Citizens Bank & Savings Company
Plan context: Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan
EIN 63-0041560 • Russellville, AL • 42 filings • 9 plans
Current Snapshot
Latest Year
2024
2024 Participants
689
2024 Assets
$41,761,187
2024 Contributions
$8,129,313
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 2 | 689 | $41,761,187 | $8,129,313 | $11,799iApproximate average salary by contribution assumption: employee only about $294,968 at 4% or $196,645 at 6%; with 50% employer match about $196,645 at 4% or $131,097 at 6%; with 100% employer match about $147,484 at 4% or $98,323 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 502 | $41,761,187 | $8,129,313 | $16,194iApproximate average salary by contribution assumption: employee only about $404,846 at 4% or $269,898 at 6%; with 50% employer match about $269,898 at 4% or $179,932 at 6%; with 100% employer match about $202,423 at 4% or $134,949 at 6%. |
| Welfare Plan of Cb&S Bank | - | 689 | - | - | - |
| 2023 | 2 | 686 | $35,381,594 | $3,430,293 | $5,000iApproximate average salary by contribution assumption: employee only about $125,011 at 4% or $83,340 at 6%; with 50% employer match about $83,340 at 4% or $55,560 at 6%; with 100% employer match about $62,505 at 4% or $41,670 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 502 | $35,381,594 | $3,430,293 | $6,833iApproximate average salary by contribution assumption: employee only about $170,831 at 4% or $113,888 at 6%; with 50% employer match about $113,888 at 4% or $75,925 at 6%; with 100% employer match about $85,416 at 4% or $56,944 at 6%. |
| Welfare Plan of Cb&S Bank | - | 686 | - | - | - |
| 2022 | 2 | 657 | $29,256,989 | $3,173,402 | $4,830iApproximate average salary by contribution assumption: employee only about $120,754 at 4% or $80,502 at 6%; with 50% employer match about $80,502 at 4% or $53,668 at 6%; with 100% employer match about $60,377 at 4% or $40,251 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 479 | $29,256,989 | $3,173,402 | $6,625iApproximate average salary by contribution assumption: employee only about $165,626 at 4% or $110,418 at 6%; with 50% employer match about $110,418 at 4% or $73,612 at 6%; with 100% employer match about $82,813 at 4% or $55,209 at 6%. |
| Welfare Plan of Cb&S Bank | - | 657 | - | - | - |
| 2021 | 2 | 612 | $35,938,446 | $3,049,777 | $4,983iApproximate average salary by contribution assumption: employee only about $124,582 at 4% or $83,055 at 6%; with 50% employer match about $83,055 at 4% or $55,370 at 6%; with 100% employer match about $62,291 at 4% or $41,527 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 446 | $35,938,446 | $3,049,777 | $6,838iApproximate average salary by contribution assumption: employee only about $170,952 at 4% or $113,968 at 6%; with 50% employer match about $113,968 at 4% or $75,979 at 6%; with 100% employer match about $85,476 at 4% or $56,984 at 6%. |
| Welfare Plan of Cb&S Bank | - | 612 | - | - | - |
| 2020 | 2 | 601 | $31,949,174 | $2,690,473 | $4,477iApproximate average salary by contribution assumption: employee only about $111,917 at 4% or $74,611 at 6%; with 50% employer match about $74,611 at 4% or $49,741 at 6%; with 100% employer match about $55,958 at 4% or $37,306 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 474 | $31,949,174 | $2,690,473 | $5,676iApproximate average salary by contribution assumption: employee only about $141,903 at 4% or $94,602 at 6%; with 50% employer match about $94,602 at 4% or $63,068 at 6%; with 100% employer match about $70,951 at 4% or $47,301 at 6%. |
| Welfare Plan of Cb&S Bank | - | 601 | - | - | - |
| 2019 | 2 | 494 | $27,742,543 | $2,924,320 | $5,920iApproximate average salary by contribution assumption: employee only about $147,992 at 4% or $98,661 at 6%; with 50% employer match about $98,661 at 4% or $65,774 at 6%; with 100% employer match about $73,996 at 4% or $49,331 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 494 | $27,742,543 | $2,924,320 | $5,920iApproximate average salary by contribution assumption: employee only about $147,992 at 4% or $98,661 at 6%; with 50% employer match about $98,661 at 4% or $65,774 at 6%; with 100% employer match about $73,996 at 4% or $49,331 at 6%. |
| Welfare Plan of Cb&S Bank | - | 492 | - | - | - |
| 2018 | 2 | 642 | $22,639,321 | $3,395,054 | $5,288iApproximate average salary by contribution assumption: employee only about $132,206 at 4% or $88,137 at 6%; with 50% employer match about $88,137 at 4% or $58,758 at 6%; with 100% employer match about $66,103 at 4% or $44,069 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 486 | $22,639,321 | $3,395,054 | $6,986iApproximate average salary by contribution assumption: employee only about $174,643 at 4% or $116,428 at 6%; with 50% employer match about $116,428 at 4% or $77,619 at 6%; with 100% employer match about $87,321 at 4% or $58,214 at 6%. |
| Welfare Plan of Cb&S Bank | - | 642 | - | - | - |
| 2017 | 2 | 492 | $21,607,471 | $2,130,836 | $4,331iApproximate average salary by contribution assumption: employee only about $108,274 at 4% or $72,183 at 6%; with 50% employer match about $72,183 at 4% or $48,122 at 6%; with 100% employer match about $54,137 at 4% or $36,091 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 492 | $21,607,471 | $2,130,836 | $4,331iApproximate average salary by contribution assumption: employee only about $108,274 at 4% or $72,183 at 6%; with 50% employer match about $72,183 at 4% or $48,122 at 6%; with 100% employer match about $54,137 at 4% or $36,091 at 6%. |
| Welfare Plan of Cb&S Bank | - | 0 | - | - | - |
| 2016 | 2 | 481 | $17,700,910 | $1,946,720 | $4,047iApproximate average salary by contribution assumption: employee only about $101,181 at 4% or $67,454 at 6%; with 50% employer match about $67,454 at 4% or $44,969 at 6%; with 100% employer match about $50,590 at 4% or $33,727 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 481 | $17,700,910 | $1,946,720 | $4,047iApproximate average salary by contribution assumption: employee only about $101,181 at 4% or $67,454 at 6%; with 50% employer match about $67,454 at 4% or $44,969 at 6%; with 100% employer match about $50,590 at 4% or $33,727 at 6%. |
| Welfare Plan of Cb&S Bank | - | 0 | - | - | - |
| 2015 | 2 | 482 | $15,940,187 | $1,734,612 | $3,599iApproximate average salary by contribution assumption: employee only about $89,970 at 4% or $59,980 at 6%; with 50% employer match about $59,980 at 4% or $39,986 at 6%; with 100% employer match about $44,985 at 4% or $29,990 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 482 | $15,940,187 | $1,734,612 | $3,599iApproximate average salary by contribution assumption: employee only about $89,970 at 4% or $59,980 at 6%; with 50% employer match about $59,980 at 4% or $39,986 at 6%; with 100% employer match about $44,985 at 4% or $29,990 at 6%. |
| Welfare Plan of Cb&S Bank | - | 0 | - | - | - |
| 2014 | 2 | 623 | $15,473,769 | $1,936,447 | $3,108iApproximate average salary by contribution assumption: employee only about $77,707 at 4% or $51,804 at 6%; with 50% employer match about $51,804 at 4% or $34,536 at 6%; with 100% employer match about $38,853 at 4% or $25,902 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 493 | $15,473,769 | $1,936,447 | $3,928iApproximate average salary by contribution assumption: employee only about $98,197 at 4% or $65,465 at 6%; with 50% employer match about $65,465 at 4% or $43,643 at 6%; with 100% employer match about $49,099 at 4% or $32,732 at 6%. |
| Welfare Plan of Cb&S Bank | - | 623 | - | - | - |
| 2013 | 2 | 597 | $13,967,921 | $1,657,475 | $2,776iApproximate average salary by contribution assumption: employee only about $69,409 at 4% or $46,272 at 6%; with 50% employer match about $46,272 at 4% or $30,848 at 6%; with 100% employer match about $34,704 at 4% or $23,136 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 460 | $13,967,921 | $1,657,475 | $3,603iApproximate average salary by contribution assumption: employee only about $90,080 at 4% or $60,053 at 6%; with 50% employer match about $60,053 at 4% or $40,036 at 6%; with 100% employer match about $45,040 at 4% or $30,027 at 6%. |
| Welfare Plan of Cb&S Bank | - | 597 | - | - | - |
| 2012 | 1 | 375 | $11,417,243 | $1,228,311 | $3,275iApproximate average salary by contribution assumption: employee only about $81,887 at 4% or $54,592 at 6%; with 50% employer match about $54,592 at 4% or $36,394 at 6%; with 100% employer match about $40,944 at 4% or $27,296 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 375 | $11,417,243 | $1,228,311 | $3,275iApproximate average salary by contribution assumption: employee only about $81,887 at 4% or $54,592 at 6%; with 50% employer match about $54,592 at 4% or $36,394 at 6%; with 100% employer match about $40,944 at 4% or $27,296 at 6%. |
| 2011 | 1 | 364 | $9,945,537 | $538,443 | $1,479iApproximate average salary by contribution assumption: employee only about $36,981 at 4% or $24,654 at 6%; with 50% employer match about $24,654 at 4% or $16,436 at 6%; with 100% employer match about $18,490 at 4% or $12,327 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 364 | $9,945,537 | $538,443 | $1,479iApproximate average salary by contribution assumption: employee only about $36,981 at 4% or $24,654 at 6%; with 50% employer match about $24,654 at 4% or $16,436 at 6%; with 100% employer match about $18,490 at 4% or $12,327 at 6%. |
| 2010 | 2 | 371 | $10,658,925 | $1,326,767 | $3,576iApproximate average salary by contribution assumption: employee only about $89,405 at 4% or $59,603 at 6%; with 50% employer match about $59,603 at 4% or $39,735 at 6%; with 100% employer match about $44,702 at 4% or $29,802 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 371 | $10,658,925 | $1,326,767 | $3,576iApproximate average salary by contribution assumption: employee only about $89,405 at 4% or $59,603 at 6%; with 50% employer match about $59,603 at 4% or $39,735 at 6%; with 100% employer match about $44,702 at 4% or $29,802 at 6%. |
| CITIZENS BANK & SAVINGS COMPANY BENEFITS PLAN | - | 216 | - | - | - |
| 2009 | 1 | 394 | $9,220,377 | $1,338,827 | $3,398iApproximate average salary by contribution assumption: employee only about $84,951 at 4% or $56,634 at 6%; with 50% employer match about $56,634 at 4% or $37,756 at 6%; with 100% employer match about $42,475 at 4% or $28,317 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 394 | $9,220,377 | $1,338,827 | $3,398iApproximate average salary by contribution assumption: employee only about $84,951 at 4% or $56,634 at 6%; with 50% employer match about $56,634 at 4% or $37,756 at 6%; with 100% employer match about $42,475 at 4% or $28,317 at 6%. |
| 2008 | 1 | 371 | $7,170,586 | $1,297,173 | $3,496iApproximate average salary by contribution assumption: employee only about $87,411 at 4% or $58,274 at 6%; with 50% employer match about $58,274 at 4% or $38,849 at 6%; with 100% employer match about $43,705 at 4% or $29,137 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 371 | $7,170,586 | $1,297,173 | $3,496iApproximate average salary by contribution assumption: employee only about $87,411 at 4% or $58,274 at 6%; with 50% employer match about $58,274 at 4% or $38,849 at 6%; with 100% employer match about $43,705 at 4% or $29,137 at 6%. |
| 2007 | 1 | 353 | $8,186,653 | $1,060,307 | $3,004iApproximate average salary by contribution assumption: employee only about $75,093 at 4% or $50,062 at 6%; with 50% employer match about $50,062 at 4% or $33,374 at 6%; with 100% employer match about $37,546 at 4% or $25,031 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 353 | $8,186,653 | $1,060,307 | $3,004iApproximate average salary by contribution assumption: employee only about $75,093 at 4% or $50,062 at 6%; with 50% employer match about $50,062 at 4% or $33,374 at 6%; with 100% employer match about $37,546 at 4% or $25,031 at 6%. |
| 2006 | 1 | 245 | $7,305,578 | $839,820 | $3,428iApproximate average salary by contribution assumption: employee only about $85,696 at 4% or $57,131 at 6%; with 50% employer match about $57,131 at 4% or $38,087 at 6%; with 100% employer match about $42,848 at 4% or $28,565 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 245 | $7,305,578 | $839,820 | $3,428iApproximate average salary by contribution assumption: employee only about $85,696 at 4% or $57,131 at 6%; with 50% employer match about $57,131 at 4% or $38,087 at 6%; with 100% employer match about $42,848 at 4% or $28,565 at 6%. |
| 2005 | 2 | 216 | $6,575,995 | $682,086 | $3,158iApproximate average salary by contribution assumption: employee only about $78,945 at 4% or $52,630 at 6%; with 50% employer match about $52,630 at 4% or $35,087 at 6%; with 100% employer match about $39,473 at 4% or $26,315 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 213 | $6,575,995 | $682,086 | $3,202iApproximate average salary by contribution assumption: employee only about $80,057 at 4% or $53,371 at 6%; with 50% employer match about $53,371 at 4% or $35,581 at 6%; with 100% employer match about $40,029 at 4% or $26,686 at 6%. |
| CITIZENS BANK & SAVINGS COMPANY BENEFITS PLAN | - | 216 | - | - | - |
| 2004 | 2 | 186 | $5,909,506 | $604,194 | $3,248iApproximate average salary by contribution assumption: employee only about $81,209 at 4% or $54,139 at 6%; with 50% employer match about $54,139 at 4% or $36,093 at 6%; with 100% employer match about $40,604 at 4% or $27,070 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 185 | $5,909,506 | $604,194 | $3,266iApproximate average salary by contribution assumption: employee only about $81,648 at 4% or $54,432 at 6%; with 50% employer match about $54,432 at 4% or $36,288 at 6%; with 100% employer match about $40,824 at 4% or $27,216 at 6%. |
| CITIZENS BANK & SAVINGS COMPANY BENEFITS PLAN | - | 186 | - | - | - |
| 2003 | 2 | 195 | $5,184,783 | $525,857 | $2,697iApproximate average salary by contribution assumption: employee only about $67,418 at 4% or $44,945 at 6%; with 50% employer match about $44,945 at 4% or $29,963 at 6%; with 100% employer match about $33,709 at 4% or $22,473 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 195 | $5,184,783 | $525,857 | $2,697iApproximate average salary by contribution assumption: employee only about $67,418 at 4% or $44,945 at 6%; with 50% employer match about $44,945 at 4% or $29,963 at 6%; with 100% employer match about $33,709 at 4% or $22,473 at 6%. |
| CITIZENS BANK & SAVINGS BENEFITS PLAN | - | 125 | - | - | - |
| 2002 | 1 | 159 | $2,919,104 | $430,199 | $2,706iApproximate average salary by contribution assumption: employee only about $67,641 at 4% or $45,094 at 6%; with 50% employer match about $45,094 at 4% or $30,063 at 6%; with 100% employer match about $33,821 at 4% or $22,547 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 159 | $2,919,104 | $430,199 | $2,706iApproximate average salary by contribution assumption: employee only about $67,641 at 4% or $45,094 at 6%; with 50% employer match about $45,094 at 4% or $30,063 at 6%; with 100% employer match about $33,821 at 4% or $22,547 at 6%. |
| 2001 | 1 | 159 | $2,792,208 | $358,443 | $2,254iApproximate average salary by contribution assumption: employee only about $56,359 at 4% or $37,573 at 6%; with 50% employer match about $37,573 at 4% or $25,048 at 6%; with 100% employer match about $28,179 at 4% or $18,786 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 159 | $2,792,208 | $358,443 | $2,254iApproximate average salary by contribution assumption: employee only about $56,359 at 4% or $37,573 at 6%; with 50% employer match about $37,573 at 4% or $25,048 at 6%; with 100% employer match about $28,179 at 4% or $18,786 at 6%. |
| 2000 | 1 | 130 | $0 | $0 | - |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 130 | - | - | - |
| 1999 | 1 | 124 | $2,268,198 | $286,457 | $2,310iApproximate average salary by contribution assumption: employee only about $57,753 at 4% or $38,502 at 6%; with 50% employer match about $38,502 at 4% or $25,668 at 6%; with 100% employer match about $28,877 at 4% or $19,251 at 6%. |
| Citizens Bank & Savings Company 401 K Profit Sharing Retirement Plan | - | 124 | $2,268,198 | $286,457 | $2,310iApproximate average salary by contribution assumption: employee only about $57,753 at 4% or $38,502 at 6%; with 50% employer match about $38,502 at 4% or $25,668 at 6%; with 100% employer match about $28,877 at 4% or $19,251 at 6%. |