Civic Intelligence

Valley Concrete & Construction Inc.

Plan context: Valley Concrete Retirement Plan

EIN 55-0841246 • Bernardston, MA • 18 filings • 1 plans

546 Northfield RoadBernardston, MA 01337-9654
Current Snapshot

Latest Year

2025

2025 Participants

14

2025 Assets

$1,007,672

2025 Contributions

$74,631

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,074,877$537,439$0200820172025YearValue
$1,007,672Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

35180200820172025YearValue
14Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025114$1,007,672$74,631$5,331iApproximate average salary by contribution assumption: employee only about $133,270 at 4% or $88,846 at 6%; with 50% employer match about $88,846 at 4% or $59,231 at 6%; with 100% employer match about $66,635 at 4% or $44,423 at 6%.
Valley Concrete Retirement Plan-14$1,007,672$74,631$5,331iApproximate average salary by contribution assumption: employee only about $133,270 at 4% or $88,846 at 6%; with 50% employer match about $88,846 at 4% or $59,231 at 6%; with 100% employer match about $66,635 at 4% or $44,423 at 6%.
2024116$876,626$67,498$4,219iApproximate average salary by contribution assumption: employee only about $105,466 at 4% or $70,310 at 6%; with 50% employer match about $70,310 at 4% or $46,874 at 6%; with 100% employer match about $52,733 at 4% or $35,155 at 6%.
Valley Concrete Retirement Plan-16$876,626$67,498$4,219iApproximate average salary by contribution assumption: employee only about $105,466 at 4% or $70,310 at 6%; with 50% employer match about $70,310 at 4% or $46,874 at 6%; with 100% employer match about $52,733 at 4% or $35,155 at 6%.
2023117$742,106$60,979$3,587iApproximate average salary by contribution assumption: employee only about $89,675 at 4% or $59,783 at 6%; with 50% employer match about $59,783 at 4% or $39,856 at 6%; with 100% employer match about $44,838 at 4% or $29,892 at 6%.
Valley Concrete Retirement Plan-17$742,106$60,979$3,587iApproximate average salary by contribution assumption: employee only about $89,675 at 4% or $59,783 at 6%; with 50% employer match about $59,783 at 4% or $39,856 at 6%; with 100% employer match about $44,838 at 4% or $29,892 at 6%.
2022112$593,086$49,330$4,111iApproximate average salary by contribution assumption: employee only about $102,771 at 4% or $68,514 at 6%; with 50% employer match about $68,514 at 4% or $45,676 at 6%; with 100% employer match about $51,385 at 4% or $34,257 at 6%.
Valley Concrete Retirement Plan-12$593,086$49,330$4,111iApproximate average salary by contribution assumption: employee only about $102,771 at 4% or $68,514 at 6%; with 50% employer match about $68,514 at 4% or $45,676 at 6%; with 100% employer match about $51,385 at 4% or $34,257 at 6%.
2021115$1,074,877$56,090$3,739iApproximate average salary by contribution assumption: employee only about $93,483 at 4% or $62,322 at 6%; with 50% employer match about $62,322 at 4% or $41,548 at 6%; with 100% employer match about $46,742 at 4% or $31,161 at 6%.
Valley Concrete Retirement Plan-15$1,074,877$56,090$3,739iApproximate average salary by contribution assumption: employee only about $93,483 at 4% or $62,322 at 6%; with 50% employer match about $62,322 at 4% or $41,548 at 6%; with 100% employer match about $46,742 at 4% or $31,161 at 6%.
2020115$902,862$63,041$4,203iApproximate average salary by contribution assumption: employee only about $105,068 at 4% or $70,046 at 6%; with 50% employer match about $70,046 at 4% or $46,697 at 6%; with 100% employer match about $52,534 at 4% or $35,023 at 6%.
Valley Concrete Retirement Plan-15$902,862$63,041$4,203iApproximate average salary by contribution assumption: employee only about $105,068 at 4% or $70,046 at 6%; with 50% employer match about $70,046 at 4% or $46,697 at 6%; with 100% employer match about $52,534 at 4% or $35,023 at 6%.
2019116$760,301$72,837$4,552iApproximate average salary by contribution assumption: employee only about $113,808 at 4% or $75,872 at 6%; with 50% employer match about $75,872 at 4% or $50,581 at 6%; with 100% employer match about $56,904 at 4% or $37,936 at 6%.
Valley Concrete Retirement Plan-16$760,301$72,837$4,552iApproximate average salary by contribution assumption: employee only about $113,808 at 4% or $75,872 at 6%; with 50% employer match about $75,872 at 4% or $50,581 at 6%; with 100% employer match about $56,904 at 4% or $37,936 at 6%.
2018114$579,106$63,352$4,525iApproximate average salary by contribution assumption: employee only about $113,129 at 4% or $75,419 at 6%; with 50% employer match about $75,419 at 4% or $50,279 at 6%; with 100% employer match about $56,564 at 4% or $37,710 at 6%.
Valley Concrete Retirement Plan-14$579,106$63,352$4,525iApproximate average salary by contribution assumption: employee only about $113,129 at 4% or $75,419 at 6%; with 50% employer match about $75,419 at 4% or $50,279 at 6%; with 100% employer match about $56,564 at 4% or $37,710 at 6%.
2017113$578,770$55,911$4,301iApproximate average salary by contribution assumption: employee only about $107,521 at 4% or $71,681 at 6%; with 50% employer match about $71,681 at 4% or $47,787 at 6%; with 100% employer match about $53,761 at 4% or $35,840 at 6%.
Valley Concrete Retirement Plan-13$578,770$55,911$4,301iApproximate average salary by contribution assumption: employee only about $107,521 at 4% or $71,681 at 6%; with 50% employer match about $71,681 at 4% or $47,787 at 6%; with 100% employer match about $53,761 at 4% or $35,840 at 6%.
2016113$471,917$44,760$3,443iApproximate average salary by contribution assumption: employee only about $86,077 at 4% or $57,385 at 6%; with 50% employer match about $57,385 at 4% or $38,256 at 6%; with 100% employer match about $43,038 at 4% or $28,692 at 6%.
Valley Concrete Retirement Plan-13$471,917$44,760$3,443iApproximate average salary by contribution assumption: employee only about $86,077 at 4% or $57,385 at 6%; with 50% employer match about $57,385 at 4% or $38,256 at 6%; with 100% employer match about $43,038 at 4% or $28,692 at 6%.
2015112$409,237$42,321$3,527iApproximate average salary by contribution assumption: employee only about $88,169 at 4% or $58,779 at 6%; with 50% employer match about $58,779 at 4% or $39,186 at 6%; with 100% employer match about $44,084 at 4% or $29,390 at 6%.
Valley Concrete Retirement Plan-12$409,237$42,321$3,527iApproximate average salary by contribution assumption: employee only about $88,169 at 4% or $58,779 at 6%; with 50% employer match about $58,779 at 4% or $39,186 at 6%; with 100% employer match about $44,084 at 4% or $29,390 at 6%.
2014112$389,388$43,272$3,606iApproximate average salary by contribution assumption: employee only about $90,150 at 4% or $60,100 at 6%; with 50% employer match about $60,100 at 4% or $40,067 at 6%; with 100% employer match about $45,075 at 4% or $30,050 at 6%.
Valley Concrete Retirement Plan-12$389,388$43,272$3,606iApproximate average salary by contribution assumption: employee only about $90,150 at 4% or $60,100 at 6%; with 50% employer match about $60,100 at 4% or $40,067 at 6%; with 100% employer match about $45,075 at 4% or $30,050 at 6%.
2013114$395,626$52,137$3,724iApproximate average salary by contribution assumption: employee only about $93,102 at 4% or $62,068 at 6%; with 50% employer match about $62,068 at 4% or $41,379 at 6%; with 100% employer match about $46,551 at 4% or $31,034 at 6%.
Valley Concrete Retirement Plan-14$395,626$52,137$3,724iApproximate average salary by contribution assumption: employee only about $93,102 at 4% or $62,068 at 6%; with 50% employer match about $62,068 at 4% or $41,379 at 6%; with 100% employer match about $46,551 at 4% or $31,034 at 6%.
2012115$302,198$49,875$3,325iApproximate average salary by contribution assumption: employee only about $83,125 at 4% or $55,417 at 6%; with 50% employer match about $55,417 at 4% or $36,944 at 6%; with 100% employer match about $41,563 at 4% or $27,708 at 6%.
Valley Concrete Retirement Plan-15$302,198$49,875$3,325iApproximate average salary by contribution assumption: employee only about $83,125 at 4% or $55,417 at 6%; with 50% employer match about $55,417 at 4% or $36,944 at 6%; with 100% employer match about $41,563 at 4% or $27,708 at 6%.
2011117$242,412$40,103$2,359iApproximate average salary by contribution assumption: employee only about $58,975 at 4% or $39,317 at 6%; with 50% employer match about $39,317 at 4% or $26,211 at 6%; with 100% employer match about $29,488 at 4% or $19,658 at 6%.
Valley Concrete Retirement Plan-17$242,412$40,103$2,359iApproximate average salary by contribution assumption: employee only about $58,975 at 4% or $39,317 at 6%; with 50% employer match about $39,317 at 4% or $26,211 at 6%; with 100% employer match about $29,488 at 4% or $19,658 at 6%.
2010119$231,342$51,976$2,736iApproximate average salary by contribution assumption: employee only about $68,389 at 4% or $45,593 at 6%; with 50% employer match about $45,593 at 4% or $30,395 at 6%; with 100% employer match about $34,195 at 4% or $22,796 at 6%.
Valley Concrete Retirement Plan-19$231,342$51,976$2,736iApproximate average salary by contribution assumption: employee only about $68,389 at 4% or $45,593 at 6%; with 50% employer match about $45,593 at 4% or $30,395 at 6%; with 100% employer match about $34,195 at 4% or $22,796 at 6%.
2009121$169,558$72,913$3,472iApproximate average salary by contribution assumption: employee only about $86,801 at 4% or $57,867 at 6%; with 50% employer match about $57,867 at 4% or $38,578 at 6%; with 100% employer match about $43,401 at 4% or $28,934 at 6%.
Valley Concrete Retirement Plan-21$169,558$72,913$3,472iApproximate average salary by contribution assumption: employee only about $86,801 at 4% or $57,867 at 6%; with 50% employer match about $57,867 at 4% or $38,578 at 6%; with 100% employer match about $43,401 at 4% or $28,934 at 6%.
2008135$71,575$91,998$2,629iApproximate average salary by contribution assumption: employee only about $65,713 at 4% or $43,809 at 6%; with 50% employer match about $43,809 at 4% or $29,206 at 6%; with 100% employer match about $32,856 at 4% or $21,904 at 6%.
Valley Concrete Retirement Plan-35$71,575$91,998$2,629iApproximate average salary by contribution assumption: employee only about $65,713 at 4% or $43,809 at 6%; with 50% employer match about $43,809 at 4% or $29,206 at 6%; with 100% employer match about $32,856 at 4% or $21,904 at 6%.