Civic Intelligence

Joseph C. Ernandes

Plan context: Joseph C. Ernandes 401(K) Profit Sharing Plan

EIN 61-1552531 • Chico, CA • 13 filings • 1 plans

11635 Meridian RoadChico, CA 95973
Current Snapshot

Latest Year

2025

2025 Participants

2

2025 Assets

$1,597,698

2025 Contributions

$87,797

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,597,698$798,849$0201320192025YearValue
$1,597,698Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

320201320192025YearValue
2Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202512$1,597,698$87,797$43,899iApproximate average salary by contribution assumption: employee only about $1,097,463 at 4% or $731,642 at 6%; with 50% employer match about $731,642 at 4% or $487,761 at 6%; with 100% employer match about $548,731 at 4% or $365,821 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-2$1,597,698$87,797$43,899iApproximate average salary by contribution assumption: employee only about $1,097,463 at 4% or $731,642 at 6%; with 50% employer match about $731,642 at 4% or $487,761 at 6%; with 100% employer match about $548,731 at 4% or $365,821 at 6%.
202412$1,109,808$96,526$48,263iApproximate average salary by contribution assumption: employee only about $1,206,575 at 4% or $804,383 at 6%; with 50% employer match about $804,383 at 4% or $536,256 at 6%; with 100% employer match about $603,288 at 4% or $402,192 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-2$1,109,808$96,526$48,263iApproximate average salary by contribution assumption: employee only about $1,206,575 at 4% or $804,383 at 6%; with 50% employer match about $804,383 at 4% or $536,256 at 6%; with 100% employer match about $603,288 at 4% or $402,192 at 6%.
202312$753,391$61,500$30,750iApproximate average salary by contribution assumption: employee only about $768,750 at 4% or $512,500 at 6%; with 50% employer match about $512,500 at 4% or $341,667 at 6%; with 100% employer match about $384,375 at 4% or $256,250 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-2$753,391$61,500$30,750iApproximate average salary by contribution assumption: employee only about $768,750 at 4% or $512,500 at 6%; with 50% employer match about $512,500 at 4% or $341,667 at 6%; with 100% employer match about $384,375 at 4% or $256,250 at 6%.
202212$546,232$77,500$38,750iApproximate average salary by contribution assumption: employee only about $968,750 at 4% or $645,833 at 6%; with 50% employer match about $645,833 at 4% or $430,556 at 6%; with 100% employer match about $484,375 at 4% or $322,917 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-2$546,232$77,500$38,750iApproximate average salary by contribution assumption: employee only about $968,750 at 4% or $645,833 at 6%; with 50% employer match about $645,833 at 4% or $430,556 at 6%; with 100% employer match about $484,375 at 4% or $322,917 at 6%.
202111$532,119$33,732$33,732iApproximate average salary by contribution assumption: employee only about $843,300 at 4% or $562,200 at 6%; with 50% employer match about $562,200 at 4% or $374,800 at 6%; with 100% employer match about $421,650 at 4% or $281,100 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-1$532,119$33,732$33,732iApproximate average salary by contribution assumption: employee only about $843,300 at 4% or $562,200 at 6%; with 50% employer match about $562,200 at 4% or $374,800 at 6%; with 100% employer match about $421,650 at 4% or $281,100 at 6%.
202011$413,697$26,000$26,000iApproximate average salary by contribution assumption: employee only about $650,000 at 4% or $433,333 at 6%; with 50% employer match about $433,333 at 4% or $288,889 at 6%; with 100% employer match about $325,000 at 4% or $216,667 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-1$413,697$26,000$26,000iApproximate average salary by contribution assumption: employee only about $650,000 at 4% or $433,333 at 6%; with 50% employer match about $433,333 at 4% or $288,889 at 6%; with 100% employer match about $325,000 at 4% or $216,667 at 6%.
201912$314,105$35,105$17,553iApproximate average salary by contribution assumption: employee only about $438,813 at 4% or $292,542 at 6%; with 50% employer match about $292,542 at 4% or $195,028 at 6%; with 100% employer match about $219,406 at 4% or $146,271 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-2$314,105$35,105$17,553iApproximate average salary by contribution assumption: employee only about $438,813 at 4% or $292,542 at 6%; with 50% employer match about $292,542 at 4% or $195,028 at 6%; with 100% employer match about $219,406 at 4% or $146,271 at 6%.
201812$235,680$37,439$18,720iApproximate average salary by contribution assumption: employee only about $467,988 at 4% or $311,992 at 6%; with 50% employer match about $311,992 at 4% or $207,994 at 6%; with 100% employer match about $233,994 at 4% or $155,996 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-2$235,680$37,439$18,720iApproximate average salary by contribution assumption: employee only about $467,988 at 4% or $311,992 at 6%; with 50% employer match about $311,992 at 4% or $207,994 at 6%; with 100% employer match about $233,994 at 4% or $155,996 at 6%.
201713$223,151$37,569$12,523iApproximate average salary by contribution assumption: employee only about $313,075 at 4% or $208,717 at 6%; with 50% employer match about $208,717 at 4% or $139,144 at 6%; with 100% employer match about $156,538 at 4% or $104,358 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-3$223,151$37,569$12,523iApproximate average salary by contribution assumption: employee only about $313,075 at 4% or $208,717 at 6%; with 50% employer match about $208,717 at 4% or $139,144 at 6%; with 100% employer match about $156,538 at 4% or $104,358 at 6%.
201612$170,782$60,628$30,314iApproximate average salary by contribution assumption: employee only about $757,850 at 4% or $505,233 at 6%; with 50% employer match about $505,233 at 4% or $336,822 at 6%; with 100% employer match about $378,925 at 4% or $252,617 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-2$170,782$60,628$30,314iApproximate average salary by contribution assumption: employee only about $757,850 at 4% or $505,233 at 6%; with 50% employer match about $505,233 at 4% or $336,822 at 6%; with 100% employer match about $378,925 at 4% or $252,617 at 6%.
201512$98,724$25,000$12,500iApproximate average salary by contribution assumption: employee only about $312,500 at 4% or $208,333 at 6%; with 50% employer match about $208,333 at 4% or $138,889 at 6%; with 100% employer match about $156,250 at 4% or $104,167 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-2$98,724$25,000$12,500iApproximate average salary by contribution assumption: employee only about $312,500 at 4% or $208,333 at 6%; with 50% employer match about $208,333 at 4% or $138,889 at 6%; with 100% employer match about $156,250 at 4% or $104,167 at 6%.
201413$80,087$73,613$24,538iApproximate average salary by contribution assumption: employee only about $613,442 at 4% or $408,961 at 6%; with 50% employer match about $408,961 at 4% or $272,641 at 6%; with 100% employer match about $306,721 at 4% or $204,481 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-3$80,087$73,613$24,538iApproximate average salary by contribution assumption: employee only about $613,442 at 4% or $408,961 at 6%; with 50% employer match about $408,961 at 4% or $272,641 at 6%; with 100% employer match about $306,721 at 4% or $204,481 at 6%.
201313$7,067$7,067$2,356iApproximate average salary by contribution assumption: employee only about $58,892 at 4% or $39,261 at 6%; with 50% employer match about $39,261 at 4% or $26,174 at 6%; with 100% employer match about $29,446 at 4% or $19,631 at 6%.
Joseph C. Ernandes 401(K) Profit Sharing Plan-3$7,067$7,067$2,356iApproximate average salary by contribution assumption: employee only about $58,892 at 4% or $39,261 at 6%; with 50% employer match about $39,261 at 4% or $26,174 at 6%; with 100% employer match about $29,446 at 4% or $19,631 at 6%.