Civic Intelligence

Steven H. Oram, Chartered

Plan context: Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust

EIN 52-1375988 • Rockville, MD • 37 filings • 6 plans

1101 Wootton Parkway Suite 500Rockville, MD 20852-1090
Current Snapshot

Latest Year

2024

2024 Participants

5

2024 Assets

$7,719,108

2024 Contributions

$173,803

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$7,719,108$3,859,554$0199920132024YearValue
$7,719,108Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

840199920122024YearValue
5Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202415$7,719,108$173,803$34,761iApproximate average salary by contribution assumption: employee only about $869,015 at 4% or $579,343 at 6%; with 50% employer match about $579,343 at 4% or $386,229 at 6%; with 100% employer match about $434,508 at 4% or $289,672 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-5$7,719,108$173,803$34,761iApproximate average salary by contribution assumption: employee only about $869,015 at 4% or $579,343 at 6%; with 50% employer match about $579,343 at 4% or $386,229 at 6%; with 100% employer match about $434,508 at 4% or $289,672 at 6%.
202318$6,105,022$192,660$24,083iApproximate average salary by contribution assumption: employee only about $602,063 at 4% or $401,375 at 6%; with 50% employer match about $401,375 at 4% or $267,583 at 6%; with 100% employer match about $301,031 at 4% or $200,688 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-8$6,105,022$192,660$24,083iApproximate average salary by contribution assumption: employee only about $602,063 at 4% or $401,375 at 6%; with 50% employer match about $401,375 at 4% or $267,583 at 6%; with 100% employer match about $301,031 at 4% or $200,688 at 6%.
202217$4,980,827$173,232$24,747iApproximate average salary by contribution assumption: employee only about $618,686 at 4% or $412,457 at 6%; with 50% employer match about $412,457 at 4% or $274,971 at 6%; with 100% employer match about $309,343 at 4% or $206,229 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-7$4,980,827$173,232$24,747iApproximate average salary by contribution assumption: employee only about $618,686 at 4% or $412,457 at 6%; with 50% employer match about $412,457 at 4% or $274,971 at 6%; with 100% employer match about $309,343 at 4% or $206,229 at 6%.
202118$6,444,386$171,662$21,458iApproximate average salary by contribution assumption: employee only about $536,444 at 4% or $357,629 at 6%; with 50% employer match about $357,629 at 4% or $238,419 at 6%; with 100% employer match about $268,222 at 4% or $178,815 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-8$6,444,386$171,662$21,458iApproximate average salary by contribution assumption: employee only about $536,444 at 4% or $357,629 at 6%; with 50% employer match about $357,629 at 4% or $238,419 at 6%; with 100% employer match about $268,222 at 4% or $178,815 at 6%.
202016$5,475,930$211,371$35,229iApproximate average salary by contribution assumption: employee only about $880,713 at 4% or $587,142 at 6%; with 50% employer match about $587,142 at 4% or $391,428 at 6%; with 100% employer match about $440,356 at 4% or $293,571 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-6$5,475,930$211,371$35,229iApproximate average salary by contribution assumption: employee only about $880,713 at 4% or $587,142 at 6%; with 50% employer match about $587,142 at 4% or $391,428 at 6%; with 100% employer match about $440,356 at 4% or $293,571 at 6%.
201917$4,820,999$162,152$23,165iApproximate average salary by contribution assumption: employee only about $579,114 at 4% or $386,076 at 6%; with 50% employer match about $386,076 at 4% or $257,384 at 6%; with 100% employer match about $289,557 at 4% or $193,038 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-7$4,820,999$162,152$23,165iApproximate average salary by contribution assumption: employee only about $579,114 at 4% or $386,076 at 6%; with 50% employer match about $386,076 at 4% or $257,384 at 6%; with 100% employer match about $289,557 at 4% or $193,038 at 6%.
201815$3,912,453$150,987$30,197iApproximate average salary by contribution assumption: employee only about $754,935 at 4% or $503,290 at 6%; with 50% employer match about $503,290 at 4% or $335,527 at 6%; with 100% employer match about $377,468 at 4% or $251,645 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-5$3,912,453$150,987$30,197iApproximate average salary by contribution assumption: employee only about $754,935 at 4% or $503,290 at 6%; with 50% employer match about $503,290 at 4% or $335,527 at 6%; with 100% employer match about $377,468 at 4% or $251,645 at 6%.
201717$4,148,073$124,320$17,760iApproximate average salary by contribution assumption: employee only about $444,000 at 4% or $296,000 at 6%; with 50% employer match about $296,000 at 4% or $197,333 at 6%; with 100% employer match about $222,000 at 4% or $148,000 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-7$4,148,073$124,320$17,760iApproximate average salary by contribution assumption: employee only about $444,000 at 4% or $296,000 at 6%; with 50% employer match about $296,000 at 4% or $197,333 at 6%; with 100% employer match about $222,000 at 4% or $148,000 at 6%.
201616$3,674,378$93,999$15,667iApproximate average salary by contribution assumption: employee only about $391,663 at 4% or $261,108 at 6%; with 50% employer match about $261,108 at 4% or $174,072 at 6%; with 100% employer match about $195,831 at 4% or $130,554 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-6$3,674,378$93,999$15,667iApproximate average salary by contribution assumption: employee only about $391,663 at 4% or $261,108 at 6%; with 50% employer match about $261,108 at 4% or $174,072 at 6%; with 100% employer match about $195,831 at 4% or $130,554 at 6%.
201516$3,264,532$97,469$16,245iApproximate average salary by contribution assumption: employee only about $406,121 at 4% or $270,747 at 6%; with 50% employer match about $270,747 at 4% or $180,498 at 6%; with 100% employer match about $203,060 at 4% or $135,374 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-6$3,264,532$97,469$16,245iApproximate average salary by contribution assumption: employee only about $406,121 at 4% or $270,747 at 6%; with 50% employer match about $270,747 at 4% or $180,498 at 6%; with 100% employer match about $203,060 at 4% or $135,374 at 6%.
201426$3,123,972$260,908$43,485iApproximate average salary by contribution assumption: employee only about $1,087,117 at 4% or $724,744 at 6%; with 50% employer match about $724,744 at 4% or $483,163 at 6%; with 100% employer match about $543,558 at 4% or $362,372 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-6$3,123,972$71,908$11,985iApproximate average salary by contribution assumption: employee only about $299,617 at 4% or $199,744 at 6%; with 50% employer match about $199,744 at 4% or $133,163 at 6%; with 100% employer match about $149,808 at 4% or $99,872 at 6%.
ORAM & MOSS, CHARTERED DEFINED BENEFIT PENSION TRUST(2014)-0$0$189,000-
201315$2,808,755$90,199$18,040iApproximate average salary by contribution assumption: employee only about $450,995 at 4% or $300,663 at 6%; with 50% employer match about $300,663 at 4% or $200,442 at 6%; with 100% employer match about $225,498 at 4% or $150,332 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-5$2,808,755$90,199$18,040iApproximate average salary by contribution assumption: employee only about $450,995 at 4% or $300,663 at 6%; with 50% employer match about $300,663 at 4% or $200,442 at 6%; with 100% employer match about $225,498 at 4% or $150,332 at 6%.
201224$2,217,881$89,101$22,275iApproximate average salary by contribution assumption: employee only about $556,881 at 4% or $371,254 at 6%; with 50% employer match about $371,254 at 4% or $247,503 at 6%; with 100% employer match about $278,441 at 4% or $185,627 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-4$2,217,881$89,101$22,275iApproximate average salary by contribution assumption: employee only about $556,881 at 4% or $371,254 at 6%; with 50% employer match about $371,254 at 4% or $247,503 at 6%; with 100% employer match about $278,441 at 4% or $185,627 at 6%.
Oram & Moss, Chartered Defined Benefit Pension Plan and Trust-0$0$0-
201123$2,012,932$287,618$95,873iApproximate average salary by contribution assumption: employee only about $2,396,817 at 4% or $1,597,878 at 6%; with 50% employer match about $1,597,878 at 4% or $1,065,252 at 6%; with 100% employer match about $1,198,408 at 4% or $798,939 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-3$1,777,365$64,656$21,552iApproximate average salary by contribution assumption: employee only about $538,800 at 4% or $359,200 at 6%; with 50% employer match about $359,200 at 4% or $239,467 at 6%; with 100% employer match about $269,400 at 4% or $179,600 at 6%.
Oram & Moss, Chartered Defined Benefit Pension Plan and Trust-1$235,567$222,962$222,962iApproximate average salary by contribution assumption: employee only about $5,574,050 at 4% or $3,716,033 at 6%; with 50% employer match about $3,716,033 at 4% or $2,477,356 at 6%; with 100% employer match about $2,787,025 at 4% or $1,858,017 at 6%.
201027$4,223,809$228,070$32,581iApproximate average salary by contribution assumption: employee only about $814,536 at 4% or $543,024 at 6%; with 50% employer match about $543,024 at 4% or $362,016 at 6%; with 100% employer match about $407,268 at 4% or $271,512 at 6%.
Oram & Moss, Chartered Defined Benefit Pension Plan and Trust-7$2,211,276$170,000$24,286iApproximate average salary by contribution assumption: employee only about $607,143 at 4% or $404,762 at 6%; with 50% employer match about $404,762 at 4% or $269,841 at 6%; with 100% employer match about $303,571 at 4% or $202,381 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-4$2,012,533$58,070$14,518iApproximate average salary by contribution assumption: employee only about $362,938 at 4% or $241,958 at 6%; with 50% employer match about $241,958 at 4% or $161,306 at 6%; with 100% employer match about $181,469 at 4% or $120,979 at 6%.
200927$3,514,678$255,329$36,476iApproximate average salary by contribution assumption: employee only about $911,889 at 4% or $607,926 at 6%; with 50% employer match about $607,926 at 4% or $405,284 at 6%; with 100% employer match about $455,945 at 4% or $303,963 at 6%.
Oram & Moss, Chartered Defined Benefit Pension Plan and Trust-7$1,861,274$207,031$29,576iApproximate average salary by contribution assumption: employee only about $739,396 at 4% or $492,931 at 6%; with 50% employer match about $492,931 at 4% or $328,621 at 6%; with 100% employer match about $369,698 at 4% or $246,465 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-4$1,653,404$48,298$12,075iApproximate average salary by contribution assumption: employee only about $301,863 at 4% or $201,242 at 6%; with 50% employer match about $201,242 at 4% or $134,161 at 6%; with 100% employer match about $150,931 at 4% or $100,621 at 6%.
200825$0$0-
Oram & Moss, Chartered Defined Benefit Pension Plan and Trust-5---
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-4---
200725$0$0-
Oram & Moss, Chartered Defined Benefit Pension Plan and Trust-4---
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-5---
200626$2,778,609$234,188$39,031iApproximate average salary by contribution assumption: employee only about $975,783 at 4% or $650,522 at 6%; with 50% employer match about $650,522 at 4% or $433,681 at 6%; with 100% employer match about $487,892 at 4% or $325,261 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-4$1,760,991$36,937$9,234iApproximate average salary by contribution assumption: employee only about $230,856 at 4% or $153,904 at 6%; with 50% employer match about $153,904 at 4% or $102,603 at 6%; with 100% employer match about $115,428 at 4% or $76,952 at 6%.
Oram & Moss, Chartered Defined Benefit Pension Plan and Trust-6$1,017,618$197,251$32,875iApproximate average salary by contribution assumption: employee only about $821,879 at 4% or $547,919 at 6%; with 50% employer match about $547,919 at 4% or $365,280 at 6%; with 100% employer match about $410,940 at 4% or $273,960 at 6%.
200524$2,233,045$212,028$53,007iApproximate average salary by contribution assumption: employee only about $1,325,175 at 4% or $883,450 at 6%; with 50% employer match about $883,450 at 4% or $588,967 at 6%; with 100% employer match about $662,588 at 4% or $441,725 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-4$1,504,089$35,416$8,854iApproximate average salary by contribution assumption: employee only about $221,350 at 4% or $147,567 at 6%; with 50% employer match about $147,567 at 4% or $98,378 at 6%; with 100% employer match about $110,675 at 4% or $73,783 at 6%.
Oram & Moss, Chartered Defined Benefit Pension Plan and Trust-4$728,956$176,612$44,153iApproximate average salary by contribution assumption: employee only about $1,103,825 at 4% or $735,883 at 6%; with 50% employer match about $735,883 at 4% or $490,589 at 6%; with 100% employer match about $551,913 at 4% or $367,942 at 6%.
200424$1,974,843$202,872$50,718iApproximate average salary by contribution assumption: employee only about $1,267,950 at 4% or $845,300 at 6%; with 50% employer match about $845,300 at 4% or $563,533 at 6%; with 100% employer match about $633,975 at 4% or $422,650 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-4$1,418,931$32,129$8,032iApproximate average salary by contribution assumption: employee only about $200,806 at 4% or $133,871 at 6%; with 50% employer match about $133,871 at 4% or $89,247 at 6%; with 100% employer match about $100,403 at 4% or $66,935 at 6%.
Oram & Moss, Chartered Defined Benefit Pension Plan and Trust-3$555,912$170,743$56,914iApproximate average salary by contribution assumption: employee only about $1,422,858 at 4% or $948,572 at 6%; with 50% employer match about $948,572 at 4% or $632,381 at 6%; with 100% employer match about $711,429 at 4% or $474,286 at 6%.
200325$1,603,450$195,114$39,023iApproximate average salary by contribution assumption: employee only about $975,570 at 4% or $650,380 at 6%; with 50% employer match about $650,380 at 4% or $433,587 at 6%; with 100% employer match about $487,785 at 4% or $325,190 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-5$1,255,415$30,663$6,133iApproximate average salary by contribution assumption: employee only about $153,315 at 4% or $102,210 at 6%; with 50% employer match about $102,210 at 4% or $68,140 at 6%; with 100% employer match about $76,658 at 4% or $51,105 at 6%.
Oram & Moss, Chartered Defined Benefit Pension Plan and Trust-2$348,035$164,451$82,226iApproximate average salary by contribution assumption: employee only about $2,055,638 at 4% or $1,370,425 at 6%; with 50% employer match about $1,370,425 at 4% or $913,617 at 6%; with 100% employer match about $1,027,819 at 4% or $685,213 at 6%.
200225$1,118,496$196,098$39,220iApproximate average salary by contribution assumption: employee only about $980,490 at 4% or $653,660 at 6%; with 50% employer match about $653,660 at 4% or $435,773 at 6%; with 100% employer match about $490,245 at 4% or $326,830 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-5$954,776$32,378$6,476iApproximate average salary by contribution assumption: employee only about $161,890 at 4% or $107,927 at 6%; with 50% employer match about $107,927 at 4% or $71,951 at 6%; with 100% employer match about $80,945 at 4% or $53,963 at 6%.
Oram & Moss, Chartered Defined Benefit Pension Plan and Trust-3$163,720$163,720$54,573iApproximate average salary by contribution assumption: employee only about $1,364,333 at 4% or $909,556 at 6%; with 50% employer match about $909,556 at 4% or $606,370 at 6%; with 100% employer match about $682,167 at 4% or $454,778 at 6%.
200016$1,427,725$42,727$7,121iApproximate average salary by contribution assumption: employee only about $178,029 at 4% or $118,686 at 6%; with 50% employer match about $118,686 at 4% or $79,124 at 6%; with 100% employer match about $89,015 at 4% or $59,343 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-6$1,427,725$42,727$7,121iApproximate average salary by contribution assumption: employee only about $178,029 at 4% or $118,686 at 6%; with 50% employer match about $118,686 at 4% or $79,124 at 6%; with 100% employer match about $89,015 at 4% or $59,343 at 6%.
199916$1,625,896$37,264$6,211iApproximate average salary by contribution assumption: employee only about $155,267 at 4% or $103,511 at 6%; with 50% employer match about $103,511 at 4% or $69,007 at 6%; with 100% employer match about $77,633 at 4% or $51,756 at 6%.
Steven H. Oram, Chartered Cash or Deferred Arrangement Profit Sharing Plan and Trust-6$1,625,896$37,264$6,211iApproximate average salary by contribution assumption: employee only about $155,267 at 4% or $103,511 at 6%; with 50% employer match about $103,511 at 4% or $69,007 at 6%; with 100% employer match about $77,633 at 4% or $51,756 at 6%.