Gipe Associates Inc.
Plan context: Gipe Associates Inc. Esop Plan
EIN 52-1164876 • Easton, MD • 51 filings • 4 plans
Current Snapshot
Latest Year
2024
2024 Participants
45
2024 Assets
$23,270,996
2024 Contributions
$1,224,120
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 2 | 45 | $23,270,996 | $1,224,120 | $27,203iApproximate average salary by contribution assumption: employee only about $680,067 at 4% or $453,378 at 6%; with 50% employer match about $453,378 at 4% or $302,252 at 6%; with 100% employer match about $340,033 at 4% or $226,689 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 31 | $15,966,589 | $900,000 | $29,032iApproximate average salary by contribution assumption: employee only about $725,806 at 4% or $483,871 at 6%; with 50% employer match about $483,871 at 4% or $322,581 at 6%; with 100% employer match about $362,903 at 4% or $241,935 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 45 | $7,304,407 | $324,120 | $7,203iApproximate average salary by contribution assumption: employee only about $180,067 at 4% or $120,044 at 6%; with 50% employer match about $120,044 at 4% or $80,030 at 6%; with 100% employer match about $90,033 at 4% or $60,022 at 6%. |
| 2023 | 2 | 43 | $20,186,771 | $893,185 | $20,772iApproximate average salary by contribution assumption: employee only about $519,294 at 4% or $346,196 at 6%; with 50% employer match about $346,196 at 4% or $230,797 at 6%; with 100% employer match about $259,647 at 4% or $173,098 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 35 | $13,839,726 | $600,000 | $17,143iApproximate average salary by contribution assumption: employee only about $428,571 at 4% or $285,714 at 6%; with 50% employer match about $285,714 at 4% or $190,476 at 6%; with 100% employer match about $214,286 at 4% or $142,857 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 43 | $6,347,045 | $293,185 | $6,818iApproximate average salary by contribution assumption: employee only about $170,456 at 4% or $113,638 at 6%; with 50% employer match about $113,638 at 4% or $75,758 at 6%; with 100% employer match about $85,228 at 4% or $56,819 at 6%. |
| 2022 | 2 | 41 | $16,078,721 | $831,209 | $20,273iApproximate average salary by contribution assumption: employee only about $506,835 at 4% or $337,890 at 6%; with 50% employer match about $337,890 at 4% or $225,260 at 6%; with 100% employer match about $253,417 at 4% or $168,945 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 30 | $10,855,280 | $560,000 | $18,667iApproximate average salary by contribution assumption: employee only about $466,667 at 4% or $311,111 at 6%; with 50% employer match about $311,111 at 4% or $207,407 at 6%; with 100% employer match about $233,333 at 4% or $155,556 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 41 | $5,223,441 | $271,209 | $6,615iApproximate average salary by contribution assumption: employee only about $165,371 at 4% or $110,248 at 6%; with 50% employer match about $110,248 at 4% or $73,498 at 6%; with 100% employer match about $82,686 at 4% or $55,124 at 6%. |
| 2021 | 2 | 40 | $16,072,563 | $997,980 | $24,950iApproximate average salary by contribution assumption: employee only about $623,738 at 4% or $415,825 at 6%; with 50% employer match about $415,825 at 4% or $277,217 at 6%; with 100% employer match about $311,869 at 4% or $207,913 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 31 | $9,600,163 | $692,000 | $22,323iApproximate average salary by contribution assumption: employee only about $558,065 at 4% or $372,043 at 6%; with 50% employer match about $372,043 at 4% or $248,029 at 6%; with 100% employer match about $279,032 at 4% or $186,022 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 40 | $6,472,400 | $305,980 | $7,650iApproximate average salary by contribution assumption: employee only about $191,238 at 4% or $127,492 at 6%; with 50% employer match about $127,492 at 4% or $84,994 at 6%; with 100% employer match about $95,619 at 4% or $63,746 at 6%. |
| 2020 | 2 | 42 | $14,147,778 | $819,082 | $19,502iApproximate average salary by contribution assumption: employee only about $487,549 at 4% or $325,033 at 6%; with 50% employer match about $325,033 at 4% or $216,688 at 6%; with 100% employer match about $243,774 at 4% or $162,516 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 33 | $8,237,263 | $525,000 | $15,909iApproximate average salary by contribution assumption: employee only about $397,727 at 4% or $265,152 at 6%; with 50% employer match about $265,152 at 4% or $176,768 at 6%; with 100% employer match about $198,864 at 4% or $132,576 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 42 | $5,910,515 | $294,082 | $7,002iApproximate average salary by contribution assumption: employee only about $175,049 at 4% or $116,699 at 6%; with 50% employer match about $116,699 at 4% or $77,799 at 6%; with 100% employer match about $87,524 at 4% or $58,350 at 6%. |
| 2019 | 2 | 44 | $13,830,376 | $1,019,398 | $23,168iApproximate average salary by contribution assumption: employee only about $579,203 at 4% or $386,136 at 6%; with 50% employer match about $386,136 at 4% or $257,424 at 6%; with 100% employer match about $289,602 at 4% or $193,068 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 33 | $8,677,020 | $680,000 | $20,606iApproximate average salary by contribution assumption: employee only about $515,152 at 4% or $343,434 at 6%; with 50% employer match about $343,434 at 4% or $228,956 at 6%; with 100% employer match about $257,576 at 4% or $171,717 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 44 | $5,153,356 | $339,398 | $7,714iApproximate average salary by contribution assumption: employee only about $192,840 at 4% or $128,560 at 6%; with 50% employer match about $128,560 at 4% or $85,707 at 6%; with 100% employer match about $96,420 at 4% or $64,280 at 6%. |
| 2018 | 2 | 46 | $12,635,452 | $1,131,462 | $24,597iApproximate average salary by contribution assumption: employee only about $614,925 at 4% or $409,950 at 6%; with 50% employer match about $409,950 at 4% or $273,300 at 6%; with 100% employer match about $307,463 at 4% or $204,975 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 36 | $8,118,858 | $800,000 | $22,222iApproximate average salary by contribution assumption: employee only about $555,556 at 4% or $370,370 at 6%; with 50% employer match about $370,370 at 4% or $246,914 at 6%; with 100% employer match about $277,778 at 4% or $185,185 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 46 | $4,516,594 | $331,462 | $7,206iApproximate average salary by contribution assumption: employee only about $180,142 at 4% or $120,095 at 6%; with 50% employer match about $120,095 at 4% or $80,063 at 6%; with 100% employer match about $90,071 at 4% or $60,047 at 6%. |
| 2017 | 2 | 44 | $13,107,752 | $812,268 | $18,461iApproximate average salary by contribution assumption: employee only about $461,516 at 4% or $307,677 at 6%; with 50% employer match about $307,677 at 4% or $205,118 at 6%; with 100% employer match about $230,758 at 4% or $153,839 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 39 | $8,426,256 | $480,000 | $12,308iApproximate average salary by contribution assumption: employee only about $307,692 at 4% or $205,128 at 6%; with 50% employer match about $205,128 at 4% or $136,752 at 6%; with 100% employer match about $153,846 at 4% or $102,564 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 44 | $4,681,496 | $332,268 | $7,552iApproximate average salary by contribution assumption: employee only about $188,789 at 4% or $125,859 at 6%; with 50% employer match about $125,859 at 4% or $83,906 at 6%; with 100% employer match about $94,394 at 4% or $62,930 at 6%. |
| 2016 | 2 | 47 | $11,225,049 | $819,373 | $17,433iApproximate average salary by contribution assumption: employee only about $435,837 at 4% or $290,558 at 6%; with 50% employer match about $290,558 at 4% or $193,705 at 6%; with 100% employer match about $217,918 at 4% or $145,279 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 40 | $7,392,778 | $480,000 | $12,000iApproximate average salary by contribution assumption: employee only about $300,000 at 4% or $200,000 at 6%; with 50% employer match about $200,000 at 4% or $133,333 at 6%; with 100% employer match about $150,000 at 4% or $100,000 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 47 | $3,832,271 | $339,373 | $7,221iApproximate average salary by contribution assumption: employee only about $180,518 at 4% or $120,345 at 6%; with 50% employer match about $120,345 at 4% or $80,230 at 6%; with 100% employer match about $90,259 at 4% or $60,173 at 6%. |
| 2015 | 2 | 48 | $10,389,682 | $854,789 | $17,808iApproximate average salary by contribution assumption: employee only about $445,203 at 4% or $296,802 at 6%; with 50% employer match about $296,802 at 4% or $197,868 at 6%; with 100% employer match about $222,601 at 4% or $148,401 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 37 | $7,051,394 | $480,000 | $12,973iApproximate average salary by contribution assumption: employee only about $324,324 at 4% or $216,216 at 6%; with 50% employer match about $216,216 at 4% or $144,144 at 6%; with 100% employer match about $162,162 at 4% or $108,108 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 48 | $3,338,288 | $374,789 | $7,808iApproximate average salary by contribution assumption: employee only about $195,203 at 4% or $130,135 at 6%; with 50% employer match about $130,135 at 4% or $86,757 at 6%; with 100% employer match about $97,601 at 4% or $65,068 at 6%. |
| 2014 | 2 | 49 | $12,134,877 | $1,053,611 | $21,502iApproximate average salary by contribution assumption: employee only about $537,557 at 4% or $358,371 at 6%; with 50% employer match about $358,371 at 4% or $238,914 at 6%; with 100% employer match about $268,778 at 4% or $179,186 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 44 | $8,473,851 | $480,000 | $10,909iApproximate average salary by contribution assumption: employee only about $272,727 at 4% or $181,818 at 6%; with 50% employer match about $181,818 at 4% or $121,212 at 6%; with 100% employer match about $136,364 at 4% or $90,909 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 49 | $3,661,026 | $573,611 | $11,706iApproximate average salary by contribution assumption: employee only about $292,659 at 4% or $195,106 at 6%; with 50% employer match about $195,106 at 4% or $130,071 at 6%; with 100% employer match about $146,329 at 4% or $97,553 at 6%. |
| 2013 | 2 | 52 | $11,379,404 | $906,141 | $17,426iApproximate average salary by contribution assumption: employee only about $435,645 at 4% or $290,430 at 6%; with 50% employer match about $290,430 at 4% or $193,620 at 6%; with 100% employer match about $217,822 at 4% or $145,215 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 46 | $7,901,033 | $480,000 | $10,435iApproximate average salary by contribution assumption: employee only about $260,870 at 4% or $173,913 at 6%; with 50% employer match about $173,913 at 4% or $115,942 at 6%; with 100% employer match about $130,435 at 4% or $86,957 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 52 | $3,478,371 | $426,141 | $8,195iApproximate average salary by contribution assumption: employee only about $204,875 at 4% or $136,584 at 6%; with 50% employer match about $136,584 at 4% or $91,056 at 6%; with 100% employer match about $102,438 at 4% or $68,292 at 6%. |
| 2012 | 2 | 45 | $10,250,932 | $718,221 | $15,960iApproximate average salary by contribution assumption: employee only about $399,012 at 4% or $266,008 at 6%; with 50% employer match about $266,008 at 4% or $177,339 at 6%; with 100% employer match about $199,506 at 4% or $133,004 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 44 | $7,106,708 | $420,000 | $9,545iApproximate average salary by contribution assumption: employee only about $238,636 at 4% or $159,091 at 6%; with 50% employer match about $159,091 at 4% or $106,061 at 6%; with 100% employer match about $119,318 at 4% or $79,545 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 45 | $3,144,224 | $298,221 | $6,627iApproximate average salary by contribution assumption: employee only about $165,678 at 4% or $110,452 at 6%; with 50% employer match about $110,452 at 4% or $73,635 at 6%; with 100% employer match about $82,839 at 4% or $55,226 at 6%. |
| 2011 | 2 | 46 | $9,246,160 | $589,716 | $12,820iApproximate average salary by contribution assumption: employee only about $320,498 at 4% or $213,665 at 6%; with 50% employer match about $213,665 at 4% or $142,443 at 6%; with 100% employer match about $160,249 at 4% or $106,833 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 46 | $6,603,439 | $300,000 | $6,522iApproximate average salary by contribution assumption: employee only about $163,043 at 4% or $108,696 at 6%; with 50% employer match about $108,696 at 4% or $72,464 at 6%; with 100% employer match about $81,522 at 4% or $54,348 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 44 | $2,642,721 | $289,716 | $6,584iApproximate average salary by contribution assumption: employee only about $164,611 at 4% or $109,741 at 6%; with 50% employer match about $109,741 at 4% or $73,161 at 6%; with 100% employer match about $82,306 at 4% or $54,870 at 6%. |
| 2010 | 2 | 50 | $9,309,013 | $584,349 | $11,687iApproximate average salary by contribution assumption: employee only about $292,175 at 4% or $194,783 at 6%; with 50% employer match about $194,783 at 4% or $129,855 at 6%; with 100% employer match about $146,087 at 4% or $97,392 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 48 | $6,599,609 | $250,000 | $5,208iApproximate average salary by contribution assumption: employee only about $130,208 at 4% or $86,806 at 6%; with 50% employer match about $86,806 at 4% or $57,870 at 6%; with 100% employer match about $65,104 at 4% or $43,403 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 50 | $2,709,404 | $334,349 | $6,687iApproximate average salary by contribution assumption: employee only about $167,175 at 4% or $111,450 at 6%; with 50% employer match about $111,450 at 4% or $74,300 at 6%; with 100% employer match about $83,587 at 4% or $55,725 at 6%. |
| 2009 | 2 | 56 | $8,866,843 | $696,777 | $12,442iApproximate average salary by contribution assumption: employee only about $311,061 at 4% or $207,374 at 6%; with 50% employer match about $207,374 at 4% or $138,249 at 6%; with 100% employer match about $155,531 at 4% or $103,687 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 56 | $6,410,085 | $300,000 | $5,357iApproximate average salary by contribution assumption: employee only about $133,929 at 4% or $89,286 at 6%; with 50% employer match about $89,286 at 4% or $59,524 at 6%; with 100% employer match about $66,964 at 4% or $44,643 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 55 | $2,456,758 | $396,777 | $7,214iApproximate average salary by contribution assumption: employee only about $180,353 at 4% or $120,235 at 6%; with 50% employer match about $120,235 at 4% or $80,157 at 6%; with 100% employer match about $90,177 at 4% or $60,118 at 6%. |
| 2008 | 2 | 63 | $7,823,014 | $750,562 | $11,914iApproximate average salary by contribution assumption: employee only about $297,842 at 4% or $198,561 at 6%; with 50% employer match about $198,561 at 4% or $132,374 at 6%; with 100% employer match about $148,921 at 4% or $99,281 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 51 | $6,159,536 | $400,000 | $7,843iApproximate average salary by contribution assumption: employee only about $196,078 at 4% or $130,719 at 6%; with 50% employer match about $130,719 at 4% or $87,146 at 6%; with 100% employer match about $98,039 at 4% or $65,359 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 63 | $1,663,478 | $350,562 | $5,564iApproximate average salary by contribution assumption: employee only about $139,112 at 4% or $92,741 at 6%; with 50% employer match about $92,741 at 4% or $61,828 at 6%; with 100% employer match about $69,556 at 4% or $46,371 at 6%. |
| 2007 | 2 | 45 | $0 | $0 | - |
| Gipe Associates Inc. Esop Plan | - | 44 | - | - | - |
| Gipe Associates Inc. 401(K) Plan | - | 45 | - | - | - |
| 2006 | 2 | 43 | $8,190,672 | $721,943 | $16,789iApproximate average salary by contribution assumption: employee only about $419,734 at 4% or $279,823 at 6%; with 50% employer match about $279,823 at 4% or $186,549 at 6%; with 100% employer match about $209,867 at 4% or $139,911 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 43 | $5,772,479 | $475,000 | $11,047iApproximate average salary by contribution assumption: employee only about $276,163 at 4% or $184,109 at 6%; with 50% employer match about $184,109 at 4% or $122,739 at 6%; with 100% employer match about $138,081 at 4% or $92,054 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 41 | $2,418,193 | $246,943 | $6,023iApproximate average salary by contribution assumption: employee only about $150,575 at 4% or $100,383 at 6%; with 50% employer match about $100,383 at 4% or $66,922 at 6%; with 100% employer match about $75,288 at 4% or $50,192 at 6%. |
| 2005 | 2 | 44 | $7,018,016 | $706,637 | $16,060iApproximate average salary by contribution assumption: employee only about $401,498 at 4% or $267,666 at 6%; with 50% employer match about $267,666 at 4% or $178,444 at 6%; with 100% employer match about $200,749 at 4% or $133,833 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 44 | $5,126,602 | $475,000 | $10,795iApproximate average salary by contribution assumption: employee only about $269,886 at 4% or $179,924 at 6%; with 50% employer match about $179,924 at 4% or $119,949 at 6%; with 100% employer match about $134,943 at 4% or $89,962 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 42 | $1,891,414 | $231,637 | $5,515iApproximate average salary by contribution assumption: employee only about $137,879 at 4% or $91,919 at 6%; with 50% employer match about $91,919 at 4% or $61,280 at 6%; with 100% employer match about $68,940 at 4% or $45,960 at 6%. |
| 2004 | 2 | 45 | $6,267,403 | $710,756 | $15,795iApproximate average salary by contribution assumption: employee only about $394,864 at 4% or $263,243 at 6%; with 50% employer match about $263,243 at 4% or $175,495 at 6%; with 100% employer match about $197,432 at 4% or $131,621 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 45 | $4,721,288 | $475,000 | $10,556iApproximate average salary by contribution assumption: employee only about $263,889 at 4% or $175,926 at 6%; with 50% employer match about $175,926 at 4% or $117,284 at 6%; with 100% employer match about $131,944 at 4% or $87,963 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 38 | $1,546,115 | $235,756 | $6,204iApproximate average salary by contribution assumption: employee only about $155,103 at 4% or $103,402 at 6%; with 50% employer match about $103,402 at 4% or $68,935 at 6%; with 100% employer match about $77,551 at 4% or $51,701 at 6%. |
| 2003 | 2 | 39 | $5,239,215 | $598,065 | $15,335iApproximate average salary by contribution assumption: employee only about $383,375 at 4% or $255,583 at 6%; with 50% employer match about $255,583 at 4% or $170,389 at 6%; with 100% employer match about $191,688 at 4% or $127,792 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 39 | $4,072,543 | $425,000 | $10,897iApproximate average salary by contribution assumption: employee only about $272,436 at 4% or $181,624 at 6%; with 50% employer match about $181,624 at 4% or $121,083 at 6%; with 100% employer match about $136,218 at 4% or $90,812 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 36 | $1,166,672 | $173,065 | $4,807iApproximate average salary by contribution assumption: employee only about $120,184 at 4% or $80,123 at 6%; with 50% employer match about $80,123 at 4% or $53,415 at 6%; with 100% employer match about $60,092 at 4% or $40,061 at 6%. |
| 2002 | 2 | 42 | $3,654,538 | $566,788 | $13,495iApproximate average salary by contribution assumption: employee only about $337,374 at 4% or $224,916 at 6%; with 50% employer match about $224,916 at 4% or $149,944 at 6%; with 100% employer match about $168,687 at 4% or $112,458 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 38 | $2,719,844 | $395,000 | $10,395iApproximate average salary by contribution assumption: employee only about $259,868 at 4% or $173,246 at 6%; with 50% employer match about $173,246 at 4% or $115,497 at 6%; with 100% employer match about $129,934 at 4% or $86,623 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 42 | $934,694 | $171,788 | $4,090iApproximate average salary by contribution assumption: employee only about $102,255 at 4% or $68,170 at 6%; with 50% employer match about $68,170 at 4% or $45,447 at 6%; with 100% employer match about $51,127 at 4% or $34,085 at 6%. |
| 2001 | 2 | 41 | $2,279,274 | $370,000 | $9,024iApproximate average salary by contribution assumption: employee only about $225,610 at 4% or $150,407 at 6%; with 50% employer match about $150,407 at 4% or $100,271 at 6%; with 100% employer match about $112,805 at 4% or $75,203 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 40 | $2,279,274 | $370,000 | $9,250iApproximate average salary by contribution assumption: employee only about $231,250 at 4% or $154,167 at 6%; with 50% employer match about $154,167 at 4% or $102,778 at 6%; with 100% employer match about $115,625 at 4% or $77,083 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 41 | - | - | - |
| 2000 | 1 | 44 | $0 | $0 | - |
| Gipe Associates Inc. 401(K) Plan | - | 44 | - | - | - |
| 1999 | 2 | 41 | $2,658,331 | $390,183 | $9,517iApproximate average salary by contribution assumption: employee only about $237,916 at 4% or $158,611 at 6%; with 50% employer match about $158,611 at 4% or $105,741 at 6%; with 100% employer match about $118,958 at 4% or $79,305 at 6%. |
| Gipe Associates Inc. Esop Plan | - | 40 | $1,490,188 | $205,000 | $5,125iApproximate average salary by contribution assumption: employee only about $128,125 at 4% or $85,417 at 6%; with 50% employer match about $85,417 at 4% or $56,944 at 6%; with 100% employer match about $64,063 at 4% or $42,708 at 6%. |
| Gipe Associates Inc. 401(K) Plan | - | 41 | $1,168,143 | $185,183 | $4,517iApproximate average salary by contribution assumption: employee only about $112,916 at 4% or $75,278 at 6%; with 50% employer match about $75,278 at 4% or $50,185 at 6%; with 100% employer match about $56,458 at 4% or $37,639 at 6%. |