Civic Intelligence

Dr. Miguel Torres Bernier

Plan context: Dr. Miguel Torres Bernier Target Benefit Pension Plan

EIN 66-0323199 • Ponce, PR • 22 filings • 2 plans

Edif Parra 802Ponce, PR 00731
Current Snapshot

Latest Year

2024

2024 Participants

1

2024 Assets

$4,563,739

2024 Contributions

$120,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,563,739$2,281,870$0199920132024YearValue
$4,563,739Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

210199920122024YearValue
1Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202411$4,563,739$120,000$120,000iApproximate average salary by contribution assumption: employee only about $3,000,000 at 4% or $2,000,000 at 6%; with 50% employer match about $2,000,000 at 4% or $1,333,333 at 6%; with 100% employer match about $1,500,000 at 4% or $1,000,000 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$4,563,739$120,000$120,000iApproximate average salary by contribution assumption: employee only about $3,000,000 at 4% or $2,000,000 at 6%; with 50% employer match about $2,000,000 at 4% or $1,333,333 at 6%; with 100% employer match about $1,500,000 at 4% or $1,000,000 at 6%.
202311$4,131,721$694,232$694,232iApproximate average salary by contribution assumption: employee only about $17,355,800 at 4% or $11,570,533 at 6%; with 50% employer match about $11,570,533 at 4% or $7,713,689 at 6%; with 100% employer match about $8,677,900 at 4% or $5,785,267 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$4,131,721$694,232$694,232iApproximate average salary by contribution assumption: employee only about $17,355,800 at 4% or $11,570,533 at 6%; with 50% employer match about $11,570,533 at 4% or $7,713,689 at 6%; with 100% employer match about $8,677,900 at 4% or $5,785,267 at 6%.
202211$3,437,689$233,490$233,490iApproximate average salary by contribution assumption: employee only about $5,837,250 at 4% or $3,891,500 at 6%; with 50% employer match about $3,891,500 at 4% or $2,594,333 at 6%; with 100% employer match about $2,918,625 at 4% or $1,945,750 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$3,437,689$233,490$233,490iApproximate average salary by contribution assumption: employee only about $5,837,250 at 4% or $3,891,500 at 6%; with 50% employer match about $3,891,500 at 4% or $2,594,333 at 6%; with 100% employer match about $2,918,625 at 4% or $1,945,750 at 6%.
202111$3,818,106$0-
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$3,818,106--
202011$3,476,787$0-
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$3,476,787--
201711$3,228,668$54,000$54,000iApproximate average salary by contribution assumption: employee only about $1,350,000 at 4% or $900,000 at 6%; with 50% employer match about $900,000 at 4% or $600,000 at 6%; with 100% employer match about $675,000 at 4% or $450,000 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$3,228,668$54,000$54,000iApproximate average salary by contribution assumption: employee only about $1,350,000 at 4% or $900,000 at 6%; with 50% employer match about $900,000 at 4% or $600,000 at 6%; with 100% employer match about $675,000 at 4% or $450,000 at 6%.
201612$2,827,921$53,000$26,500iApproximate average salary by contribution assumption: employee only about $662,500 at 4% or $441,667 at 6%; with 50% employer match about $441,667 at 4% or $294,444 at 6%; with 100% employer match about $331,250 at 4% or $220,833 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-2$2,827,921$53,000$26,500iApproximate average salary by contribution assumption: employee only about $662,500 at 4% or $441,667 at 6%; with 50% employer match about $441,667 at 4% or $294,444 at 6%; with 100% employer match about $331,250 at 4% or $220,833 at 6%.
201512$2,616,514$159,468$79,734iApproximate average salary by contribution assumption: employee only about $1,993,350 at 4% or $1,328,900 at 6%; with 50% employer match about $1,328,900 at 4% or $885,933 at 6%; with 100% employer match about $996,675 at 4% or $664,450 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-2$2,616,514$159,468$79,734iApproximate average salary by contribution assumption: employee only about $1,993,350 at 4% or $1,328,900 at 6%; with 50% employer match about $1,328,900 at 4% or $885,933 at 6%; with 100% employer match about $996,675 at 4% or $664,450 at 6%.
201412$2,589,240$192,619$96,310iApproximate average salary by contribution assumption: employee only about $2,407,738 at 4% or $1,605,158 at 6%; with 50% employer match about $1,605,158 at 4% or $1,070,106 at 6%; with 100% employer match about $1,203,869 at 4% or $802,579 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-2$2,589,240$192,619$96,310iApproximate average salary by contribution assumption: employee only about $2,407,738 at 4% or $1,605,158 at 6%; with 50% employer match about $1,605,158 at 4% or $1,070,106 at 6%; with 100% employer match about $1,203,869 at 4% or $802,579 at 6%.
201312$2,381,935$207,684$103,842iApproximate average salary by contribution assumption: employee only about $2,596,050 at 4% or $1,730,700 at 6%; with 50% employer match about $1,730,700 at 4% or $1,153,800 at 6%; with 100% employer match about $1,298,025 at 4% or $865,350 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-2$2,381,935$207,684$103,842iApproximate average salary by contribution assumption: employee only about $2,596,050 at 4% or $1,730,700 at 6%; with 50% employer match about $1,730,700 at 4% or $1,153,800 at 6%; with 100% employer match about $1,298,025 at 4% or $865,350 at 6%.
201222$3,398,243$311,805$155,903iApproximate average salary by contribution assumption: employee only about $3,897,563 at 4% or $2,598,375 at 6%; with 50% employer match about $2,598,375 at 4% or $1,732,250 at 6%; with 100% employer match about $1,948,781 at 4% or $1,299,188 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-2$2,102,156$261,805$130,903iApproximate average salary by contribution assumption: employee only about $3,272,563 at 4% or $2,181,708 at 6%; with 50% employer match about $2,181,708 at 4% or $1,454,472 at 6%; with 100% employer match about $1,636,281 at 4% or $1,090,854 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-2$1,296,087$50,000$25,000iApproximate average salary by contribution assumption: employee only about $625,000 at 4% or $416,667 at 6%; with 50% employer match about $416,667 at 4% or $277,778 at 6%; with 100% employer match about $312,500 at 4% or $208,333 at 6%.
201112$1,675,200$203,721$101,861iApproximate average salary by contribution assumption: employee only about $2,546,513 at 4% or $1,697,675 at 6%; with 50% employer match about $1,697,675 at 4% or $1,131,783 at 6%; with 100% employer match about $1,273,256 at 4% or $848,838 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-2$1,675,200$203,721$101,861iApproximate average salary by contribution assumption: employee only about $2,546,513 at 4% or $1,697,675 at 6%; with 50% employer match about $1,697,675 at 4% or $1,131,783 at 6%; with 100% employer match about $1,273,256 at 4% or $848,838 at 6%.
201012$1,483,760$138,738$69,369iApproximate average salary by contribution assumption: employee only about $1,734,225 at 4% or $1,156,150 at 6%; with 50% employer match about $1,156,150 at 4% or $770,767 at 6%; with 100% employer match about $867,113 at 4% or $578,075 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-2$1,483,760$138,738$69,369iApproximate average salary by contribution assumption: employee only about $1,734,225 at 4% or $1,156,150 at 6%; with 50% employer match about $1,156,150 at 4% or $770,767 at 6%; with 100% employer match about $867,113 at 4% or $578,075 at 6%.
200811$1,004,208$135,199$135,199iApproximate average salary by contribution assumption: employee only about $3,379,975 at 4% or $2,253,317 at 6%; with 50% employer match about $2,253,317 at 4% or $1,502,211 at 6%; with 100% employer match about $1,689,988 at 4% or $1,126,658 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$1,004,208$135,199$135,199iApproximate average salary by contribution assumption: employee only about $3,379,975 at 4% or $2,253,317 at 6%; with 50% employer match about $2,253,317 at 4% or $1,502,211 at 6%; with 100% employer match about $1,689,988 at 4% or $1,126,658 at 6%.
200711$0$0-
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1---
200611$1,070,890$107,593$107,593iApproximate average salary by contribution assumption: employee only about $2,689,825 at 4% or $1,793,217 at 6%; with 50% employer match about $1,793,217 at 4% or $1,195,478 at 6%; with 100% employer match about $1,344,913 at 4% or $896,608 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$1,070,890$107,593$107,593iApproximate average salary by contribution assumption: employee only about $2,689,825 at 4% or $1,793,217 at 6%; with 50% employer match about $1,793,217 at 4% or $1,195,478 at 6%; with 100% employer match about $1,344,913 at 4% or $896,608 at 6%.
200511$867,044$80,867$80,867iApproximate average salary by contribution assumption: employee only about $2,021,675 at 4% or $1,347,783 at 6%; with 50% employer match about $1,347,783 at 4% or $898,522 at 6%; with 100% employer match about $1,010,838 at 4% or $673,892 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$867,044$80,867$80,867iApproximate average salary by contribution assumption: employee only about $2,021,675 at 4% or $1,347,783 at 6%; with 50% employer match about $1,347,783 at 4% or $898,522 at 6%; with 100% employer match about $1,010,838 at 4% or $673,892 at 6%.
200411$750,221$67,420$67,420iApproximate average salary by contribution assumption: employee only about $1,685,500 at 4% or $1,123,667 at 6%; with 50% employer match about $1,123,667 at 4% or $749,111 at 6%; with 100% employer match about $842,750 at 4% or $561,833 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$750,221$67,420$67,420iApproximate average salary by contribution assumption: employee only about $1,685,500 at 4% or $1,123,667 at 6%; with 50% employer match about $1,123,667 at 4% or $749,111 at 6%; with 100% employer match about $842,750 at 4% or $561,833 at 6%.
200311$577,284$47,868$47,868iApproximate average salary by contribution assumption: employee only about $1,196,700 at 4% or $797,800 at 6%; with 50% employer match about $797,800 at 4% or $531,867 at 6%; with 100% employer match about $598,350 at 4% or $398,900 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$577,284$47,868$47,868iApproximate average salary by contribution assumption: employee only about $1,196,700 at 4% or $797,800 at 6%; with 50% employer match about $797,800 at 4% or $531,867 at 6%; with 100% employer match about $598,350 at 4% or $398,900 at 6%.
200211$477,249$46,422$46,422iApproximate average salary by contribution assumption: employee only about $1,160,550 at 4% or $773,700 at 6%; with 50% employer match about $773,700 at 4% or $515,800 at 6%; with 100% employer match about $580,275 at 4% or $386,850 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$477,249$46,422$46,422iApproximate average salary by contribution assumption: employee only about $1,160,550 at 4% or $773,700 at 6%; with 50% employer match about $773,700 at 4% or $515,800 at 6%; with 100% employer match about $580,275 at 4% or $386,850 at 6%.
199911$589,234$41,772$41,772iApproximate average salary by contribution assumption: employee only about $1,044,300 at 4% or $696,200 at 6%; with 50% employer match about $696,200 at 4% or $464,133 at 6%; with 100% employer match about $522,150 at 4% or $348,100 at 6%.
Dr. Miguel Torres Bernier Target Benefit Pension Plan-1$589,234$41,772$41,772iApproximate average salary by contribution assumption: employee only about $1,044,300 at 4% or $696,200 at 6%; with 50% employer match about $696,200 at 4% or $464,133 at 6%; with 100% employer match about $522,150 at 4% or $348,100 at 6%.