Civic Intelligence

Opm Earnings DBA Limestone Wealth Advisors

Plan context: Opm Earnings 401(K) Safe Harbor Profit Sharing Plan

EIN 61-1374312 • Louisville, KY • 21 filings • 3 plans

295 N Hubbards LaneSuite 204Louisville, KY 40207
Current Snapshot

Latest Year

2025

2025 Participants

13

2025 Assets

$1,904,047

2025 Contributions

$225,036

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,455,802$1,727,901$0200820172025YearValue
$1,904,047Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1370200820172025YearValue
13Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025113$1,904,047$225,036$17,310iApproximate average salary by contribution assumption: employee only about $432,762 at 4% or $288,508 at 6%; with 50% employer match about $288,508 at 4% or $192,338 at 6%; with 100% employer match about $216,381 at 4% or $144,254 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-13$1,904,047$225,036$17,310iApproximate average salary by contribution assumption: employee only about $432,762 at 4% or $288,508 at 6%; with 50% employer match about $288,508 at 4% or $192,338 at 6%; with 100% employer match about $216,381 at 4% or $144,254 at 6%.
2024111$1,495,616$196,789$17,890iApproximate average salary by contribution assumption: employee only about $447,248 at 4% or $298,165 at 6%; with 50% employer match about $298,165 at 4% or $198,777 at 6%; with 100% employer match about $223,624 at 4% or $149,083 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-11$1,495,616$196,789$17,890iApproximate average salary by contribution assumption: employee only about $447,248 at 4% or $298,165 at 6%; with 50% employer match about $298,165 at 4% or $198,777 at 6%; with 100% employer match about $223,624 at 4% or $149,083 at 6%.
2023112$1,448,396$149,424$12,452iApproximate average salary by contribution assumption: employee only about $311,300 at 4% or $207,533 at 6%; with 50% employer match about $207,533 at 4% or $138,356 at 6%; with 100% employer match about $155,650 at 4% or $103,767 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-12$1,448,396$149,424$12,452iApproximate average salary by contribution assumption: employee only about $311,300 at 4% or $207,533 at 6%; with 50% employer match about $207,533 at 4% or $138,356 at 6%; with 100% employer match about $155,650 at 4% or $103,767 at 6%.
2022112$1,123,764$140,320$11,693iApproximate average salary by contribution assumption: employee only about $292,333 at 4% or $194,889 at 6%; with 50% employer match about $194,889 at 4% or $129,926 at 6%; with 100% employer match about $146,167 at 4% or $97,444 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-12$1,123,764$140,320$11,693iApproximate average salary by contribution assumption: employee only about $292,333 at 4% or $194,889 at 6%; with 50% employer match about $194,889 at 4% or $129,926 at 6%; with 100% employer match about $146,167 at 4% or $97,444 at 6%.
2021211$1,173,439$281,048$25,550iApproximate average salary by contribution assumption: employee only about $638,745 at 4% or $425,830 at 6%; with 50% employer match about $425,830 at 4% or $283,887 at 6%; with 100% employer match about $319,373 at 4% or $212,915 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-11$1,173,439$281,048$25,550iApproximate average salary by contribution assumption: employee only about $638,745 at 4% or $425,830 at 6%; with 50% employer match about $425,830 at 4% or $283,887 at 6%; with 100% employer match about $319,373 at 4% or $212,915 at 6%.
OPM EARNINGS CASH BALANCE PLAN-0$0$0-
2020210$3,455,802$610,052$61,005iApproximate average salary by contribution assumption: employee only about $1,525,130 at 4% or $1,016,753 at 6%; with 50% employer match about $1,016,753 at 4% or $677,836 at 6%; with 100% employer match about $762,565 at 4% or $508,377 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-10$2,502,774$160,052$16,005iApproximate average salary by contribution assumption: employee only about $400,130 at 4% or $266,753 at 6%; with 50% employer match about $266,753 at 4% or $177,836 at 6%; with 100% employer match about $200,065 at 4% or $133,377 at 6%.
OPM EARNINGS CASH BALANCE PLAN-6$953,028$450,000$75,000iApproximate average salary by contribution assumption: employee only about $1,875,000 at 4% or $1,250,000 at 6%; with 50% employer match about $1,250,000 at 4% or $833,333 at 6%; with 100% employer match about $937,500 at 4% or $625,000 at 6%.
201929$2,631,548$567,638$63,071iApproximate average salary by contribution assumption: employee only about $1,576,772 at 4% or $1,051,181 at 6%; with 50% employer match about $1,051,181 at 4% or $700,788 at 6%; with 100% employer match about $788,386 at 4% or $525,591 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-9$2,177,548$113,638$12,626iApproximate average salary by contribution assumption: employee only about $315,661 at 4% or $210,441 at 6%; with 50% employer match about $210,441 at 4% or $140,294 at 6%; with 100% employer match about $157,831 at 4% or $105,220 at 6%.
OPM EARNINGS CASH BALANCE PLAN-6$454,000$454,000$75,667iApproximate average salary by contribution assumption: employee only about $1,891,667 at 4% or $1,261,111 at 6%; with 50% employer match about $1,261,111 at 4% or $840,741 at 6%; with 100% employer match about $945,833 at 4% or $630,556 at 6%.
201818$1,721,867$173,913$21,739iApproximate average salary by contribution assumption: employee only about $543,478 at 4% or $362,319 at 6%; with 50% employer match about $362,319 at 4% or $241,546 at 6%; with 100% employer match about $271,739 at 4% or $181,159 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-8$1,721,867$173,913$21,739iApproximate average salary by contribution assumption: employee only about $543,478 at 4% or $362,319 at 6%; with 50% employer match about $362,319 at 4% or $241,546 at 6%; with 100% employer match about $271,739 at 4% or $181,159 at 6%.
201717$1,676,388$88,831$12,690iApproximate average salary by contribution assumption: employee only about $317,254 at 4% or $211,502 at 6%; with 50% employer match about $211,502 at 4% or $141,002 at 6%; with 100% employer match about $158,627 at 4% or $105,751 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-7$1,676,388$88,831$12,690iApproximate average salary by contribution assumption: employee only about $317,254 at 4% or $211,502 at 6%; with 50% employer match about $211,502 at 4% or $141,002 at 6%; with 100% employer match about $158,627 at 4% or $105,751 at 6%.
201618$1,368,275$87,166$10,896iApproximate average salary by contribution assumption: employee only about $272,394 at 4% or $181,596 at 6%; with 50% employer match about $181,596 at 4% or $121,064 at 6%; with 100% employer match about $136,197 at 4% or $90,798 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-8$1,368,275$87,166$10,896iApproximate average salary by contribution assumption: employee only about $272,394 at 4% or $181,596 at 6%; with 50% employer match about $181,596 at 4% or $121,064 at 6%; with 100% employer match about $136,197 at 4% or $90,798 at 6%.
201517$1,191,735$186,304$26,615iApproximate average salary by contribution assumption: employee only about $665,371 at 4% or $443,581 at 6%; with 50% employer match about $443,581 at 4% or $295,721 at 6%; with 100% employer match about $332,686 at 4% or $221,790 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-7$1,191,735$186,304$26,615iApproximate average salary by contribution assumption: employee only about $665,371 at 4% or $443,581 at 6%; with 50% employer match about $443,581 at 4% or $295,721 at 6%; with 100% employer match about $332,686 at 4% or $221,790 at 6%.
201416$1,008,883$187,065$31,178iApproximate average salary by contribution assumption: employee only about $779,438 at 4% or $519,625 at 6%; with 50% employer match about $519,625 at 4% or $346,417 at 6%; with 100% employer match about $389,719 at 4% or $259,813 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-6$1,008,883$187,065$31,178iApproximate average salary by contribution assumption: employee only about $779,438 at 4% or $519,625 at 6%; with 50% employer match about $519,625 at 4% or $346,417 at 6%; with 100% employer match about $389,719 at 4% or $259,813 at 6%.
201316$605,240$84,170$14,028iApproximate average salary by contribution assumption: employee only about $350,708 at 4% or $233,806 at 6%; with 50% employer match about $233,806 at 4% or $155,870 at 6%; with 100% employer match about $175,354 at 4% or $116,903 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-6$605,240$84,170$14,028iApproximate average salary by contribution assumption: employee only about $350,708 at 4% or $233,806 at 6%; with 50% employer match about $233,806 at 4% or $155,870 at 6%; with 100% employer match about $175,354 at 4% or $116,903 at 6%.
201216$415,366$78,184$13,031iApproximate average salary by contribution assumption: employee only about $325,767 at 4% or $217,178 at 6%; with 50% employer match about $217,178 at 4% or $144,785 at 6%; with 100% employer match about $162,883 at 4% or $108,589 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-6$415,366$78,184$13,031iApproximate average salary by contribution assumption: employee only about $325,767 at 4% or $217,178 at 6%; with 50% employer match about $217,178 at 4% or $144,785 at 6%; with 100% employer match about $162,883 at 4% or $108,589 at 6%.
201116$290,973$69,818$11,636iApproximate average salary by contribution assumption: employee only about $290,908 at 4% or $193,939 at 6%; with 50% employer match about $193,939 at 4% or $129,293 at 6%; with 100% employer match about $145,454 at 4% or $96,969 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-6$290,973$69,818$11,636iApproximate average salary by contribution assumption: employee only about $290,908 at 4% or $193,939 at 6%; with 50% employer match about $193,939 at 4% or $129,293 at 6%; with 100% employer match about $145,454 at 4% or $96,969 at 6%.
201016$252,443$72,280$12,047iApproximate average salary by contribution assumption: employee only about $301,167 at 4% or $200,778 at 6%; with 50% employer match about $200,778 at 4% or $133,852 at 6%; with 100% employer match about $150,583 at 4% or $100,389 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-6$252,443$72,280$12,047iApproximate average salary by contribution assumption: employee only about $301,167 at 4% or $200,778 at 6%; with 50% employer match about $200,778 at 4% or $133,852 at 6%; with 100% employer match about $150,583 at 4% or $100,389 at 6%.
200916$148,556$73,393$12,232iApproximate average salary by contribution assumption: employee only about $305,804 at 4% or $203,869 at 6%; with 50% employer match about $203,869 at 4% or $135,913 at 6%; with 100% employer match about $152,902 at 4% or $101,935 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-6$148,556$73,393$12,232iApproximate average salary by contribution assumption: employee only about $305,804 at 4% or $203,869 at 6%; with 50% employer match about $203,869 at 4% or $135,913 at 6%; with 100% employer match about $152,902 at 4% or $101,935 at 6%.
200815$50,371$62,909$12,582iApproximate average salary by contribution assumption: employee only about $314,545 at 4% or $209,697 at 6%; with 50% employer match about $209,697 at 4% or $139,798 at 6%; with 100% employer match about $157,273 at 4% or $104,848 at 6%.
Opm Earnings 401(K) Safe Harbor Profit Sharing Plan-5$50,371$62,909$12,582iApproximate average salary by contribution assumption: employee only about $314,545 at 4% or $209,697 at 6%; with 50% employer match about $209,697 at 4% or $139,798 at 6%; with 100% employer match about $157,273 at 4% or $104,848 at 6%.