Civic Intelligence

Phillips Way Inc.

Plan context: The Contractors Retirement Plan

EIN 52-1847279 • Finksburg, MD • 16 filings • 2 plans

2901 Dede Road Suite AFinksburg, MD 21048-1048
Current Snapshot

Latest Year

2025

2025 Participants

29

2025 Assets

$1,876,961

2025 Contributions

$310,338

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,876,961$938,481$0201020182025YearValue
$1,876,961Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

41210201020182025YearValue
29Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025129$1,876,961$310,338$10,701iApproximate average salary by contribution assumption: employee only about $267,533 at 4% or $178,355 at 6%; with 50% employer match about $178,355 at 4% or $118,903 at 6%; with 100% employer match about $133,766 at 4% or $89,178 at 6%.
The Contractors Retirement Plan-29$1,876,961$310,338$10,701iApproximate average salary by contribution assumption: employee only about $267,533 at 4% or $178,355 at 6%; with 50% employer match about $178,355 at 4% or $118,903 at 6%; with 100% employer match about $133,766 at 4% or $89,178 at 6%.
2024131$1,660,924$279,003$9,000iApproximate average salary by contribution assumption: employee only about $225,002 at 4% or $150,002 at 6%; with 50% employer match about $150,002 at 4% or $100,001 at 6%; with 100% employer match about $112,501 at 4% or $75,001 at 6%.
The Contractors Retirement Plan-31$1,660,924$279,003$9,000iApproximate average salary by contribution assumption: employee only about $225,002 at 4% or $150,002 at 6%; with 50% employer match about $150,002 at 4% or $100,001 at 6%; with 100% employer match about $112,501 at 4% or $75,001 at 6%.
2023132$1,379,669$226,055$7,064iApproximate average salary by contribution assumption: employee only about $176,605 at 4% or $117,737 at 6%; with 50% employer match about $117,737 at 4% or $78,491 at 6%; with 100% employer match about $88,303 at 4% or $58,868 at 6%.
The Contractors Retirement Plan-32$1,379,669$226,055$7,064iApproximate average salary by contribution assumption: employee only about $176,605 at 4% or $117,737 at 6%; with 50% employer match about $117,737 at 4% or $78,491 at 6%; with 100% employer match about $88,303 at 4% or $58,868 at 6%.
2022133$1,028,410$147,528$4,471iApproximate average salary by contribution assumption: employee only about $111,764 at 4% or $74,509 at 6%; with 50% employer match about $74,509 at 4% or $49,673 at 6%; with 100% employer match about $55,882 at 4% or $37,255 at 6%.
The Contractors Retirement Plan-33$1,028,410$147,528$4,471iApproximate average salary by contribution assumption: employee only about $111,764 at 4% or $74,509 at 6%; with 50% employer match about $74,509 at 4% or $49,673 at 6%; with 100% employer match about $55,882 at 4% or $37,255 at 6%.
2021135$1,279,194$234,054$6,687iApproximate average salary by contribution assumption: employee only about $167,181 at 4% or $111,454 at 6%; with 50% employer match about $111,454 at 4% or $74,303 at 6%; with 100% employer match about $83,591 at 4% or $55,727 at 6%.
The Contractors Retirement Plan-35$1,279,194$234,054$6,687iApproximate average salary by contribution assumption: employee only about $167,181 at 4% or $111,454 at 6%; with 50% employer match about $111,454 at 4% or $74,303 at 6%; with 100% employer match about $83,591 at 4% or $55,727 at 6%.
2020137$1,160,157$322,207$8,708iApproximate average salary by contribution assumption: employee only about $217,707 at 4% or $145,138 at 6%; with 50% employer match about $145,138 at 4% or $96,759 at 6%; with 100% employer match about $108,854 at 4% or $72,569 at 6%.
The Contractors Retirement Plan-37$1,160,157$322,207$8,708iApproximate average salary by contribution assumption: employee only about $217,707 at 4% or $145,138 at 6%; with 50% employer match about $145,138 at 4% or $96,759 at 6%; with 100% employer match about $108,854 at 4% or $72,569 at 6%.
2019141$779,914$310,167$7,565iApproximate average salary by contribution assumption: employee only about $189,126 at 4% or $126,084 at 6%; with 50% employer match about $126,084 at 4% or $84,056 at 6%; with 100% employer match about $94,563 at 4% or $63,042 at 6%.
The Contractors Retirement Plan-41$779,914$310,167$7,565iApproximate average salary by contribution assumption: employee only about $189,126 at 4% or $126,084 at 6%; with 50% employer match about $126,084 at 4% or $84,056 at 6%; with 100% employer match about $94,563 at 4% or $63,042 at 6%.
2018136$568,931$120,257$3,340iApproximate average salary by contribution assumption: employee only about $83,512 at 4% or $55,675 at 6%; with 50% employer match about $55,675 at 4% or $37,116 at 6%; with 100% employer match about $41,756 at 4% or $27,837 at 6%.
The Contractors Retirement Plan-36$568,931$120,257$3,340iApproximate average salary by contribution assumption: employee only about $83,512 at 4% or $55,675 at 6%; with 50% employer match about $55,675 at 4% or $37,116 at 6%; with 100% employer match about $41,756 at 4% or $27,837 at 6%.
2017137$633,837$185,066$5,002iApproximate average salary by contribution assumption: employee only about $125,045 at 4% or $83,363 at 6%; with 50% employer match about $83,363 at 4% or $55,575 at 6%; with 100% employer match about $62,522 at 4% or $41,682 at 6%.
The Contractors Retirement Plan-37$633,837$185,066$5,002iApproximate average salary by contribution assumption: employee only about $125,045 at 4% or $83,363 at 6%; with 50% employer match about $83,363 at 4% or $55,575 at 6%; with 100% employer match about $62,522 at 4% or $41,682 at 6%.
2016135$553,182$146,253$4,179iApproximate average salary by contribution assumption: employee only about $104,466 at 4% or $69,644 at 6%; with 50% employer match about $69,644 at 4% or $46,430 at 6%; with 100% employer match about $52,233 at 4% or $34,822 at 6%.
The Contractors Retirement Plan-35$553,182$146,253$4,179iApproximate average salary by contribution assumption: employee only about $104,466 at 4% or $69,644 at 6%; with 50% employer match about $69,644 at 4% or $46,430 at 6%; with 100% employer match about $52,233 at 4% or $34,822 at 6%.
2015135$543,911$207,703$5,934iApproximate average salary by contribution assumption: employee only about $148,359 at 4% or $98,906 at 6%; with 50% employer match about $98,906 at 4% or $65,937 at 6%; with 100% employer match about $74,180 at 4% or $49,453 at 6%.
The Contractors Retirement Plan-35$543,911$207,703$5,934iApproximate average salary by contribution assumption: employee only about $148,359 at 4% or $98,906 at 6%; with 50% employer match about $98,906 at 4% or $65,937 at 6%; with 100% employer match about $74,180 at 4% or $49,453 at 6%.
2014127$468,633$490,784$18,177iApproximate average salary by contribution assumption: employee only about $454,430 at 4% or $302,953 at 6%; with 50% employer match about $302,953 at 4% or $201,969 at 6%; with 100% employer match about $227,215 at 4% or $151,477 at 6%.
The Contractors Retirement Plan-27$468,633$490,784$18,177iApproximate average salary by contribution assumption: employee only about $454,430 at 4% or $302,953 at 6%; with 50% employer match about $302,953 at 4% or $201,969 at 6%; with 100% employer match about $227,215 at 4% or $151,477 at 6%.
2013125$260,384$130,548$5,222iApproximate average salary by contribution assumption: employee only about $130,548 at 4% or $87,032 at 6%; with 50% employer match about $87,032 at 4% or $58,021 at 6%; with 100% employer match about $65,274 at 4% or $43,516 at 6%.
The Contractors Retirement Plan-25$260,384$130,548$5,222iApproximate average salary by contribution assumption: employee only about $130,548 at 4% or $87,032 at 6%; with 50% employer match about $87,032 at 4% or $58,021 at 6%; with 100% employer match about $65,274 at 4% or $43,516 at 6%.
2012122$219,283$154,274$7,012iApproximate average salary by contribution assumption: employee only about $175,311 at 4% or $116,874 at 6%; with 50% employer match about $116,874 at 4% or $77,916 at 6%; with 100% employer match about $87,656 at 4% or $58,437 at 6%.
The Contractors Retirement Plan-22$219,283$154,274$7,012iApproximate average salary by contribution assumption: employee only about $175,311 at 4% or $116,874 at 6%; with 50% employer match about $116,874 at 4% or $77,916 at 6%; with 100% employer match about $87,656 at 4% or $58,437 at 6%.
2011123$178,908$338,938$14,736iApproximate average salary by contribution assumption: employee only about $368,411 at 4% or $245,607 at 6%; with 50% employer match about $245,607 at 4% or $163,738 at 6%; with 100% employer match about $184,205 at 4% or $122,804 at 6%.
The Contractors Retirement Plan-23$178,908$338,938$14,736iApproximate average salary by contribution assumption: employee only about $368,411 at 4% or $245,607 at 6%; with 50% employer match about $245,607 at 4% or $163,738 at 6%; with 100% employer match about $184,205 at 4% or $122,804 at 6%.
2010124$97,468$205,970$8,582iApproximate average salary by contribution assumption: employee only about $214,552 at 4% or $143,035 at 6%; with 50% employer match about $143,035 at 4% or $95,356 at 6%; with 100% employer match about $107,276 at 4% or $71,517 at 6%.
The Contractors Retirement Plan-24$97,468$205,970$8,582iApproximate average salary by contribution assumption: employee only about $214,552 at 4% or $143,035 at 6%; with 50% employer match about $143,035 at 4% or $95,356 at 6%; with 100% employer match about $107,276 at 4% or $71,517 at 6%.