Southeast Brain & Spine Surgery PC
Plan context: Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC
EIN 58-2162422 • Columbus, GA • 55 filings • 17 plans
Current Snapshot
Latest Year
2024
2024 Participants
26
2024 Assets
$5,632,043
2024 Contributions
$219,131
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 2 | 26 | $5,632,043 | $219,131 | $8,428iApproximate average salary by contribution assumption: employee only about $210,703 at 4% or $140,469 at 6%; with 50% employer match about $140,469 at 4% or $93,646 at 6%; with 100% employer match about $105,351 at 4% or $70,234 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 26 | $5,632,043 | $219,131 | $8,428iApproximate average salary by contribution assumption: employee only about $210,703 at 4% or $140,469 at 6%; with 50% employer match about $140,469 at 4% or $93,646 at 6%; with 100% employer match about $105,351 at 4% or $70,234 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 0 | $0 | $0 | - |
| 2023 | 2 | 36 | $8,407,775 | $577,092 | $16,030iApproximate average salary by contribution assumption: employee only about $400,758 at 4% or $267,172 at 6%; with 50% employer match about $267,172 at 4% or $178,115 at 6%; with 100% employer match about $200,379 at 4% or $133,586 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 36 | $5,291,024 | $171,200 | $4,756iApproximate average salary by contribution assumption: employee only about $118,889 at 4% or $79,259 at 6%; with 50% employer match about $79,259 at 4% or $52,840 at 6%; with 100% employer match about $59,444 at 4% or $39,630 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 33 | $3,116,751 | $405,892 | $12,300iApproximate average salary by contribution assumption: employee only about $307,494 at 4% or $204,996 at 6%; with 50% employer match about $204,996 at 4% or $136,664 at 6%; with 100% employer match about $153,747 at 4% or $102,498 at 6%. |
| 2022 | 3 | 36 | $11,414,628 | $176,243 | $4,896iApproximate average salary by contribution assumption: employee only about $122,391 at 4% or $81,594 at 6%; with 50% employer match about $81,594 at 4% or $54,396 at 6%; with 100% employer match about $61,195 at 4% or $40,797 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 36 | $6,751,760 | $186,469 | $5,180iApproximate average salary by contribution assumption: employee only about $129,492 at 4% or $86,328 at 6%; with 50% employer match about $86,328 at 4% or $57,552 at 6%; with 100% employer match about $64,746 at 4% or $43,164 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 30 | $4,662,868 | $0 | - |
| SOUTHEAST BRAIN & SPINE SURGERY MEDOVA LIFESTYLE HEALTH PLAN | - | 0 | $0 | -$10,226 | - |
| 2021 | 3 | 31 | $13,490,098 | $389,355 | $12,560iApproximate average salary by contribution assumption: employee only about $313,996 at 4% or $209,331 at 6%; with 50% employer match about $209,331 at 4% or $139,554 at 6%; with 100% employer match about $156,998 at 4% or $104,665 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 31 | $7,841,067 | $260,899 | $8,416iApproximate average salary by contribution assumption: employee only about $210,402 at 4% or $140,268 at 6%; with 50% employer match about $140,268 at 4% or $93,512 at 6%; with 100% employer match about $105,201 at 4% or $70,134 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 27 | $5,603,880 | $0 | - |
| SOUTHEAST BRAIN & SPINE SURGERY MEDOVA LIFESTYLE HEALTH PLAN | - | 0 | $45,151 | $128,456 | - |
| 2020 | 2 | 31 | $11,594,395 | $473,151 | $15,263iApproximate average salary by contribution assumption: employee only about $381,573 at 4% or $254,382 at 6%; with 50% employer match about $254,382 at 4% or $169,588 at 6%; with 100% employer match about $190,787 at 4% or $127,191 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 30 | $6,512,501 | $473,151 | $15,772iApproximate average salary by contribution assumption: employee only about $394,293 at 4% or $262,862 at 6%; with 50% employer match about $262,862 at 4% or $175,241 at 6%; with 100% employer match about $197,146 at 4% or $131,431 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 31 | $5,081,894 | $0 | - |
| 2019 | 2 | 26 | $10,131,073 | $370,889 | $14,265iApproximate average salary by contribution assumption: employee only about $356,624 at 4% or $237,749 at 6%; with 50% employer match about $237,749 at 4% or $158,500 at 6%; with 100% employer match about $178,312 at 4% or $118,875 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 26 | $5,439,661 | $267,217 | $10,278iApproximate average salary by contribution assumption: employee only about $256,939 at 4% or $171,293 at 6%; with 50% employer match about $171,293 at 4% or $114,195 at 6%; with 100% employer match about $128,470 at 4% or $85,646 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 25 | $4,691,412 | $103,672 | $4,147iApproximate average salary by contribution assumption: employee only about $103,672 at 4% or $69,115 at 6%; with 50% employer match about $69,115 at 4% or $46,076 at 6%; with 100% employer match about $51,836 at 4% or $34,557 at 6%. |
| 2018 | 2 | 37 | $8,617,030 | $188,669 | $5,099iApproximate average salary by contribution assumption: employee only about $127,479 at 4% or $84,986 at 6%; with 50% employer match about $84,986 at 4% or $56,657 at 6%; with 100% employer match about $63,740 at 4% or $42,493 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 24 | $4,654,844 | $188,669 | $7,861iApproximate average salary by contribution assumption: employee only about $196,530 at 4% or $131,020 at 6%; with 50% employer match about $131,020 at 4% or $87,347 at 6%; with 100% employer match about $98,265 at 4% or $65,510 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 37 | $3,962,186 | $0 | - |
| 2017 | 2 | 31 | $9,536,064 | $628,412 | $20,271iApproximate average salary by contribution assumption: employee only about $506,784 at 4% or $337,856 at 6%; with 50% employer match about $337,856 at 4% or $225,237 at 6%; with 100% employer match about $253,392 at 4% or $168,928 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 29 | $5,200,953 | $290,191 | $10,007iApproximate average salary by contribution assumption: employee only about $250,165 at 4% or $166,776 at 6%; with 50% employer match about $166,776 at 4% or $111,184 at 6%; with 100% employer match about $125,082 at 4% or $83,388 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 31 | $4,335,111 | $338,221 | $10,910iApproximate average salary by contribution assumption: employee only about $272,759 at 4% or $181,839 at 6%; with 50% employer match about $181,839 at 4% or $121,226 at 6%; with 100% employer match about $136,379 at 4% or $90,920 at 6%. |
| 2016 | 2 | 29 | $8,009,685 | $597,900 | $20,617iApproximate average salary by contribution assumption: employee only about $515,431 at 4% or $343,621 at 6%; with 50% employer match about $343,621 at 4% or $229,080 at 6%; with 100% employer match about $257,716 at 4% or $171,810 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 26 | $4,426,832 | $255,010 | $9,808iApproximate average salary by contribution assumption: employee only about $245,202 at 4% or $163,468 at 6%; with 50% employer match about $163,468 at 4% or $108,979 at 6%; with 100% employer match about $122,601 at 4% or $81,734 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 29 | $3,582,853 | $342,890 | $11,824iApproximate average salary by contribution assumption: employee only about $295,595 at 4% or $197,063 at 6%; with 50% employer match about $197,063 at 4% or $131,375 at 6%; with 100% employer match about $147,797 at 4% or $98,532 at 6%. |
| 2015 | 2 | 32 | $7,063,162 | $616,808 | $19,275iApproximate average salary by contribution assumption: employee only about $481,881 at 4% or $321,254 at 6%; with 50% employer match about $321,254 at 4% or $214,169 at 6%; with 100% employer match about $240,941 at 4% or $160,627 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 31 | $3,926,678 | $274,153 | $8,844iApproximate average salary by contribution assumption: employee only about $221,091 at 4% or $147,394 at 6%; with 50% employer match about $147,394 at 4% or $98,263 at 6%; with 100% employer match about $110,546 at 4% or $73,697 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 32 | $3,136,484 | $342,655 | $10,708iApproximate average salary by contribution assumption: employee only about $267,699 at 4% or $178,466 at 6%; with 50% employer match about $178,466 at 4% or $118,977 at 6%; with 100% employer match about $133,850 at 4% or $89,233 at 6%. |
| 2014 | 2 | 30 | $6,616,812 | $537,655 | $17,922iApproximate average salary by contribution assumption: employee only about $448,046 at 4% or $298,697 at 6%; with 50% employer match about $298,697 at 4% or $199,131 at 6%; with 100% employer match about $224,023 at 4% or $149,349 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 30 | $3,720,450 | $222,230 | $7,408iApproximate average salary by contribution assumption: employee only about $185,192 at 4% or $123,461 at 6%; with 50% employer match about $123,461 at 4% or $82,307 at 6%; with 100% employer match about $92,596 at 4% or $61,731 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 28 | $2,896,362 | $315,425 | $11,265iApproximate average salary by contribution assumption: employee only about $281,629 at 4% or $187,753 at 6%; with 50% employer match about $187,753 at 4% or $125,169 at 6%; with 100% employer match about $140,815 at 4% or $93,876 at 6%. |
| 2013 | 2 | 34 | $5,845,553 | $553,116 | $16,268iApproximate average salary by contribution assumption: employee only about $406,703 at 4% or $271,135 at 6%; with 50% employer match about $271,135 at 4% or $180,757 at 6%; with 100% employer match about $203,351 at 4% or $135,568 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 29 | $3,331,883 | $239,840 | $8,270iApproximate average salary by contribution assumption: employee only about $206,759 at 4% or $137,839 at 6%; with 50% employer match about $137,839 at 4% or $91,893 at 6%; with 100% employer match about $103,379 at 4% or $68,920 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 34 | $2,513,670 | $313,276 | $9,214iApproximate average salary by contribution assumption: employee only about $230,350 at 4% or $153,567 at 6%; with 50% employer match about $153,567 at 4% or $102,378 at 6%; with 100% employer match about $115,175 at 4% or $76,783 at 6%. |
| 2012 | 2 | 28 | $4,801,744 | $388,370 | $13,870iApproximate average salary by contribution assumption: employee only about $346,759 at 4% or $231,173 at 6%; with 50% employer match about $231,173 at 4% or $154,115 at 6%; with 100% employer match about $173,379 at 4% or $115,586 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 28 | $2,954,024 | $224,096 | $8,003iApproximate average salary by contribution assumption: employee only about $200,086 at 4% or $133,390 at 6%; with 50% employer match about $133,390 at 4% or $88,927 at 6%; with 100% employer match about $100,043 at 4% or $66,695 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 21 | $1,847,720 | $164,274 | $7,823iApproximate average salary by contribution assumption: employee only about $195,564 at 4% or $130,376 at 6%; with 50% employer match about $130,376 at 4% or $86,917 at 6%; with 100% employer match about $97,782 at 4% or $65,188 at 6%. |
| 2011 | 2 | 26 | $4,203,298 | $501,583 | $19,292iApproximate average salary by contribution assumption: employee only about $482,291 at 4% or $321,528 at 6%; with 50% employer match about $321,528 at 4% or $214,352 at 6%; with 100% employer match about $241,146 at 4% or $160,764 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 26 | $2,596,186 | $255,591 | $9,830iApproximate average salary by contribution assumption: employee only about $245,761 at 4% or $163,840 at 6%; with 50% employer match about $163,840 at 4% or $109,227 at 6%; with 100% employer match about $122,880 at 4% or $81,920 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 24 | $1,607,112 | $245,992 | $10,250iApproximate average salary by contribution assumption: employee only about $256,242 at 4% or $170,828 at 6%; with 50% employer match about $170,828 at 4% or $113,885 at 6%; with 100% employer match about $128,121 at 4% or $85,414 at 6%. |
| 2010 | 2 | 26 | $3,925,828 | $669,174 | $25,737iApproximate average salary by contribution assumption: employee only about $643,437 at 4% or $428,958 at 6%; with 50% employer match about $428,958 at 4% or $285,972 at 6%; with 100% employer match about $321,718 at 4% or $214,479 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 26 | $2,473,735 | $293,070 | $11,272iApproximate average salary by contribution assumption: employee only about $281,798 at 4% or $187,865 at 6%; with 50% employer match about $187,865 at 4% or $125,244 at 6%; with 100% employer match about $140,899 at 4% or $93,933 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 25 | $1,452,093 | $376,104 | $15,044iApproximate average salary by contribution assumption: employee only about $376,104 at 4% or $250,736 at 6%; with 50% employer match about $250,736 at 4% or $167,157 at 6%; with 100% employer match about $188,052 at 4% or $125,368 at 6%. |
| 2009 | 2 | 23 | $2,945,558 | $426,561 | $18,546iApproximate average salary by contribution assumption: employee only about $463,653 at 4% or $309,102 at 6%; with 50% employer match about $309,102 at 4% or $206,068 at 6%; with 100% employer match about $231,827 at 4% or $154,551 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 23 | $2,009,984 | $250,233 | $10,880iApproximate average salary by contribution assumption: employee only about $271,992 at 4% or $181,328 at 6%; with 50% employer match about $181,328 at 4% or $120,886 at 6%; with 100% employer match about $135,996 at 4% or $90,664 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 19 | $935,574 | $176,328 | $9,280iApproximate average salary by contribution assumption: employee only about $232,011 at 4% or $154,674 at 6%; with 50% employer match about $154,674 at 4% or $103,116 at 6%; with 100% employer match about $116,005 at 4% or $77,337 at 6%. |
| 2008 | 2 | 16 | $0 | $0 | - |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 16 | - | - | - |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 16 | - | - | - |
| 2007 | 2 | 16 | $0 | $0 | - |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 16 | - | - | - |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 16 | - | - | - |
| 2006 | 2 | 14 | $1,979,626 | $333,162 | $23,797iApproximate average salary by contribution assumption: employee only about $594,932 at 4% or $396,621 at 6%; with 50% employer match about $396,621 at 4% or $264,414 at 6%; with 100% employer match about $297,466 at 4% or $198,311 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 14 | $1,453,296 | $225,650 | $16,118iApproximate average salary by contribution assumption: employee only about $402,946 at 4% or $268,631 at 6%; with 50% employer match about $268,631 at 4% or $179,087 at 6%; with 100% employer match about $201,473 at 4% or $134,315 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 14 | $526,330 | $107,512 | $7,679iApproximate average salary by contribution assumption: employee only about $191,986 at 4% or $127,990 at 6%; with 50% employer match about $127,990 at 4% or $85,327 at 6%; with 100% employer match about $95,993 at 4% or $63,995 at 6%. |
| 2005 | 2 | 15 | $1,457,513 | $294,343 | $19,623iApproximate average salary by contribution assumption: employee only about $490,572 at 4% or $327,048 at 6%; with 50% employer match about $327,048 at 4% or $218,032 at 6%; with 100% employer match about $245,286 at 4% or $163,524 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 15 | $1,070,324 | $190,806 | $12,720iApproximate average salary by contribution assumption: employee only about $318,010 at 4% or $212,007 at 6%; with 50% employer match about $212,007 at 4% or $141,338 at 6%; with 100% employer match about $159,005 at 4% or $106,003 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 15 | $387,189 | $103,537 | $6,902iApproximate average salary by contribution assumption: employee only about $172,562 at 4% or $115,041 at 6%; with 50% employer match about $115,041 at 4% or $76,694 at 6%; with 100% employer match about $86,281 at 4% or $57,521 at 6%. |
| 2004 | 2 | 12 | $1,093,575 | $420,346 | $35,029iApproximate average salary by contribution assumption: employee only about $875,721 at 4% or $583,814 at 6%; with 50% employer match about $583,814 at 4% or $389,209 at 6%; with 100% employer match about $437,860 at 4% or $291,907 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 12 | $822,784 | $304,494 | $25,375iApproximate average salary by contribution assumption: employee only about $634,363 at 4% or $422,908 at 6%; with 50% employer match about $422,908 at 4% or $281,939 at 6%; with 100% employer match about $317,181 at 4% or $211,454 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 12 | $270,791 | $115,852 | $9,654iApproximate average salary by contribution assumption: employee only about $241,358 at 4% or $160,906 at 6%; with 50% employer match about $160,906 at 4% or $107,270 at 6%; with 100% employer match about $120,679 at 4% or $80,453 at 6%. |
| 2003 | 2 | 9 | $151,401 | $64,528 | $7,170iApproximate average salary by contribution assumption: employee only about $179,244 at 4% or $119,496 at 6%; with 50% employer match about $119,496 at 4% or $79,664 at 6%; with 100% employer match about $89,622 at 4% or $59,748 at 6%. |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 9 | $151,401 | $64,528 | $7,170iApproximate average salary by contribution assumption: employee only about $179,244 at 4% or $119,496 at 6%; with 50% employer match about $119,496 at 4% or $79,664 at 6%; with 100% employer match about $89,622 at 4% or $59,748 at 6%. |
| Pension Plan & Trust of Columbus Spinal & Neurologic Surgery Center PC | - | 0 | - | - | - |
| 2002 | 3 | 11 | $87,048 | $0 | - |
| Pension Plan & Trust of Columbus Spinal & Neurologic Surgery Center PC | - | 8 | $87,048 | - | - |
| Southeast Brain & Spine Surgery PC Cash Balance Plan | - | 11 | - | - | - |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 9 | - | - | - |
| 2001 | 2 | 8 | $378,723 | $99,061 | $12,383iApproximate average salary by contribution assumption: employee only about $309,566 at 4% or $206,377 at 6%; with 50% employer match about $206,377 at 4% or $137,585 at 6%; with 100% employer match about $154,783 at 4% or $103,189 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 8 | $258,402 | $76,676 | $9,585iApproximate average salary by contribution assumption: employee only about $239,613 at 4% or $159,742 at 6%; with 50% employer match about $159,742 at 4% or $106,494 at 6%; with 100% employer match about $119,806 at 4% or $79,871 at 6%. |
| Pension Plan & Trust of Columbus Spinal & Neurologic Surgery Center PC | - | 8 | $120,321 | $22,385 | $2,798iApproximate average salary by contribution assumption: employee only about $69,953 at 4% or $46,635 at 6%; with 50% employer match about $46,635 at 4% or $31,090 at 6%; with 100% employer match about $34,977 at 4% or $23,318 at 6%. |
| 2000 | 2 | 4 | $0 | $0 | - |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 4 | - | - | - |
| Pension Plan & Trust of Columbus Spinal & Neurologic Surgery Center PC | - | 4 | - | - | - |
| 1999 | 2 | 4 | $334,566 | $41,540 | $10,385iApproximate average salary by contribution assumption: employee only about $259,625 at 4% or $173,083 at 6%; with 50% employer match about $173,083 at 4% or $115,389 at 6%; with 100% employer match about $129,813 at 4% or $86,542 at 6%. |
| Amended and Restated 401(K) Profit Sharing Plan and Trust of Southeast Brain & Spine Surgery PC | - | 4 | $236,278 | $32,150 | $8,038iApproximate average salary by contribution assumption: employee only about $200,938 at 4% or $133,958 at 6%; with 50% employer match about $133,958 at 4% or $89,306 at 6%; with 100% employer match about $100,469 at 4% or $66,979 at 6%. |
| Pension Plan & Trust of Columbus Spinal & Neurologic Surgery Center PC | - | 4 | $98,288 | $9,390 | $2,348iApproximate average salary by contribution assumption: employee only about $58,688 at 4% or $39,125 at 6%; with 50% employer match about $39,125 at 4% or $26,083 at 6%; with 100% employer match about $29,344 at 4% or $19,563 at 6%. |