Civic Intelligence

Ray of Hope Inc.

Plan context: Ray of Hope Inc. 401(K) Plan

EIN 52-1564792 • Cumberland, MD • 16 filings • 1 plans

327 Beall StreetCumberland, MD 21502
Current Snapshot

Latest Year

2024

2024 Participants

39

2024 Assets

$1,111,614

2024 Contributions

$146,767

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,111,614$555,807$0200920172024YearValue
$1,111,614Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

61310200920172024YearValue
39Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024139$1,111,614$146,767$3,763iApproximate average salary by contribution assumption: employee only about $94,081 at 4% or $62,721 at 6%; with 50% employer match about $62,721 at 4% or $41,814 at 6%; with 100% employer match about $47,041 at 4% or $31,360 at 6%.
Ray of Hope Inc. 401(K) Plan-39$1,111,614$146,767$3,763iApproximate average salary by contribution assumption: employee only about $94,081 at 4% or $62,721 at 6%; with 50% employer match about $62,721 at 4% or $41,814 at 6%; with 100% employer match about $47,041 at 4% or $31,360 at 6%.
2023138$937,675$154,207$4,058iApproximate average salary by contribution assumption: employee only about $101,452 at 4% or $67,635 at 6%; with 50% employer match about $67,635 at 4% or $45,090 at 6%; with 100% employer match about $50,726 at 4% or $33,817 at 6%.
Ray of Hope Inc. 401(K) Plan-38$937,675$154,207$4,058iApproximate average salary by contribution assumption: employee only about $101,452 at 4% or $67,635 at 6%; with 50% employer match about $67,635 at 4% or $45,090 at 6%; with 100% employer match about $50,726 at 4% or $33,817 at 6%.
2022145$738,810$134,093$2,980iApproximate average salary by contribution assumption: employee only about $74,496 at 4% or $49,664 at 6%; with 50% employer match about $49,664 at 4% or $33,109 at 6%; with 100% employer match about $37,248 at 4% or $24,832 at 6%.
Ray of Hope Inc. 401(K) Plan-45$738,810$134,093$2,980iApproximate average salary by contribution assumption: employee only about $74,496 at 4% or $49,664 at 6%; with 50% employer match about $49,664 at 4% or $33,109 at 6%; with 100% employer match about $37,248 at 4% or $24,832 at 6%.
2021147$768,899$137,524$2,926iApproximate average salary by contribution assumption: employee only about $73,151 at 4% or $48,767 at 6%; with 50% employer match about $48,767 at 4% or $32,512 at 6%; with 100% employer match about $36,576 at 4% or $24,384 at 6%.
Ray of Hope Inc. 401(K) Plan-47$768,899$137,524$2,926iApproximate average salary by contribution assumption: employee only about $73,151 at 4% or $48,767 at 6%; with 50% employer match about $48,767 at 4% or $32,512 at 6%; with 100% employer match about $36,576 at 4% or $24,384 at 6%.
2020150$667,420$141,857$2,837iApproximate average salary by contribution assumption: employee only about $70,929 at 4% or $47,286 at 6%; with 50% employer match about $47,286 at 4% or $31,524 at 6%; with 100% employer match about $35,464 at 4% or $23,643 at 6%.
Ray of Hope Inc. 401(K) Plan-50$667,420$141,857$2,837iApproximate average salary by contribution assumption: employee only about $70,929 at 4% or $47,286 at 6%; with 50% employer match about $47,286 at 4% or $31,524 at 6%; with 100% employer match about $35,464 at 4% or $23,643 at 6%.
2019151$528,867$128,222$2,514iApproximate average salary by contribution assumption: employee only about $62,854 at 4% or $41,903 at 6%; with 50% employer match about $41,903 at 4% or $27,935 at 6%; with 100% employer match about $31,427 at 4% or $20,951 at 6%.
Ray of Hope Inc. 401(K) Plan-51$528,867$128,222$2,514iApproximate average salary by contribution assumption: employee only about $62,854 at 4% or $41,903 at 6%; with 50% employer match about $41,903 at 4% or $27,935 at 6%; with 100% employer match about $31,427 at 4% or $20,951 at 6%.
2018149$366,874$104,445$2,132iApproximate average salary by contribution assumption: employee only about $53,288 at 4% or $35,526 at 6%; with 50% employer match about $35,526 at 4% or $23,684 at 6%; with 100% employer match about $26,644 at 4% or $17,763 at 6%.
Ray of Hope Inc. 401(K) Plan-49$366,874$104,445$2,132iApproximate average salary by contribution assumption: employee only about $53,288 at 4% or $35,526 at 6%; with 50% employer match about $35,526 at 4% or $23,684 at 6%; with 100% employer match about $26,644 at 4% or $17,763 at 6%.
2017151$333,289$98,483$1,931iApproximate average salary by contribution assumption: employee only about $48,276 at 4% or $32,184 at 6%; with 50% employer match about $32,184 at 4% or $21,456 at 6%; with 100% employer match about $24,138 at 4% or $16,092 at 6%.
Ray of Hope Inc. 401(K) Plan-51$333,289$98,483$1,931iApproximate average salary by contribution assumption: employee only about $48,276 at 4% or $32,184 at 6%; with 50% employer match about $32,184 at 4% or $21,456 at 6%; with 100% employer match about $24,138 at 4% or $16,092 at 6%.
2016157$286,996$98,298$1,725iApproximate average salary by contribution assumption: employee only about $43,113 at 4% or $28,742 at 6%; with 50% employer match about $28,742 at 4% or $19,161 at 6%; with 100% employer match about $21,557 at 4% or $14,371 at 6%.
Ray of Hope Inc. 401(K) Plan-57$286,996$98,298$1,725iApproximate average salary by contribution assumption: employee only about $43,113 at 4% or $28,742 at 6%; with 50% employer match about $28,742 at 4% or $19,161 at 6%; with 100% employer match about $21,557 at 4% or $14,371 at 6%.
2015161$219,143$73,472$1,204iApproximate average salary by contribution assumption: employee only about $30,111 at 4% or $20,074 at 6%; with 50% employer match about $20,074 at 4% or $13,383 at 6%; with 100% employer match about $15,056 at 4% or $10,037 at 6%.
Ray of Hope Inc. 401(K) Plan-61$219,143$73,472$1,204iApproximate average salary by contribution assumption: employee only about $30,111 at 4% or $20,074 at 6%; with 50% employer match about $20,074 at 4% or $13,383 at 6%; with 100% employer match about $15,056 at 4% or $10,037 at 6%.
2014154$174,936$53,536$991iApproximate average salary by contribution assumption: employee only about $24,785 at 4% or $16,523 at 6%; with 50% employer match about $16,523 at 4% or $11,016 at 6%; with 100% employer match about $12,393 at 4% or $8,262 at 6%.
Ray of Hope Inc. 401(K) Plan-54$174,936$53,536$991iApproximate average salary by contribution assumption: employee only about $24,785 at 4% or $16,523 at 6%; with 50% employer match about $16,523 at 4% or $11,016 at 6%; with 100% employer match about $12,393 at 4% or $8,262 at 6%.
2013147$167,819$49,343$1,050iApproximate average salary by contribution assumption: employee only about $26,246 at 4% or $17,498 at 6%; with 50% employer match about $17,498 at 4% or $11,665 at 6%; with 100% employer match about $13,123 at 4% or $8,749 at 6%.
Ray of Hope Inc. 401(K) Plan-47$167,819$49,343$1,050iApproximate average salary by contribution assumption: employee only about $26,246 at 4% or $17,498 at 6%; with 50% employer match about $17,498 at 4% or $11,665 at 6%; with 100% employer match about $13,123 at 4% or $8,749 at 6%.
2012139$125,793$45,300$1,162iApproximate average salary by contribution assumption: employee only about $29,038 at 4% or $19,359 at 6%; with 50% employer match about $19,359 at 4% or $12,906 at 6%; with 100% employer match about $14,519 at 4% or $9,679 at 6%.
Ray of Hope Inc. 401(K) Plan-39$125,793$45,300$1,162iApproximate average salary by contribution assumption: employee only about $29,038 at 4% or $19,359 at 6%; with 50% employer match about $19,359 at 4% or $12,906 at 6%; with 100% employer match about $14,519 at 4% or $9,679 at 6%.
2011137$73,751$25,231$682iApproximate average salary by contribution assumption: employee only about $17,048 at 4% or $11,365 at 6%; with 50% employer match about $11,365 at 4% or $7,577 at 6%; with 100% employer match about $8,524 at 4% or $5,683 at 6%.
Ray of Hope Inc. 401(K) Plan-37$73,751$25,231$682iApproximate average salary by contribution assumption: employee only about $17,048 at 4% or $11,365 at 6%; with 50% employer match about $11,365 at 4% or $7,577 at 6%; with 100% employer match about $8,524 at 4% or $5,683 at 6%.
2010135$51,059$21,294$608iApproximate average salary by contribution assumption: employee only about $15,210 at 4% or $10,140 at 6%; with 50% employer match about $10,140 at 4% or $6,760 at 6%; with 100% employer match about $7,605 at 4% or $5,070 at 6%.
Ray of Hope Inc. 401(K) Plan-35$51,059$21,294$608iApproximate average salary by contribution assumption: employee only about $15,210 at 4% or $10,140 at 6%; with 50% employer match about $10,140 at 4% or $6,760 at 6%; with 100% employer match about $7,605 at 4% or $5,070 at 6%.
2009132$31,869$27,505$860iApproximate average salary by contribution assumption: employee only about $21,488 at 4% or $14,326 at 6%; with 50% employer match about $14,326 at 4% or $9,550 at 6%; with 100% employer match about $10,744 at 4% or $7,163 at 6%.
Ray of Hope Inc. 401(K) Plan-32$31,869$27,505$860iApproximate average salary by contribution assumption: employee only about $21,488 at 4% or $14,326 at 6%; with 50% employer match about $14,326 at 4% or $9,550 at 6%; with 100% employer match about $10,744 at 4% or $7,163 at 6%.