Civic Intelligence

Heick Hester Smith & Associates LLP

Plan context: Cardinal Pointe Financial Group 401(K) Plan

EIN 61-1275187 • Louisville, KY • 30 filings • 7 plans

408 Blankenbaker Pkwy, Suite 100Suite 100Louisville, KY 40243
Current Snapshot

Latest Year

2024

2024 Participants

38

2024 Assets

$7,131,505

2024 Contributions

$1,086,833

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$7,131,505$3,565,753$0200220132024YearValue
$7,131,505Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

41210200120132024YearValue
38Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024238$7,131,505$1,086,833$28,601iApproximate average salary by contribution assumption: employee only about $715,022 at 4% or $476,681 at 6%; with 50% employer match about $476,681 at 4% or $317,787 at 6%; with 100% employer match about $357,511 at 4% or $238,341 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-38$7,068,319$675,888$17,787iApproximate average salary by contribution assumption: employee only about $444,663 at 4% or $296,442 at 6%; with 50% employer match about $296,442 at 4% or $197,628 at 6%; with 100% employer match about $222,332 at 4% or $148,221 at 6%.
HEICK HESTER SMITH & ASSOCIATES LLC CBS BENEFIT PLAN-36$63,186$410,945$11,415iApproximate average salary by contribution assumption: employee only about $285,378 at 4% or $190,252 at 6%; with 50% employer match about $190,252 at 4% or $126,835 at 6%; with 100% employer match about $142,689 at 4% or $95,126 at 6%.
2023237$5,881,462$906,696$24,505iApproximate average salary by contribution assumption: employee only about $612,632 at 4% or $408,422 at 6%; with 50% employer match about $408,422 at 4% or $272,281 at 6%; with 100% employer match about $306,316 at 4% or $204,211 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-37$5,829,350$529,012$14,298iApproximate average salary by contribution assumption: employee only about $357,441 at 4% or $238,294 at 6%; with 50% employer match about $238,294 at 4% or $158,862 at 6%; with 100% employer match about $178,720 at 4% or $119,147 at 6%.
HEICK HESTER SMITH & ASSOCIATES LLC CBS BENEFIT PLAN-33$52,112$377,684$11,445iApproximate average salary by contribution assumption: employee only about $286,124 at 4% or $190,749 at 6%; with 50% employer match about $190,749 at 4% or $127,166 at 6%; with 100% employer match about $143,062 at 4% or $95,375 at 6%.
2022241$4,929,053$880,698$21,480iApproximate average salary by contribution assumption: employee only about $537,011 at 4% or $358,007 at 6%; with 50% employer match about $358,007 at 4% or $238,672 at 6%; with 100% employer match about $268,505 at 4% or $179,004 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-41$4,894,924$501,250$12,226iApproximate average salary by contribution assumption: employee only about $305,640 at 4% or $203,760 at 6%; with 50% employer match about $203,760 at 4% or $135,840 at 6%; with 100% employer match about $152,820 at 4% or $101,880 at 6%.
HEICK HESTER SMITH & ASSOCIATES LLC CBS BENEFIT PLAN-36$34,129$379,448$10,540iApproximate average salary by contribution assumption: employee only about $263,506 at 4% or $175,670 at 6%; with 50% employer match about $175,670 at 4% or $117,114 at 6%; with 100% employer match about $131,753 at 4% or $87,835 at 6%.
2021235$5,534,478$753,241$21,521iApproximate average salary by contribution assumption: employee only about $538,029 at 4% or $358,686 at 6%; with 50% employer match about $358,686 at 4% or $239,124 at 6%; with 100% employer match about $269,015 at 4% or $179,343 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-35$5,508,869$418,208$11,949iApproximate average salary by contribution assumption: employee only about $298,720 at 4% or $199,147 at 6%; with 50% employer match about $199,147 at 4% or $132,764 at 6%; with 100% employer match about $149,360 at 4% or $99,573 at 6%.
HEICK HESTER SMITH & ASSOCIATES LLC CBS BENEFIT PLAN-32$25,609$335,033$10,470iApproximate average salary by contribution assumption: employee only about $261,745 at 4% or $174,496 at 6%; with 50% employer match about $174,496 at 4% or $116,331 at 6%; with 100% employer match about $130,872 at 4% or $87,248 at 6%.
2020235$4,423,752$533,381$15,239iApproximate average salary by contribution assumption: employee only about $380,986 at 4% or $253,991 at 6%; with 50% employer match about $253,991 at 4% or $169,327 at 6%; with 100% employer match about $190,493 at 4% or $126,995 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-35$4,410,187$396,685$11,334iApproximate average salary by contribution assumption: employee only about $283,346 at 4% or $188,898 at 6%; with 50% employer match about $188,898 at 4% or $125,932 at 6%; with 100% employer match about $141,673 at 4% or $94,449 at 6%.
HEICK HESTER SMITH & ASSOCIATES LLC CBS BENEFIT PLAN-30$13,565$136,696$4,557iApproximate average salary by contribution assumption: employee only about $113,913 at 4% or $75,942 at 6%; with 50% employer match about $75,942 at 4% or $50,628 at 6%; with 100% employer match about $56,957 at 4% or $37,971 at 6%.
2019134$3,584,508$345,690$10,167iApproximate average salary by contribution assumption: employee only about $254,184 at 4% or $169,456 at 6%; with 50% employer match about $169,456 at 4% or $112,971 at 6%; with 100% employer match about $127,092 at 4% or $84,728 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-34$3,584,508$345,690$10,167iApproximate average salary by contribution assumption: employee only about $254,184 at 4% or $169,456 at 6%; with 50% employer match about $169,456 at 4% or $112,971 at 6%; with 100% employer match about $127,092 at 4% or $84,728 at 6%.
2018129$2,562,113$317,498$10,948iApproximate average salary by contribution assumption: employee only about $273,705 at 4% or $182,470 at 6%; with 50% employer match about $182,470 at 4% or $121,647 at 6%; with 100% employer match about $136,853 at 4% or $91,235 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-29$2,562,113$317,498$10,948iApproximate average salary by contribution assumption: employee only about $273,705 at 4% or $182,470 at 6%; with 50% employer match about $182,470 at 4% or $121,647 at 6%; with 100% employer match about $136,853 at 4% or $91,235 at 6%.
2017128$2,669,859$335,305$11,975iApproximate average salary by contribution assumption: employee only about $299,379 at 4% or $199,586 at 6%; with 50% employer match about $199,586 at 4% or $133,058 at 6%; with 100% employer match about $149,690 at 4% or $99,793 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-28$2,669,859$335,305$11,975iApproximate average salary by contribution assumption: employee only about $299,379 at 4% or $199,586 at 6%; with 50% employer match about $199,586 at 4% or $133,058 at 6%; with 100% employer match about $149,690 at 4% or $99,793 at 6%.
2016125$1,974,204$231,231$9,249iApproximate average salary by contribution assumption: employee only about $231,231 at 4% or $154,154 at 6%; with 50% employer match about $154,154 at 4% or $102,769 at 6%; with 100% employer match about $115,616 at 4% or $77,077 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-25$1,974,204$231,231$9,249iApproximate average salary by contribution assumption: employee only about $231,231 at 4% or $154,154 at 6%; with 50% employer match about $154,154 at 4% or $102,769 at 6%; with 100% employer match about $115,616 at 4% or $77,077 at 6%.
2015121$1,647,066$259,073$12,337iApproximate average salary by contribution assumption: employee only about $308,420 at 4% or $205,613 at 6%; with 50% employer match about $205,613 at 4% or $137,076 at 6%; with 100% employer match about $154,210 at 4% or $102,807 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-21$1,647,066$259,073$12,337iApproximate average salary by contribution assumption: employee only about $308,420 at 4% or $205,613 at 6%; with 50% employer match about $205,613 at 4% or $137,076 at 6%; with 100% employer match about $154,210 at 4% or $102,807 at 6%.
2014125$1,699,368$187,485$7,499iApproximate average salary by contribution assumption: employee only about $187,485 at 4% or $124,990 at 6%; with 50% employer match about $124,990 at 4% or $83,327 at 6%; with 100% employer match about $93,743 at 4% or $62,495 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-25$1,699,368$187,485$7,499iApproximate average salary by contribution assumption: employee only about $187,485 at 4% or $124,990 at 6%; with 50% employer match about $124,990 at 4% or $83,327 at 6%; with 100% employer match about $93,743 at 4% or $62,495 at 6%.
2013119$1,409,440$184,403$9,705iApproximate average salary by contribution assumption: employee only about $242,636 at 4% or $161,757 at 6%; with 50% employer match about $161,757 at 4% or $107,838 at 6%; with 100% employer match about $121,318 at 4% or $80,879 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-19$1,409,440$184,403$9,705iApproximate average salary by contribution assumption: employee only about $242,636 at 4% or $161,757 at 6%; with 50% employer match about $161,757 at 4% or $107,838 at 6%; with 100% employer match about $121,318 at 4% or $80,879 at 6%.
2012121$1,098,795$165,137$7,864iApproximate average salary by contribution assumption: employee only about $196,592 at 4% or $131,061 at 6%; with 50% employer match about $131,061 at 4% or $87,374 at 6%; with 100% employer match about $98,296 at 4% or $65,531 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-21$1,098,795$165,137$7,864iApproximate average salary by contribution assumption: employee only about $196,592 at 4% or $131,061 at 6%; with 50% employer match about $131,061 at 4% or $87,374 at 6%; with 100% employer match about $98,296 at 4% or $65,531 at 6%.
2011118$857,003$120,555$6,698iApproximate average salary by contribution assumption: employee only about $167,438 at 4% or $111,625 at 6%; with 50% employer match about $111,625 at 4% or $74,417 at 6%; with 100% employer match about $83,719 at 4% or $55,813 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-18$857,003$120,555$6,698iApproximate average salary by contribution assumption: employee only about $167,438 at 4% or $111,625 at 6%; with 50% employer match about $111,625 at 4% or $74,417 at 6%; with 100% employer match about $83,719 at 4% or $55,813 at 6%.
2010118$801,311$98,145$5,453iApproximate average salary by contribution assumption: employee only about $136,313 at 4% or $90,875 at 6%; with 50% employer match about $90,875 at 4% or $60,583 at 6%; with 100% employer match about $68,156 at 4% or $45,438 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-18$801,311$98,145$5,453iApproximate average salary by contribution assumption: employee only about $136,313 at 4% or $90,875 at 6%; with 50% employer match about $90,875 at 4% or $60,583 at 6%; with 100% employer match about $68,156 at 4% or $45,438 at 6%.
2009119$619,629$92,199$4,853iApproximate average salary by contribution assumption: employee only about $121,314 at 4% or $80,876 at 6%; with 50% employer match about $80,876 at 4% or $53,918 at 6%; with 100% employer match about $60,657 at 4% or $40,438 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-19$619,629$92,199$4,853iApproximate average salary by contribution assumption: employee only about $121,314 at 4% or $80,876 at 6%; with 50% employer match about $80,876 at 4% or $53,918 at 6%; with 100% employer match about $60,657 at 4% or $40,438 at 6%.
2008121$397,879$105,983$5,047iApproximate average salary by contribution assumption: employee only about $126,170 at 4% or $84,113 at 6%; with 50% employer match about $84,113 at 4% or $56,076 at 6%; with 100% employer match about $63,085 at 4% or $42,057 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-21$397,879$105,983$5,047iApproximate average salary by contribution assumption: employee only about $126,170 at 4% or $84,113 at 6%; with 50% employer match about $84,113 at 4% or $56,076 at 6%; with 100% employer match about $63,085 at 4% or $42,057 at 6%.
2007119$570,420$96,920$5,101iApproximate average salary by contribution assumption: employee only about $127,526 at 4% or $85,018 at 6%; with 50% employer match about $85,018 at 4% or $56,678 at 6%; with 100% employer match about $63,763 at 4% or $42,509 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-19$570,420$96,920$5,101iApproximate average salary by contribution assumption: employee only about $127,526 at 4% or $85,018 at 6%; with 50% employer match about $85,018 at 4% or $56,678 at 6%; with 100% employer match about $63,763 at 4% or $42,509 at 6%.
2006123$424,890$100,004$4,348iApproximate average salary by contribution assumption: employee only about $108,700 at 4% or $72,467 at 6%; with 50% employer match about $72,467 at 4% or $48,311 at 6%; with 100% employer match about $54,350 at 4% or $36,233 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-23$424,890$100,004$4,348iApproximate average salary by contribution assumption: employee only about $108,700 at 4% or $72,467 at 6%; with 50% employer match about $72,467 at 4% or $48,311 at 6%; with 100% employer match about $54,350 at 4% or $36,233 at 6%.
2005114$307,792$46,393$3,314iApproximate average salary by contribution assumption: employee only about $82,845 at 4% or $55,230 at 6%; with 50% employer match about $55,230 at 4% or $36,820 at 6%; with 100% employer match about $41,422 at 4% or $27,615 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-14$307,792$46,393$3,314iApproximate average salary by contribution assumption: employee only about $82,845 at 4% or $55,230 at 6%; with 50% employer match about $55,230 at 4% or $36,820 at 6%; with 100% employer match about $41,422 at 4% or $27,615 at 6%.
2004112$302,528$50,519$4,210iApproximate average salary by contribution assumption: employee only about $105,248 at 4% or $70,165 at 6%; with 50% employer match about $70,165 at 4% or $46,777 at 6%; with 100% employer match about $52,624 at 4% or $35,083 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-12$302,528$50,519$4,210iApproximate average salary by contribution assumption: employee only about $105,248 at 4% or $70,165 at 6%; with 50% employer match about $70,165 at 4% or $46,777 at 6%; with 100% employer match about $52,624 at 4% or $35,083 at 6%.
2003113$230,803$66,434$5,110iApproximate average salary by contribution assumption: employee only about $127,758 at 4% or $85,172 at 6%; with 50% employer match about $85,172 at 4% or $56,781 at 6%; with 100% employer match about $63,879 at 4% or $42,586 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-13$230,803$66,434$5,110iApproximate average salary by contribution assumption: employee only about $127,758 at 4% or $85,172 at 6%; with 50% employer match about $85,172 at 4% or $56,781 at 6%; with 100% employer match about $63,879 at 4% or $42,586 at 6%.
2002215$166,054$86,935$5,796iApproximate average salary by contribution assumption: employee only about $144,892 at 4% or $96,594 at 6%; with 50% employer match about $96,594 at 4% or $64,396 at 6%; with 100% employer match about $72,446 at 4% or $48,297 at 6%.
Cardinal Pointe Financial Group 401(K) Plan-15$166,054$86,935$5,796iApproximate average salary by contribution assumption: employee only about $144,892 at 4% or $96,594 at 6%; with 50% employer match about $96,594 at 4% or $64,396 at 6%; with 100% employer match about $72,446 at 4% or $48,297 at 6%.
HEICK HESTER & ASSOCIATES-15---
2001113$0$0-
Cardinal Pointe Financial Group 401(K) Plan-13---