Worth Higgins & Associates Inc.
Plan context: Wha Plan for Living 401K Plan and Trust
EIN 54-0880197 • 69 filings • 9 plans
Current Snapshot
Latest Year
2024
2024 Participants
169
2024 Assets
$20,959,488
2024 Contributions
$2,634,663
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 3 | 169 | $20,959,488 | $2,634,663 | $15,590iApproximate average salary by contribution assumption: employee only about $389,743 at 4% or $259,829 at 6%; with 50% employer match about $259,829 at 4% or $173,219 at 6%; with 100% employer match about $194,872 at 4% or $129,914 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 153 | $15,955,412 | $2,224,777 | $14,541iApproximate average salary by contribution assumption: employee only about $363,526 at 4% or $242,350 at 6%; with 50% employer match about $242,350 at 4% or $161,567 at 6%; with 100% employer match about $181,763 at 4% or $121,175 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 137 | $5,004,076 | $409,886 | $2,992iApproximate average salary by contribution assumption: employee only about $74,797 at 4% or $49,864 at 6%; with 50% employer match about $49,864 at 4% or $33,243 at 6%; with 100% employer match about $37,398 at 4% or $24,932 at 6%. |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 169 | - | - | - |
| 2023 | 3 | 193 | $19,502,324 | $1,638,969 | $8,492iApproximate average salary by contribution assumption: employee only about $212,302 at 4% or $141,534 at 6%; with 50% employer match about $141,534 at 4% or $94,356 at 6%; with 100% employer match about $106,151 at 4% or $70,767 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 163 | $14,354,081 | $1,279,386 | $7,849iApproximate average salary by contribution assumption: employee only about $196,225 at 4% or $130,817 at 6%; with 50% employer match about $130,817 at 4% or $87,211 at 6%; with 100% employer match about $98,112 at 4% or $65,408 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 157 | $5,148,243 | $359,583 | $2,290iApproximate average salary by contribution assumption: employee only about $57,258 at 4% or $38,172 at 6%; with 50% employer match about $38,172 at 4% or $25,448 at 6%; with 100% employer match about $28,629 at 4% or $19,086 at 6%. |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 193 | - | - | - |
| 2022 | 3 | 188 | $17,006,851 | $1,267,406 | $6,742iApproximate average salary by contribution assumption: employee only about $168,538 at 4% or $112,359 at 6%; with 50% employer match about $112,359 at 4% or $74,906 at 6%; with 100% employer match about $84,269 at 4% or $56,179 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 173 | $11,836,082 | $881,735 | $5,097iApproximate average salary by contribution assumption: employee only about $127,418 at 4% or $84,946 at 6%; with 50% employer match about $84,946 at 4% or $56,630 at 6%; with 100% employer match about $63,709 at 4% or $42,473 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 152 | $5,170,769 | $385,671 | $2,537iApproximate average salary by contribution assumption: employee only about $63,433 at 4% or $42,288 at 6%; with 50% employer match about $42,288 at 4% or $28,192 at 6%; with 100% employer match about $31,716 at 4% or $21,144 at 6%. |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 188 | - | - | - |
| 2021 | 3 | 192 | $20,804,627 | $1,469,300 | $7,653iApproximate average salary by contribution assumption: employee only about $191,315 at 4% or $127,543 at 6%; with 50% employer match about $127,543 at 4% or $85,029 at 6%; with 100% employer match about $95,658 at 4% or $63,772 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 179 | $16,013,759 | $1,136,385 | $6,349iApproximate average salary by contribution assumption: employee only about $158,713 at 4% or $105,809 at 6%; with 50% employer match about $105,809 at 4% or $70,539 at 6%; with 100% employer match about $79,356 at 4% or $52,904 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 146 | $4,790,868 | $332,915 | $2,280iApproximate average salary by contribution assumption: employee only about $57,006 at 4% or $38,004 at 6%; with 50% employer match about $38,004 at 4% or $25,336 at 6%; with 100% employer match about $28,503 at 4% or $19,002 at 6%. |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 192 | - | - | - |
| 2020 | 3 | 190 | $18,374,275 | $1,032,101 | $5,432iApproximate average salary by contribution assumption: employee only about $135,803 at 4% or $90,535 at 6%; with 50% employer match about $90,535 at 4% or $60,357 at 6%; with 100% employer match about $67,901 at 4% or $45,268 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 171 | $13,969,325 | $1,032,101 | $6,036iApproximate average salary by contribution assumption: employee only about $150,892 at 4% or $100,595 at 6%; with 50% employer match about $100,595 at 4% or $67,063 at 6%; with 100% employer match about $75,446 at 4% or $50,297 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 158 | $4,404,950 | - | - |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 190 | - | - | - |
| 2019 | 3 | 185 | $16,663,096 | $599,363 | $3,240iApproximate average salary by contribution assumption: employee only about $80,995 at 4% or $53,997 at 6%; with 50% employer match about $53,997 at 4% or $35,998 at 6%; with 100% employer match about $40,498 at 4% or $26,998 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 185 | $11,308,210 | $599,363 | $3,240iApproximate average salary by contribution assumption: employee only about $80,995 at 4% or $53,997 at 6%; with 50% employer match about $53,997 at 4% or $35,998 at 6%; with 100% employer match about $40,498 at 4% or $26,998 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 161 | $5,354,886 | - | - |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 180 | - | - | - |
| 2018 | 3 | 190 | $14,741,977 | $816,022 | $4,295iApproximate average salary by contribution assumption: employee only about $107,371 at 4% or $71,581 at 6%; with 50% employer match about $71,581 at 4% or $47,721 at 6%; with 100% employer match about $53,686 at 4% or $35,790 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 190 | $9,321,134 | $816,022 | $4,295iApproximate average salary by contribution assumption: employee only about $107,371 at 4% or $71,581 at 6%; with 50% employer match about $71,581 at 4% or $47,721 at 6%; with 100% employer match about $53,686 at 4% or $35,790 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 160 | $5,420,843 | - | - |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 177 | - | - | - |
| 2017 | 3 | 196 | $16,116,951 | $491,596 | $2,508iApproximate average salary by contribution assumption: employee only about $62,704 at 4% or $41,802 at 6%; with 50% employer match about $41,802 at 4% or $27,868 at 6%; with 100% employer match about $31,352 at 4% or $20,901 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 196 | $10,288,990 | $491,596 | $2,508iApproximate average salary by contribution assumption: employee only about $62,704 at 4% or $41,802 at 6%; with 50% employer match about $41,802 at 4% or $27,868 at 6%; with 100% employer match about $31,352 at 4% or $20,901 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 149 | $5,827,961 | - | - |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 169 | - | - | - |
| 2016 | 3 | 175 | $14,088,853 | $486,759 | $2,781iApproximate average salary by contribution assumption: employee only about $69,537 at 4% or $46,358 at 6%; with 50% employer match about $46,358 at 4% or $30,905 at 6%; with 100% employer match about $34,769 at 4% or $23,179 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 175 | $8,526,008 | $486,759 | $2,781iApproximate average salary by contribution assumption: employee only about $69,537 at 4% or $46,358 at 6%; with 50% employer match about $46,358 at 4% or $30,905 at 6%; with 100% employer match about $34,769 at 4% or $23,179 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 160 | $5,562,845 | - | - |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 159 | - | - | - |
| 2015 | 3 | 159 | $13,583,029 | $508,870 | $3,200iApproximate average salary by contribution assumption: employee only about $80,011 at 4% or $53,341 at 6%; with 50% employer match about $53,341 at 4% or $35,560 at 6%; with 100% employer match about $40,006 at 4% or $26,670 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 154 | $7,793,063 | $508,843 | $3,304iApproximate average salary by contribution assumption: employee only about $82,604 at 4% or $55,070 at 6%; with 50% employer match about $55,070 at 4% or $36,713 at 6%; with 100% employer match about $41,302 at 4% or $27,535 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 147 | $5,789,966 | $27 | $0iApproximate average salary by contribution assumption: employee only about $5 at 4% or $3 at 6%; with 50% employer match about $3 at 4% or $2 at 6%; with 100% employer match about $2 at 4% or $2 at 6%. |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 159 | - | - | - |
| 2014 | 3 | 161 | $14,093,007 | $424,971 | $2,640iApproximate average salary by contribution assumption: employee only about $65,989 at 4% or $43,993 at 6%; with 50% employer match about $43,993 at 4% or $29,329 at 6%; with 100% employer match about $32,995 at 4% or $21,996 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 161 | $8,551,956 | $424,971 | $2,640iApproximate average salary by contribution assumption: employee only about $65,989 at 4% or $43,993 at 6%; with 50% employer match about $43,993 at 4% or $29,329 at 6%; with 100% employer match about $32,995 at 4% or $21,996 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 145 | $5,541,051 | - | - |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 155 | - | - | - |
| 2013 | 3 | 157 | $13,912,681 | $600,917 | $3,827iApproximate average salary by contribution assumption: employee only about $95,687 at 4% or $63,792 at 6%; with 50% employer match about $63,792 at 4% or $42,528 at 6%; with 100% employer match about $47,844 at 4% or $31,896 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 157 | $8,337,651 | $486,795 | $3,101iApproximate average salary by contribution assumption: employee only about $77,515 at 4% or $51,677 at 6%; with 50% employer match about $51,677 at 4% or $34,451 at 6%; with 100% employer match about $38,758 at 4% or $25,838 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 139 | $5,575,030 | $114,122 | $821iApproximate average salary by contribution assumption: employee only about $20,526 at 4% or $13,684 at 6%; with 50% employer match about $13,684 at 4% or $9,122 at 6%; with 100% employer match about $10,263 at 4% or $6,842 at 6%. |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 145 | - | - | - |
| 2012 | 3 | 161 | $12,442,972 | $593,879 | $3,689iApproximate average salary by contribution assumption: employee only about $92,217 at 4% or $61,478 at 6%; with 50% employer match about $61,478 at 4% or $40,985 at 6%; with 100% employer match about $46,109 at 4% or $30,739 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 161 | $6,886,804 | $488,145 | $3,032iApproximate average salary by contribution assumption: employee only about $75,799 at 4% or $50,533 at 6%; with 50% employer match about $50,533 at 4% or $33,688 at 6%; with 100% employer match about $37,899 at 4% or $25,266 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 143 | $5,556,168 | $105,734 | $739iApproximate average salary by contribution assumption: employee only about $18,485 at 4% or $12,323 at 6%; with 50% employer match about $12,323 at 4% or $8,216 at 6%; with 100% employer match about $9,242 at 4% or $6,162 at 6%. |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 136 | - | - | - |
| 2011 | 3 | 158 | $11,558,247 | $566,341 | $3,584iApproximate average salary by contribution assumption: employee only about $89,611 at 4% or $59,741 at 6%; with 50% employer match about $59,741 at 4% or $39,827 at 6%; with 100% employer match about $44,805 at 4% or $29,870 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 158 | $6,144,732 | $511,210 | $3,236iApproximate average salary by contribution assumption: employee only about $80,888 at 4% or $53,925 at 6%; with 50% employer match about $53,925 at 4% or $35,950 at 6%; with 100% employer match about $40,444 at 4% or $26,963 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 152 | $5,413,515 | $55,131 | $363iApproximate average salary by contribution assumption: employee only about $9,068 at 4% or $6,045 at 6%; with 50% employer match about $6,045 at 4% or $4,030 at 6%; with 100% employer match about $4,534 at 4% or $3,023 at 6%. |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 149 | - | - | - |
| 2010 | 3 | 138 | $12,247,677 | $965,213 | $6,994iApproximate average salary by contribution assumption: employee only about $174,857 at 4% or $116,572 at 6%; with 50% employer match about $116,572 at 4% or $77,714 at 6%; with 100% employer match about $87,429 at 4% or $58,286 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 135 | $6,329,110 | $521,062 | $3,860iApproximate average salary by contribution assumption: employee only about $96,493 at 4% or $64,329 at 6%; with 50% employer match about $64,329 at 4% or $42,886 at 6%; with 100% employer match about $48,246 at 4% or $32,164 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 138 | $5,918,567 | $444,151 | $3,218iApproximate average salary by contribution assumption: employee only about $80,462 at 4% or $53,641 at 6%; with 50% employer match about $53,641 at 4% or $35,761 at 6%; with 100% employer match about $40,231 at 4% or $26,821 at 6%. |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 135 | - | - | - |
| 2009 | 3 | 133 | $10,789,791 | $1,023,529 | $7,696iApproximate average salary by contribution assumption: employee only about $192,393 at 4% or $128,262 at 6%; with 50% employer match about $128,262 at 4% or $85,508 at 6%; with 100% employer match about $96,196 at 4% or $64,131 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 121 | $5,660,469 | $545,013 | $4,504iApproximate average salary by contribution assumption: employee only about $112,606 at 4% or $75,071 at 6%; with 50% employer match about $75,071 at 4% or $50,047 at 6%; with 100% employer match about $56,303 at 4% or $37,535 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 125 | $5,129,322 | $478,516 | $3,828iApproximate average salary by contribution assumption: employee only about $95,703 at 4% or $63,802 at 6%; with 50% employer match about $63,802 at 4% or $42,535 at 6%; with 100% employer match about $47,852 at 4% or $31,901 at 6%. |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 133 | - | - | - |
| 2008 | 2 | 154 | $11,807,488 | $1,319,135 | $8,566iApproximate average salary by contribution assumption: employee only about $214,145 at 4% or $142,764 at 6%; with 50% employer match about $142,764 at 4% or $95,176 at 6%; with 100% employer match about $107,073 at 4% or $71,382 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 132 | $7,778,180 | $544,078 | $4,122iApproximate average salary by contribution assumption: employee only about $103,045 at 4% or $68,697 at 6%; with 50% employer match about $68,697 at 4% or $45,798 at 6%; with 100% employer match about $51,523 at 4% or $34,348 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 154 | $4,029,308 | $775,057 | $5,033iApproximate average salary by contribution assumption: employee only about $125,821 at 4% or $83,881 at 6%; with 50% employer match about $83,881 at 4% or $55,920 at 6%; with 100% employer match about $62,910 at 4% or $41,940 at 6%. |
| 2007 | 3 | 150 | $12,892,756 | $1,166,742 | $7,778iApproximate average salary by contribution assumption: employee only about $194,457 at 4% or $129,638 at 6%; with 50% employer match about $129,638 at 4% or $86,425 at 6%; with 100% employer match about $97,229 at 4% or $64,819 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 129 | $7,422,394 | $593,067 | $4,597iApproximate average salary by contribution assumption: employee only about $114,935 at 4% or $76,624 at 6%; with 50% employer match about $76,624 at 4% or $51,082 at 6%; with 100% employer match about $57,468 at 4% or $38,312 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 150 | $5,470,362 | $573,675 | $3,825iApproximate average salary by contribution assumption: employee only about $95,613 at 4% or $63,742 at 6%; with 50% employer match about $63,742 at 4% or $42,494 at 6%; with 100% employer match about $47,806 at 4% or $31,871 at 6%. |
| Worth Higgins Associates Inc. Welfare Benefit Plan | - | 130 | - | - | - |
| 2006 | 2 | 119 | $12,477,619 | $1,103,988 | $9,277iApproximate average salary by contribution assumption: employee only about $231,930 at 4% or $154,620 at 6%; with 50% employer match about $154,620 at 4% or $103,080 at 6%; with 100% employer match about $115,965 at 4% or $77,310 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 119 | $6,747,405 | $669,435 | $5,626iApproximate average salary by contribution assumption: employee only about $140,638 at 4% or $93,758 at 6%; with 50% employer match about $93,758 at 4% or $62,506 at 6%; with 100% employer match about $70,319 at 4% or $46,879 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 117 | $5,730,214 | $434,553 | $3,714iApproximate average salary by contribution assumption: employee only about $92,853 at 4% or $61,902 at 6%; with 50% employer match about $61,902 at 4% or $41,268 at 6%; with 100% employer match about $46,427 at 4% or $30,951 at 6%. |
| 2005 | 2 | 109 | $9,996,825 | $1,037,635 | $9,520iApproximate average salary by contribution assumption: employee only about $237,990 at 4% or $158,660 at 6%; with 50% employer match about $158,660 at 4% or $105,773 at 6%; with 100% employer match about $118,995 at 4% or $79,330 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 109 | $5,414,199 | $650,497 | $5,968iApproximate average salary by contribution assumption: employee only about $149,197 at 4% or $99,464 at 6%; with 50% employer match about $99,464 at 4% or $66,310 at 6%; with 100% employer match about $74,598 at 4% or $49,732 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 108 | $4,582,626 | $387,138 | $3,585iApproximate average salary by contribution assumption: employee only about $89,615 at 4% or $59,744 at 6%; with 50% employer match about $59,744 at 4% or $39,829 at 6%; with 100% employer match about $44,808 at 4% or $29,872 at 6%. |
| 2004 | 2 | 100 | $9,513,187 | $868,487 | $8,685iApproximate average salary by contribution assumption: employee only about $217,122 at 4% or $144,748 at 6%; with 50% employer match about $144,748 at 4% or $96,499 at 6%; with 100% employer match about $108,561 at 4% or $72,374 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 99 | $5,593,424 | $694,083 | $7,011iApproximate average salary by contribution assumption: employee only about $175,273 at 4% or $116,849 at 6%; with 50% employer match about $116,849 at 4% or $77,899 at 6%; with 100% employer match about $87,637 at 4% or $58,424 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 100 | $3,919,763 | $174,404 | $1,744iApproximate average salary by contribution assumption: employee only about $43,601 at 4% or $29,067 at 6%; with 50% employer match about $29,067 at 4% or $19,378 at 6%; with 100% employer match about $21,801 at 4% or $14,534 at 6%. |
| 2003 | 2 | 96 | $0 | $0 | - |
| Wha Plan for Living 401K Plan and Trust | - | 95 | - | - | - |
| Wha Plan for Living 401K Plan and Trust | - | 96 | - | - | - |
| 2002 | 2 | 87 | $0 | $0 | - |
| Wha Plan for Living 401K Plan and Trust | - | 87 | - | - | - |
| Wha Plan for Living 401K Plan and Trust | - | 86 | - | - | - |
| 2001 | 2 | 78 | $0 | $0 | - |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 78 | - | - | - |
| Wha Plan for Living 401K Plan and Trust | - | 77 | - | - | - |
| 2000 | 2 | 82 | $1,217,369 | $251,772 | $3,070iApproximate average salary by contribution assumption: employee only about $76,760 at 4% or $51,173 at 6%; with 50% employer match about $51,173 at 4% or $34,115 at 6%; with 100% employer match about $38,380 at 4% or $25,587 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 74 | $1,217,369 | $251,772 | $3,402iApproximate average salary by contribution assumption: employee only about $85,058 at 4% or $56,705 at 6%; with 50% employer match about $56,705 at 4% or $37,804 at 6%; with 100% employer match about $42,529 at 4% or $28,353 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 82 | - | - | - |
| 1999 | 2 | 67 | $3,519,314 | $351,512 | $5,246iApproximate average salary by contribution assumption: employee only about $131,161 at 4% or $87,441 at 6%; with 50% employer match about $87,441 at 4% or $58,294 at 6%; with 100% employer match about $65,581 at 4% or $43,720 at 6%. |
| Wha Plan for Living 401K Plan and Trust | - | 67 | $2,661,562 | $199,176 | $2,973iApproximate average salary by contribution assumption: employee only about $74,319 at 4% or $49,546 at 6%; with 50% employer match about $49,546 at 4% or $33,031 at 6%; with 100% employer match about $37,160 at 4% or $24,773 at 6%. |
| Worth Higgins & Associates Inc. Employee Stock Ownership Plan | - | 67 | $857,752 | $152,336 | $2,274iApproximate average salary by contribution assumption: employee only about $56,842 at 4% or $37,895 at 6%; with 50% employer match about $37,895 at 4% or $25,263 at 6%; with 100% employer match about $28,421 at 4% or $18,947 at 6%. |