Civic Intelligence

Spectra Auto Services Inc

Plan context: Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust

EIN 52-1606654 • Frederick, MD • 24 filings • 5 plans

324 N East StFrederick, MD 21701-5301
Current Snapshot

Latest Year

2025

2025 Participants

3

2025 Assets

$221,169

2025 Contributions

$21,674

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$527,225$263,613$0200220142025YearValue
$221,169Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

950200220142025YearValue
3Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202513$221,169$21,674$7,225iApproximate average salary by contribution assumption: employee only about $180,617 at 4% or $120,411 at 6%; with 50% employer match about $120,411 at 4% or $80,274 at 6%; with 100% employer match about $90,308 at 4% or $60,206 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-3$221,169$21,674$7,225iApproximate average salary by contribution assumption: employee only about $180,617 at 4% or $120,411 at 6%; with 50% employer match about $120,411 at 4% or $80,274 at 6%; with 100% employer match about $90,308 at 4% or $60,206 at 6%.
202413$171,844$1,469$490iApproximate average salary by contribution assumption: employee only about $12,242 at 4% or $8,161 at 6%; with 50% employer match about $8,161 at 4% or $5,441 at 6%; with 100% employer match about $6,121 at 4% or $4,081 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-3$171,844$1,469$490iApproximate average salary by contribution assumption: employee only about $12,242 at 4% or $8,161 at 6%; with 50% employer match about $8,161 at 4% or $5,441 at 6%; with 100% employer match about $6,121 at 4% or $4,081 at 6%.
202312$135,558$17,744$8,872iApproximate average salary by contribution assumption: employee only about $221,800 at 4% or $147,867 at 6%; with 50% employer match about $147,867 at 4% or $98,578 at 6%; with 100% employer match about $110,900 at 4% or $73,933 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-2$135,558$17,744$8,872iApproximate average salary by contribution assumption: employee only about $221,800 at 4% or $147,867 at 6%; with 50% employer match about $147,867 at 4% or $98,578 at 6%; with 100% employer match about $110,900 at 4% or $73,933 at 6%.
202214$456,607$20,057$5,014iApproximate average salary by contribution assumption: employee only about $125,356 at 4% or $83,571 at 6%; with 50% employer match about $83,571 at 4% or $55,714 at 6%; with 100% employer match about $62,678 at 4% or $41,785 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-4$456,607$20,057$5,014iApproximate average salary by contribution assumption: employee only about $125,356 at 4% or $83,571 at 6%; with 50% employer match about $83,571 at 4% or $55,714 at 6%; with 100% employer match about $62,678 at 4% or $41,785 at 6%.
202114$527,225$19,203$4,801iApproximate average salary by contribution assumption: employee only about $120,019 at 4% or $80,013 at 6%; with 50% employer match about $80,013 at 4% or $53,342 at 6%; with 100% employer match about $60,009 at 4% or $40,006 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-4$527,225$19,203$4,801iApproximate average salary by contribution assumption: employee only about $120,019 at 4% or $80,013 at 6%; with 50% employer match about $80,013 at 4% or $53,342 at 6%; with 100% employer match about $60,009 at 4% or $40,006 at 6%.
202014$435,527$13,001$3,250iApproximate average salary by contribution assumption: employee only about $81,256 at 4% or $54,171 at 6%; with 50% employer match about $54,171 at 4% or $36,114 at 6%; with 100% employer match about $40,628 at 4% or $27,085 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-4$435,527$13,001$3,250iApproximate average salary by contribution assumption: employee only about $81,256 at 4% or $54,171 at 6%; with 50% employer match about $54,171 at 4% or $36,114 at 6%; with 100% employer match about $40,628 at 4% or $27,085 at 6%.
201913$367,158$9,036$3,012iApproximate average salary by contribution assumption: employee only about $75,300 at 4% or $50,200 at 6%; with 50% employer match about $50,200 at 4% or $33,467 at 6%; with 100% employer match about $37,650 at 4% or $25,100 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-3$367,158$9,036$3,012iApproximate average salary by contribution assumption: employee only about $75,300 at 4% or $50,200 at 6%; with 50% employer match about $50,200 at 4% or $33,467 at 6%; with 100% employer match about $37,650 at 4% or $25,100 at 6%.
201813$292,681$9,834$3,278iApproximate average salary by contribution assumption: employee only about $81,950 at 4% or $54,633 at 6%; with 50% employer match about $54,633 at 4% or $36,422 at 6%; with 100% employer match about $40,975 at 4% or $27,317 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-3$292,681$9,834$3,278iApproximate average salary by contribution assumption: employee only about $81,950 at 4% or $54,633 at 6%; with 50% employer match about $54,633 at 4% or $36,422 at 6%; with 100% employer match about $40,975 at 4% or $27,317 at 6%.
201713$304,702$8,406$2,802iApproximate average salary by contribution assumption: employee only about $70,050 at 4% or $46,700 at 6%; with 50% employer match about $46,700 at 4% or $31,133 at 6%; with 100% employer match about $35,025 at 4% or $23,350 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-3$304,702$8,406$2,802iApproximate average salary by contribution assumption: employee only about $70,050 at 4% or $46,700 at 6%; with 50% employer match about $46,700 at 4% or $31,133 at 6%; with 100% employer match about $35,025 at 4% or $23,350 at 6%.
201613$255,400$9,358$3,119iApproximate average salary by contribution assumption: employee only about $77,983 at 4% or $51,989 at 6%; with 50% employer match about $51,989 at 4% or $34,659 at 6%; with 100% employer match about $38,992 at 4% or $25,994 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-3$255,400$9,358$3,119iApproximate average salary by contribution assumption: employee only about $77,983 at 4% or $51,989 at 6%; with 50% employer match about $51,989 at 4% or $34,659 at 6%; with 100% employer match about $38,992 at 4% or $25,994 at 6%.
201513$228,492$8,386$2,795iApproximate average salary by contribution assumption: employee only about $69,883 at 4% or $46,589 at 6%; with 50% employer match about $46,589 at 4% or $31,059 at 6%; with 100% employer match about $34,942 at 4% or $23,294 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-3$228,492$8,386$2,795iApproximate average salary by contribution assumption: employee only about $69,883 at 4% or $46,589 at 6%; with 50% employer match about $46,589 at 4% or $31,059 at 6%; with 100% employer match about $34,942 at 4% or $23,294 at 6%.
201413$219,764$7,131$2,377iApproximate average salary by contribution assumption: employee only about $59,425 at 4% or $39,617 at 6%; with 50% employer match about $39,617 at 4% or $26,411 at 6%; with 100% employer match about $29,713 at 4% or $19,808 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-3$219,764$7,131$2,377iApproximate average salary by contribution assumption: employee only about $59,425 at 4% or $39,617 at 6%; with 50% employer match about $39,617 at 4% or $26,411 at 6%; with 100% employer match about $29,713 at 4% or $19,808 at 6%.
201315$237,028$13,070$2,614iApproximate average salary by contribution assumption: employee only about $65,350 at 4% or $43,567 at 6%; with 50% employer match about $43,567 at 4% or $29,044 at 6%; with 100% employer match about $32,675 at 4% or $21,783 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-5$237,028$13,070$2,614iApproximate average salary by contribution assumption: employee only about $65,350 at 4% or $43,567 at 6%; with 50% employer match about $43,567 at 4% or $29,044 at 6%; with 100% employer match about $32,675 at 4% or $21,783 at 6%.
201216$197,524$16,668$2,778iApproximate average salary by contribution assumption: employee only about $69,450 at 4% or $46,300 at 6%; with 50% employer match about $46,300 at 4% or $30,867 at 6%; with 100% employer match about $34,725 at 4% or $23,150 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-6$197,524$16,668$2,778iApproximate average salary by contribution assumption: employee only about $69,450 at 4% or $46,300 at 6%; with 50% employer match about $46,300 at 4% or $30,867 at 6%; with 100% employer match about $34,725 at 4% or $23,150 at 6%.
201115$163,538$17,543$3,509iApproximate average salary by contribution assumption: employee only about $87,715 at 4% or $58,477 at 6%; with 50% employer match about $58,477 at 4% or $38,984 at 6%; with 100% employer match about $43,858 at 4% or $29,238 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-5$163,538$17,543$3,509iApproximate average salary by contribution assumption: employee only about $87,715 at 4% or $58,477 at 6%; with 50% employer match about $58,477 at 4% or $38,984 at 6%; with 100% employer match about $43,858 at 4% or $29,238 at 6%.
201015$153,376$16,137$3,227iApproximate average salary by contribution assumption: employee only about $80,685 at 4% or $53,790 at 6%; with 50% employer match about $53,790 at 4% or $35,860 at 6%; with 100% employer match about $40,343 at 4% or $26,895 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-5$153,376$16,137$3,227iApproximate average salary by contribution assumption: employee only about $80,685 at 4% or $53,790 at 6%; with 50% employer match about $53,790 at 4% or $35,860 at 6%; with 100% employer match about $40,343 at 4% or $26,895 at 6%.
200915$120,240$14,997$2,999iApproximate average salary by contribution assumption: employee only about $74,985 at 4% or $49,990 at 6%; with 50% employer match about $49,990 at 4% or $33,327 at 6%; with 100% employer match about $37,493 at 4% or $24,995 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-5$120,240$14,997$2,999iApproximate average salary by contribution assumption: employee only about $74,985 at 4% or $49,990 at 6%; with 50% employer match about $49,990 at 4% or $33,327 at 6%; with 100% employer match about $37,493 at 4% or $24,995 at 6%.
200816$81,291$20,487$3,415iApproximate average salary by contribution assumption: employee only about $85,363 at 4% or $56,908 at 6%; with 50% employer match about $56,908 at 4% or $37,939 at 6%; with 100% employer match about $42,681 at 4% or $28,454 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-6$81,291$20,487$3,415iApproximate average salary by contribution assumption: employee only about $85,363 at 4% or $56,908 at 6%; with 50% employer match about $56,908 at 4% or $37,939 at 6%; with 100% employer match about $42,681 at 4% or $28,454 at 6%.
200717$129,194$20,598$2,943iApproximate average salary by contribution assumption: employee only about $73,564 at 4% or $49,043 at 6%; with 50% employer match about $49,043 at 4% or $32,695 at 6%; with 100% employer match about $36,782 at 4% or $24,521 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-7$129,194$20,598$2,943iApproximate average salary by contribution assumption: employee only about $73,564 at 4% or $49,043 at 6%; with 50% employer match about $49,043 at 4% or $32,695 at 6%; with 100% employer match about $36,782 at 4% or $24,521 at 6%.
200618$102,346$19,681$2,460iApproximate average salary by contribution assumption: employee only about $61,503 at 4% or $41,002 at 6%; with 50% employer match about $41,002 at 4% or $27,335 at 6%; with 100% employer match about $30,752 at 4% or $20,501 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-8$102,346$19,681$2,460iApproximate average salary by contribution assumption: employee only about $61,503 at 4% or $41,002 at 6%; with 50% employer match about $41,002 at 4% or $27,335 at 6%; with 100% employer match about $30,752 at 4% or $20,501 at 6%.
200517$74,056$28,514$4,073iApproximate average salary by contribution assumption: employee only about $101,836 at 4% or $67,890 at 6%; with 50% employer match about $67,890 at 4% or $45,260 at 6%; with 100% employer match about $50,918 at 4% or $33,945 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-7$74,056$28,514$4,073iApproximate average salary by contribution assumption: employee only about $101,836 at 4% or $67,890 at 6%; with 50% employer match about $67,890 at 4% or $45,260 at 6%; with 100% employer match about $50,918 at 4% or $33,945 at 6%.
200417$62,212$33,632$4,805iApproximate average salary by contribution assumption: employee only about $120,114 at 4% or $80,076 at 6%; with 50% employer match about $80,076 at 4% or $53,384 at 6%; with 100% employer match about $60,057 at 4% or $40,038 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-7$62,212$33,632$4,805iApproximate average salary by contribution assumption: employee only about $120,114 at 4% or $80,076 at 6%; with 50% employer match about $80,076 at 4% or $53,384 at 6%; with 100% employer match about $60,057 at 4% or $40,038 at 6%.
200318$41,502$31,117$3,890iApproximate average salary by contribution assumption: employee only about $97,241 at 4% or $64,827 at 6%; with 50% employer match about $64,827 at 4% or $43,218 at 6%; with 100% employer match about $48,620 at 4% or $32,414 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-8$41,502$31,117$3,890iApproximate average salary by contribution assumption: employee only about $97,241 at 4% or $64,827 at 6%; with 50% employer match about $64,827 at 4% or $43,218 at 6%; with 100% employer match about $48,620 at 4% or $32,414 at 6%.
200219$4,936$5,023$558iApproximate average salary by contribution assumption: employee only about $13,953 at 4% or $9,302 at 6%; with 50% employer match about $9,302 at 4% or $6,201 at 6%; with 100% employer match about $6,976 at 4% or $4,651 at 6%.
Spectra Auto Services Inc 401(K) Profit Sharing Plan & Trust-9$4,936$5,023$558iApproximate average salary by contribution assumption: employee only about $13,953 at 4% or $9,302 at 6%; with 50% employer match about $9,302 at 4% or $6,201 at 6%; with 100% employer match about $6,976 at 4% or $4,651 at 6%.