Civic Intelligence

Berger, Toombs, Elam & Frank

Plan context: Berger, Toombs, Elam & Frank 401(K) Retirement Plan

EIN 59-1785250 • Fort Pierce, FL • 27 filings • 2 plans

600 Citrus AvenueSuite 200Fort Pierce, FL 34950
Current Snapshot

Latest Year

2025

2025 Participants

23

2025 Assets

$4,178,794

2025 Contributions

$153,742

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,178,794$2,089,397$0199920132025YearValue
$4,178,794Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

27140199920122025YearValue
23Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025123$4,178,794$153,742$6,684iApproximate average salary by contribution assumption: employee only about $167,111 at 4% or $111,407 at 6%; with 50% employer match about $111,407 at 4% or $74,271 at 6%; with 100% employer match about $83,555 at 4% or $55,704 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-23$4,178,794$153,742$6,684iApproximate average salary by contribution assumption: employee only about $167,111 at 4% or $111,407 at 6%; with 50% employer match about $111,407 at 4% or $74,271 at 6%; with 100% employer match about $83,555 at 4% or $55,704 at 6%.
2024126$4,008,230$179,620$6,908iApproximate average salary by contribution assumption: employee only about $172,712 at 4% or $115,141 at 6%; with 50% employer match about $115,141 at 4% or $76,761 at 6%; with 100% employer match about $86,356 at 4% or $57,571 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-26$4,008,230$179,620$6,908iApproximate average salary by contribution assumption: employee only about $172,712 at 4% or $115,141 at 6%; with 50% employer match about $115,141 at 4% or $76,761 at 6%; with 100% employer match about $86,356 at 4% or $57,571 at 6%.
2023125$3,461,537$176,529$7,061iApproximate average salary by contribution assumption: employee only about $176,529 at 4% or $117,686 at 6%; with 50% employer match about $117,686 at 4% or $78,457 at 6%; with 100% employer match about $88,265 at 4% or $58,843 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-25$3,461,537$176,529$7,061iApproximate average salary by contribution assumption: employee only about $176,529 at 4% or $117,686 at 6%; with 50% employer match about $117,686 at 4% or $78,457 at 6%; with 100% employer match about $88,265 at 4% or $58,843 at 6%.
2022127$2,948,009$180,080$6,670iApproximate average salary by contribution assumption: employee only about $166,741 at 4% or $111,160 at 6%; with 50% employer match about $111,160 at 4% or $74,107 at 6%; with 100% employer match about $83,370 at 4% or $55,580 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-27$2,948,009$180,080$6,670iApproximate average salary by contribution assumption: employee only about $166,741 at 4% or $111,160 at 6%; with 50% employer match about $111,160 at 4% or $74,107 at 6%; with 100% employer match about $83,370 at 4% or $55,580 at 6%.
2021127$4,012,427$161,941$5,998iApproximate average salary by contribution assumption: employee only about $149,945 at 4% or $99,964 at 6%; with 50% employer match about $99,964 at 4% or $66,642 at 6%; with 100% employer match about $74,973 at 4% or $49,982 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-27$4,012,427$161,941$5,998iApproximate average salary by contribution assumption: employee only about $149,945 at 4% or $99,964 at 6%; with 50% employer match about $99,964 at 4% or $66,642 at 6%; with 100% employer match about $74,973 at 4% or $49,982 at 6%.
2020126$3,473,653$148,991$5,730iApproximate average salary by contribution assumption: employee only about $143,261 at 4% or $95,507 at 6%; with 50% employer match about $95,507 at 4% or $63,671 at 6%; with 100% employer match about $71,630 at 4% or $47,754 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-26$3,473,653$148,991$5,730iApproximate average salary by contribution assumption: employee only about $143,261 at 4% or $95,507 at 6%; with 50% employer match about $95,507 at 4% or $63,671 at 6%; with 100% employer match about $71,630 at 4% or $47,754 at 6%.
2019123$3,088,393$112,042$4,871iApproximate average salary by contribution assumption: employee only about $121,785 at 4% or $81,190 at 6%; with 50% employer match about $81,190 at 4% or $54,127 at 6%; with 100% employer match about $60,892 at 4% or $40,595 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-23$3,088,393$112,042$4,871iApproximate average salary by contribution assumption: employee only about $121,785 at 4% or $81,190 at 6%; with 50% employer match about $81,190 at 4% or $54,127 at 6%; with 100% employer match about $60,892 at 4% or $40,595 at 6%.
2018122$2,580,049$130,906$5,950iApproximate average salary by contribution assumption: employee only about $148,757 at 4% or $99,171 at 6%; with 50% employer match about $99,171 at 4% or $66,114 at 6%; with 100% employer match about $74,378 at 4% or $49,586 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-22$2,580,049$130,906$5,950iApproximate average salary by contribution assumption: employee only about $148,757 at 4% or $99,171 at 6%; with 50% employer match about $99,171 at 4% or $66,114 at 6%; with 100% employer match about $74,378 at 4% or $49,586 at 6%.
2017125$2,611,788$127,938$5,118iApproximate average salary by contribution assumption: employee only about $127,938 at 4% or $85,292 at 6%; with 50% employer match about $85,292 at 4% or $56,861 at 6%; with 100% employer match about $63,969 at 4% or $42,646 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-25$2,611,788$127,938$5,118iApproximate average salary by contribution assumption: employee only about $127,938 at 4% or $85,292 at 6%; with 50% employer match about $85,292 at 4% or $56,861 at 6%; with 100% employer match about $63,969 at 4% or $42,646 at 6%.
2016125$2,246,202$128,581$5,143iApproximate average salary by contribution assumption: employee only about $128,581 at 4% or $85,721 at 6%; with 50% employer match about $85,721 at 4% or $57,147 at 6%; with 100% employer match about $64,290 at 4% or $42,860 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-25$2,246,202$128,581$5,143iApproximate average salary by contribution assumption: employee only about $128,581 at 4% or $85,721 at 6%; with 50% employer match about $85,721 at 4% or $57,147 at 6%; with 100% employer match about $64,290 at 4% or $42,860 at 6%.
2015125$2,041,238$122,234$4,889iApproximate average salary by contribution assumption: employee only about $122,234 at 4% or $81,489 at 6%; with 50% employer match about $81,489 at 4% or $54,326 at 6%; with 100% employer match about $61,117 at 4% or $40,745 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-25$2,041,238$122,234$4,889iApproximate average salary by contribution assumption: employee only about $122,234 at 4% or $81,489 at 6%; with 50% employer match about $81,489 at 4% or $54,326 at 6%; with 100% employer match about $61,117 at 4% or $40,745 at 6%.
2014123$1,929,528$108,714$4,727iApproximate average salary by contribution assumption: employee only about $118,167 at 4% or $78,778 at 6%; with 50% employer match about $78,778 at 4% or $52,519 at 6%; with 100% employer match about $59,084 at 4% or $39,389 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-23$1,929,528$108,714$4,727iApproximate average salary by contribution assumption: employee only about $118,167 at 4% or $78,778 at 6%; with 50% employer match about $78,778 at 4% or $52,519 at 6%; with 100% employer match about $59,084 at 4% or $39,389 at 6%.
2013123$1,751,773$102,996$4,478iApproximate average salary by contribution assumption: employee only about $111,952 at 4% or $74,635 at 6%; with 50% employer match about $74,635 at 4% or $49,757 at 6%; with 100% employer match about $55,976 at 4% or $37,317 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-23$1,751,773$102,996$4,478iApproximate average salary by contribution assumption: employee only about $111,952 at 4% or $74,635 at 6%; with 50% employer match about $74,635 at 4% or $49,757 at 6%; with 100% employer match about $55,976 at 4% or $37,317 at 6%.
2012125$1,537,946$97,553$3,902iApproximate average salary by contribution assumption: employee only about $97,553 at 4% or $65,035 at 6%; with 50% employer match about $65,035 at 4% or $43,357 at 6%; with 100% employer match about $48,777 at 4% or $32,518 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-25$1,537,946$97,553$3,902iApproximate average salary by contribution assumption: employee only about $97,553 at 4% or $65,035 at 6%; with 50% employer match about $65,035 at 4% or $43,357 at 6%; with 100% employer match about $48,777 at 4% or $32,518 at 6%.
2011126$1,367,443$116,905$4,496iApproximate average salary by contribution assumption: employee only about $112,409 at 4% or $74,939 at 6%; with 50% employer match about $74,939 at 4% or $49,959 at 6%; with 100% employer match about $56,204 at 4% or $37,470 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-26$1,367,443$116,905$4,496iApproximate average salary by contribution assumption: employee only about $112,409 at 4% or $74,939 at 6%; with 50% employer match about $74,939 at 4% or $49,959 at 6%; with 100% employer match about $56,204 at 4% or $37,470 at 6%.
2010124$1,246,836$114,187$4,758iApproximate average salary by contribution assumption: employee only about $118,945 at 4% or $79,297 at 6%; with 50% employer match about $79,297 at 4% or $52,864 at 6%; with 100% employer match about $59,472 at 4% or $39,648 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-24$1,246,836$114,187$4,758iApproximate average salary by contribution assumption: employee only about $118,945 at 4% or $79,297 at 6%; with 50% employer match about $79,297 at 4% or $52,864 at 6%; with 100% employer match about $59,472 at 4% or $39,648 at 6%.
2009125$1,057,062$110,515$4,421iApproximate average salary by contribution assumption: employee only about $110,515 at 4% or $73,677 at 6%; with 50% employer match about $73,677 at 4% or $49,118 at 6%; with 100% employer match about $55,258 at 4% or $36,838 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-25$1,057,062$110,515$4,421iApproximate average salary by contribution assumption: employee only about $110,515 at 4% or $73,677 at 6%; with 50% employer match about $73,677 at 4% or $49,118 at 6%; with 100% employer match about $55,258 at 4% or $36,838 at 6%.
2008126$761,260$128,157$4,929iApproximate average salary by contribution assumption: employee only about $123,228 at 4% or $82,152 at 6%; with 50% employer match about $82,152 at 4% or $54,768 at 6%; with 100% employer match about $61,614 at 4% or $41,076 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-26$761,260$128,157$4,929iApproximate average salary by contribution assumption: employee only about $123,228 at 4% or $82,152 at 6%; with 50% employer match about $82,152 at 4% or $54,768 at 6%; with 100% employer match about $61,614 at 4% or $41,076 at 6%.
2007122$1,222,518$149,414$6,792iApproximate average salary by contribution assumption: employee only about $169,789 at 4% or $113,192 at 6%; with 50% employer match about $113,192 at 4% or $75,462 at 6%; with 100% employer match about $84,894 at 4% or $56,596 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-22$1,222,518$149,414$6,792iApproximate average salary by contribution assumption: employee only about $169,789 at 4% or $113,192 at 6%; with 50% employer match about $113,192 at 4% or $75,462 at 6%; with 100% employer match about $84,894 at 4% or $56,596 at 6%.
2006124$1,022,527$122,763$5,115iApproximate average salary by contribution assumption: employee only about $127,878 at 4% or $85,252 at 6%; with 50% employer match about $85,252 at 4% or $56,835 at 6%; with 100% employer match about $63,939 at 4% or $42,626 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-24$1,022,527$122,763$5,115iApproximate average salary by contribution assumption: employee only about $127,878 at 4% or $85,252 at 6%; with 50% employer match about $85,252 at 4% or $56,835 at 6%; with 100% employer match about $63,939 at 4% or $42,626 at 6%.
2005125$832,806$106,556$4,262iApproximate average salary by contribution assumption: employee only about $106,556 at 4% or $71,037 at 6%; with 50% employer match about $71,037 at 4% or $47,358 at 6%; with 100% employer match about $53,278 at 4% or $35,519 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-25$832,806$106,556$4,262iApproximate average salary by contribution assumption: employee only about $106,556 at 4% or $71,037 at 6%; with 50% employer match about $71,037 at 4% or $47,358 at 6%; with 100% employer match about $53,278 at 4% or $35,519 at 6%.
2004122$703,834$95,765$4,353iApproximate average salary by contribution assumption: employee only about $108,824 at 4% or $72,549 at 6%; with 50% employer match about $72,549 at 4% or $48,366 at 6%; with 100% employer match about $54,412 at 4% or $36,275 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-22$703,834$95,765$4,353iApproximate average salary by contribution assumption: employee only about $108,824 at 4% or $72,549 at 6%; with 50% employer match about $72,549 at 4% or $48,366 at 6%; with 100% employer match about $54,412 at 4% or $36,275 at 6%.
2003119$669,736$75,505$3,974iApproximate average salary by contribution assumption: employee only about $99,349 at 4% or $66,232 at 6%; with 50% employer match about $66,232 at 4% or $44,155 at 6%; with 100% employer match about $49,674 at 4% or $33,116 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-19$669,736$75,505$3,974iApproximate average salary by contribution assumption: employee only about $99,349 at 4% or $66,232 at 6%; with 50% employer match about $66,232 at 4% or $44,155 at 6%; with 100% employer match about $49,674 at 4% or $33,116 at 6%.
2002118$570,571$97,927$5,440iApproximate average salary by contribution assumption: employee only about $136,010 at 4% or $90,673 at 6%; with 50% employer match about $90,673 at 4% or $60,449 at 6%; with 100% employer match about $68,005 at 4% or $45,337 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-18$570,571$97,927$5,440iApproximate average salary by contribution assumption: employee only about $136,010 at 4% or $90,673 at 6%; with 50% employer match about $90,673 at 4% or $60,449 at 6%; with 100% employer match about $68,005 at 4% or $45,337 at 6%.
2001120$0$0-
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-20---
2000120$639,502$107,072$5,354iApproximate average salary by contribution assumption: employee only about $133,840 at 4% or $89,227 at 6%; with 50% employer match about $89,227 at 4% or $59,484 at 6%; with 100% employer match about $66,920 at 4% or $44,613 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-20$639,502$107,072$5,354iApproximate average salary by contribution assumption: employee only about $133,840 at 4% or $89,227 at 6%; with 50% employer match about $89,227 at 4% or $59,484 at 6%; with 100% employer match about $66,920 at 4% or $44,613 at 6%.
1999118$586,709$101,322$5,629iApproximate average salary by contribution assumption: employee only about $140,725 at 4% or $93,817 at 6%; with 50% employer match about $93,817 at 4% or $62,544 at 6%; with 100% employer match about $70,363 at 4% or $46,908 at 6%.
Berger, Toombs, Elam & Frank 401(K) Retirement Plan-18$586,709$101,322$5,629iApproximate average salary by contribution assumption: employee only about $140,725 at 4% or $93,817 at 6%; with 50% employer match about $93,817 at 4% or $62,544 at 6%; with 100% employer match about $70,363 at 4% or $46,908 at 6%.