Civic Intelligence

The Financial Consulate Inc.

Plan context: The Financial Consulate Employee Stock Ownership Plan

EIN 52-1281169 • Hunt Valley, MD • 32 filings • 3 plans

11019 Mccormick RoadSuite 200Hunt Valley, MD 21031
Current Snapshot

Latest Year

2025

2025 Participants

21

2025 Assets

$442,051

2025 Contributions

$62,996

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$6,962,791$3,481,396$0199920132025YearValue
$442,051Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

24120199920122025YearValue
21Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025121$442,051$62,996$3,000iApproximate average salary by contribution assumption: employee only about $74,995 at 4% or $49,997 at 6%; with 50% employer match about $49,997 at 4% or $33,331 at 6%; with 100% employer match about $37,498 at 4% or $24,998 at 6%.
The Financial Consulate Employee Stock Ownership Plan-21$442,051$62,996$3,000iApproximate average salary by contribution assumption: employee only about $74,995 at 4% or $49,997 at 6%; with 50% employer match about $49,997 at 4% or $33,331 at 6%; with 100% employer match about $37,498 at 4% or $24,998 at 6%.
2024223$6,962,791$444,989$19,347iApproximate average salary by contribution assumption: employee only about $483,684 at 4% or $322,456 at 6%; with 50% employer match about $322,456 at 4% or $214,971 at 6%; with 100% employer match about $241,842 at 4% or $161,228 at 6%.
The Financial Consulate 401K Plan-23$6,659,669$385,266$16,751iApproximate average salary by contribution assumption: employee only about $418,767 at 4% or $279,178 at 6%; with 50% employer match about $279,178 at 4% or $186,119 at 6%; with 100% employer match about $209,384 at 4% or $139,589 at 6%.
The Financial Consulate Employee Stock Ownership Plan-20$303,122$59,723$2,986iApproximate average salary by contribution assumption: employee only about $74,654 at 4% or $49,769 at 6%; with 50% employer match about $49,769 at 4% or $33,179 at 6%; with 100% employer match about $37,327 at 4% or $24,885 at 6%.
2023223$5,796,339$395,273$17,186iApproximate average salary by contribution assumption: employee only about $429,645 at 4% or $286,430 at 6%; with 50% employer match about $286,430 at 4% or $190,953 at 6%; with 100% employer match about $214,822 at 4% or $143,215 at 6%.
The Financial Consulate 401K Plan-23$5,586,485$326,980$14,217iApproximate average salary by contribution assumption: employee only about $355,413 at 4% or $236,942 at 6%; with 50% employer match about $236,942 at 4% or $157,961 at 6%; with 100% employer match about $177,707 at 4% or $118,471 at 6%.
The Financial Consulate Employee Stock Ownership Plan-21$209,854$68,293$3,252iApproximate average salary by contribution assumption: employee only about $81,301 at 4% or $54,201 at 6%; with 50% employer match about $54,201 at 4% or $36,134 at 6%; with 100% employer match about $40,651 at 4% or $27,100 at 6%.
2022224$4,594,720$451,223$18,801iApproximate average salary by contribution assumption: employee only about $470,024 at 4% or $313,349 at 6%; with 50% employer match about $313,349 at 4% or $208,900 at 6%; with 100% employer match about $235,012 at 4% or $156,675 at 6%.
The Financial Consulate 401K Plan-24$4,461,749$382,624$15,943iApproximate average salary by contribution assumption: employee only about $398,567 at 4% or $265,711 at 6%; with 50% employer match about $265,711 at 4% or $177,141 at 6%; with 100% employer match about $199,283 at 4% or $132,856 at 6%.
The Financial Consulate Employee Stock Ownership Plan-20$132,971$68,599$3,430iApproximate average salary by contribution assumption: employee only about $85,749 at 4% or $57,166 at 6%; with 50% employer match about $57,166 at 4% or $38,111 at 6%; with 100% employer match about $42,874 at 4% or $28,583 at 6%.
2021222$5,356,776$330,860$15,039iApproximate average salary by contribution assumption: employee only about $375,977 at 4% or $250,652 at 6%; with 50% employer match about $250,652 at 4% or $167,101 at 6%; with 100% employer match about $187,989 at 4% or $125,326 at 6%.
The Financial Consulate 401K Plan-22$5,277,882$288,526$13,115iApproximate average salary by contribution assumption: employee only about $327,870 at 4% or $218,580 at 6%; with 50% employer match about $218,580 at 4% or $145,720 at 6%; with 100% employer match about $163,935 at 4% or $109,290 at 6%.
The Financial Consulate Employee Stock Ownership Plan-17$78,894$42,334$2,490iApproximate average salary by contribution assumption: employee only about $62,256 at 4% or $41,504 at 6%; with 50% employer match about $41,504 at 4% or $27,669 at 6%; with 100% employer match about $31,128 at 4% or $20,752 at 6%.
2020221$4,468,460$320,927$15,282iApproximate average salary by contribution assumption: employee only about $382,056 at 4% or $254,704 at 6%; with 50% employer match about $254,704 at 4% or $169,803 at 6%; with 100% employer match about $191,028 at 4% or $127,352 at 6%.
The Financial Consulate 401K Plan-21$4,432,093$284,560$13,550iApproximate average salary by contribution assumption: employee only about $338,762 at 4% or $225,841 at 6%; with 50% employer match about $225,841 at 4% or $150,561 at 6%; with 100% employer match about $169,381 at 4% or $112,921 at 6%.
The Financial Consulate Employee Stock Ownership Plan-16$36,367$36,367$2,273iApproximate average salary by contribution assumption: employee only about $56,823 at 4% or $37,882 at 6%; with 50% employer match about $37,882 at 4% or $25,255 at 6%; with 100% employer match about $28,412 at 4% or $18,941 at 6%.
2019120$3,757,726$346,745$17,337iApproximate average salary by contribution assumption: employee only about $433,431 at 4% or $288,954 at 6%; with 50% employer match about $288,954 at 4% or $192,636 at 6%; with 100% employer match about $216,716 at 4% or $144,477 at 6%.
The Financial Consulate 401K Plan-20$3,757,726$346,745$17,337iApproximate average salary by contribution assumption: employee only about $433,431 at 4% or $288,954 at 6%; with 50% employer match about $288,954 at 4% or $192,636 at 6%; with 100% employer match about $216,716 at 4% or $144,477 at 6%.
2018118$3,099,445$303,134$16,841iApproximate average salary by contribution assumption: employee only about $421,019 at 4% or $280,680 at 6%; with 50% employer match about $280,680 at 4% or $187,120 at 6%; with 100% employer match about $210,510 at 4% or $140,340 at 6%.
The Financial Consulate 401K Plan-18$3,099,445$303,134$16,841iApproximate average salary by contribution assumption: employee only about $421,019 at 4% or $280,680 at 6%; with 50% employer match about $280,680 at 4% or $187,120 at 6%; with 100% employer match about $210,510 at 4% or $140,340 at 6%.
2017117$3,083,635$339,068$19,945iApproximate average salary by contribution assumption: employee only about $498,629 at 4% or $332,420 at 6%; with 50% employer match about $332,420 at 4% or $221,613 at 6%; with 100% employer match about $249,315 at 4% or $166,210 at 6%.
The Financial Consulate 401K Plan-17$3,083,635$339,068$19,945iApproximate average salary by contribution assumption: employee only about $498,629 at 4% or $332,420 at 6%; with 50% employer match about $332,420 at 4% or $221,613 at 6%; with 100% employer match about $249,315 at 4% or $166,210 at 6%.
2016116$2,360,223$193,948$12,122iApproximate average salary by contribution assumption: employee only about $303,044 at 4% or $202,029 at 6%; with 50% employer match about $202,029 at 4% or $134,686 at 6%; with 100% employer match about $151,522 at 4% or $101,015 at 6%.
The Financial Consulate 401K Plan-16$2,360,223$193,948$12,122iApproximate average salary by contribution assumption: employee only about $303,044 at 4% or $202,029 at 6%; with 50% employer match about $202,029 at 4% or $134,686 at 6%; with 100% employer match about $151,522 at 4% or $101,015 at 6%.
2015119$2,280,354$187,716$9,880iApproximate average salary by contribution assumption: employee only about $246,995 at 4% or $164,663 at 6%; with 50% employer match about $164,663 at 4% or $109,775 at 6%; with 100% employer match about $123,497 at 4% or $82,332 at 6%.
The Financial Consulate 401K Plan-19$2,280,354$187,716$9,880iApproximate average salary by contribution assumption: employee only about $246,995 at 4% or $164,663 at 6%; with 50% employer match about $164,663 at 4% or $109,775 at 6%; with 100% employer match about $123,497 at 4% or $82,332 at 6%.
2014115$2,250,150$362,335$24,156iApproximate average salary by contribution assumption: employee only about $603,892 at 4% or $402,594 at 6%; with 50% employer match about $402,594 at 4% or $268,396 at 6%; with 100% employer match about $301,946 at 4% or $201,297 at 6%.
The Financial Consulate 401K Plan-15$2,250,150$362,335$24,156iApproximate average salary by contribution assumption: employee only about $603,892 at 4% or $402,594 at 6%; with 50% employer match about $402,594 at 4% or $268,396 at 6%; with 100% employer match about $301,946 at 4% or $201,297 at 6%.
2013110$1,790,434$164,346$16,435iApproximate average salary by contribution assumption: employee only about $410,865 at 4% or $273,910 at 6%; with 50% employer match about $273,910 at 4% or $182,607 at 6%; with 100% employer match about $205,432 at 4% or $136,955 at 6%.
The Financial Consulate 401K Plan-10$1,790,434$164,346$16,435iApproximate average salary by contribution assumption: employee only about $410,865 at 4% or $273,910 at 6%; with 50% employer match about $273,910 at 4% or $182,607 at 6%; with 100% employer match about $205,432 at 4% or $136,955 at 6%.
2012111$1,577,186$131,493$11,954iApproximate average salary by contribution assumption: employee only about $298,848 at 4% or $199,232 at 6%; with 50% employer match about $199,232 at 4% or $132,821 at 6%; with 100% employer match about $149,424 at 4% or $99,616 at 6%.
The Financial Consulate 401K Plan-11$1,577,186$131,493$11,954iApproximate average salary by contribution assumption: employee only about $298,848 at 4% or $199,232 at 6%; with 50% employer match about $199,232 at 4% or $132,821 at 6%; with 100% employer match about $149,424 at 4% or $99,616 at 6%.
2011113$1,392,657$193,119$14,855iApproximate average salary by contribution assumption: employee only about $371,383 at 4% or $247,588 at 6%; with 50% employer match about $247,588 at 4% or $165,059 at 6%; with 100% employer match about $185,691 at 4% or $123,794 at 6%.
The Financial Consulate 401K Plan-13$1,392,657$193,119$14,855iApproximate average salary by contribution assumption: employee only about $371,383 at 4% or $247,588 at 6%; with 50% employer match about $247,588 at 4% or $165,059 at 6%; with 100% employer match about $185,691 at 4% or $123,794 at 6%.
2010113$1,342,796$76,377$5,875iApproximate average salary by contribution assumption: employee only about $146,879 at 4% or $97,919 at 6%; with 50% employer match about $97,919 at 4% or $65,279 at 6%; with 100% employer match about $73,439 at 4% or $48,960 at 6%.
The Financial Consulate 401K Plan-13$1,342,796$76,377$5,875iApproximate average salary by contribution assumption: employee only about $146,879 at 4% or $97,919 at 6%; with 50% employer match about $97,919 at 4% or $65,279 at 6%; with 100% employer match about $73,439 at 4% or $48,960 at 6%.
2009113$1,132,243$183,014$14,078iApproximate average salary by contribution assumption: employee only about $351,950 at 4% or $234,633 at 6%; with 50% employer match about $234,633 at 4% or $156,422 at 6%; with 100% employer match about $175,975 at 4% or $117,317 at 6%.
The Financial Consulate 401K Plan-13$1,132,243$183,014$14,078iApproximate average salary by contribution assumption: employee only about $351,950 at 4% or $234,633 at 6%; with 50% employer match about $234,633 at 4% or $156,422 at 6%; with 100% employer match about $175,975 at 4% or $117,317 at 6%.
2008111$805,709$344,004$31,273iApproximate average salary by contribution assumption: employee only about $781,827 at 4% or $521,218 at 6%; with 50% employer match about $521,218 at 4% or $347,479 at 6%; with 100% employer match about $390,914 at 4% or $260,609 at 6%.
The Financial Consulate 401K Plan-11$805,709$344,004$31,273iApproximate average salary by contribution assumption: employee only about $781,827 at 4% or $521,218 at 6%; with 50% employer match about $521,218 at 4% or $347,479 at 6%; with 100% employer match about $390,914 at 4% or $260,609 at 6%.
200718$665,424$269,728$33,716iApproximate average salary by contribution assumption: employee only about $842,900 at 4% or $561,933 at 6%; with 50% employer match about $561,933 at 4% or $374,622 at 6%; with 100% employer match about $421,450 at 4% or $280,967 at 6%.
The Financial Consulate 401K Plan-8$665,424$269,728$33,716iApproximate average salary by contribution assumption: employee only about $842,900 at 4% or $561,933 at 6%; with 50% employer match about $561,933 at 4% or $374,622 at 6%; with 100% employer match about $421,450 at 4% or $280,967 at 6%.
200616$365,585$72,055$12,009iApproximate average salary by contribution assumption: employee only about $300,229 at 4% or $200,153 at 6%; with 50% employer match about $200,153 at 4% or $133,435 at 6%; with 100% employer match about $150,115 at 4% or $100,076 at 6%.
The Financial Consulate 401K Plan-6$365,585$72,055$12,009iApproximate average salary by contribution assumption: employee only about $300,229 at 4% or $200,153 at 6%; with 50% employer match about $200,153 at 4% or $133,435 at 6%; with 100% employer match about $150,115 at 4% or $100,076 at 6%.
200515$359,097$49,150$9,830iApproximate average salary by contribution assumption: employee only about $245,750 at 4% or $163,833 at 6%; with 50% employer match about $163,833 at 4% or $109,222 at 6%; with 100% employer match about $122,875 at 4% or $81,917 at 6%.
The Financial Consulate 401K Plan-5$359,097$49,150$9,830iApproximate average salary by contribution assumption: employee only about $245,750 at 4% or $163,833 at 6%; with 50% employer match about $163,833 at 4% or $109,222 at 6%; with 100% employer match about $122,875 at 4% or $81,917 at 6%.
200414$284,415$41,128$10,282iApproximate average salary by contribution assumption: employee only about $257,050 at 4% or $171,367 at 6%; with 50% employer match about $171,367 at 4% or $114,244 at 6%; with 100% employer match about $128,525 at 4% or $85,683 at 6%.
The Financial Consulate 401K Plan-4$284,415$41,128$10,282iApproximate average salary by contribution assumption: employee only about $257,050 at 4% or $171,367 at 6%; with 50% employer match about $171,367 at 4% or $114,244 at 6%; with 100% employer match about $128,525 at 4% or $85,683 at 6%.
200314$276,579$31,951$7,988iApproximate average salary by contribution assumption: employee only about $199,694 at 4% or $133,129 at 6%; with 50% employer match about $133,129 at 4% or $88,753 at 6%; with 100% employer match about $99,847 at 4% or $66,565 at 6%.
The Financial Consulate 401K Plan-4$276,579$31,951$7,988iApproximate average salary by contribution assumption: employee only about $199,694 at 4% or $133,129 at 6%; with 50% employer match about $133,129 at 4% or $88,753 at 6%; with 100% employer match about $99,847 at 4% or $66,565 at 6%.
200214$196,571$25,240$6,310iApproximate average salary by contribution assumption: employee only about $157,750 at 4% or $105,167 at 6%; with 50% employer match about $105,167 at 4% or $70,111 at 6%; with 100% employer match about $78,875 at 4% or $52,583 at 6%.
The Financial Consulate 401K Plan-4$196,571$25,240$6,310iApproximate average salary by contribution assumption: employee only about $157,750 at 4% or $105,167 at 6%; with 50% employer match about $105,167 at 4% or $70,111 at 6%; with 100% employer match about $78,875 at 4% or $52,583 at 6%.
200114$0$0-
The Financial Consulate 401K Plan-4---
200014$159,649$19,442$4,861iApproximate average salary by contribution assumption: employee only about $121,513 at 4% or $81,008 at 6%; with 50% employer match about $81,008 at 4% or $54,006 at 6%; with 100% employer match about $60,756 at 4% or $40,504 at 6%.
The Financial Consulate 401K Plan-4$159,649$19,442$4,861iApproximate average salary by contribution assumption: employee only about $121,513 at 4% or $81,008 at 6%; with 50% employer match about $81,008 at 4% or $54,006 at 6%; with 100% employer match about $60,756 at 4% or $40,504 at 6%.
199914$148,098$14,078$3,520iApproximate average salary by contribution assumption: employee only about $87,988 at 4% or $58,658 at 6%; with 50% employer match about $58,658 at 4% or $39,106 at 6%; with 100% employer match about $43,994 at 4% or $29,329 at 6%.
The Financial Consulate 401K Plan-4$148,098$14,078$3,520iApproximate average salary by contribution assumption: employee only about $87,988 at 4% or $58,658 at 6%; with 50% employer match about $58,658 at 4% or $39,106 at 6%; with 100% employer match about $43,994 at 4% or $29,329 at 6%.