Civic Intelligence

Citizens National Bank of Berkeley Springs

Plan context: Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan

EIN 55-0143757 • Berkeley Springs, WV • 55 filings • 12 plans

PO Box 130Berkeley Springs, WV 25411
Current Snapshot

Latest Year

2024

2024 Participants

111

2024 Assets

$11,231,794

2024 Contributions

$1,108,645

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$17,717,972$8,858,986$0199920132024YearValue
$11,231,794Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

127640199920122024YearValue
111Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242111$11,231,794$1,108,645$9,988iApproximate average salary by contribution assumption: employee only about $249,695 at 4% or $166,463 at 6%; with 50% employer match about $166,463 at 4% or $110,975 at 6%; with 100% employer match about $124,847 at 4% or $83,232 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-111$11,231,794$1,108,645$9,988iApproximate average salary by contribution assumption: employee only about $249,695 at 4% or $166,463 at 6%; with 50% employer match about $166,463 at 4% or $110,975 at 6%; with 100% employer match about $124,847 at 4% or $83,232 at 6%.
Cnb Bank Inc. Health & Welfare Plan-106---
20233102$17,717,972$1,168,552$11,456iApproximate average salary by contribution assumption: employee only about $286,410 at 4% or $190,940 at 6%; with 50% employer match about $190,940 at 4% or $127,293 at 6%; with 100% employer match about $143,205 at 4% or $95,470 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-98$9,525,781$1,168,552$11,924iApproximate average salary by contribution assumption: employee only about $298,100 at 4% or $198,733 at 6%; with 50% employer match about $198,733 at 4% or $132,489 at 6%; with 100% employer match about $149,050 at 4% or $99,367 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-72$8,192,191--
Cnb Bank Inc. Health & Welfare Plan-102---
20223102$15,431,921$1,065,850$10,450iApproximate average salary by contribution assumption: employee only about $261,238 at 4% or $174,158 at 6%; with 50% employer match about $174,158 at 4% or $116,106 at 6%; with 100% employer match about $130,619 at 4% or $87,079 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-102$8,180,137$1,065,850$10,450iApproximate average salary by contribution assumption: employee only about $261,238 at 4% or $174,158 at 6%; with 50% employer match about $174,158 at 4% or $116,106 at 6%; with 100% employer match about $130,619 at 4% or $87,079 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-94$7,251,784--
Cnb Bank Inc. Health & Welfare Plan-100---
20213100$15,830,541$1,318,740$13,187iApproximate average salary by contribution assumption: employee only about $329,685 at 4% or $219,790 at 6%; with 50% employer match about $219,790 at 4% or $146,527 at 6%; with 100% employer match about $164,843 at 4% or $109,895 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-99$8,806,836$1,318,740$13,321iApproximate average salary by contribution assumption: employee only about $333,015 at 4% or $222,010 at 6%; with 50% employer match about $222,010 at 4% or $148,007 at 6%; with 100% employer match about $166,508 at 4% or $111,005 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-94$7,023,705--
Cnb Bank Inc. Health & Welfare Plan-100---
20203102$15,753,400$821,513$8,054iApproximate average salary by contribution assumption: employee only about $201,351 at 4% or $134,234 at 6%; with 50% employer match about $134,234 at 4% or $89,489 at 6%; with 100% employer match about $100,676 at 4% or $67,117 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-50$8,895,419--
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-102$6,857,981$821,513$8,054iApproximate average salary by contribution assumption: employee only about $201,351 at 4% or $134,234 at 6%; with 50% employer match about $134,234 at 4% or $89,489 at 6%; with 100% employer match about $100,676 at 4% or $67,117 at 6%.
Cnb Bank Inc. Health & Welfare Plan-100---
20193105$16,435,111$2,754,129$26,230iApproximate average salary by contribution assumption: employee only about $655,745 at 4% or $437,163 at 6%; with 50% employer match about $437,163 at 4% or $291,442 at 6%; with 100% employer match about $327,873 at 4% or $218,582 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-58$10,996,134$2,000,000$34,483iApproximate average salary by contribution assumption: employee only about $862,069 at 4% or $574,713 at 6%; with 50% employer match about $574,713 at 4% or $383,142 at 6%; with 100% employer match about $431,034 at 4% or $287,356 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-105$5,438,977$754,129$7,182iApproximate average salary by contribution assumption: employee only about $179,555 at 4% or $119,703 at 6%; with 50% employer match about $119,703 at 4% or $79,802 at 6%; with 100% employer match about $89,777 at 4% or $59,852 at 6%.
Cnb Bank Inc. Health & Welfare Plan-96---
2018298$13,397,093$920,539$9,393iApproximate average salary by contribution assumption: employee only about $234,831 at 4% or $156,554 at 6%; with 50% employer match about $156,554 at 4% or $104,370 at 6%; with 100% employer match about $117,416 at 4% or $78,277 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-62$9,211,758--
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-98$4,185,335$920,539$9,393iApproximate average salary by contribution assumption: employee only about $234,831 at 4% or $156,554 at 6%; with 50% employer match about $156,554 at 4% or $104,370 at 6%; with 100% employer match about $117,416 at 4% or $78,277 at 6%.
20172127$13,369,108$751,190$5,915iApproximate average salary by contribution assumption: employee only about $147,872 at 4% or $98,581 at 6%; with 50% employer match about $98,581 at 4% or $65,721 at 6%; with 100% employer match about $73,936 at 4% or $49,291 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-64$8,856,004--
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-127$4,513,104$751,190$5,915iApproximate average salary by contribution assumption: employee only about $147,872 at 4% or $98,581 at 6%; with 50% employer match about $98,581 at 4% or $65,721 at 6%; with 100% employer match about $73,936 at 4% or $49,291 at 6%.
20162108$12,820,077$2,558,617$23,691iApproximate average salary by contribution assumption: employee only about $592,272 at 4% or $394,848 at 6%; with 50% employer match about $394,848 at 4% or $263,232 at 6%; with 100% employer match about $296,136 at 4% or $197,424 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-77$9,546,282$2,228,000$28,935iApproximate average salary by contribution assumption: employee only about $723,377 at 4% or $482,251 at 6%; with 50% employer match about $482,251 at 4% or $321,501 at 6%; with 100% employer match about $361,688 at 4% or $241,126 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-108$3,273,795$330,617$3,061iApproximate average salary by contribution assumption: employee only about $76,532 at 4% or $51,021 at 6%; with 50% employer match about $51,021 at 4% or $34,014 at 6%; with 100% employer match about $38,266 at 4% or $25,511 at 6%.
20152100$9,796,407$769,390$7,694iApproximate average salary by contribution assumption: employee only about $192,348 at 4% or $128,232 at 6%; with 50% employer match about $128,232 at 4% or $85,488 at 6%; with 100% employer match about $96,174 at 4% or $64,116 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-87$7,042,036$508,000$5,839iApproximate average salary by contribution assumption: employee only about $145,977 at 4% or $97,318 at 6%; with 50% employer match about $97,318 at 4% or $64,879 at 6%; with 100% employer match about $72,989 at 4% or $48,659 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-100$2,754,371$261,390$2,614iApproximate average salary by contribution assumption: employee only about $65,348 at 4% or $43,565 at 6%; with 50% employer match about $43,565 at 4% or $29,043 at 6%; with 100% employer match about $32,674 at 4% or $21,783 at 6%.
2014297$9,621,551$206,659$2,131iApproximate average salary by contribution assumption: employee only about $53,263 at 4% or $35,508 at 6%; with 50% employer match about $35,508 at 4% or $23,672 at 6%; with 100% employer match about $26,631 at 4% or $17,754 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-80$6,996,216--
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-97$2,625,335$206,659$2,131iApproximate average salary by contribution assumption: employee only about $53,263 at 4% or $35,508 at 6%; with 50% employer match about $35,508 at 4% or $23,672 at 6%; with 100% employer match about $26,631 at 4% or $17,754 at 6%.
2013299$9,943,060$950,518$9,601iApproximate average salary by contribution assumption: employee only about $240,030 at 4% or $160,020 at 6%; with 50% employer match about $160,020 at 4% or $106,680 at 6%; with 100% employer match about $120,015 at 4% or $80,010 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-80$7,453,337$775,000$9,688iApproximate average salary by contribution assumption: employee only about $242,188 at 4% or $161,458 at 6%; with 50% employer match about $161,458 at 4% or $107,639 at 6%; with 100% employer match about $121,094 at 4% or $80,729 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-99$2,489,723$175,518$1,773iApproximate average salary by contribution assumption: employee only about $44,323 at 4% or $29,548 at 6%; with 50% employer match about $29,548 at 4% or $19,699 at 6%; with 100% employer match about $22,161 at 4% or $14,774 at 6%.
2012296$8,827,657$193,662$2,017iApproximate average salary by contribution assumption: employee only about $50,433 at 4% or $33,622 at 6%; with 50% employer match about $33,622 at 4% or $22,415 at 6%; with 100% employer match about $25,216 at 4% or $16,811 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-82$6,616,771--
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-96$2,210,886$193,662$2,017iApproximate average salary by contribution assumption: employee only about $50,433 at 4% or $33,622 at 6%; with 50% employer match about $33,622 at 4% or $22,415 at 6%; with 100% employer match about $25,216 at 4% or $16,811 at 6%.
2011299$8,149,696$765,104$7,728iApproximate average salary by contribution assumption: employee only about $193,208 at 4% or $128,805 at 6%; with 50% employer match about $128,805 at 4% or $85,870 at 6%; with 100% employer match about $96,604 at 4% or $64,403 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-82$6,212,782$602,809$7,351iApproximate average salary by contribution assumption: employee only about $183,783 at 4% or $122,522 at 6%; with 50% employer match about $122,522 at 4% or $81,681 at 6%; with 100% employer match about $91,892 at 4% or $61,261 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-99$1,936,914$162,295$1,639iApproximate average salary by contribution assumption: employee only about $40,984 at 4% or $27,322 at 6%; with 50% employer match about $27,322 at 4% or $18,215 at 6%; with 100% employer match about $20,492 at 4% or $13,661 at 6%.
2010289$7,430,058$1,401,439$15,747iApproximate average salary by contribution assumption: employee only about $393,663 at 4% or $262,442 at 6%; with 50% employer match about $262,442 at 4% or $174,961 at 6%; with 100% employer match about $196,831 at 4% or $131,221 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-81$5,517,632$1,228,664$15,169iApproximate average salary by contribution assumption: employee only about $379,217 at 4% or $252,812 at 6%; with 50% employer match about $252,812 at 4% or $168,541 at 6%; with 100% employer match about $189,609 at 4% or $126,406 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-89$1,912,426$172,775$1,941iApproximate average salary by contribution assumption: employee only about $48,532 at 4% or $32,355 at 6%; with 50% employer match about $32,355 at 4% or $21,570 at 6%; with 100% employer match about $24,266 at 4% or $16,177 at 6%.
2009291$6,380,029$769,065$8,451iApproximate average salary by contribution assumption: employee only about $211,282 at 4% or $140,854 at 6%; with 50% employer match about $140,854 at 4% or $93,903 at 6%; with 100% employer match about $105,641 at 4% or $70,427 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-87$4,772,327$599,333$6,889iApproximate average salary by contribution assumption: employee only about $172,222 at 4% or $114,815 at 6%; with 50% employer match about $114,815 at 4% or $76,543 at 6%; with 100% employer match about $86,111 at 4% or $57,407 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-91$1,607,702$169,732$1,865iApproximate average salary by contribution assumption: employee only about $46,630 at 4% or $31,086 at 6%; with 50% employer match about $31,086 at 4% or $20,724 at 6%; with 100% employer match about $23,315 at 4% or $15,543 at 6%.
2008185$1,249,683$167,162$1,967iApproximate average salary by contribution assumption: employee only about $49,165 at 4% or $32,777 at 6%; with 50% employer match about $32,777 at 4% or $21,851 at 6%; with 100% employer match about $24,583 at 4% or $16,388 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-85$1,249,683$167,162$1,967iApproximate average salary by contribution assumption: employee only about $49,165 at 4% or $32,777 at 6%; with 50% employer match about $32,777 at 4% or $21,851 at 6%; with 100% employer match about $24,583 at 4% or $16,388 at 6%.
2007286$0$0-
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-80---
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-86---
2006187$1,464,321$183,424$2,108iApproximate average salary by contribution assumption: employee only about $52,708 at 4% or $35,139 at 6%; with 50% employer match about $35,139 at 4% or $23,426 at 6%; with 100% employer match about $26,354 at 4% or $17,569 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-87$1,464,321$183,424$2,108iApproximate average salary by contribution assumption: employee only about $52,708 at 4% or $35,139 at 6%; with 50% employer match about $35,139 at 4% or $23,426 at 6%; with 100% employer match about $26,354 at 4% or $17,569 at 6%.
2005289$1,230,355$168,426$1,892iApproximate average salary by contribution assumption: employee only about $47,311 at 4% or $31,540 at 6%; with 50% employer match about $31,540 at 4% or $21,027 at 6%; with 100% employer match about $23,655 at 4% or $15,770 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-84$1,230,355$168,426$2,005iApproximate average salary by contribution assumption: employee only about $50,127 at 4% or $33,418 at 6%; with 50% employer match about $33,418 at 4% or $22,279 at 6%; with 100% employer match about $25,063 at 4% or $16,709 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-89---
2004284$1,061,382$228,744$2,723iApproximate average salary by contribution assumption: employee only about $68,079 at 4% or $45,386 at 6%; with 50% employer match about $45,386 at 4% or $30,257 at 6%; with 100% employer match about $34,039 at 4% or $22,693 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-84$1,061,382$228,744$2,723iApproximate average salary by contribution assumption: employee only about $68,079 at 4% or $45,386 at 6%; with 50% employer match about $45,386 at 4% or $30,257 at 6%; with 100% employer match about $34,039 at 4% or $22,693 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-84---
2003277$819,798$306,635$3,982iApproximate average salary by contribution assumption: employee only about $99,557 at 4% or $66,371 at 6%; with 50% employer match about $66,371 at 4% or $44,247 at 6%; with 100% employer match about $49,778 at 4% or $33,186 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-77$819,798$306,635$3,982iApproximate average salary by contribution assumption: employee only about $99,557 at 4% or $66,371 at 6%; with 50% employer match about $66,371 at 4% or $44,247 at 6%; with 100% employer match about $49,778 at 4% or $33,186 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-74---
2002268$614,035$157,475$2,316iApproximate average salary by contribution assumption: employee only about $57,895 at 4% or $38,597 at 6%; with 50% employer match about $38,597 at 4% or $25,731 at 6%; with 100% employer match about $28,948 at 4% or $19,298 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-62$614,035$157,475$2,540iApproximate average salary by contribution assumption: employee only about $63,498 at 4% or $42,332 at 6%; with 50% employer match about $42,332 at 4% or $28,221 at 6%; with 100% employer match about $31,749 at 4% or $21,166 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-68---
2001265$0$0-
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-61---
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-65---
2000261$485,098$0-
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-61$485,098--
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-60---
1999270$2,721,786$228,643$3,266iApproximate average salary by contribution assumption: employee only about $81,658 at 4% or $54,439 at 6%; with 50% employer match about $54,439 at 4% or $36,293 at 6%; with 100% employer match about $40,829 at 4% or $27,219 at 6%.
West Virginia Bankers Association Retirement Plan for Employees of Member Banks-62$2,294,234$157,475$2,540iApproximate average salary by contribution assumption: employee only about $63,498 at 4% or $42,332 at 6%; with 50% employer match about $42,332 at 4% or $28,221 at 6%; with 100% employer match about $31,749 at 4% or $21,166 at 6%.
Citizens National Bank of Berkeley Springs 401K Profit Sharing Plan-70$427,552$71,168$1,017iApproximate average salary by contribution assumption: employee only about $25,417 at 4% or $16,945 at 6%; with 50% employer match about $16,945 at 4% or $11,297 at 6%; with 100% employer match about $12,709 at 4% or $8,472 at 6%.