Civic Intelligence

Ray Howard & Associates Inc

Plan context: Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust

EIN 59-1550830 • Jacksonville, FL • 26 filings • 2 plans

3350 Kori RoadJacksonville, FL 32257-5454
Current Snapshot

Latest Year

2025

2025 Participants

2

2025 Assets

$2,694,417

2025 Contributions

$25,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,924,332$1,462,166$0200020142024YearValue
$2,694,417Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420200020122024YearValue
2Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202510$0$0-
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-0---
202412$2,694,417$25,000$12,500iApproximate average salary by contribution assumption: employee only about $312,500 at 4% or $208,333 at 6%; with 50% employer match about $208,333 at 4% or $138,889 at 6%; with 100% employer match about $156,250 at 4% or $104,167 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$2,694,417$25,000$12,500iApproximate average salary by contribution assumption: employee only about $312,500 at 4% or $208,333 at 6%; with 50% employer match about $208,333 at 4% or $138,889 at 6%; with 100% employer match about $156,250 at 4% or $104,167 at 6%.
202312$2,437,534$25,737$12,869iApproximate average salary by contribution assumption: employee only about $321,713 at 4% or $214,475 at 6%; with 50% employer match about $214,475 at 4% or $142,983 at 6%; with 100% employer match about $160,856 at 4% or $107,238 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$2,437,534$25,737$12,869iApproximate average salary by contribution assumption: employee only about $321,713 at 4% or $214,475 at 6%; with 50% employer match about $214,475 at 4% or $142,983 at 6%; with 100% employer match about $160,856 at 4% or $107,238 at 6%.
202211$2,114,540$61,000$61,000iApproximate average salary by contribution assumption: employee only about $1,525,000 at 4% or $1,016,667 at 6%; with 50% employer match about $1,016,667 at 4% or $677,778 at 6%; with 100% employer match about $762,500 at 4% or $508,333 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-1$2,114,540$61,000$61,000iApproximate average salary by contribution assumption: employee only about $1,525,000 at 4% or $1,016,667 at 6%; with 50% employer match about $1,016,667 at 4% or $677,778 at 6%; with 100% employer match about $762,500 at 4% or $508,333 at 6%.
202111$2,418,751$58,000$58,000iApproximate average salary by contribution assumption: employee only about $1,450,000 at 4% or $966,667 at 6%; with 50% employer match about $966,667 at 4% or $644,444 at 6%; with 100% employer match about $725,000 at 4% or $483,333 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-1$2,418,751$58,000$58,000iApproximate average salary by contribution assumption: employee only about $1,450,000 at 4% or $966,667 at 6%; with 50% employer match about $966,667 at 4% or $644,444 at 6%; with 100% employer match about $725,000 at 4% or $483,333 at 6%.
202012$2,218,033$66,094$33,047iApproximate average salary by contribution assumption: employee only about $826,175 at 4% or $550,783 at 6%; with 50% employer match about $550,783 at 4% or $367,189 at 6%; with 100% employer match about $413,088 at 4% or $275,392 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$2,218,033$66,094$33,047iApproximate average salary by contribution assumption: employee only about $826,175 at 4% or $550,783 at 6%; with 50% employer match about $550,783 at 4% or $367,189 at 6%; with 100% employer match about $413,088 at 4% or $275,392 at 6%.
201912$1,929,930$40,000$20,000iApproximate average salary by contribution assumption: employee only about $500,000 at 4% or $333,333 at 6%; with 50% employer match about $333,333 at 4% or $222,222 at 6%; with 100% employer match about $250,000 at 4% or $166,667 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$1,929,930$40,000$20,000iApproximate average salary by contribution assumption: employee only about $500,000 at 4% or $333,333 at 6%; with 50% employer match about $333,333 at 4% or $222,222 at 6%; with 100% employer match about $250,000 at 4% or $166,667 at 6%.
201812$1,704,561$64,026$32,013iApproximate average salary by contribution assumption: employee only about $800,325 at 4% or $533,550 at 6%; with 50% employer match about $533,550 at 4% or $355,700 at 6%; with 100% employer match about $400,163 at 4% or $266,775 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$1,704,561$64,026$32,013iApproximate average salary by contribution assumption: employee only about $800,325 at 4% or $533,550 at 6%; with 50% employer match about $533,550 at 4% or $355,700 at 6%; with 100% employer match about $400,163 at 4% or $266,775 at 6%.
201712$1,634,984$62,198$31,099iApproximate average salary by contribution assumption: employee only about $777,475 at 4% or $518,317 at 6%; with 50% employer match about $518,317 at 4% or $345,544 at 6%; with 100% employer match about $388,738 at 4% or $259,158 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$1,634,984$62,198$31,099iApproximate average salary by contribution assumption: employee only about $777,475 at 4% or $518,317 at 6%; with 50% employer match about $518,317 at 4% or $345,544 at 6%; with 100% employer match about $388,738 at 4% or $259,158 at 6%.
201612$1,340,976$60,514$30,257iApproximate average salary by contribution assumption: employee only about $756,425 at 4% or $504,283 at 6%; with 50% employer match about $504,283 at 4% or $336,189 at 6%; with 100% employer match about $378,213 at 4% or $252,142 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$1,340,976$60,514$30,257iApproximate average salary by contribution assumption: employee only about $756,425 at 4% or $504,283 at 6%; with 50% employer match about $504,283 at 4% or $336,189 at 6%; with 100% employer match about $378,213 at 4% or $252,142 at 6%.
201512$1,224,872$60,466$30,233iApproximate average salary by contribution assumption: employee only about $755,825 at 4% or $503,883 at 6%; with 50% employer match about $503,883 at 4% or $335,922 at 6%; with 100% employer match about $377,913 at 4% or $251,942 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$1,224,872$60,466$30,233iApproximate average salary by contribution assumption: employee only about $755,825 at 4% or $503,883 at 6%; with 50% employer match about $503,883 at 4% or $335,922 at 6%; with 100% employer match about $377,913 at 4% or $251,942 at 6%.
201412$1,169,661$58,540$29,270iApproximate average salary by contribution assumption: employee only about $731,750 at 4% or $487,833 at 6%; with 50% employer match about $487,833 at 4% or $325,222 at 6%; with 100% employer match about $365,875 at 4% or $243,917 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$1,169,661$58,540$29,270iApproximate average salary by contribution assumption: employee only about $731,750 at 4% or $487,833 at 6%; with 50% employer match about $487,833 at 4% or $325,222 at 6%; with 100% employer match about $365,875 at 4% or $243,917 at 6%.
201312$1,073,606$60,819$30,410iApproximate average salary by contribution assumption: employee only about $760,238 at 4% or $506,825 at 6%; with 50% employer match about $506,825 at 4% or $337,883 at 6%; with 100% employer match about $380,119 at 4% or $253,413 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$1,073,606$60,819$30,410iApproximate average salary by contribution assumption: employee only about $760,238 at 4% or $506,825 at 6%; with 50% employer match about $506,825 at 4% or $337,883 at 6%; with 100% employer match about $380,119 at 4% or $253,413 at 6%.
201212$961,524$57,050$28,525iApproximate average salary by contribution assumption: employee only about $713,125 at 4% or $475,417 at 6%; with 50% employer match about $475,417 at 4% or $316,944 at 6%; with 100% employer match about $356,563 at 4% or $237,708 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$961,524$57,050$28,525iApproximate average salary by contribution assumption: employee only about $713,125 at 4% or $475,417 at 6%; with 50% employer match about $475,417 at 4% or $316,944 at 6%; with 100% employer match about $356,563 at 4% or $237,708 at 6%.
201112$819,564$56,588$28,294iApproximate average salary by contribution assumption: employee only about $707,350 at 4% or $471,567 at 6%; with 50% employer match about $471,567 at 4% or $314,378 at 6%; with 100% employer match about $353,675 at 4% or $235,783 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$819,564$56,588$28,294iApproximate average salary by contribution assumption: employee only about $707,350 at 4% or $471,567 at 6%; with 50% employer match about $471,567 at 4% or $314,378 at 6%; with 100% employer match about $353,675 at 4% or $235,783 at 6%.
201012$764,716$56,362$28,181iApproximate average salary by contribution assumption: employee only about $704,525 at 4% or $469,683 at 6%; with 50% employer match about $469,683 at 4% or $313,122 at 6%; with 100% employer match about $352,263 at 4% or $234,842 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$764,716$56,362$28,181iApproximate average salary by contribution assumption: employee only about $704,525 at 4% or $469,683 at 6%; with 50% employer match about $469,683 at 4% or $313,122 at 6%; with 100% employer match about $352,263 at 4% or $234,842 at 6%.
200912$665,017$55,392$27,696iApproximate average salary by contribution assumption: employee only about $692,400 at 4% or $461,600 at 6%; with 50% employer match about $461,600 at 4% or $307,733 at 6%; with 100% employer match about $346,200 at 4% or $230,800 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$665,017$55,392$27,696iApproximate average salary by contribution assumption: employee only about $692,400 at 4% or $461,600 at 6%; with 50% employer match about $461,600 at 4% or $307,733 at 6%; with 100% employer match about $346,200 at 4% or $230,800 at 6%.
200812$542,692$52,557$26,279iApproximate average salary by contribution assumption: employee only about $656,963 at 4% or $437,975 at 6%; with 50% employer match about $437,975 at 4% or $291,983 at 6%; with 100% employer match about $328,481 at 4% or $218,988 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-2$542,692$52,557$26,279iApproximate average salary by contribution assumption: employee only about $656,963 at 4% or $437,975 at 6%; with 50% employer match about $437,975 at 4% or $291,983 at 6%; with 100% employer match about $328,481 at 4% or $218,988 at 6%.
200713$0$0-
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-3---
200613$2,924,332$93,515$31,172iApproximate average salary by contribution assumption: employee only about $779,292 at 4% or $519,528 at 6%; with 50% employer match about $519,528 at 4% or $346,352 at 6%; with 100% employer match about $389,646 at 4% or $259,764 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-3$2,924,332$93,515$31,172iApproximate average salary by contribution assumption: employee only about $779,292 at 4% or $519,528 at 6%; with 50% employer match about $519,528 at 4% or $346,352 at 6%; with 100% employer match about $389,646 at 4% or $259,764 at 6%.
200514$2,453,266$97,097$24,274iApproximate average salary by contribution assumption: employee only about $606,856 at 4% or $404,571 at 6%; with 50% employer match about $404,571 at 4% or $269,714 at 6%; with 100% employer match about $303,428 at 4% or $202,285 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-4$2,453,266$97,097$24,274iApproximate average salary by contribution assumption: employee only about $606,856 at 4% or $404,571 at 6%; with 50% employer match about $404,571 at 4% or $269,714 at 6%; with 100% employer match about $303,428 at 4% or $202,285 at 6%.
200413$2,737,787$54,276$18,092iApproximate average salary by contribution assumption: employee only about $452,300 at 4% or $301,533 at 6%; with 50% employer match about $301,533 at 4% or $201,022 at 6%; with 100% employer match about $226,150 at 4% or $150,767 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-3$2,737,787$54,276$18,092iApproximate average salary by contribution assumption: employee only about $452,300 at 4% or $301,533 at 6%; with 50% employer match about $301,533 at 4% or $201,022 at 6%; with 100% employer match about $226,150 at 4% or $150,767 at 6%.
200314$2,456,581$95,620$23,905iApproximate average salary by contribution assumption: employee only about $597,625 at 4% or $398,417 at 6%; with 50% employer match about $398,417 at 4% or $265,611 at 6%; with 100% employer match about $298,813 at 4% or $199,208 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-4$2,456,581$95,620$23,905iApproximate average salary by contribution assumption: employee only about $597,625 at 4% or $398,417 at 6%; with 50% employer match about $398,417 at 4% or $265,611 at 6%; with 100% employer match about $298,813 at 4% or $199,208 at 6%.
200214$0$0-
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-4---
200114$0$0-
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-4---
200014$2,177,237$61,864$15,466iApproximate average salary by contribution assumption: employee only about $386,650 at 4% or $257,767 at 6%; with 50% employer match about $257,767 at 4% or $171,844 at 6%; with 100% employer match about $193,325 at 4% or $128,883 at 6%.
Ray Howard & Associates Inc Employees Profit Sharing Plan & Trust-4$2,177,237$61,864$15,466iApproximate average salary by contribution assumption: employee only about $386,650 at 4% or $257,767 at 6%; with 50% employer match about $257,767 at 4% or $171,844 at 6%; with 100% employer match about $193,325 at 4% or $128,883 at 6%.