Civic Intelligence

De La Cruz & Associates

Plan context: De La Cruz & Associates Inc. Incentive Capital Accumulation Plan

EIN 66-0416370 • Guaynabo, PR • 59 filings • 27 plans

Metro Office ParkStreet 9 Suite 201Guaynabo, PR 00968-1705
Current Snapshot

Latest Year

2024

2024 Participants

104

2024 Assets

$7,812,141

2024 Contributions

$287,349

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$8,898,076$4,449,038$0199920132024YearValue
$7,812,141Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

126630199920132024YearValue
104Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20241104$7,812,141$287,349$2,763iApproximate average salary by contribution assumption: employee only about $69,074 at 4% or $46,050 at 6%; with 50% employer match about $46,050 at 4% or $30,700 at 6%; with 100% employer match about $34,537 at 4% or $23,025 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-104$7,812,141$287,349$2,763iApproximate average salary by contribution assumption: employee only about $69,074 at 4% or $46,050 at 6%; with 50% employer match about $46,050 at 4% or $30,700 at 6%; with 100% employer match about $34,537 at 4% or $23,025 at 6%.
20231113$6,845,323$300,505$2,659iApproximate average salary by contribution assumption: employee only about $66,483 at 4% or $44,322 at 6%; with 50% employer match about $44,322 at 4% or $29,548 at 6%; with 100% employer match about $33,242 at 4% or $22,161 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-113$6,845,323$300,505$2,659iApproximate average salary by contribution assumption: employee only about $66,483 at 4% or $44,322 at 6%; with 50% employer match about $44,322 at 4% or $29,548 at 6%; with 100% employer match about $33,242 at 4% or $22,161 at 6%.
20221101$7,517,738$374,899$3,712iApproximate average salary by contribution assumption: employee only about $92,797 at 4% or $61,865 at 6%; with 50% employer match about $61,865 at 4% or $41,243 at 6%; with 100% employer match about $46,398 at 4% or $30,932 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-101$7,517,738$374,899$3,712iApproximate average salary by contribution assumption: employee only about $92,797 at 4% or $61,865 at 6%; with 50% employer match about $61,865 at 4% or $41,243 at 6%; with 100% employer match about $46,398 at 4% or $30,932 at 6%.
2021193$8,898,076$322,553$3,468iApproximate average salary by contribution assumption: employee only about $86,708 at 4% or $57,805 at 6%; with 50% employer match about $57,805 at 4% or $38,537 at 6%; with 100% employer match about $43,354 at 4% or $28,903 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-93$8,898,076$322,553$3,468iApproximate average salary by contribution assumption: employee only about $86,708 at 4% or $57,805 at 6%; with 50% employer match about $57,805 at 4% or $38,537 at 6%; with 100% employer match about $43,354 at 4% or $28,903 at 6%.
2020180$8,413,211$304,422$3,805iApproximate average salary by contribution assumption: employee only about $95,132 at 4% or $63,421 at 6%; with 50% employer match about $63,421 at 4% or $42,281 at 6%; with 100% employer match about $47,566 at 4% or $31,711 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-80$8,413,211$304,422$3,805iApproximate average salary by contribution assumption: employee only about $95,132 at 4% or $63,421 at 6%; with 50% employer match about $63,421 at 4% or $42,281 at 6%; with 100% employer match about $47,566 at 4% or $31,711 at 6%.
2019187$7,676,973$319,483$3,672iApproximate average salary by contribution assumption: employee only about $91,805 at 4% or $61,204 at 6%; with 50% employer match about $61,204 at 4% or $40,802 at 6%; with 100% employer match about $45,903 at 4% or $30,602 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-87$7,676,973$319,483$3,672iApproximate average salary by contribution assumption: employee only about $91,805 at 4% or $61,204 at 6%; with 50% employer match about $61,204 at 4% or $40,802 at 6%; with 100% employer match about $45,903 at 4% or $30,602 at 6%.
2018181$6,236,170$323,150$3,990iApproximate average salary by contribution assumption: employee only about $99,738 at 4% or $66,492 at 6%; with 50% employer match about $66,492 at 4% or $44,328 at 6%; with 100% employer match about $49,869 at 4% or $33,246 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-81$6,236,170$323,150$3,990iApproximate average salary by contribution assumption: employee only about $99,738 at 4% or $66,492 at 6%; with 50% employer match about $66,492 at 4% or $44,328 at 6%; with 100% employer match about $49,869 at 4% or $33,246 at 6%.
2017187$6,813,892$356,375$4,096iApproximate average salary by contribution assumption: employee only about $102,407 at 4% or $68,271 at 6%; with 50% employer match about $68,271 at 4% or $45,514 at 6%; with 100% employer match about $51,203 at 4% or $34,136 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-87$6,813,892$356,375$4,096iApproximate average salary by contribution assumption: employee only about $102,407 at 4% or $68,271 at 6%; with 50% employer match about $68,271 at 4% or $45,514 at 6%; with 100% employer match about $51,203 at 4% or $34,136 at 6%.
2016189$5,763,825$366,203$4,115iApproximate average salary by contribution assumption: employee only about $102,866 at 4% or $68,577 at 6%; with 50% employer match about $68,577 at 4% or $45,718 at 6%; with 100% employer match about $51,433 at 4% or $34,289 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-89$5,763,825$366,203$4,115iApproximate average salary by contribution assumption: employee only about $102,866 at 4% or $68,577 at 6%; with 50% employer match about $68,577 at 4% or $45,718 at 6%; with 100% employer match about $51,433 at 4% or $34,289 at 6%.
2015282$5,605,842$238,523$2,909iApproximate average salary by contribution assumption: employee only about $72,720 at 4% or $48,480 at 6%; with 50% employer match about $48,480 at 4% or $32,320 at 6%; with 100% employer match about $36,360 at 4% or $24,240 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-82$5,605,842$238,523$2,909iApproximate average salary by contribution assumption: employee only about $72,720 at 4% or $48,480 at 6%; with 50% employer match about $48,480 at 4% or $32,320 at 6%; with 100% employer match about $36,360 at 4% or $24,240 at 6%.
DE LA CRUZ & ASOCIADOS INC HEALTH 2015-76---
2014583$5,277,941$373,057$4,495iApproximate average salary by contribution assumption: employee only about $112,367 at 4% or $74,911 at 6%; with 50% employer match about $74,911 at 4% or $49,941 at 6%; with 100% employer match about $56,183 at 4% or $37,456 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-62$5,277,941$351,132$5,663iApproximate average salary by contribution assumption: employee only about $141,585 at 4% or $94,390 at 6%; with 50% employer match about $94,390 at 4% or $62,927 at 6%; with 100% employer match about $70,793 at 4% or $47,195 at 6%.
De La Cruz & Associates - Life/Add Coverage-83---
De La Cruz & Associates Coda Profit Sharing Plan-0$0$21,925-
De La Cruz & Asociados - Dental Short Period 2011-77---
DE LA CRUZ & ASOCIADOS HEALTH 2014-79---
2013698$5,880,094$349,923$3,571iApproximate average salary by contribution assumption: employee only about $89,266 at 4% or $59,511 at 6%; with 50% employer match about $59,511 at 4% or $39,674 at 6%; with 100% employer match about $44,633 at 4% or $29,755 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-94$5,474,744$349,923$3,723iApproximate average salary by contribution assumption: employee only about $93,065 at 4% or $62,043 at 6%; with 50% employer match about $62,043 at 4% or $41,362 at 6%; with 100% employer match about $46,532 at 4% or $31,022 at 6%.
De La Cruz & Associates Coda Profit Sharing Plan-9$405,350--
De La Cruz & Associates - Ltd Coverage-95---
De La Cruz & Associates - Life/Add Coverage-98---
DE LA CRUZ & ASOCIADOS - HEALTH 2013-78---
De La Cruz & Asociados - Dental Short Period 2011-71---
20126110$5,249,296$345,465$3,141iApproximate average salary by contribution assumption: employee only about $78,515 at 4% or $52,343 at 6%; with 50% employer match about $52,343 at 4% or $34,895 at 6%; with 100% employer match about $39,257 at 4% or $26,172 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-110$4,842,444$345,465$3,141iApproximate average salary by contribution assumption: employee only about $78,515 at 4% or $52,343 at 6%; with 50% employer match about $52,343 at 4% or $34,895 at 6%; with 100% employer match about $39,257 at 4% or $26,172 at 6%.
De La Cruz & Associates Coda Profit Sharing Plan-29$406,852--
De La Cruz & Associates - Life/Add Coverage-110---
De La Cruz & Associates - Ltd Coverage-99---
DE LA CRUZ & ASOCIADOS - HEALTH 2012-81---
De La Cruz & Asociados - Dental Short Period 2011-79---
20117118$4,456,324$342,449$2,902iApproximate average salary by contribution assumption: employee only about $72,553 at 4% or $48,369 at 6%; with 50% employer match about $48,369 at 4% or $32,246 at 6%; with 100% employer match about $36,276 at 4% or $24,184 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-118$4,075,380$342,449$2,902iApproximate average salary by contribution assumption: employee only about $72,553 at 4% or $48,369 at 6%; with 50% employer match about $48,369 at 4% or $32,246 at 6%; with 100% employer match about $36,276 at 4% or $24,184 at 6%.
De La Cruz & Associates Coda Profit Sharing Plan-0$380,944--
De La Cruz & Asociados - Dental Short Period 2011-91---
De La Cruz & Associates - Life/Add Coverage-106---
De La Cruz & Associates - Ltd Coverage-108---
De La Cruz & Asociados - Dental Short Period 2011-88---
DE LA CRUZ & ASOCIADOS - HEALTH 2011-82---
20106122$4,278,796$345,069$2,828iApproximate average salary by contribution assumption: employee only about $70,711 at 4% or $47,141 at 6%; with 50% employer match about $47,141 at 4% or $31,427 at 6%; with 100% employer match about $35,355 at 4% or $23,570 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-106$3,839,840$345,069$3,255iApproximate average salary by contribution assumption: employee only about $81,384 at 4% or $54,256 at 6%; with 50% employer match about $54,256 at 4% or $36,171 at 6%; with 100% employer match about $40,692 at 4% or $27,128 at 6%.
De La Cruz & Associates Coda Profit Sharing Plan-0$438,956--
DE LA CRUZ & ASSOCIATES - HEALTH COVERAGE-89---
De La Cruz & Associates - Life/Add Coverage-122---
De La Cruz & Asociados - Dental Short Period 2011-96---
De La Cruz & Associates - Ltd Coverage-119---
20095114$3,798,922$277,871$2,437iApproximate average salary by contribution assumption: employee only about $60,937 at 4% or $40,624 at 6%; with 50% employer match about $40,624 at 4% or $27,083 at 6%; with 100% employer match about $30,468 at 4% or $20,312 at 6%.
DE LA CRUZ & ASSOCIATES, INC. RETIREMENT PLAN-91$3,221,865$277,871$3,054iApproximate average salary by contribution assumption: employee only about $76,338 at 4% or $50,892 at 6%; with 50% employer match about $50,892 at 4% or $33,928 at 6%; with 100% employer match about $38,169 at 4% or $25,446 at 6%.
DE LA CRUZ RETIRED EMPLOYEES PLAN-36$577,057--
De La Cruz & Associates - Ltd Coverage-114---
De La Cruz & Associates - Life/Add Coverage-106---
DE LA CRUZ & ASOCIADOS - HEALTH-102---
200710$0$0-
DE LA CRUZ GROUP RETIREMENT PLAN-0---
2006176$3,894,616$250,083$3,291iApproximate average salary by contribution assumption: employee only about $82,264 at 4% or $54,843 at 6%; with 50% employer match about $54,843 at 4% or $36,562 at 6%; with 100% employer match about $41,132 at 4% or $27,421 at 6%.
DE LA CRUZ GROUP RETIREMENT PLAN-76$3,894,616$250,083$3,291iApproximate average salary by contribution assumption: employee only about $82,264 at 4% or $54,843 at 6%; with 50% employer match about $54,843 at 4% or $36,562 at 6%; with 100% employer match about $41,132 at 4% or $27,421 at 6%.
2005187$3,754,571$219,973$2,528iApproximate average salary by contribution assumption: employee only about $63,211 at 4% or $42,140 at 6%; with 50% employer match about $42,140 at 4% or $28,094 at 6%; with 100% employer match about $31,605 at 4% or $21,070 at 6%.
DE LA CRUZ GROUP RETIREMENT PLAN-87$3,754,571$219,973$2,528iApproximate average salary by contribution assumption: employee only about $63,211 at 4% or $42,140 at 6%; with 50% employer match about $42,140 at 4% or $28,094 at 6%; with 100% employer match about $31,605 at 4% or $21,070 at 6%.
20041126$3,469,457$254,448$2,019iApproximate average salary by contribution assumption: employee only about $50,486 at 4% or $33,657 at 6%; with 50% employer match about $33,657 at 4% or $22,438 at 6%; with 100% employer match about $25,243 at 4% or $16,829 at 6%.
DE LA CRUZ GROUP RETIREMENT PLAN-126$3,469,457$254,448$2,019iApproximate average salary by contribution assumption: employee only about $50,486 at 4% or $33,657 at 6%; with 50% employer match about $33,657 at 4% or $22,438 at 6%; with 100% employer match about $25,243 at 4% or $16,829 at 6%.
20031124$2,997,669$316,893$2,556iApproximate average salary by contribution assumption: employee only about $63,890 at 4% or $42,593 at 6%; with 50% employer match about $42,593 at 4% or $28,395 at 6%; with 100% employer match about $31,945 at 4% or $21,297 at 6%.
DE LA CRUZ GROUP RETIREMENT PLAN-124$2,997,669$316,893$2,556iApproximate average salary by contribution assumption: employee only about $63,890 at 4% or $42,593 at 6%; with 50% employer match about $42,593 at 4% or $28,395 at 6%; with 100% employer match about $31,945 at 4% or $21,297 at 6%.
2002167$2,252,299$224,883$3,356iApproximate average salary by contribution assumption: employee only about $83,912 at 4% or $55,941 at 6%; with 50% employer match about $55,941 at 4% or $37,294 at 6%; with 100% employer match about $41,956 at 4% or $27,971 at 6%.
DE LA CRUZ GROUP RETIREMENT PLAN-67$2,252,299$224,883$3,356iApproximate average salary by contribution assumption: employee only about $83,912 at 4% or $55,941 at 6%; with 50% employer match about $55,941 at 4% or $37,294 at 6%; with 100% employer match about $41,956 at 4% or $27,971 at 6%.
20013122$2,480,709$330,443$2,709iApproximate average salary by contribution assumption: employee only about $67,714 at 4% or $45,142 at 6%; with 50% employer match about $45,142 at 4% or $30,095 at 6%; with 100% employer match about $33,857 at 4% or $22,571 at 6%.
DE LA CRUZ GROUP RETIREMENT PLAN-122$2,480,709$330,443$2,709iApproximate average salary by contribution assumption: employee only about $67,714 at 4% or $45,142 at 6%; with 50% employer match about $45,142 at 4% or $30,095 at 6%; with 100% employer match about $33,857 at 4% or $22,571 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-0---
De La Cruz & Associates Coda Profit Sharing Plan-0---
2000292$1,126,819$13,298$145iApproximate average salary by contribution assumption: employee only about $3,614 at 4% or $2,409 at 6%; with 50% employer match about $2,409 at 4% or $1,606 at 6%; with 100% employer match about $1,807 at 4% or $1,205 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-81$1,126,819$13,298$164iApproximate average salary by contribution assumption: employee only about $4,104 at 4% or $2,736 at 6%; with 50% employer match about $2,736 at 4% or $1,824 at 6%; with 100% employer match about $2,052 at 4% or $1,368 at 6%.
De La Cruz & Associates Coda Profit Sharing Plan-92---
1999290$2,158,008$275,695$3,063iApproximate average salary by contribution assumption: employee only about $76,582 at 4% or $51,055 at 6%; with 50% employer match about $51,055 at 4% or $34,036 at 6%; with 100% employer match about $38,291 at 4% or $25,527 at 6%.
De La Cruz & Associates Inc. Incentive Capital Accumulation Plan-69$1,312,248$105,379$1,527iApproximate average salary by contribution assumption: employee only about $38,181 at 4% or $25,454 at 6%; with 50% employer match about $25,454 at 4% or $16,969 at 6%; with 100% employer match about $19,090 at 4% or $12,727 at 6%.
De La Cruz & Associates Coda Profit Sharing Plan-90$845,760$170,316$1,892iApproximate average salary by contribution assumption: employee only about $47,310 at 4% or $31,540 at 6%; with 50% employer match about $31,540 at 4% or $21,027 at 6%; with 100% employer match about $23,655 at 4% or $15,770 at 6%.