Civic Intelligence

Business Starters Inc.

Plan context: Best Rate Mortgage Inc. 401(K) Profit Sharing Plan

EIN 56-1663744 • Charlotte, NC • 32 filings • 4 plans

814 Tyvola RoadSuite 105Charlotte, NC 28217
Current Snapshot

Latest Year

2025

2025 Participants

1

2025 Assets

$2,030,275

2025 Contributions

$3,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,123,204$1,061,602$0199920122023YearValue
$2,030,275Latest year 2023

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

950199920112023YearValue
1Latest year 2023

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202510$0$0-
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-0---
202311$2,030,275$0-
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-1$2,030,275--
202211$1,773,392$0-
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-1$1,773,392--
202111$2,123,204$0-
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-1$2,123,204--
202012$1,895,752$0-
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-2$1,895,752--
201912$1,666,174$3,000$1,500iApproximate average salary by contribution assumption: employee only about $37,500 at 4% or $25,000 at 6%; with 50% employer match about $25,000 at 4% or $16,667 at 6%; with 100% employer match about $18,750 at 4% or $12,500 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-2$1,666,174$3,000$1,500iApproximate average salary by contribution assumption: employee only about $37,500 at 4% or $25,000 at 6%; with 50% employer match about $25,000 at 4% or $16,667 at 6%; with 100% employer match about $18,750 at 4% or $12,500 at 6%.
201812$1,379,158$41,910$20,955iApproximate average salary by contribution assumption: employee only about $523,875 at 4% or $349,250 at 6%; with 50% employer match about $349,250 at 4% or $232,833 at 6%; with 100% employer match about $261,938 at 4% or $174,625 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-2$1,379,158$41,910$20,955iApproximate average salary by contribution assumption: employee only about $523,875 at 4% or $349,250 at 6%; with 50% employer match about $349,250 at 4% or $232,833 at 6%; with 100% employer match about $261,938 at 4% or $174,625 at 6%.
201713$1,443,929$45,304$15,101iApproximate average salary by contribution assumption: employee only about $377,533 at 4% or $251,689 at 6%; with 50% employer match about $251,689 at 4% or $167,793 at 6%; with 100% employer match about $188,767 at 4% or $125,844 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-3$1,443,929$45,304$15,101iApproximate average salary by contribution assumption: employee only about $377,533 at 4% or $251,689 at 6%; with 50% employer match about $251,689 at 4% or $167,793 at 6%; with 100% employer match about $188,767 at 4% or $125,844 at 6%.
201613$1,226,504$56,540$18,847iApproximate average salary by contribution assumption: employee only about $471,167 at 4% or $314,111 at 6%; with 50% employer match about $314,111 at 4% or $209,407 at 6%; with 100% employer match about $235,583 at 4% or $157,056 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-3$1,226,504$56,540$18,847iApproximate average salary by contribution assumption: employee only about $471,167 at 4% or $314,111 at 6%; with 50% employer match about $314,111 at 4% or $209,407 at 6%; with 100% employer match about $235,583 at 4% or $157,056 at 6%.
201513$1,099,293$33,793$11,264iApproximate average salary by contribution assumption: employee only about $281,608 at 4% or $187,739 at 6%; with 50% employer match about $187,739 at 4% or $125,159 at 6%; with 100% employer match about $140,804 at 4% or $93,869 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-3$1,099,293$33,793$11,264iApproximate average salary by contribution assumption: employee only about $281,608 at 4% or $187,739 at 6%; with 50% employer match about $187,739 at 4% or $125,159 at 6%; with 100% employer match about $140,804 at 4% or $93,869 at 6%.
201416$1,091,985$46,650$7,775iApproximate average salary by contribution assumption: employee only about $194,375 at 4% or $129,583 at 6%; with 50% employer match about $129,583 at 4% or $86,389 at 6%; with 100% employer match about $97,188 at 4% or $64,792 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-6$1,091,985$46,650$7,775iApproximate average salary by contribution assumption: employee only about $194,375 at 4% or $129,583 at 6%; with 50% employer match about $129,583 at 4% or $86,389 at 6%; with 100% employer match about $97,188 at 4% or $64,792 at 6%.
201316$1,132,629$82,054$13,676iApproximate average salary by contribution assumption: employee only about $341,892 at 4% or $227,928 at 6%; with 50% employer match about $227,928 at 4% or $151,952 at 6%; with 100% employer match about $170,946 at 4% or $113,964 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-6$1,132,629$82,054$13,676iApproximate average salary by contribution assumption: employee only about $341,892 at 4% or $227,928 at 6%; with 50% employer match about $227,928 at 4% or $151,952 at 6%; with 100% employer match about $170,946 at 4% or $113,964 at 6%.
201215$819,793$107,395$21,479iApproximate average salary by contribution assumption: employee only about $536,975 at 4% or $357,983 at 6%; with 50% employer match about $357,983 at 4% or $238,656 at 6%; with 100% employer match about $268,488 at 4% or $178,992 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-5$819,793$107,395$21,479iApproximate average salary by contribution assumption: employee only about $536,975 at 4% or $357,983 at 6%; with 50% employer match about $357,983 at 4% or $238,656 at 6%; with 100% employer match about $268,488 at 4% or $178,992 at 6%.
201115$734,077$56,599$11,320iApproximate average salary by contribution assumption: employee only about $282,995 at 4% or $188,663 at 6%; with 50% employer match about $188,663 at 4% or $125,776 at 6%; with 100% employer match about $141,498 at 4% or $94,332 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-5$734,077$56,599$11,320iApproximate average salary by contribution assumption: employee only about $282,995 at 4% or $188,663 at 6%; with 50% employer match about $188,663 at 4% or $125,776 at 6%; with 100% employer match about $141,498 at 4% or $94,332 at 6%.
201015$710,372$64,394$12,879iApproximate average salary by contribution assumption: employee only about $321,970 at 4% or $214,647 at 6%; with 50% employer match about $214,647 at 4% or $143,098 at 6%; with 100% employer match about $160,985 at 4% or $107,323 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-5$710,372$64,394$12,879iApproximate average salary by contribution assumption: employee only about $321,970 at 4% or $214,647 at 6%; with 50% employer match about $214,647 at 4% or $143,098 at 6%; with 100% employer match about $160,985 at 4% or $107,323 at 6%.
200914$579,546$129,928$32,482iApproximate average salary by contribution assumption: employee only about $812,050 at 4% or $541,367 at 6%; with 50% employer match about $541,367 at 4% or $360,911 at 6%; with 100% employer match about $406,025 at 4% or $270,683 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-4$579,546$129,928$32,482iApproximate average salary by contribution assumption: employee only about $812,050 at 4% or $541,367 at 6%; with 50% employer match about $541,367 at 4% or $360,911 at 6%; with 100% employer match about $406,025 at 4% or $270,683 at 6%.
200819$0$0-
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-9---
200718$1,299,525$158,654$19,832iApproximate average salary by contribution assumption: employee only about $495,794 at 4% or $330,529 at 6%; with 50% employer match about $330,529 at 4% or $220,353 at 6%; with 100% employer match about $247,897 at 4% or $165,265 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-8$1,299,525$158,654$19,832iApproximate average salary by contribution assumption: employee only about $495,794 at 4% or $330,529 at 6%; with 50% employer match about $330,529 at 4% or $220,353 at 6%; with 100% employer match about $247,897 at 4% or $165,265 at 6%.
200619$1,448,663$234,094$26,010iApproximate average salary by contribution assumption: employee only about $650,261 at 4% or $433,507 at 6%; with 50% employer match about $433,507 at 4% or $289,005 at 6%; with 100% employer match about $325,131 at 4% or $216,754 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-9$1,448,663$234,094$26,010iApproximate average salary by contribution assumption: employee only about $650,261 at 4% or $433,507 at 6%; with 50% employer match about $433,507 at 4% or $289,005 at 6%; with 100% employer match about $325,131 at 4% or $216,754 at 6%.
200518$1,090,950$178,670$22,334iApproximate average salary by contribution assumption: employee only about $558,344 at 4% or $372,229 at 6%; with 50% employer match about $372,229 at 4% or $248,153 at 6%; with 100% employer match about $279,172 at 4% or $186,115 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-8$1,090,950$178,670$22,334iApproximate average salary by contribution assumption: employee only about $558,344 at 4% or $372,229 at 6%; with 50% employer match about $372,229 at 4% or $248,153 at 6%; with 100% employer match about $279,172 at 4% or $186,115 at 6%.
200425$861,600$439,598$87,920iApproximate average salary by contribution assumption: employee only about $2,197,990 at 4% or $1,465,327 at 6%; with 50% employer match about $1,465,327 at 4% or $976,884 at 6%; with 100% employer match about $1,098,995 at 4% or $732,663 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-5$861,600$439,598$87,920iApproximate average salary by contribution assumption: employee only about $2,197,990 at 4% or $1,465,327 at 6%; with 50% employer match about $1,465,327 at 4% or $976,884 at 6%; with 100% employer match about $1,098,995 at 4% or $732,663 at 6%.
Best Rate Mortgage Inc. Money Purchase Pension Plan-0---
200325$710,833$139,882$27,976iApproximate average salary by contribution assumption: employee only about $699,410 at 4% or $466,273 at 6%; with 50% employer match about $466,273 at 4% or $310,849 at 6%; with 100% employer match about $349,705 at 4% or $233,137 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-5$425,849$83,692$16,738iApproximate average salary by contribution assumption: employee only about $418,460 at 4% or $278,973 at 6%; with 50% employer match about $278,973 at 4% or $185,982 at 6%; with 100% employer match about $209,230 at 4% or $139,487 at 6%.
Best Rate Mortgage Inc. Money Purchase Pension Plan-5$284,984$56,190$11,238iApproximate average salary by contribution assumption: employee only about $280,950 at 4% or $187,300 at 6%; with 50% employer match about $187,300 at 4% or $124,867 at 6%; with 100% employer match about $140,475 at 4% or $93,650 at 6%.
200225$519,059$164,813$32,963iApproximate average salary by contribution assumption: employee only about $824,065 at 4% or $549,377 at 6%; with 50% employer match about $549,377 at 4% or $366,251 at 6%; with 100% employer match about $412,033 at 4% or $274,688 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-5$308,592$99,543$19,909iApproximate average salary by contribution assumption: employee only about $497,715 at 4% or $331,810 at 6%; with 50% employer match about $331,810 at 4% or $221,207 at 6%; with 100% employer match about $248,857 at 4% or $165,905 at 6%.
Best Rate Mortgage Inc. Money Purchase Pension Plan-5$210,467$65,270$13,054iApproximate average salary by contribution assumption: employee only about $326,350 at 4% or $217,567 at 6%; with 50% employer match about $217,567 at 4% or $145,044 at 6%; with 100% employer match about $163,175 at 4% or $108,783 at 6%.
200125$401,631$148,027$29,605iApproximate average salary by contribution assumption: employee only about $740,135 at 4% or $493,423 at 6%; with 50% employer match about $493,423 at 4% or $328,949 at 6%; with 100% employer match about $370,068 at 4% or $246,712 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-5$239,648$69,546$13,909iApproximate average salary by contribution assumption: employee only about $347,730 at 4% or $231,820 at 6%; with 50% employer match about $231,820 at 4% or $154,547 at 6%; with 100% employer match about $173,865 at 4% or $115,910 at 6%.
Best Rate Mortgage Inc. Money Purchase Pension Plan-5$161,983$78,481$15,696iApproximate average salary by contribution assumption: employee only about $392,405 at 4% or $261,603 at 6%; with 50% employer match about $261,603 at 4% or $174,402 at 6%; with 100% employer match about $196,203 at 4% or $130,802 at 6%.
200026$88,582$0-
Best Rate Mortgage Inc. Money Purchase Pension Plan-5$88,582--
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-6---
199926$308,295$46,919$7,820iApproximate average salary by contribution assumption: employee only about $195,496 at 4% or $130,331 at 6%; with 50% employer match about $130,331 at 4% or $86,887 at 6%; with 100% employer match about $97,748 at 4% or $65,165 at 6%.
Best Rate Mortgage Inc. 401(K) Profit Sharing Plan-6$203,298$46,919$7,820iApproximate average salary by contribution assumption: employee only about $195,496 at 4% or $130,331 at 6%; with 50% employer match about $130,331 at 4% or $86,887 at 6%; with 100% employer match about $97,748 at 4% or $65,165 at 6%.
Best Rate Mortgage Inc. Money Purchase Pension Plan-4$104,997--