer match about $9,198 at 4% or $6,132 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-68$3,699,916$50,037$736iApproximate average salary by contribution assumption: employee only about $18,396 at 4% or $12,264 at 6%; with 50% employer match about $12,264 at 4% or $8,176 at 6%; with 100% employer match about $9,198 at 4% or $6,132 at 6%.
2024292$8,791,955$1,668,241$18,133iApproximate average salary by contribution assumption: employee only about $453,326 at 4% or $302,218 at 6%; with 50% employer match about $302,218 at 4% or $201,478 at 6%; with 100% employer match about $226,663 at 4% or $151,109 at 6%.
Kernen Construction Profit Sharing 401K Plan-92$4,658,444$241,043$2,620iApproximate average salary by contribution assumption: employee only about $65,501 at 4% or $43,667 at 6%; with 50% employer match about $43,667 at 4% or $29,111 at 6%; with 100% employer match about $32,750 at 4% or $21,834 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-87$4,133,511$1,427,198$16,405iApproximate average salary by contribution assumption: employee only about $410,114 at 4% or $273,410 at 6%; with 50% employer match about $273,410 at 4% or $182,273 at 6%; with 100% employer match about $205,057 at 4% or $136,705 at 6%.
2023286$7,056,767$426,448$4,959iApproximate average salary by contribution assumption: employee only about $123,967 at 4% or $82,645 at 6%; with 50% employer match about $82,645 at 4% or $55,097 at 6%; with 100% employer match about $61,984 at 4% or $41,322 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-65$3,532,958$173,831$2,674iApproximate average salary by contribution assumption: employee only about $66,858 at 4% or $44,572 at 6%; with 50% employer match about $44,572 at 4% or $29,715 at 6%; with 100% employer match about $33,429 at 4% or $22,286 at 6%.
Kernen Construction Profit Sharing 401K Plan-86$3,523,809$252,617$2,937iApproximate average salary by contribution assumption: employee only about $73,435 at 4% or $48,957 at 6%; with 50% employer match about $48,957 at 4% or $32,638 at 6%; with 100% employer match about $36,718 at 4% or $24,478 at 6%.
2022282$6,180,168$328,650$4,008iApproximate average salary by contribution assumption: employee only about $100,198 at 4% or $66,799 at 6%; with 50% employer match about $66,799 at 4% or $44,533 at 6%; with 100% employer match about $50,099 at 4% or $33,399 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-82$3,112,201$53,210$649iApproximate average salary by contribution assumption: employee only about $16,223 at 4% or $10,815 at 6%; with 50% employer match about $10,815 at 4% or $7,210 at 6%; with 100% employer match about $8,111 at 4% or $5,408 at 6%.
Kernen Construction Profit Sharing 401K Plan-75$3,067,967$275,440$3,673iApproximate average salary by contribution assumption: employee only about $91,813 at 4% or $61,209 at 6%; with 50% employer match about $61,209 at 4% or $40,806 at 6%; with 100% employer match about $45,907 at 4% or $30,604 at 6%.
2021299$6,953,172$735,022$7,424iApproximate average salary by contribution assumption: employee only about $185,612 at 4% or $123,741 at 6%; with 50% employer match about $123,741 at 4% or $82,494 at 6%; with 100% employer match about $92,806 at 4% or $61,871 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-99$3,703,068$515,016$5,202iApproximate average salary by contribution assumption: employee only about $130,055 at 4% or $86,703 at 6%; with 50% employer match about $86,703 at 4% or $57,802 at 6%; with 100% employer match about $65,027 at 4% or $43,352 at 6%.
Kernen Construction Profit Sharing 401K Plan-65$3,250,104$220,006$3,385iApproximate average salary by contribution assumption: employee only about $84,618 at 4% or $56,412 at 6%; with 50% employer match about $56,412 at 4% or $37,608 at 6%; with 100% employer match about $42,309 at 4% or $28,206 at 6%.
2020294$5,553,617$638,967$6,798iApproximate average salary by contribution assumption: employee only about $169,938 at 4% or $113,292 at 6%; with 50% employer match about $113,292 at 4% or $75,528 at 6%; with 100% employer match about $84,969 at 4% or $56,646 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-94$3,082,022$428,622$4,560iApproximate average salary by contribution assumption: employee only about $113,995 at 4% or $75,997 at 6%; with 50% employer match about $75,997 at 4% or $50,665 at 6%; with 100% employer match about $56,998 at 4% or $37,998 at 6%.
Kernen Construction Profit Sharing 401K Plan-67$2,471,595$210,345$3,139iApproximate average salary by contribution assumption: employee only about $78,487 at 4% or $52,325 at 6%; with 50% employer match about $52,325 at 4% or $34,883 at 6%; with 100% employer match about $39,243 at 4% or $26,162 at 6%.
2019272$4,584,284$917,791$12,747iApproximate average salary by contribution assumption: employee only about $318,677 at 4% or $212,452 at 6%; with 50% employer match about $212,452 at 4% or $141,634 at 6%; with 100% employer match about $159,339 at 4% or $106,226 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-72$2,737,301$739,352$10,269iApproximate average salary by contribution assumption: employee only about $256,719 at 4% or $171,146 at 6%; with 50% employer match about $171,146 at 4% or $114,098 at 6%; with 100% employer match about $128,360 at 4% or $85,573 at 6%.
Kernen Construction Profit Sharing 401K Plan-69$1,846,983$178,439$2,586iApproximate average salary by contribution assumption: employee only about $64,652 at 4% or $43,101 at 6%; with 50% employer match about $43,101 at 4% or $28,734 at 6%; with 100% employer match about $32,326 at 4% or $21,551 at 6%.
2018266$3,753,367$1,131,928$17,150iApproximate average salary by contribution assumption: employee only about $428,761 at 4% or $285,840 at 6%; with 50% employer match about $285,840 at 4% or $190,560 at 6%; with 100% employer match about $214,380 at 4% or $142,920 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-65$2,081,150$973,500$14,977iApproximate average salary by contribution assumption: employee only about $374,423 at 4% or $249,615 at 6%; with 50% employer match about $249,615 at 4% or $166,410 at 6%; with 100% employer match about $187,212 at 4% or $124,808 at 6%.
Kernen Construction Profit Sharing 401K Plan-66$1,672,217$158,428$2,400iApproximate average salary by contribution assumption: employee only about $60,011 at 4% or $40,007 at 6%; with 50% employer match about $40,007 at 4% or $26,671 at 6%; with 100% employer match about $30,005 at 4% or $20,004 at 6%.
2017286$5,135,966$973,940$11,325iApproximate average salary by contribution assumption: employee only about $283,122 at 4% or $188,748 at 6%; with 50% employer match about $188,748 at 4% or $125,832 at 6%; with 100% employer match about $141,561 at 4% or $94,374 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-86$2,630,385$791,043$9,198iApproximate average salary by contribution assumption: employee only about $229,954 at 4% or $153,303 at 6%; with 50% employer match about $153,303 at 4% or $102,202 at 6%; with 100% employer match about $114,977 at 4% or $76,651 at 6%.
Kernen Construction Profit Sharing 401K Plan-71$2,505,581$182,897$2,576iApproximate average salary by contribution assumption: employee only about $64,400 at 4% or $42,934 at 6%; with 50% employer match about $42,934 at 4% or $28,622 at 6%; with 100% employer match about $32,200 at 4% or $21,467 at 6%.
2016269$4,081,112$996,747$14,446iApproximate average salary by contribution assumption: employee only about $361,140 at 4% or $240,760 at 6%; with 50% employer match about $240,760 at 4% or $160,507 at 6%; with 100% employer match about $180,570 at 4% or $120,380 at 6%.
Kernen Construction Profit Sharing 401K Plan-69$2,177,259$172,747$2,504iApproximate average salary by contribution assumption: employee only about $62,589 at 4% or $41,726 at 6%; with 50% employer match about $41,726 at 4% or $27,818 at 6%; with 100% employer match about $31,295 at 4% or $20,863 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-63$1,903,853$824,000$13,079iApproximate average salary by contribution assumption: employee only about $326,984 at 4% or $217,989 at 6%; with 50% employer match about $217,989 at 4% or $145,326 at 6%; with 100% employer match about $163,492 at 4% or $108,995 at 6%.
2015269$3,977,911$178,494$2,587iApproximate average salary by contribution assumption: employee only about $64,672 at 4% or $43,114 at 6%; with 50% employer match about $43,114 at 4% or $28,743 at 6%; with 100% employer match about $32,336 at 4% or $21,557 at 6%.
Kernen Construction Profit Sharing 401K Plan-69$2,548,167$178,494$2,587iApproximate average salary by contribution assumption: employee only about $64,672 at 4% or $43,114 at 6%; with 50% employer match about $43,114 at 4% or $28,743 at 6%; with 100% employer match about $32,336 at 4% or $21,557 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-56$1,429,744--
2014274$4,083,508$512,852$6,930iApproximate average salary by contribution assumption: employee only about $173,261 at 4% or $115,507 at 6%; with 50% employer match about $115,507 at 4% or $77,005 at 6%; with 100% employer match about $86,630 at 4% or $57,754 at 6%.
Kernen Construction Profit Sharing 401K Plan-74$2,531,798$154,379$2,086iApproximate average salary by contribution assumption: employee only about $52,155 at 4% or $34,770 at 6%; with 50% employer match about $34,770 at 4% or $23,180 at 6%; with 100% employer match about $26,078 at 4% or $17,385 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-62$1,551,710$358,473$5,782iApproximate average salary by contribution assumption: employee only about $144,546 at 4% or $96,364 at 6%; with 50% employer match about $96,364 at 4% or $64,242 at 6%; with 100% employer match about $72,273 at 4% or $48,182 at 6%.
2013268$3,656,661$243,881$3,586iApproximate average salary by contribution assumption: employee only about $89,662 at 4% or $59,775 at 6%; with 50% employer match about $59,775 at 4% or $39,850 at 6%; with 100% employer match about $44,831 at 4% or $29,887 at 6%.
Kernen Construction Profit Sharing 401K Plan-68$2,320,419$167,208$2,459iApproximate average salary by contribution assumption: employee only about $61,474 at 4% or $40,982 at 6%; with 50% employer match about $40,982 at 4% or $27,322 at 6%; with 100% employer match about $30,737 at 4% or $20,491 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-59$1,336,242$76,673$1,300iApproximate average salary by contribution assumption: employee only about $32,489 at 4% or $21,659 at 6%; with 50% employer match about $21,659 at 4% or $14,439 at 6%; with 100% employer match about $16,244 at 4% or $10,830 at 6%.
2012271$2,942,890$452,742$6,377iApproximate average salary by contribution assumption: employee only about $159,416 at 4% or $106,277 at 6%; with 50% employer match about $106,277 at 4% or $70,852 at 6%; with 100% employer match about $79,708 at 4% or $53,139 at 6%.
Kernen Construction Profit Sharing 401K Plan-71$1,866,363$188,116$2,650iApproximate average salary by contribution assumption: employee only about $66,238 at 4% or $44,159 at 6%; with 50% employer match about $44,159 at 4% or $29,439 at 6%; with 100% employer match about $33,119 at 4% or $22,079 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-62$1,076,527$264,626$4,268iApproximate average salary by contribution assumption: employee only about $106,704 at 4% or $71,136 at 6%; with 50% employer match about $71,136 at 4% or $47,424 at 6%; with 100% employer match about $53,352 at 4% or $35,568 at 6%.
2011264$2,645,566$416,204$6,503iApproximate average salary by contribution assumption: employee only about $162,580 at 4% or $108,386 at 6%; with 50% employer match about $108,386 at 4% or $72,258 at 6%; with 100% employer match about $81,290 at 4% or $54,193 at 6%.
Kernen Construction Profit Sharing 401K Plan-64$1,854,797$179,339$2,802iApproximate average salary by contribution assumption: employee only about $70,054 at 4% or $46,703 at 6%; with 50% employer match about $46,703 at 4% or $31,135 at 6%; with 100% employer match about $35,027 at 4% or $23,351 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-56$790,769$236,865$4,230iApproximate average salary by contribution assumption: employee only about $105,743 at 4% or $70,496 at 6%; with 50% employer match about $70,496 at 4% or $46,997 at 6%; with 100% employer match about $52,872 at 4% or $35,248 at 6%.
2010276$2,598,923$586,103$7,712iApproximate average salary by contribution assumption: employee only about $192,797 at 4% or $128,531 at 6%; with 50% employer match about $128,531 at 4% or $85,688 at 6%; with 100% employer match about $96,399 at 4% or $64,266 at 6%.
Kernen Construction Profit Sharing 401K Plan-76$2,009,035$184,751$2,431iApproximate average salary by contribution assumption: employee only about $60,773 at 4% or $40,516 at 6%; with 50% employer match about $40,516 at 4% or $27,010 at 6%; with 100% employer match about $30,387 at 4% or $20,258 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-49$589,888$401,352$8,191iApproximate average salary by contribution assumption: employee only about $204,771 at 4% or $136,514 at 6%; with 50% employer match about $136,514 at 4% or $91,010 at 6%; with 100% employer match about $102,386 at 4% or $68,257 at 6%.
2009279$1,761,333$312,608$3,957iApproximate average salary by contribution assumption: employee only about $98,927 at 4% or $65,951 at 6%; with 50% employer match about $65,951 at 4% or $43,967 at 6%; with 100% employer match about $49,463 at 4% or $32,976 at 6%.
Kernen Construction Profit Sharing 401K Plan-79$1,617,879$184,098$2,330iApproximate average salary by contribution assumption: employee only about $58,259 at 4% or $38,839 at 6%; with 50% employer match about $38,839 at 4% or $25,893 at 6%; with 100% employer match about $29,129 at 4% or $19,420 at 6%.
Kernen Construction Davis-Bacon Pension Plan and Trust-38$143,454$128,510$3,382iApproximate average salary by contribution assumption: employee only about $84,546 at 4% or $56,364 at 6%; with 50% employer match about $56,364 at 4% or $37,576 at 6%; with 100% employer match about $42,273 at 4% or $28,182 at 6%.
2008161$1,227,725$249,491$4,090iApproximate average salary by contribution assumption: employee only about $102,250 at 4% or $68,167 at 6%; with 50% employer match about $68,167 at 4% or $45,445 at 6%; with 100% employer match about $51,125 at 4% or $34,083 at 6%.
Kernen Construction Profit Sharing 401K Plan-61$1,227,725$249,491$4,090iApproximate average salary by contribution assumption: employee only about $102,250 at 4% or $68,167 at 6%; with 50% employer match about $68,167 at 4% or $45,445 at 6%; with 100% employer match about $51,125 at 4% or $34,083 at 6%.
2007156$1,327,353$256,949$4,588iApproximate average salary by contribution assumption: employee only about $114,709 at 4% or $76,473 at 6%; with 50% employer match about $76,473 at 4% or $50,982 at 6%; with 100% employer match about $57,355 at 4% or $38,236 at 6%.
Kernen Construction Profit Sharing 401K Plan-56$1,327,353$256,949$4,588iApproximate average salary by contribution assumption: employee only about $114,709 at 4% or $76,473 at 6%; with 50% employer match about $76,473 at 4% or $50,982 at 6%; with 100% employer match about $57,355 at 4% or $38,236 at 6%.
2006144$1,028,283$235,109$5,343iApproximate average salary by contribution assumption: employee only about $133,585 at 4% or $89,056 at 6%; with 50% employer match about $89,056 at 4% or $59,371 at 6%; with 100% employer match about $66,792 at 4% or $44,528 at 6%.
Kernen Construction Profit Sharing 401K Plan-44$1,028,283$235,109$5,343iApproximate average salary by contribution assumption: employee only about $133,585 at 4% or $89,056 at 6%; with 50% employer match about $89,056 at 4% or $59,371 at 6%; with 100% employer match about $66,792 at 4% or $44,528 at 6%.
2005134$770,405$204,808$6,024iApproximate average salary by contribution assumption: employee only about $150,594 at 4% or $100,396 at 6%; with 50% employer match about $100,396 at 4% or $66,931 at 6%; with 100% employer match about $75,297 at 4% or $50,198 at 6%.
Kernen Construction Profit Sharing 401K Plan-34$770,405$204,808$6,024iApproximate average salary by contribution assumption: employee only about $150,594 at 4% or $100,396 at 6%; with 50% employer match about $100,396 at 4% or $66,931 at 6%; with 100% employer match about $75,297 at 4% or $50,198 at 6%.
2004134$559,399$175,753$5,169iApproximate average salary by contribution assumption: employee only about $129,230 at 4% or $86,153 at 6%; with 50% employer match about $86,153 at 4% or $57,436 at 6%; with 100% employer match about $64,615 at 4% or $43,077 at 6%.
Kernen Construction Profit Sharing 401K Plan-34$559,399$175,753$5,169iApproximate average salary by contribution assumption: employee only about $129,230 at 4% or $86,153 at 6%; with 50% employer match about $86,153 at 4% or $57,436 at 6%; with 100% employer match about $64,615 at 4% or $43,077 at 6%.
2003129$357,957$51,432$1,774iApproximate average salary by contribution assumption: employee only about $44,338 at 4% or $29,559 at 6%; with 50% employer match about $29,559 at 4% or $19,706 at 6%; with 100% employer match about $22,169 at 4% or $14,779 at 6%.
Kernen Construction Profit Sharing 401K Plan-29$357,957$51,432$1,774iApproximate average salary by contribution assumption: employee only about $44,338 at 4% or $29,559 at 6%; with 50% employer match about $29,559 at 4% or $19,706 at 6%; with 100% employer match about $22,169 at 4% or $14,779 at 6%.
2002121$251,851$48,191$2,295iApproximate average salary by contribution assumption: employee only about $57,370 at 4% or $38,247 at 6%; with 50% employer match about $38,247 at 4% or $25,498 at 6%; with 100% employer match about $28,685 at 4% or $19,123 at 6%.
Kernen Construction Profit Sharing 401K Plan-21$251,851$48,191$2,295iApproximate average salary by contribution assumption: employee only about $57,370 at 4% or $38,247 at 6%; with 50% employer match about $38,247 at 4% or $25,498 at 6%; with 100% employer match about $28,685 at 4% or $19,123 at 6%.
2001122$289,963$46,773$2,126iApproximate average salary by contribution assumption: employee only about $53,151 at 4% or $35,434 at 6%; with 50% employer match about $35,434 at 4% or $23,623 at 6%; with 100% employer match about $26,576 at 4% or $17,717 at 6%.
Kernen Construction Profit Sharing 401K Plan-22$289,963$46,773$2,126iApproximate average salary by contribution assumption: employee only about $53,151 at 4% or $35,434 at 6%; with 50% employer match about $35,434 at 4% or $23,623 at 6%; with 100% employer match about $26,576 at 4% or $17,717 at 6%.
1999122$381,173$54,036$2,456iApproximate average salary by contribution assumption: employee only about $61,405 at 4% or $40,936 at 6%; with 50% employer match about $40,936 at 4% or $27,291 at 6%; with 100% employer match about $30,702 at 4% or $20,468 at 6%.
Kernen Construction Profit Sharing 401K Plan-22$381,173$54,036$2,456iApproximate average salary by contribution assumption: employee only about $61,405 at 4% or $40,936 at 6%; with 50% employer match about $40,936 at 4% or $27,291 at 6%; with 100% employer match about $30,702 at 4% or $20,468 at 6%.