Civic Intelligence

Smith & Downey, P.A.

Plan context: Smith & Downey Pa 401K Plan

EIN 52-1839270 • Baltimore, MD • 42 filings • 4 plans

320 E. Towsontown BlvdSuite 1EBaltimore, MD 21286
Current Snapshot

Latest Year

2024

2024 Participants

26

2024 Assets

$15,050,533

2024 Contributions

$712,436

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$16,944,126$8,472,063$0199920142024YearValue
$15,050,533Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

26130199920122024YearValue
26Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024226$15,050,533$712,436$27,401iApproximate average salary by contribution assumption: employee only about $685,035 at 4% or $456,690 at 6%; with 50% employer match about $456,690 at 4% or $304,460 at 6%; with 100% employer match about $342,517 at 4% or $228,345 at 6%.
Smith & Downey Pa 401K Plan-26$15,050,533$712,436$27,401iApproximate average salary by contribution assumption: employee only about $685,035 at 4% or $456,690 at 6%; with 50% employer match about $456,690 at 4% or $304,460 at 6%; with 100% employer match about $342,517 at 4% or $228,345 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-0$0$0-
2023224$16,944,126$1,156,517$48,188iApproximate average salary by contribution assumption: employee only about $1,204,705 at 4% or $803,137 at 6%; with 50% employer match about $803,137 at 4% or $535,425 at 6%; with 100% employer match about $602,353 at 4% or $401,568 at 6%.
Smith & Downey Pa 401K Plan-24$14,293,300$653,497$27,229iApproximate average salary by contribution assumption: employee only about $680,726 at 4% or $453,817 at 6%; with 50% employer match about $453,817 at 4% or $302,545 at 6%; with 100% employer match about $340,363 at 4% or $226,909 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-22$2,650,826$503,020$22,865iApproximate average salary by contribution assumption: employee only about $571,614 at 4% or $381,076 at 6%; with 50% employer match about $381,076 at 4% or $254,051 at 6%; with 100% employer match about $285,807 at 4% or $190,538 at 6%.
2022223$13,425,110$1,133,575$49,286iApproximate average salary by contribution assumption: employee only about $1,232,147 at 4% or $821,431 at 6%; with 50% employer match about $821,431 at 4% or $547,621 at 6%; with 100% employer match about $616,073 at 4% or $410,716 at 6%.
Smith & Downey Pa 401K Plan-23$11,468,093$627,738$27,293iApproximate average salary by contribution assumption: employee only about $682,324 at 4% or $454,883 at 6%; with 50% employer match about $454,883 at 4% or $303,255 at 6%; with 100% employer match about $341,162 at 4% or $227,441 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-21$1,957,017$505,837$24,087iApproximate average salary by contribution assumption: employee only about $602,187 at 4% or $401,458 at 6%; with 50% employer match about $401,458 at 4% or $267,639 at 6%; with 100% employer match about $301,093 at 4% or $200,729 at 6%.
2021224$15,184,621$1,033,679$43,070iApproximate average salary by contribution assumption: employee only about $1,076,749 at 4% or $717,833 at 6%; with 50% employer match about $717,833 at 4% or $478,555 at 6%; with 100% employer match about $538,374 at 4% or $358,916 at 6%.
Smith & Downey Pa 401K Plan-23$13,533,434$647,681$28,160iApproximate average salary by contribution assumption: employee only about $704,001 at 4% or $469,334 at 6%; with 50% employer match about $469,334 at 4% or $312,889 at 6%; with 100% employer match about $352,001 at 4% or $234,667 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-24$1,651,187$385,998$16,083iApproximate average salary by contribution assumption: employee only about $402,081 at 4% or $268,054 at 6%; with 50% employer match about $268,054 at 4% or $178,703 at 6%; with 100% employer match about $201,041 at 4% or $134,027 at 6%.
2020224$13,342,789$1,125,938$46,914iApproximate average salary by contribution assumption: employee only about $1,172,852 at 4% or $781,901 at 6%; with 50% employer match about $781,901 at 4% or $521,268 at 6%; with 100% employer match about $586,426 at 4% or $390,951 at 6%.
Smith & Downey Pa 401K Plan-24$12,155,709$595,701$24,821iApproximate average salary by contribution assumption: employee only about $620,522 at 4% or $413,681 at 6%; with 50% employer match about $413,681 at 4% or $275,788 at 6%; with 100% employer match about $310,261 at 4% or $206,841 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-14$1,187,080$530,237$37,874iApproximate average salary by contribution assumption: employee only about $946,852 at 4% or $631,235 at 6%; with 50% employer match about $631,235 at 4% or $420,823 at 6%; with 100% employer match about $473,426 at 4% or $315,617 at 6%.
2019225$10,997,508$932,372$37,295iApproximate average salary by contribution assumption: employee only about $932,372 at 4% or $621,581 at 6%; with 50% employer match about $621,581 at 4% or $414,388 at 6%; with 100% employer match about $466,186 at 4% or $310,791 at 6%.
Smith & Downey Pa 401K Plan-25$10,375,519$549,571$21,983iApproximate average salary by contribution assumption: employee only about $549,571 at 4% or $366,381 at 6%; with 50% employer match about $366,381 at 4% or $244,254 at 6%; with 100% employer match about $274,786 at 4% or $183,190 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-14$621,989$382,801$27,343iApproximate average salary by contribution assumption: employee only about $683,573 at 4% or $455,715 at 6%; with 50% employer match about $455,715 at 4% or $303,810 at 6%; with 100% employer match about $341,787 at 4% or $227,858 at 6%.
2018225$10,176,145$1,202,737$48,109iApproximate average salary by contribution assumption: employee only about $1,202,737 at 4% or $801,825 at 6%; with 50% employer match about $801,825 at 4% or $534,550 at 6%; with 100% employer match about $601,369 at 4% or $400,912 at 6%.
Smith & Downey Pa 401K Plan-25$9,956,954$777,244$31,090iApproximate average salary by contribution assumption: employee only about $777,244 at 4% or $518,163 at 6%; with 50% employer match about $518,163 at 4% or $345,442 at 6%; with 100% employer match about $388,622 at 4% or $259,081 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-25$219,191$425,493$17,020iApproximate average salary by contribution assumption: employee only about $425,493 at 4% or $283,662 at 6%; with 50% employer match about $283,662 at 4% or $189,108 at 6%; with 100% employer match about $212,747 at 4% or $141,831 at 6%.
2017224$12,618,563$825,636$34,402iApproximate average salary by contribution assumption: employee only about $860,038 at 4% or $573,358 at 6%; with 50% employer match about $573,358 at 4% or $382,239 at 6%; with 100% employer match about $430,019 at 4% or $286,679 at 6%.
Smith & Downey Pa 401K Plan-24$10,143,288$539,636$22,485iApproximate average salary by contribution assumption: employee only about $562,121 at 4% or $374,747 at 6%; with 50% employer match about $374,747 at 4% or $249,831 at 6%; with 100% employer match about $281,060 at 4% or $187,374 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-22$2,475,275$286,000$13,000iApproximate average salary by contribution assumption: employee only about $325,000 at 4% or $216,667 at 6%; with 50% employer match about $216,667 at 4% or $144,444 at 6%; with 100% employer match about $162,500 at 4% or $108,333 at 6%.
2016225$10,669,158$810,970$32,439iApproximate average salary by contribution assumption: employee only about $810,970 at 4% or $540,647 at 6%; with 50% employer match about $540,647 at 4% or $360,431 at 6%; with 100% employer match about $405,485 at 4% or $270,323 at 6%.
Smith & Downey Pa 401K Plan-25$8,500,902$503,970$20,159iApproximate average salary by contribution assumption: employee only about $503,970 at 4% or $335,980 at 6%; with 50% employer match about $335,980 at 4% or $223,987 at 6%; with 100% employer match about $251,985 at 4% or $167,990 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-22$2,168,256$307,000$13,955iApproximate average salary by contribution assumption: employee only about $348,864 at 4% or $232,576 at 6%; with 50% employer match about $232,576 at 4% or $155,051 at 6%; with 100% employer match about $174,432 at 4% or $116,288 at 6%.
2015224$9,367,167$764,530$31,855iApproximate average salary by contribution assumption: employee only about $796,385 at 4% or $530,924 at 6%; with 50% employer match about $530,924 at 4% or $353,949 at 6%; with 100% employer match about $398,193 at 4% or $265,462 at 6%.
Smith & Downey Pa 401K Plan-24$7,559,805$481,530$20,064iApproximate average salary by contribution assumption: employee only about $501,594 at 4% or $334,396 at 6%; with 50% employer match about $334,396 at 4% or $222,931 at 6%; with 100% employer match about $250,797 at 4% or $167,198 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-21$1,807,362$283,000$13,476iApproximate average salary by contribution assumption: employee only about $336,905 at 4% or $224,603 at 6%; with 50% employer match about $224,603 at 4% or $149,735 at 6%; with 100% employer match about $168,452 at 4% or $112,302 at 6%.
2014225$8,959,544$779,888$31,196iApproximate average salary by contribution assumption: employee only about $779,888 at 4% or $519,925 at 6%; with 50% employer match about $519,925 at 4% or $346,617 at 6%; with 100% employer match about $389,944 at 4% or $259,963 at 6%.
Smith & Downey Pa 401K Plan-25$7,468,054$489,888$19,596iApproximate average salary by contribution assumption: employee only about $489,888 at 4% or $326,592 at 6%; with 50% employer match about $326,592 at 4% or $217,728 at 6%; with 100% employer match about $244,944 at 4% or $163,296 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-20$1,491,490$290,000$14,500iApproximate average salary by contribution assumption: employee only about $362,500 at 4% or $241,667 at 6%; with 50% employer match about $241,667 at 4% or $161,111 at 6%; with 100% employer match about $181,250 at 4% or $120,833 at 6%.
2013226$7,792,123$699,190$26,892iApproximate average salary by contribution assumption: employee only about $672,298 at 4% or $448,199 at 6%; with 50% employer match about $448,199 at 4% or $298,799 at 6%; with 100% employer match about $336,149 at 4% or $224,099 at 6%.
Smith & Downey Pa 401K Plan-26$6,651,474$419,190$16,123iApproximate average salary by contribution assumption: employee only about $403,067 at 4% or $268,712 at 6%; with 50% employer match about $268,712 at 4% or $179,141 at 6%; with 100% employer match about $201,534 at 4% or $134,356 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-12$1,140,649$280,000$23,333iApproximate average salary by contribution assumption: employee only about $583,333 at 4% or $388,889 at 6%; with 50% employer match about $388,889 at 4% or $259,259 at 6%; with 100% employer match about $291,667 at 4% or $194,444 at 6%.
2012225$6,276,830$576,875$23,075iApproximate average salary by contribution assumption: employee only about $576,875 at 4% or $384,583 at 6%; with 50% employer match about $384,583 at 4% or $256,389 at 6%; with 100% employer match about $288,438 at 4% or $192,292 at 6%.
Smith & Downey Pa 401K Plan-25$5,380,663$354,875$14,195iApproximate average salary by contribution assumption: employee only about $354,875 at 4% or $236,583 at 6%; with 50% employer match about $236,583 at 4% or $157,722 at 6%; with 100% employer match about $177,438 at 4% or $118,292 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-11$896,167$222,000$20,182iApproximate average salary by contribution assumption: employee only about $504,545 at 4% or $336,364 at 6%; with 50% employer match about $336,364 at 4% or $224,242 at 6%; with 100% employer match about $252,273 at 4% or $168,182 at 6%.
2011225$5,802,838$709,325$28,373iApproximate average salary by contribution assumption: employee only about $709,325 at 4% or $472,883 at 6%; with 50% employer match about $472,883 at 4% or $315,256 at 6%; with 100% employer match about $354,663 at 4% or $236,442 at 6%.
Smith & Downey Pa 401K Plan-25$5,159,437$469,742$18,790iApproximate average salary by contribution assumption: employee only about $469,742 at 4% or $313,161 at 6%; with 50% employer match about $313,161 at 4% or $208,774 at 6%; with 100% employer match about $234,871 at 4% or $156,581 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-17$643,401$239,583$14,093iApproximate average salary by contribution assumption: employee only about $352,328 at 4% or $234,885 at 6%; with 50% employer match about $234,885 at 4% or $156,590 at 6%; with 100% employer match about $176,164 at 4% or $117,443 at 6%.
2010220$5,081,284$543,188$27,159iApproximate average salary by contribution assumption: employee only about $678,985 at 4% or $452,657 at 6%; with 50% employer match about $452,657 at 4% or $301,771 at 6%; with 100% employer match about $339,493 at 4% or $226,328 at 6%.
Smith & Downey Pa 401K Plan-18$4,721,670$355,060$19,726iApproximate average salary by contribution assumption: employee only about $493,139 at 4% or $328,759 at 6%; with 50% employer match about $328,759 at 4% or $219,173 at 6%; with 100% employer match about $246,569 at 4% or $164,380 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-20$359,614$188,128$9,406iApproximate average salary by contribution assumption: employee only about $235,160 at 4% or $156,773 at 6%; with 50% employer match about $156,773 at 4% or $104,516 at 6%; with 100% employer match about $117,580 at 4% or $78,387 at 6%.
2009220$3,893,290$535,437$26,772iApproximate average salary by contribution assumption: employee only about $669,296 at 4% or $446,198 at 6%; with 50% employer match about $446,198 at 4% or $297,465 at 6%; with 100% employer match about $334,648 at 4% or $223,099 at 6%.
Smith & Downey Pa 401K Plan-16$3,728,793$370,940$23,184iApproximate average salary by contribution assumption: employee only about $579,594 at 4% or $386,396 at 6%; with 50% employer match about $386,396 at 4% or $257,597 at 6%; with 100% employer match about $289,797 at 4% or $193,198 at 6%.
Smith & Downey, P.A. Cash Balance Retirement Plan-20$164,497$164,497$8,225iApproximate average salary by contribution assumption: employee only about $205,621 at 4% or $137,081 at 6%; with 50% employer match about $137,081 at 4% or $91,387 at 6%; with 100% employer match about $102,811 at 4% or $68,540 at 6%.
2008118$3,037,645$340,391$18,911iApproximate average salary by contribution assumption: employee only about $472,765 at 4% or $315,177 at 6%; with 50% employer match about $315,177 at 4% or $210,118 at 6%; with 100% employer match about $236,383 at 4% or $157,588 at 6%.
Smith & Downey Pa 401K Plan-18$3,037,645$340,391$18,911iApproximate average salary by contribution assumption: employee only about $472,765 at 4% or $315,177 at 6%; with 50% employer match about $315,177 at 4% or $210,118 at 6%; with 100% employer match about $236,383 at 4% or $157,588 at 6%.
2007115$0$0-
Smith & Downey Pa 401K Plan-15---
2006117$3,812,986$324,568$19,092iApproximate average salary by contribution assumption: employee only about $477,306 at 4% or $318,204 at 6%; with 50% employer match about $318,204 at 4% or $212,136 at 6%; with 100% employer match about $238,653 at 4% or $159,102 at 6%.
Smith & Downey Pa 401K Plan-17$3,812,986$324,568$19,092iApproximate average salary by contribution assumption: employee only about $477,306 at 4% or $318,204 at 6%; with 50% employer match about $318,204 at 4% or $212,136 at 6%; with 100% employer match about $238,653 at 4% or $159,102 at 6%.
2005118$3,215,138$320,073$17,782iApproximate average salary by contribution assumption: employee only about $444,546 at 4% or $296,364 at 6%; with 50% employer match about $296,364 at 4% or $197,576 at 6%; with 100% employer match about $222,273 at 4% or $148,182 at 6%.
Smith & Downey Pa 401K Plan-18$3,215,138$320,073$17,782iApproximate average salary by contribution assumption: employee only about $444,546 at 4% or $296,364 at 6%; with 50% employer match about $296,364 at 4% or $197,576 at 6%; with 100% employer match about $222,273 at 4% or $148,182 at 6%.
2004118$2,697,873$290,522$16,140iApproximate average salary by contribution assumption: employee only about $403,503 at 4% or $269,002 at 6%; with 50% employer match about $269,002 at 4% or $179,335 at 6%; with 100% employer match about $201,751 at 4% or $134,501 at 6%.
Smith & Downey Pa 401K Plan-18$2,697,873$290,522$16,140iApproximate average salary by contribution assumption: employee only about $403,503 at 4% or $269,002 at 6%; with 50% employer match about $269,002 at 4% or $179,335 at 6%; with 100% employer match about $201,751 at 4% or $134,501 at 6%.
2003115$2,135,950$206,222$13,748iApproximate average salary by contribution assumption: employee only about $343,703 at 4% or $229,136 at 6%; with 50% employer match about $229,136 at 4% or $152,757 at 6%; with 100% employer match about $171,852 at 4% or $114,568 at 6%.
Smith & Downey Pa 401K Plan-15$2,135,950$206,222$13,748iApproximate average salary by contribution assumption: employee only about $343,703 at 4% or $229,136 at 6%; with 50% employer match about $229,136 at 4% or $152,757 at 6%; with 100% employer match about $171,852 at 4% or $114,568 at 6%.
2002117$0$0-
Smith & Downey Pa 401K Plan-17---
2001114$0$0-
Smith & Downey Pa 401K Plan-14---
2000117$0$0-
Smith & Downey Pa 401K Plan-17---
1999119$1,098,479$182,487$9,605iApproximate average salary by contribution assumption: employee only about $240,114 at 4% or $160,076 at 6%; with 50% employer match about $160,076 at 4% or $106,718 at 6%; with 100% employer match about $120,057 at 4% or $80,038 at 6%.
Smith & Downey Pa 401K Plan-19$1,098,479$182,487$9,605iApproximate average salary by contribution assumption: employee only about $240,114 at 4% or $160,076 at 6%; with 50% employer match about $160,076 at 4% or $106,718 at 6%; with 100% employer match about $120,057 at 4% or $80,038 at 6%.