Rhinehart Railroad Construction Inc.
Plan context: Rhinehart Railroad Construction Co. Inc. Pension Plan
EIN 52-0907073 • Fallston, MD • 59 filings • 8 plans
Current Snapshot
Latest Year
2024
2024 Participants
46
2024 Assets
$8,025,478
2024 Contributions
$500,000
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 2 | 46 | $8,025,478 | $500,000 | $10,870iApproximate average salary by contribution assumption: employee only about $271,739 at 4% or $181,159 at 6%; with 50% employer match about $181,159 at 4% or $120,773 at 6%; with 100% employer match about $135,870 at 4% or $90,580 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 46 | $4,808,471 | $500,000 | $10,870iApproximate average salary by contribution assumption: employee only about $271,739 at 4% or $181,159 at 6%; with 50% employer match about $181,159 at 4% or $120,773 at 6%; with 100% employer match about $135,870 at 4% or $90,580 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 11 | $3,217,007 | - | - |
| 2023 | 3 | 39 | $8,047,688 | $1,098,565 | $28,168iApproximate average salary by contribution assumption: employee only about $704,208 at 4% or $469,472 at 6%; with 50% employer match about $469,472 at 4% or $312,981 at 6%; with 100% employer match about $352,104 at 4% or $234,736 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 39 | $4,279,777 | $504,413 | $12,934iApproximate average salary by contribution assumption: employee only about $323,342 at 4% or $215,561 at 6%; with 50% employer match about $215,561 at 4% or $143,707 at 6%; with 100% employer match about $161,671 at 4% or $107,781 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 11 | $3,028,601 | $492,202 | $44,746iApproximate average salary by contribution assumption: employee only about $1,118,641 at 4% or $745,761 at 6%; with 50% employer match about $745,761 at 4% or $497,174 at 6%; with 100% employer match about $559,320 at 4% or $372,880 at 6%. |
| Rhinehart Railroad Construction Inc. Welfare Benefit Plan | - | 13 | $739,310 | $101,950 | $7,842iApproximate average salary by contribution assumption: employee only about $196,058 at 4% or $130,705 at 6%; with 50% employer match about $130,705 at 4% or $87,137 at 6%; with 100% employer match about $98,029 at 4% or $65,353 at 6%. |
| 2022 | 3 | 46 | $9,562,318 | $500,000 | $10,870iApproximate average salary by contribution assumption: employee only about $271,739 at 4% or $181,159 at 6%; with 50% employer match about $181,159 at 4% or $120,773 at 6%; with 100% employer match about $135,870 at 4% or $90,580 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 46 | $6,654,552 | $500,000 | $10,870iApproximate average salary by contribution assumption: employee only about $271,739 at 4% or $181,159 at 6%; with 50% employer match about $181,159 at 4% or $120,773 at 6%; with 100% employer match about $135,870 at 4% or $90,580 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 11 | $2,251,073 | $0 | - |
| Rhinehart Railroad Construction Inc. Welfare Benefit Plan | - | 13 | $656,693 | - | - |
| 2021 | 3 | 45 | $9,673,328 | $561,716 | $12,483iApproximate average salary by contribution assumption: employee only about $312,064 at 4% or $208,043 at 6%; with 50% employer match about $208,043 at 4% or $138,695 at 6%; with 100% employer match about $156,032 at 4% or $104,021 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 45 | $6,322,689 | $467,738 | $10,394iApproximate average salary by contribution assumption: employee only about $259,854 at 4% or $173,236 at 6%; with 50% employer match about $173,236 at 4% or $115,491 at 6%; with 100% employer match about $129,927 at 4% or $86,618 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 12 | $2,659,750 | - | - |
| Rhinehart Railroad Construction Inc. Welfare Benefit Plan | - | 13 | $690,889 | $93,978 | $7,229iApproximate average salary by contribution assumption: employee only about $180,727 at 4% or $120,485 at 6%; with 50% employer match about $120,485 at 4% or $80,323 at 6%; with 100% employer match about $90,363 at 4% or $60,242 at 6%. |
| 2020 | 3 | 51 | $8,984,366 | $164,081 | $3,217iApproximate average salary by contribution assumption: employee only about $80,432 at 4% or $53,621 at 6%; with 50% employer match about $53,621 at 4% or $35,747 at 6%; with 100% employer match about $40,216 at 4% or $26,811 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 51 | $5,892,497 | $112,334 | $2,203iApproximate average salary by contribution assumption: employee only about $55,066 at 4% or $36,710 at 6%; with 50% employer match about $36,710 at 4% or $24,474 at 6%; with 100% employer match about $27,533 at 4% or $18,355 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 15 | $2,454,797 | - | - |
| Rhinehart Railroad Construction Inc. Welfare Benefit Plan | - | 13 | $637,072 | $51,747 | $3,981iApproximate average salary by contribution assumption: employee only about $99,513 at 4% or $66,342 at 6%; with 50% employer match about $66,342 at 4% or $44,228 at 6%; with 100% employer match about $49,757 at 4% or $33,171 at 6%. |
| 2019 | 3 | 49 | $8,849,209 | $750,000 | $15,306iApproximate average salary by contribution assumption: employee only about $382,653 at 4% or $255,102 at 6%; with 50% employer match about $255,102 at 4% or $170,068 at 6%; with 100% employer match about $191,327 at 4% or $127,551 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 49 | $6,004,949 | $750,000 | $15,306iApproximate average salary by contribution assumption: employee only about $382,653 at 4% or $255,102 at 6%; with 50% employer match about $255,102 at 4% or $170,068 at 6%; with 100% employer match about $191,327 at 4% or $127,551 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 19 | $2,243,095 | - | - |
| Rhinehart Railroad Construction Inc. Welfare Benefit Plan | - | 13 | $601,165 | - | - |
| 2018 | 2 | 44 | $7,213,502 | $750,015 | $17,046iApproximate average salary by contribution assumption: employee only about $426,145 at 4% or $284,097 at 6%; with 50% employer match about $284,097 at 4% or $189,398 at 6%; with 100% employer match about $213,072 at 4% or $142,048 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 44 | $5,284,992 | $750,000 | $17,045iApproximate average salary by contribution assumption: employee only about $426,136 at 4% or $284,091 at 6%; with 50% employer match about $284,091 at 4% or $189,394 at 6%; with 100% employer match about $213,068 at 4% or $142,045 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 33 | $1,928,510 | $15 | $0iApproximate average salary by contribution assumption: employee only about $11 at 4% or $8 at 6%; with 50% employer match about $8 at 4% or $5 at 6%; with 100% employer match about $6 at 4% or $4 at 6%. |
| 2017 | 3 | 44 | $7,116,936 | $454,967 | $10,340iApproximate average salary by contribution assumption: employee only about $258,504 at 4% or $172,336 at 6%; with 50% employer match about $172,336 at 4% or $114,891 at 6%; with 100% employer match about $129,252 at 4% or $86,168 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 44 | $4,477,722 | $325,000 | $7,386iApproximate average salary by contribution assumption: employee only about $184,659 at 4% or $123,106 at 6%; with 50% employer match about $123,106 at 4% or $82,071 at 6%; with 100% employer match about $92,330 at 4% or $61,553 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 33 | $2,047,143 | - | - |
| Rhinehart Railroad Construction Inc. Welfare Benefit Plan | - | 13 | $592,071 | $129,967 | $9,997iApproximate average salary by contribution assumption: employee only about $249,937 at 4% or $166,624 at 6%; with 50% employer match about $166,624 at 4% or $111,083 at 6%; with 100% employer match about $124,968 at 4% or $83,312 at 6%. |
| 2016 | 3 | 37 | $6,444,688 | $475,489 | $12,851iApproximate average salary by contribution assumption: employee only about $321,276 at 4% or $214,184 at 6%; with 50% employer match about $214,184 at 4% or $142,789 at 6%; with 100% employer match about $160,638 at 4% or $107,092 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 37 | $4,134,574 | $300,000 | $8,108iApproximate average salary by contribution assumption: employee only about $202,703 at 4% or $135,135 at 6%; with 50% employer match about $135,135 at 4% or $90,090 at 6%; with 100% employer match about $101,351 at 4% or $67,568 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 33 | $1,847,857 | $0 | - |
| Rhinehart Railroad Construction Inc. Welfare Benefit Plan | - | 13 | $462,257 | $175,489 | $13,499iApproximate average salary by contribution assumption: employee only about $337,479 at 4% or $224,986 at 6%; with 50% employer match about $224,986 at 4% or $149,991 at 6%; with 100% employer match about $168,739 at 4% or $112,493 at 6%. |
| 2015 | 3 | 29 | $5,795,265 | $418,914 | $14,445iApproximate average salary by contribution assumption: employee only about $361,133 at 4% or $240,755 at 6%; with 50% employer match about $240,755 at 4% or $160,503 at 6%; with 100% employer match about $180,566 at 4% or $120,378 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 29 | $3,806,741 | $249,999 | $8,621iApproximate average salary by contribution assumption: employee only about $215,516 at 4% or $143,678 at 6%; with 50% employer match about $143,678 at 4% or $95,785 at 6%; with 100% employer match about $107,758 at 4% or $71,839 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 14 | $1,700,542 | $0 | - |
| Rhinehart Railroad Construction Inc. Welfare Benefit Plan | - | 11 | $287,982 | $168,915 | $15,356iApproximate average salary by contribution assumption: employee only about $383,898 at 4% or $255,932 at 6%; with 50% employer match about $255,932 at 4% or $170,621 at 6%; with 100% employer match about $191,949 at 4% or $127,966 at 6%. |
| 2014 | 3 | 22 | $5,591,037 | $844,658 | $38,394iApproximate average salary by contribution assumption: employee only about $959,839 at 4% or $639,892 at 6%; with 50% employer match about $639,892 at 4% or $426,595 at 6%; with 100% employer match about $479,919 at 4% or $319,946 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 22 | $3,667,222 | $840,422 | $38,201iApproximate average salary by contribution assumption: employee only about $955,025 at 4% or $636,683 at 6%; with 50% employer match about $636,683 at 4% or $424,456 at 6%; with 100% employer match about $477,513 at 4% or $318,342 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 19 | $1,803,241 | $0 | - |
| Rhinehart Railroad Construction Inc. Welfare Benefit Plan | - | 12 | $120,574 | $4,236 | $353iApproximate average salary by contribution assumption: employee only about $8,825 at 4% or $5,883 at 6%; with 50% employer match about $5,883 at 4% or $3,922 at 6%; with 100% employer match about $4,413 at 4% or $2,942 at 6%. |
| 2013 | 3 | 27 | $4,692,496 | $679,761 | $25,176iApproximate average salary by contribution assumption: employee only about $629,408 at 4% or $419,606 at 6%; with 50% employer match about $419,606 at 4% or $279,737 at 6%; with 100% employer match about $314,704 at 4% or $209,803 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 27 | $2,825,631 | $672,603 | $24,911iApproximate average salary by contribution assumption: employee only about $622,781 at 4% or $415,187 at 6%; with 50% employer match about $415,187 at 4% or $276,791 at 6%; with 100% employer match about $311,390 at 4% or $207,594 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 20 | $1,750,904 | - | - |
| Rhinehart Railroad Construction Inc. Welfare Benefit Plan | - | 11 | $115,961 | $7,158 | $651iApproximate average salary by contribution assumption: employee only about $16,268 at 4% or $10,845 at 6%; with 50% employer match about $10,845 at 4% or $7,230 at 6%; with 100% employer match about $8,134 at 4% or $5,423 at 6%. |
| 2012 | 3 | 25 | $4,418,295 | $672,603 | $26,904iApproximate average salary by contribution assumption: employee only about $672,603 at 4% or $448,402 at 6%; with 50% employer match about $448,402 at 4% or $298,935 at 6%; with 100% employer match about $336,302 at 4% or $224,201 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 25 | $2,716,561 | $672,603 | $26,904iApproximate average salary by contribution assumption: employee only about $672,603 at 4% or $448,402 at 6%; with 50% employer match about $448,402 at 4% or $298,935 at 6%; with 100% employer match about $336,302 at 4% or $224,201 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 20 | $1,590,640 | $0 | - |
| Rhinehart Railroad Construction Inc. Welfare Benefit Plan | - | 11 | $111,094 | - | - |
| 2011 | 3 | 23 | $3,863,106 | $484,923 | $21,084iApproximate average salary by contribution assumption: employee only about $527,090 at 4% or $351,393 at 6%; with 50% employer match about $351,393 at 4% or $234,262 at 6%; with 100% employer match about $263,545 at 4% or $175,697 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 17 | $2,222,293 | $160,042 | $9,414iApproximate average salary by contribution assumption: employee only about $235,356 at 4% or $156,904 at 6%; with 50% employer match about $156,904 at 4% or $104,603 at 6%; with 100% employer match about $117,678 at 4% or $78,452 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 23 | $1,530,233 | $0 | - |
| Rhinehart Railroad Construction Inc. Welfare Benefit Plan | - | 6 | $110,580 | $324,881 | $54,147iApproximate average salary by contribution assumption: employee only about $1,353,671 at 4% or $902,447 at 6%; with 50% employer match about $902,447 at 4% or $601,631 at 6%; with 100% employer match about $676,835 at 4% or $451,224 at 6%. |
| 2010 | 2 | 18 | $3,756,073 | $1,257,069 | $69,837iApproximate average salary by contribution assumption: employee only about $1,745,929 at 4% or $1,163,953 at 6%; with 50% employer match about $1,163,953 at 4% or $775,969 at 6%; with 100% employer match about $872,965 at 4% or $581,976 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 18 | $2,233,339 | $1,159,599 | $64,422iApproximate average salary by contribution assumption: employee only about $1,610,554 at 4% or $1,073,703 at 6%; with 50% employer match about $1,073,703 at 4% or $715,802 at 6%; with 100% employer match about $805,277 at 4% or $536,851 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 18 | $1,522,734 | $97,470 | $5,415iApproximate average salary by contribution assumption: employee only about $135,375 at 4% or $90,250 at 6%; with 50% employer match about $90,250 at 4% or $60,167 at 6%; with 100% employer match about $67,688 at 4% or $45,125 at 6%. |
| 2009 | 2 | 12 | $2,406,165 | $474,230 | $39,519iApproximate average salary by contribution assumption: employee only about $987,979 at 4% or $658,653 at 6%; with 50% employer match about $658,653 at 4% or $439,102 at 6%; with 100% employer match about $493,990 at 4% or $329,326 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 8 | $1,265,414 | $51,428 | $6,429iApproximate average salary by contribution assumption: employee only about $160,713 at 4% or $107,142 at 6%; with 50% employer match about $107,142 at 4% or $71,428 at 6%; with 100% employer match about $80,356 at 4% or $53,571 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 12 | $1,140,751 | $422,802 | $35,234iApproximate average salary by contribution assumption: employee only about $880,838 at 4% or $587,225 at 6%; with 50% employer match about $587,225 at 4% or $391,483 at 6%; with 100% employer match about $440,419 at 4% or $293,613 at 6%. |
| 2008 | 2 | 6 | $411,528 | $385,579 | $64,263iApproximate average salary by contribution assumption: employee only about $1,606,579 at 4% or $1,071,053 at 6%; with 50% employer match about $1,071,053 at 4% or $714,035 at 6%; with 100% employer match about $803,290 at 4% or $535,526 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 6 | $411,528 | $385,579 | $64,263iApproximate average salary by contribution assumption: employee only about $1,606,579 at 4% or $1,071,053 at 6%; with 50% employer match about $1,071,053 at 4% or $714,035 at 6%; with 100% employer match about $803,290 at 4% or $535,526 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 6 | - | - | - |
| 2007 | 2 | 6 | $0 | $0 | - |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 6 | - | - | - |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 6 | - | - | - |
| 2006 | 1 | 10 | $1,372,384 | $144,397 | $14,440iApproximate average salary by contribution assumption: employee only about $360,993 at 4% or $240,662 at 6%; with 50% employer match about $240,662 at 4% or $160,441 at 6%; with 100% employer match about $180,496 at 4% or $120,331 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 10 | $1,372,384 | $144,397 | $14,440iApproximate average salary by contribution assumption: employee only about $360,993 at 4% or $240,662 at 6%; with 50% employer match about $240,662 at 4% or $160,441 at 6%; with 100% employer match about $180,496 at 4% or $120,331 at 6%. |
| 2005 | 1 | 9 | $1,079,842 | $139,570 | $15,508iApproximate average salary by contribution assumption: employee only about $387,694 at 4% or $258,463 at 6%; with 50% employer match about $258,463 at 4% or $172,309 at 6%; with 100% employer match about $193,847 at 4% or $129,231 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 9 | $1,079,842 | $139,570 | $15,508iApproximate average salary by contribution assumption: employee only about $387,694 at 4% or $258,463 at 6%; with 50% employer match about $258,463 at 4% or $172,309 at 6%; with 100% employer match about $193,847 at 4% or $129,231 at 6%. |
| 2004 | 1 | 11 | $1,045,797 | $174,427 | $15,857iApproximate average salary by contribution assumption: employee only about $396,425 at 4% or $264,283 at 6%; with 50% employer match about $264,283 at 4% or $176,189 at 6%; with 100% employer match about $198,213 at 4% or $132,142 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 11 | $1,045,797 | $174,427 | $15,857iApproximate average salary by contribution assumption: employee only about $396,425 at 4% or $264,283 at 6%; with 50% employer match about $264,283 at 4% or $176,189 at 6%; with 100% employer match about $198,213 at 4% or $132,142 at 6%. |
| 2003 | 1 | 8 | $789,078 | $141,229 | $17,654iApproximate average salary by contribution assumption: employee only about $441,341 at 4% or $294,227 at 6%; with 50% employer match about $294,227 at 4% or $196,151 at 6%; with 100% employer match about $220,670 at 4% or $147,114 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 8 | $789,078 | $141,229 | $17,654iApproximate average salary by contribution assumption: employee only about $441,341 at 4% or $294,227 at 6%; with 50% employer match about $294,227 at 4% or $196,151 at 6%; with 100% employer match about $220,670 at 4% or $147,114 at 6%. |
| 2002 | 1 | 7 | $484,429 | $107,088 | $15,298iApproximate average salary by contribution assumption: employee only about $382,457 at 4% or $254,971 at 6%; with 50% employer match about $254,971 at 4% or $169,981 at 6%; with 100% employer match about $191,229 at 4% or $127,486 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 7 | $484,429 | $107,088 | $15,298iApproximate average salary by contribution assumption: employee only about $382,457 at 4% or $254,971 at 6%; with 50% employer match about $254,971 at 4% or $169,981 at 6%; with 100% employer match about $191,229 at 4% or $127,486 at 6%. |
| 2001 | 2 | 4 | $0 | $0 | - |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 4 | - | - | - |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 0 | - | - | - |
| 2000 | 2 | 4 | $417,334 | $84,875 | $21,219iApproximate average salary by contribution assumption: employee only about $530,469 at 4% or $353,646 at 6%; with 50% employer match about $353,646 at 4% or $235,764 at 6%; with 100% employer match about $265,234 at 4% or $176,823 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 4 | $278,409 | $50,925 | $12,731iApproximate average salary by contribution assumption: employee only about $318,281 at 4% or $212,188 at 6%; with 50% employer match about $212,188 at 4% or $141,458 at 6%; with 100% employer match about $159,141 at 4% or $106,094 at 6%. |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 4 | $138,925 | $33,950 | $8,488iApproximate average salary by contribution assumption: employee only about $212,188 at 4% or $141,458 at 6%; with 50% employer match about $141,458 at 4% or $94,306 at 6%; with 100% employer match about $106,094 at 4% or $70,729 at 6%. |
| 1999 | 2 | 4 | $327,401 | $23,650 | $5,913iApproximate average salary by contribution assumption: employee only about $147,813 at 4% or $98,542 at 6%; with 50% employer match about $98,542 at 4% or $65,694 at 6%; with 100% employer match about $73,906 at 4% or $49,271 at 6%. |
| Rhinehart Railroad Construction Inc. Profit Sharing Plan and Trust | - | 4 | $220,921 | - | - |
| Rhinehart Railroad Construction Co. Inc. Pension Plan | - | 4 | $106,480 | $23,650 | $5,913iApproximate average salary by contribution assumption: employee only about $147,813 at 4% or $98,542 at 6%; with 50% employer match about $98,542 at 4% or $65,694 at 6%; with 100% employer match about $73,906 at 4% or $49,271 at 6%. |