Civic Intelligence

M & M Builders Inc.

Plan context: M & M Builders Inc. Retirement Plan

EIN 57-0882416 • Bessemer, AL • 21 filings • 2 plans

1500 2nd Avenue NorthBessemer, AL 35020
Current Snapshot

Latest Year

2025

2025 Participants

3

2025 Assets

$399,202

2025 Contributions

$30,935

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$589,752$294,876$0201120182025YearValue
$399,202Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

530201120182025YearValue
3Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202513$399,202$30,935$10,312iApproximate average salary by contribution assumption: employee only about $257,792 at 4% or $171,861 at 6%; with 50% employer match about $171,861 at 4% or $114,574 at 6%; with 100% employer match about $128,896 at 4% or $85,931 at 6%.
M & M Builders Inc. Retirement Plan-3$399,202$30,935$10,312iApproximate average salary by contribution assumption: employee only about $257,792 at 4% or $171,861 at 6%; with 50% employer match about $171,861 at 4% or $114,574 at 6%; with 100% employer match about $128,896 at 4% or $85,931 at 6%.
202413$304,502$27,496$9,165iApproximate average salary by contribution assumption: employee only about $229,133 at 4% or $152,756 at 6%; with 50% employer match about $152,756 at 4% or $101,837 at 6%; with 100% employer match about $114,567 at 4% or $76,378 at 6%.
M & M Builders Inc. Retirement Plan-3$304,502$27,496$9,165iApproximate average salary by contribution assumption: employee only about $229,133 at 4% or $152,756 at 6%; with 50% employer match about $152,756 at 4% or $101,837 at 6%; with 100% employer match about $114,567 at 4% or $76,378 at 6%.
202312$228,676$18,566$9,283iApproximate average salary by contribution assumption: employee only about $232,075 at 4% or $154,717 at 6%; with 50% employer match about $154,717 at 4% or $103,144 at 6%; with 100% employer match about $116,038 at 4% or $77,358 at 6%.
M & M Builders Inc. Retirement Plan-2$228,676$18,566$9,283iApproximate average salary by contribution assumption: employee only about $232,075 at 4% or $154,717 at 6%; with 50% employer match about $154,717 at 4% or $103,144 at 6%; with 100% employer match about $116,038 at 4% or $77,358 at 6%.
202213$510,144$28,641$9,547iApproximate average salary by contribution assumption: employee only about $238,675 at 4% or $159,117 at 6%; with 50% employer match about $159,117 at 4% or $106,078 at 6%; with 100% employer match about $119,338 at 4% or $79,558 at 6%.
M & M Builders Inc. Retirement Plan-3$510,144$28,641$9,547iApproximate average salary by contribution assumption: employee only about $238,675 at 4% or $159,117 at 6%; with 50% employer match about $159,117 at 4% or $106,078 at 6%; with 100% employer match about $119,338 at 4% or $79,558 at 6%.
202115$589,752$23,113$4,623iApproximate average salary by contribution assumption: employee only about $115,565 at 4% or $77,043 at 6%; with 50% employer match about $77,043 at 4% or $51,362 at 6%; with 100% employer match about $57,783 at 4% or $38,522 at 6%.
M & M Builders Inc. Retirement Plan-5$589,752$23,113$4,623iApproximate average salary by contribution assumption: employee only about $115,565 at 4% or $77,043 at 6%; with 50% employer match about $77,043 at 4% or $51,362 at 6%; with 100% employer match about $57,783 at 4% or $38,522 at 6%.
202014$502,095$29,511$7,378iApproximate average salary by contribution assumption: employee only about $184,444 at 4% or $122,963 at 6%; with 50% employer match about $122,963 at 4% or $81,975 at 6%; with 100% employer match about $92,222 at 4% or $61,481 at 6%.
M & M Builders Inc. Retirement Plan-4$502,095$29,511$7,378iApproximate average salary by contribution assumption: employee only about $184,444 at 4% or $122,963 at 6%; with 50% employer match about $122,963 at 4% or $81,975 at 6%; with 100% employer match about $92,222 at 4% or $61,481 at 6%.
201913$407,653$84,208$28,069iApproximate average salary by contribution assumption: employee only about $701,733 at 4% or $467,822 at 6%; with 50% employer match about $467,822 at 4% or $311,881 at 6%; with 100% employer match about $350,867 at 4% or $233,911 at 6%.
M & M Builders Inc. Retirement Plan-3$407,653$84,208$28,069iApproximate average salary by contribution assumption: employee only about $701,733 at 4% or $467,822 at 6%; with 50% employer match about $467,822 at 4% or $311,881 at 6%; with 100% employer match about $350,867 at 4% or $233,911 at 6%.
201813$262,222$21,948$7,316iApproximate average salary by contribution assumption: employee only about $182,900 at 4% or $121,933 at 6%; with 50% employer match about $121,933 at 4% or $81,289 at 6%; with 100% employer match about $91,450 at 4% or $60,967 at 6%.
M & M Builders Inc. Retirement Plan-3$262,222$21,948$7,316iApproximate average salary by contribution assumption: employee only about $182,900 at 4% or $121,933 at 6%; with 50% employer match about $121,933 at 4% or $81,289 at 6%; with 100% employer match about $91,450 at 4% or $60,967 at 6%.
201712$255,007$17,101$8,551iApproximate average salary by contribution assumption: employee only about $213,763 at 4% or $142,508 at 6%; with 50% employer match about $142,508 at 4% or $95,006 at 6%; with 100% employer match about $106,881 at 4% or $71,254 at 6%.
M & M Builders Inc. Retirement Plan-2$255,007$17,101$8,551iApproximate average salary by contribution assumption: employee only about $213,763 at 4% or $142,508 at 6%; with 50% employer match about $142,508 at 4% or $95,006 at 6%; with 100% employer match about $106,881 at 4% or $71,254 at 6%.
201624$216,221$11,735$2,934iApproximate average salary by contribution assumption: employee only about $73,344 at 4% or $48,896 at 6%; with 50% employer match about $48,896 at 4% or $32,597 at 6%; with 100% employer match about $36,672 at 4% or $24,448 at 6%.
M & M Builders Inc. Retirement Plan-4$216,221--
M & M BUILDERS, INC. CASH BALANCE PLAN-0$0$11,735-
201524$523,745$145,214$36,304iApproximate average salary by contribution assumption: employee only about $907,588 at 4% or $605,058 at 6%; with 50% employer match about $605,058 at 4% or $403,372 at 6%; with 100% employer match about $453,794 at 4% or $302,529 at 6%.
M & M BUILDERS, INC. CASH BALANCE PLAN-3$316,538$140,000$46,667iApproximate average salary by contribution assumption: employee only about $1,166,667 at 4% or $777,778 at 6%; with 50% employer match about $777,778 at 4% or $518,519 at 6%; with 100% employer match about $583,333 at 4% or $388,889 at 6%.
M & M Builders Inc. Retirement Plan-4$207,207$5,214$1,304iApproximate average salary by contribution assumption: employee only about $32,588 at 4% or $21,725 at 6%; with 50% employer match about $21,725 at 4% or $14,483 at 6%; with 100% employer match about $16,294 at 4% or $10,863 at 6%.
201424$415,028$38,541$9,635iApproximate average salary by contribution assumption: employee only about $240,881 at 4% or $160,588 at 6%; with 50% employer match about $160,588 at 4% or $107,058 at 6%; with 100% employer match about $120,441 at 4% or $80,294 at 6%.
M & M BUILDERS, INC. CASH BALANCE PLAN-3$207,644$31,168$10,389iApproximate average salary by contribution assumption: employee only about $259,733 at 4% or $173,156 at 6%; with 50% employer match about $173,156 at 4% or $115,437 at 6%; with 100% employer match about $129,867 at 4% or $86,578 at 6%.
M & M Builders Inc. Retirement Plan-4$207,384$7,373$1,843iApproximate average salary by contribution assumption: employee only about $46,081 at 4% or $30,721 at 6%; with 50% employer match about $30,721 at 4% or $20,481 at 6%; with 100% employer match about $23,041 at 4% or $15,360 at 6%.
201324$370,857$119,494$29,874iApproximate average salary by contribution assumption: employee only about $746,838 at 4% or $497,892 at 6%; with 50% employer match about $497,892 at 4% or $331,928 at 6%; with 100% employer match about $373,419 at 4% or $248,946 at 6%.
M & M Builders Inc. Retirement Plan-4$195,203$64,467$16,117iApproximate average salary by contribution assumption: employee only about $402,919 at 4% or $268,613 at 6%; with 50% employer match about $268,613 at 4% or $179,075 at 6%; with 100% employer match about $201,459 at 4% or $134,306 at 6%.
M & M BUILDERS, INC. CASH BALANCE PLAN-2$175,654$55,027$27,514iApproximate average salary by contribution assumption: employee only about $687,838 at 4% or $458,558 at 6%; with 50% employer match about $458,558 at 4% or $305,706 at 6%; with 100% employer match about $343,919 at 4% or $229,279 at 6%.
201223$234,063$120,000$40,000iApproximate average salary by contribution assumption: employee only about $1,000,000 at 4% or $666,667 at 6%; with 50% employer match about $666,667 at 4% or $444,444 at 6%; with 100% employer match about $500,000 at 4% or $333,333 at 6%.
M & M Builders Inc. Retirement Plan-3$122,243$62,228$20,743iApproximate average salary by contribution assumption: employee only about $518,567 at 4% or $345,711 at 6%; with 50% employer match about $345,711 at 4% or $230,474 at 6%; with 100% employer match about $259,283 at 4% or $172,856 at 6%.
M & M BUILDERS, INC. CASH BALANCE PLAN-2$111,820$57,772$28,886iApproximate average salary by contribution assumption: employee only about $722,150 at 4% or $481,433 at 6%; with 50% employer match about $481,433 at 4% or $320,956 at 6%; with 100% employer match about $361,075 at 4% or $240,717 at 6%.
201123$109,481$109,481$36,494iApproximate average salary by contribution assumption: employee only about $912,342 at 4% or $608,228 at 6%; with 50% employer match about $608,228 at 4% or $405,485 at 6%; with 100% employer match about $456,171 at 4% or $304,114 at 6%.
M & M Builders Inc. Retirement Plan-3$57,583$57,583$19,194iApproximate average salary by contribution assumption: employee only about $479,858 at 4% or $319,906 at 6%; with 50% employer match about $319,906 at 4% or $213,270 at 6%; with 100% employer match about $239,929 at 4% or $159,953 at 6%.
M & M BUILDERS, INC. CASH BALANCE PLAN-2$51,898$51,898$25,949iApproximate average salary by contribution assumption: employee only about $648,725 at 4% or $432,483 at 6%; with 50% employer match about $432,483 at 4% or $288,322 at 6%; with 100% employer match about $324,363 at 4% or $216,242 at 6%.