Civic Intelligence

Spectrum Financial Services

Plan context: Spectrum Financial Services 401K Profit Sharing Plan

EIN 54-1851893 • Reston, VA • 22 filings • 1 plans

PO Box 3526Reston, VA 20195
Current Snapshot

Latest Year

2024

2024 Participants

46

2024 Assets

$1,913,264

2024 Contributions

$308,549

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,913,264$956,632$0200320142024YearValue
$1,913,264Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

46230200320142024YearValue
46Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024146$1,913,264$308,549$6,708iApproximate average salary by contribution assumption: employee only about $167,690 at 4% or $111,793 at 6%; with 50% employer match about $111,793 at 4% or $74,529 at 6%; with 100% employer match about $83,845 at 4% or $55,897 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-46$1,913,264$308,549$6,708iApproximate average salary by contribution assumption: employee only about $167,690 at 4% or $111,793 at 6%; with 50% employer match about $111,793 at 4% or $74,529 at 6%; with 100% employer match about $83,845 at 4% or $55,897 at 6%.
2023143$1,399,689$299,032$6,954iApproximate average salary by contribution assumption: employee only about $173,856 at 4% or $115,904 at 6%; with 50% employer match about $115,904 at 4% or $77,269 at 6%; with 100% employer match about $86,928 at 4% or $57,952 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-43$1,399,689$299,032$6,954iApproximate average salary by contribution assumption: employee only about $173,856 at 4% or $115,904 at 6%; with 50% employer match about $115,904 at 4% or $77,269 at 6%; with 100% employer match about $86,928 at 4% or $57,952 at 6%.
2022136$1,138,647$214,311$5,953iApproximate average salary by contribution assumption: employee only about $148,827 at 4% or $99,218 at 6%; with 50% employer match about $99,218 at 4% or $66,145 at 6%; with 100% employer match about $74,414 at 4% or $49,609 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-36$1,138,647$214,311$5,953iApproximate average salary by contribution assumption: employee only about $148,827 at 4% or $99,218 at 6%; with 50% employer match about $99,218 at 4% or $66,145 at 6%; with 100% employer match about $74,414 at 4% or $49,609 at 6%.
2021134$1,496,147$190,368$5,599iApproximate average salary by contribution assumption: employee only about $139,976 at 4% or $93,318 at 6%; with 50% employer match about $93,318 at 4% or $62,212 at 6%; with 100% employer match about $69,988 at 4% or $46,659 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-34$1,496,147$190,368$5,599iApproximate average salary by contribution assumption: employee only about $139,976 at 4% or $93,318 at 6%; with 50% employer match about $93,318 at 4% or $62,212 at 6%; with 100% employer match about $69,988 at 4% or $46,659 at 6%.
2020129$1,181,234$191,654$6,609iApproximate average salary by contribution assumption: employee only about $165,219 at 4% or $110,146 at 6%; with 50% employer match about $110,146 at 4% or $73,431 at 6%; with 100% employer match about $82,609 at 4% or $55,073 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-29$1,181,234$191,654$6,609iApproximate average salary by contribution assumption: employee only about $165,219 at 4% or $110,146 at 6%; with 50% employer match about $110,146 at 4% or $73,431 at 6%; with 100% employer match about $82,609 at 4% or $55,073 at 6%.
2019127$1,041,999$203,442$7,535iApproximate average salary by contribution assumption: employee only about $188,372 at 4% or $125,581 at 6%; with 50% employer match about $125,581 at 4% or $83,721 at 6%; with 100% employer match about $94,186 at 4% or $62,791 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-27$1,041,999$203,442$7,535iApproximate average salary by contribution assumption: employee only about $188,372 at 4% or $125,581 at 6%; with 50% employer match about $125,581 at 4% or $83,721 at 6%; with 100% employer match about $94,186 at 4% or $62,791 at 6%.
2018124$671,119$202,911$8,455iApproximate average salary by contribution assumption: employee only about $211,366 at 4% or $140,910 at 6%; with 50% employer match about $140,910 at 4% or $93,940 at 6%; with 100% employer match about $105,683 at 4% or $70,455 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-24$671,119$202,911$8,455iApproximate average salary by contribution assumption: employee only about $211,366 at 4% or $140,910 at 6%; with 50% employer match about $140,910 at 4% or $93,940 at 6%; with 100% employer match about $105,683 at 4% or $70,455 at 6%.
2017121$630,461$172,424$8,211iApproximate average salary by contribution assumption: employee only about $205,267 at 4% or $136,844 at 6%; with 50% employer match about $136,844 at 4% or $91,230 at 6%; with 100% employer match about $102,633 at 4% or $68,422 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-21$630,461$172,424$8,211iApproximate average salary by contribution assumption: employee only about $205,267 at 4% or $136,844 at 6%; with 50% employer match about $136,844 at 4% or $91,230 at 6%; with 100% employer match about $102,633 at 4% or $68,422 at 6%.
2016116$382,331$131,969$8,248iApproximate average salary by contribution assumption: employee only about $206,202 at 4% or $137,468 at 6%; with 50% employer match about $137,468 at 4% or $91,645 at 6%; with 100% employer match about $103,101 at 4% or $68,734 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-16$382,331$131,969$8,248iApproximate average salary by contribution assumption: employee only about $206,202 at 4% or $137,468 at 6%; with 50% employer match about $137,468 at 4% or $91,645 at 6%; with 100% employer match about $103,101 at 4% or $68,734 at 6%.
2015113$307,964$78,572$6,044iApproximate average salary by contribution assumption: employee only about $151,100 at 4% or $100,733 at 6%; with 50% employer match about $100,733 at 4% or $67,156 at 6%; with 100% employer match about $75,550 at 4% or $50,367 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-13$307,964$78,572$6,044iApproximate average salary by contribution assumption: employee only about $151,100 at 4% or $100,733 at 6%; with 50% employer match about $100,733 at 4% or $67,156 at 6%; with 100% employer match about $75,550 at 4% or $50,367 at 6%.
2014115$318,838$86,972$5,798iApproximate average salary by contribution assumption: employee only about $144,953 at 4% or $96,636 at 6%; with 50% employer match about $96,636 at 4% or $64,424 at 6%; with 100% employer match about $72,477 at 4% or $48,318 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-15$318,838$86,972$5,798iApproximate average salary by contribution assumption: employee only about $144,953 at 4% or $96,636 at 6%; with 50% employer match about $96,636 at 4% or $64,424 at 6%; with 100% employer match about $72,477 at 4% or $48,318 at 6%.
2013114$257,880$123,204$8,800iApproximate average salary by contribution assumption: employee only about $220,007 at 4% or $146,671 at 6%; with 50% employer match about $146,671 at 4% or $97,781 at 6%; with 100% employer match about $110,004 at 4% or $73,336 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-14$257,880$123,204$8,800iApproximate average salary by contribution assumption: employee only about $220,007 at 4% or $146,671 at 6%; with 50% employer match about $146,671 at 4% or $97,781 at 6%; with 100% employer match about $110,004 at 4% or $73,336 at 6%.
2012111$118,455$50,768$4,615iApproximate average salary by contribution assumption: employee only about $115,382 at 4% or $76,921 at 6%; with 50% employer match about $76,921 at 4% or $51,281 at 6%; with 100% employer match about $57,691 at 4% or $38,461 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-11$118,455$50,768$4,615iApproximate average salary by contribution assumption: employee only about $115,382 at 4% or $76,921 at 6%; with 50% employer match about $76,921 at 4% or $51,281 at 6%; with 100% employer match about $57,691 at 4% or $38,461 at 6%.
2011112$74,489$36,552$3,046iApproximate average salary by contribution assumption: employee only about $76,150 at 4% or $50,767 at 6%; with 50% employer match about $50,767 at 4% or $33,844 at 6%; with 100% employer match about $38,075 at 4% or $25,383 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-12$74,489$36,552$3,046iApproximate average salary by contribution assumption: employee only about $76,150 at 4% or $50,767 at 6%; with 50% employer match about $50,767 at 4% or $33,844 at 6%; with 100% employer match about $38,075 at 4% or $25,383 at 6%.
201019$75,292$25,462$2,829iApproximate average salary by contribution assumption: employee only about $70,728 at 4% or $47,152 at 6%; with 50% employer match about $47,152 at 4% or $31,435 at 6%; with 100% employer match about $35,364 at 4% or $23,576 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-9$75,292$25,462$2,829iApproximate average salary by contribution assumption: employee only about $70,728 at 4% or $47,152 at 6%; with 50% employer match about $47,152 at 4% or $31,435 at 6%; with 100% employer match about $35,364 at 4% or $23,576 at 6%.
2009129$79,615$9,662$333iApproximate average salary by contribution assumption: employee only about $8,329 at 4% or $5,553 at 6%; with 50% employer match about $5,553 at 4% or $3,702 at 6%; with 100% employer match about $4,165 at 4% or $2,776 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-29$79,615$9,662$333iApproximate average salary by contribution assumption: employee only about $8,329 at 4% or $5,553 at 6%; with 50% employer match about $5,553 at 4% or $3,702 at 6%; with 100% employer match about $4,165 at 4% or $2,776 at 6%.
2008123$66,726$38,107$1,657iApproximate average salary by contribution assumption: employee only about $41,421 at 4% or $27,614 at 6%; with 50% employer match about $27,614 at 4% or $18,409 at 6%; with 100% employer match about $20,710 at 4% or $13,807 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-23$66,726$38,107$1,657iApproximate average salary by contribution assumption: employee only about $41,421 at 4% or $27,614 at 6%; with 50% employer match about $27,614 at 4% or $18,409 at 6%; with 100% employer match about $20,710 at 4% or $13,807 at 6%.
2007132$0$0-
Spectrum Financial Services 401K Profit Sharing Plan-32---
2006119$38,154$25,188$1,326iApproximate average salary by contribution assumption: employee only about $33,142 at 4% or $22,095 at 6%; with 50% employer match about $22,095 at 4% or $14,730 at 6%; with 100% employer match about $16,571 at 4% or $11,047 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-19$38,154$25,188$1,326iApproximate average salary by contribution assumption: employee only about $33,142 at 4% or $22,095 at 6%; with 50% employer match about $22,095 at 4% or $14,730 at 6%; with 100% employer match about $16,571 at 4% or $11,047 at 6%.
2005126$18,494$2,411$93iApproximate average salary by contribution assumption: employee only about $2,318 at 4% or $1,546 at 6%; with 50% employer match about $1,546 at 4% or $1,030 at 6%; with 100% employer match about $1,159 at 4% or $773 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-26$18,494$2,411$93iApproximate average salary by contribution assumption: employee only about $2,318 at 4% or $1,546 at 6%; with 50% employer match about $1,546 at 4% or $1,030 at 6%; with 100% employer match about $1,159 at 4% or $773 at 6%.
2004126$23,049$10,017$385iApproximate average salary by contribution assumption: employee only about $9,632 at 4% or $6,421 at 6%; with 50% employer match about $6,421 at 4% or $4,281 at 6%; with 100% employer match about $4,816 at 4% or $3,211 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-26$23,049$10,017$385iApproximate average salary by contribution assumption: employee only about $9,632 at 4% or $6,421 at 6%; with 50% employer match about $6,421 at 4% or $4,281 at 6%; with 100% employer match about $4,816 at 4% or $3,211 at 6%.
2003111$10,597$8,943$813iApproximate average salary by contribution assumption: employee only about $20,325 at 4% or $13,550 at 6%; with 50% employer match about $13,550 at 4% or $9,033 at 6%; with 100% employer match about $10,163 at 4% or $6,775 at 6%.
Spectrum Financial Services 401K Profit Sharing Plan-11$10,597$8,943$813iApproximate average salary by contribution assumption: employee only about $20,325 at 4% or $13,550 at 6%; with 50% employer match about $13,550 at 4% or $9,033 at 6%; with 100% employer match about $10,163 at 4% or $6,775 at 6%.