Civic Intelligence

Ratcliff Construction Inc.

Plan context: Ratcliff Construction Retirement Plan

EIN 59-2829823 • Orange Park, FL • 22 filings • 1 plans

24B Industrial Loop E Suite 166Orange Park, FL 32073
Current Snapshot

Latest Year

2025

2025 Participants

5

2025 Assets

$5,253,363

2025 Contributions

$132,697

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$5,534,559$2,767,280$0200420152025YearValue
$5,253,363Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

740200420152025YearValue
5Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202515$5,253,363$132,697$26,539iApproximate average salary by contribution assumption: employee only about $663,485 at 4% or $442,323 at 6%; with 50% employer match about $442,323 at 4% or $294,882 at 6%; with 100% employer match about $331,743 at 4% or $221,162 at 6%.
Ratcliff Construction Retirement Plan-5$5,253,363$132,697$26,539iApproximate average salary by contribution assumption: employee only about $663,485 at 4% or $442,323 at 6%; with 50% employer match about $442,323 at 4% or $294,882 at 6%; with 100% employer match about $331,743 at 4% or $221,162 at 6%.
202416$5,534,559$43,217$7,203iApproximate average salary by contribution assumption: employee only about $180,071 at 4% or $120,047 at 6%; with 50% employer match about $120,047 at 4% or $80,031 at 6%; with 100% employer match about $90,035 at 4% or $60,024 at 6%.
Ratcliff Construction Retirement Plan-6$5,534,559$43,217$7,203iApproximate average salary by contribution assumption: employee only about $180,071 at 4% or $120,047 at 6%; with 50% employer match about $120,047 at 4% or $80,031 at 6%; with 100% employer match about $90,035 at 4% or $60,024 at 6%.
202316$4,980,986$235,476$39,246iApproximate average salary by contribution assumption: employee only about $981,150 at 4% or $654,100 at 6%; with 50% employer match about $654,100 at 4% or $436,067 at 6%; with 100% employer match about $490,575 at 4% or $327,050 at 6%.
Ratcliff Construction Retirement Plan-6$4,980,986$235,476$39,246iApproximate average salary by contribution assumption: employee only about $981,150 at 4% or $654,100 at 6%; with 50% employer match about $654,100 at 4% or $436,067 at 6%; with 100% employer match about $490,575 at 4% or $327,050 at 6%.
202216$4,151,152$242,375$40,396iApproximate average salary by contribution assumption: employee only about $1,009,896 at 4% or $673,264 at 6%; with 50% employer match about $673,264 at 4% or $448,843 at 6%; with 100% employer match about $504,948 at 4% or $336,632 at 6%.
Ratcliff Construction Retirement Plan-6$4,151,152$242,375$40,396iApproximate average salary by contribution assumption: employee only about $1,009,896 at 4% or $673,264 at 6%; with 50% employer match about $673,264 at 4% or $448,843 at 6%; with 100% employer match about $504,948 at 4% or $336,632 at 6%.
202117$4,662,623$210,505$30,072iApproximate average salary by contribution assumption: employee only about $751,804 at 4% or $501,202 at 6%; with 50% employer match about $501,202 at 4% or $334,135 at 6%; with 100% employer match about $375,902 at 4% or $250,601 at 6%.
Ratcliff Construction Retirement Plan-7$4,662,623$210,505$30,072iApproximate average salary by contribution assumption: employee only about $751,804 at 4% or $501,202 at 6%; with 50% employer match about $501,202 at 4% or $334,135 at 6%; with 100% employer match about $375,902 at 4% or $250,601 at 6%.
202017$4,011,689$195,412$27,916iApproximate average salary by contribution assumption: employee only about $697,900 at 4% or $465,267 at 6%; with 50% employer match about $465,267 at 4% or $310,178 at 6%; with 100% employer match about $348,950 at 4% or $232,633 at 6%.
Ratcliff Construction Retirement Plan-7$4,011,689$195,412$27,916iApproximate average salary by contribution assumption: employee only about $697,900 at 4% or $465,267 at 6%; with 50% employer match about $465,267 at 4% or $310,178 at 6%; with 100% employer match about $348,950 at 4% or $232,633 at 6%.
201915$3,356,419$168,410$33,682iApproximate average salary by contribution assumption: employee only about $842,050 at 4% or $561,367 at 6%; with 50% employer match about $561,367 at 4% or $374,244 at 6%; with 100% employer match about $421,025 at 4% or $280,683 at 6%.
Ratcliff Construction Retirement Plan-5$3,356,419$168,410$33,682iApproximate average salary by contribution assumption: employee only about $842,050 at 4% or $561,367 at 6%; with 50% employer match about $561,367 at 4% or $374,244 at 6%; with 100% employer match about $421,025 at 4% or $280,683 at 6%.
201816$2,788,993$183,221$30,537iApproximate average salary by contribution assumption: employee only about $763,421 at 4% or $508,947 at 6%; with 50% employer match about $508,947 at 4% or $339,298 at 6%; with 100% employer match about $381,710 at 4% or $254,474 at 6%.
Ratcliff Construction Retirement Plan-6$2,788,993$183,221$30,537iApproximate average salary by contribution assumption: employee only about $763,421 at 4% or $508,947 at 6%; with 50% employer match about $508,947 at 4% or $339,298 at 6%; with 100% employer match about $381,710 at 4% or $254,474 at 6%.
201716$2,793,444$177,162$29,527iApproximate average salary by contribution assumption: employee only about $738,175 at 4% or $492,117 at 6%; with 50% employer match about $492,117 at 4% or $328,078 at 6%; with 100% employer match about $369,088 at 4% or $246,058 at 6%.
Ratcliff Construction Retirement Plan-6$2,793,444$177,162$29,527iApproximate average salary by contribution assumption: employee only about $738,175 at 4% or $492,117 at 6%; with 50% employer match about $492,117 at 4% or $328,078 at 6%; with 100% employer match about $369,088 at 4% or $246,058 at 6%.
201616$2,256,029$173,550$28,925iApproximate average salary by contribution assumption: employee only about $723,125 at 4% or $482,083 at 6%; with 50% employer match about $482,083 at 4% or $321,389 at 6%; with 100% employer match about $361,563 at 4% or $241,042 at 6%.
Ratcliff Construction Retirement Plan-6$2,256,029$173,550$28,925iApproximate average salary by contribution assumption: employee only about $723,125 at 4% or $482,083 at 6%; with 50% employer match about $482,083 at 4% or $321,389 at 6%; with 100% employer match about $361,563 at 4% or $241,042 at 6%.
201517$1,952,291$170,934$24,419iApproximate average salary by contribution assumption: employee only about $610,479 at 4% or $406,986 at 6%; with 50% employer match about $406,986 at 4% or $271,324 at 6%; with 100% employer match about $305,239 at 4% or $203,493 at 6%.
Ratcliff Construction Retirement Plan-7$1,952,291$170,934$24,419iApproximate average salary by contribution assumption: employee only about $610,479 at 4% or $406,986 at 6%; with 50% employer match about $406,986 at 4% or $271,324 at 6%; with 100% employer match about $305,239 at 4% or $203,493 at 6%.
201417$1,815,100$165,507$23,644iApproximate average salary by contribution assumption: employee only about $591,096 at 4% or $394,064 at 6%; with 50% employer match about $394,064 at 4% or $262,710 at 6%; with 100% employer match about $295,548 at 4% or $197,032 at 6%.
Ratcliff Construction Retirement Plan-7$1,815,100$165,507$23,644iApproximate average salary by contribution assumption: employee only about $591,096 at 4% or $394,064 at 6%; with 50% employer match about $394,064 at 4% or $262,710 at 6%; with 100% employer match about $295,548 at 4% or $197,032 at 6%.
201317$1,565,461$153,603$21,943iApproximate average salary by contribution assumption: employee only about $548,582 at 4% or $365,721 at 6%; with 50% employer match about $365,721 at 4% or $243,814 at 6%; with 100% employer match about $274,291 at 4% or $182,861 at 6%.
Ratcliff Construction Retirement Plan-7$1,565,461$153,603$21,943iApproximate average salary by contribution assumption: employee only about $548,582 at 4% or $365,721 at 6%; with 50% employer match about $365,721 at 4% or $243,814 at 6%; with 100% employer match about $274,291 at 4% or $182,861 at 6%.
201215$1,199,442$145,687$29,137iApproximate average salary by contribution assumption: employee only about $728,435 at 4% or $485,623 at 6%; with 50% employer match about $485,623 at 4% or $323,749 at 6%; with 100% employer match about $364,218 at 4% or $242,812 at 6%.
Ratcliff Construction Retirement Plan-5$1,199,442$145,687$29,137iApproximate average salary by contribution assumption: employee only about $728,435 at 4% or $485,623 at 6%; with 50% employer match about $485,623 at 4% or $323,749 at 6%; with 100% employer match about $364,218 at 4% or $242,812 at 6%.
201115$941,681$145,006$29,001iApproximate average salary by contribution assumption: employee only about $725,030 at 4% or $483,353 at 6%; with 50% employer match about $483,353 at 4% or $322,236 at 6%; with 100% employer match about $362,515 at 4% or $241,677 at 6%.
Ratcliff Construction Retirement Plan-5$941,681$145,006$29,001iApproximate average salary by contribution assumption: employee only about $725,030 at 4% or $483,353 at 6%; with 50% employer match about $483,353 at 4% or $322,236 at 6%; with 100% employer match about $362,515 at 4% or $241,677 at 6%.
201016$856,481$144,267$24,045iApproximate average salary by contribution assumption: employee only about $601,113 at 4% or $400,742 at 6%; with 50% employer match about $400,742 at 4% or $267,161 at 6%; with 100% employer match about $300,556 at 4% or $200,371 at 6%.
Ratcliff Construction Retirement Plan-6$856,481$144,267$24,045iApproximate average salary by contribution assumption: employee only about $601,113 at 4% or $400,742 at 6%; with 50% employer match about $400,742 at 4% or $267,161 at 6%; with 100% employer match about $300,556 at 4% or $200,371 at 6%.
200915$644,499$29,939$5,988iApproximate average salary by contribution assumption: employee only about $149,695 at 4% or $99,797 at 6%; with 50% employer match about $99,797 at 4% or $66,531 at 6%; with 100% employer match about $74,848 at 4% or $49,898 at 6%.
Ratcliff Construction Retirement Plan-5$644,499$29,939$5,988iApproximate average salary by contribution assumption: employee only about $149,695 at 4% or $99,797 at 6%; with 50% employer match about $99,797 at 4% or $66,531 at 6%; with 100% employer match about $74,848 at 4% or $49,898 at 6%.
200815$570,821$144,080$28,816iApproximate average salary by contribution assumption: employee only about $720,400 at 4% or $480,267 at 6%; with 50% employer match about $480,267 at 4% or $320,178 at 6%; with 100% employer match about $360,200 at 4% or $240,133 at 6%.
Ratcliff Construction Retirement Plan-5$570,821$144,080$28,816iApproximate average salary by contribution assumption: employee only about $720,400 at 4% or $480,267 at 6%; with 50% employer match about $480,267 at 4% or $320,178 at 6%; with 100% employer match about $360,200 at 4% or $240,133 at 6%.
200716$0$0-
Ratcliff Construction Retirement Plan-6---
200615$336,065$119,350$23,870iApproximate average salary by contribution assumption: employee only about $596,750 at 4% or $397,833 at 6%; with 50% employer match about $397,833 at 4% or $265,222 at 6%; with 100% employer match about $298,375 at 4% or $198,917 at 6%.
Ratcliff Construction Retirement Plan-5$336,065$119,350$23,870iApproximate average salary by contribution assumption: employee only about $596,750 at 4% or $397,833 at 6%; with 50% employer match about $397,833 at 4% or $265,222 at 6%; with 100% employer match about $298,375 at 4% or $198,917 at 6%.
200515$197,577$96,821$19,364iApproximate average salary by contribution assumption: employee only about $484,105 at 4% or $322,737 at 6%; with 50% employer match about $322,737 at 4% or $215,158 at 6%; with 100% employer match about $242,053 at 4% or $161,368 at 6%.
Ratcliff Construction Retirement Plan-5$197,577$96,821$19,364iApproximate average salary by contribution assumption: employee only about $484,105 at 4% or $322,737 at 6%; with 50% employer match about $322,737 at 4% or $215,158 at 6%; with 100% employer match about $242,053 at 4% or $161,368 at 6%.
200415$93,872$93,872$18,774iApproximate average salary by contribution assumption: employee only about $469,360 at 4% or $312,907 at 6%; with 50% employer match about $312,907 at 4% or $208,604 at 6%; with 100% employer match about $234,680 at 4% or $156,453 at 6%.
Ratcliff Construction Retirement Plan-5$93,872$93,872$18,774iApproximate average salary by contribution assumption: employee only about $469,360 at 4% or $312,907 at 6%; with 50% employer match about $312,907 at 4% or $208,604 at 6%; with 100% employer match about $234,680 at 4% or $156,453 at 6%.